| Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2002 | SOUTHERN REGION | (Amount in Rupees Lakh) |
| | | | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out
standing | Accounts | Limit | Out
standing |
| | | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 15,917 | 33,72 | 32,60 | 5,894 | 15,85 | 12,58 | | | 1. | Direct Finance | 15,909 | 33,28 | 32,15 | 5,847 | 12,71 | 12,22 | | | 2. | Indirect Finance | 8 | 45 | 45 | 47 | 3,14 | 36 | II. | INDUSTRY | 255 | 13,17 | 11,52 | 611 | 35,19 | 29,55 | | | 1. | Mining & Quarrying | — | — | — | — | — | — | | | 2. | Food Manufacturing & Processing | 13 | 64 | 57 | 56 | 5,25 | 4,80 | | | | (a) RiceMills, Flour & DalMills | 8 | 28 | 22 | 36 | 2,04 | 57 | | | | (b) Sugar | 1 | 3 | 3 | — | — | — | | | | (c) Edible Oils & Vanaspati | — | — | — | 6 | 30 | 31 | | | | (d) Tea Processing | — | — | — | — | — | — | | | | (e) Processing of Fruits & Vegetables | — | — | — | — | — | — | | | | (f) Others | 4 | 33 | 33 | 14 | 2,91 | 3,92 | | | 3. | Beverage & Tobacco | 10 | 1,10 | 1,07 | 2 | 4 | 4 | | | 4. | Textiles | 8 | 70 | 75 | 23 | 3,36 | 3,07 | | | | (a) Cotton Textiles | — | — | — | 5 | 2,45 | 2,05 | | | | (b) Jute & Other Natural Fibre Textiles | 1 | 30 | 35 | — | — | — | | | | (c) Handloom Textiles & Khadi | — | — | — | 1 | — | — | | | | (d) Other Textiles & Textile Products | 7 | 40 | 41 | 17 | 90 | 1,01 | | | 5. | Paper, Paper Products & Printing | 5 | 43 | 22 | 11 | 2,93 | 1,03 | | | 6. | Leather & Leather Products | — | — | — | — | — | — | | | 7. | Rubber & Plastic Products | 19 | 76 | 66 | 25 | 2,79 | 1,56 | | | 8. | Chemicals & Chemical Products | 14 | 2,73 | 2,17 | 18 | 4,60 | 3,26 | | | | (a) Heavy Industrial Chemicals | 1 | 5 | 5 | 3 | 43 | 44 | | | | (b) Fertilisers | — | — | — | — | — | — | | | | (c) Drugs & Pharmaceuticals | — | — | — | — | — | — | | | | (d) Non-Edible Oils | — | — | — | — | — | — | | | | (e) Other Chemicals & Chemical Products | 13 | 2,68 | 2,12 | 15 | 4,17 | 2,83 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | | | 10. | Manufacture of Cement & Cement Products | 3 | — | — | 4 | 17 | 20 | | | 11. | Basic Metals & Metal Products | 33 | 23 | 25 | 12 | 72 | 62 | | | | (a) Iron & Steel | 1 | 4 | 4 | 2 | 20 | 17 | | | | (b) Non-Ferrous Metals | — | — | — | — | — | — | | | | (c) Metal Products | 32 | 19 | 21 | 10 | 52 | 45 | | | 12. | Engineering | 2 | 78 | 18 | 13 | 40 | 36 | | | | (a) Heavy Engineering | — | — | — | 1 | 10 | 10 | | | | (b) Light Engineering | 2 | 78 | 18 | 5 | 19 | 15 | | | | (c) Electrical Machinery & Goods | — | — | — | 1 | 1 | 1 | | | | (d) Electronic Machinery &Goods | — | — | — | 6 | 9 | 11 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 1 | 2 | 2 | 1 | 2 | 2 | | | 14. | Other Industries | 146 | 5,77 | 5,61 | 333 | 10,64 | 10,80 | | | 15. | Electricity, Gas & Water | — | — | — | 1 | 6 | 7 | | | | (a) Electricity Generation & Transmission | — | — | — | 1 | 6 | 7 | | | | (b) Non-Conventional Energy | — | — | — | — | — | — | | | | (c) Gas, Steam & Water Supply | — | — | — | — | — | — | | | 16. | Construction | 1 | 3 | 1 | 112 | 4,20 | 3,72 | III. | TRANSPORT OPERATORS | 37 | 66 | 43 | 266 | 2,57 | 2,06 | IV. | PROFESSIONAL AND OTHER SERVICES | 539 | 5,26 | 4,75 | 695 | 6,23 | 5,68 | V. | PERSONAL LOANS | 8,157 | 21,72 | 18,55 | 8,361 | 38,05 | 32,79 | | | 1. | Loans for Purchase of Consumer Durables | 635 | 1,20 | 83 | 699 | 2,35 | 1,23 | | | 2. | Loans for Housing | 521 | 5,49 | 5,24 | 1,002 | 12,75 | 11,03 | | | 3. | Rest of the Personal Loans | 7,001 | 15,03 | 12,48 | 6,660 | 22,95 | 20,53 | VI. | TRADE | 1,533 | 10,98 | 10,08 | 1,290 | 17,45 | 15,69 | | | 1. | Wholesale Trade | 11 | 5,94 | 5,93 | 57 | 4,48 | 4,00 | | | 2. | Retail Trade | 1,522 | 5,05 | 4,15 | 1,233 | 12,98 | 11,70 | VII. | FINANCE | — | — | — | 9 | 16 | 17 | VIII. | ALL OTHERS | 850 | 9,34 | 6,50 | 1,944 | 10,05 | 8,29 |
| TOTAL BANK CREDIT | 27,288 | 94,85 | 84,43 | 19,070 | 125,56 | 106,82 | OF WHICH: 1.Artisansand Village & TinyIndustries | 53 | 1,46 | 1,34 | 54 | 64 | 56 | 2.Other Small Scale Industries | 112 | 1,79 | 1,70 | 341 | 14,63 | 10,74 |
|
| | (AmountinRupeesLakh) |
| | | | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out
standing | Accounts | Limit | Out
standing |
| | | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | 6,855 | 24,40 | 23,00 | — | — | — | | | 1. | Direct Finance | 6,814 | 18,29 | 17,93 | — | — | — | | | 2. | Indirect Finance | 41 | 6,11 | 5,07 | — | — | — | II. | INDUSTRY | 1,849 | 282,06 | 218,82 | — | — | — | | | 1. | Mining & Quarrying | 1 | 3 | 3 | — | — | — | | | 2. | Food Manufacturing & Processing | 87 | 32,01 | 21,99 | — | — | — | | | | (a) RiceMills, Flour & DalMills | 22 | 10,47 | 5,97 | — | — | — | | | | (b) Sugar | 4 | 15,94 | 9,73 | — | — | — | | | | (c) Edible Oils & Vanaspati | 8 | 2,69 | 3,51 | — | — | — | | | | (d) Tea Processing | — | — | — | — | — | — | | | | (e) Processing of Fruits & Vegetables | 1 | 4 | 4 | — | — | — | | | | (f) Others | 52 | 2,87 | 2,74 | — | — | — | | | 3. | Beverage & Tobacco | 20 | 9,21 | 7,90 | — | — | — | | | 4. | Textiles | 72 | 28,34 | 23,60 | — | — | — | | | | (a) Cotton Textiles | 19 | 17,93 | 15,88 | — | — | — | | | | (b) Jute & Other Natural Fibre Textiles | 2 | 21 | 19 | — | — | — | | | | (c) Handloom Textiles & Khadi | 3 | 98 | 94 | — | — | — | | | | (d) Other Textiles & Textile Products | 48 | 9,22 | 6,58 | — | — | — | | | 5. | Paper, Paper Products & Printing | 67 | 18,15 | 13,07 | — | — | — | | | 6. | Leather & Leather Products | 29 | 9,51 | 6,56 | — | — | — | | | 7. | Rubber & Plastic Products | 92 | 22,82 | 21,90 | — | — | — | | | 8. | Chemicals & Chemical Products | 121 | 56,21 | 43,91 | — | — | — | | | | (a) Heavy Industrial Chemicals | 12 | 19,91 | 17,82 | — | — | — | | | | (b) Fertilisers | — | — | — | — | — | — | | | | (c) Drugs & Pharmaceuticals | 34 | 10,03 | 5,94 | — | — | — | | | | (d) Non-Edible Oils | 1 | 5 | 5 | — | — | — | | | | (e) Other Chemicals & Chemical Products | 74 | 26,22 | 20,10 | — | — | — | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 1 | 25 | 76 | — | — | — | | | 10. | Manufacture of Cement & Cement Products | 10 | 16,14 | 16,08 | — | — | — | | | 11. | Basic Metals & Metal Products | 74 | 18,73 | 11,57 | — | — | — | | | | (a) Iron & Steel | 17 | 9,83 | 7,70 | — | — | — | | | | (b) Non-Ferrous Metals | 4 | 6,23 | 1,18 | — | — | — | | | | (c) Metal Products | 53 | 2,67 | 2,68 | — | — | — | | | 12. | Engineering | 151 | 50,99 | 33,61 | — | — | — | | | | (a) Heavy Engineering | 7 | 19,17 | 10,67 | — | — | — | | | | (b) Light Engineering | 87 | 1,80 | 1,58 | — | — | — | | | | (c) Electrical Machinery & Goods | 46 | 25,94 | 18,23 | — | — | — | | | | (d) Electronic Machinery &Goods | 11 | 4,08 | 3,13 | — | — | — | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 12 | 1,92 | 1,64 | — | — | — | | | 14. | Other Industries | 1,023 | 11,37 | 9,96 | — | — | — | | | 15. | Electricity, Gas & Water | 7 | 2,23 | 2,28 | — | — | — | | | | (a) Electricity Generation & Transmission | 3 | 1,73 | 1,79 | — | — | — | | | | (b) Non-Conventional Energy | 1 | 15 | 12 | — | — | — | | | | (c) Gas, Steam & Water Supply | 3 | 35 | 36 | — | — | — | | | 16. | Construction | 82 | 4,16 | 3,97 | — | — | — | III. | TRANSPORT OPERATORS | 306 | 2,79 | 2,10 | — | — | — | IV. | PROFESSIONAL AND OTHER SERVICES | 974 | 81,03 | 60,56 | — | — | — | V. | PERSONAL LOANS | 18,496 | 113,84 | 97,40 | — | — | — | | | 1. | Loans for Purchase of Consumer Durables | 1,875 | 6,09 | 4,17 | — | — | — | | | 2. | Loans for Housing | 1,666 | 35,05 | 31,41 | — | — | — | | | 3. | Rest of the Personal Loans | 14,955 | 72,70 | 61,82 | — | — | — | VI. | TRADE | 5,416 | 91,49 | 83,69 | — | — | — | | | 1. | Wholesale Trade | 334 | 19,94 | 17,62 | — | — | — | | | 2. | Retail Trade | 5,082 | 71,55 | 66,07 | — | — | — | VII. | FINANCE | 137 | 4,05 | 3,47 | — | — | — | VIII. | ALL OTHERS | 4,734 | 60,39 | 44,17 | — | — | — |
| TOTAL BANK CREDIT | 38,767 | 660,06 | 533,22 | — | — | — | OF WHICH: 1.Artisansand Village & TinyIndustries | 217 | 1,22 | 1,12 | — | — | — | 2.Other Small Scale Industries | 1,151 | 39,63 | 37,16 | — | — | — |
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