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PDF - Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 27 of 30) ()
Date : May 11, 1999
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 27 of 30)
                  
 

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

 

As on 31st March

 

Sharda

 

Shekhawati

 

Shivalik

 

Shivpuri Guna

 

Shri Sathavahana

Items

Gramin Bank

 

Gramin Bank

 

Kshetriya

 

Kshetriya

 

Gramin Bank

  
  
 

Gramin Bank

 

Gramin Bank

  
 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

321

322

 

323

324

 

325

326

 

327

328

 

329

330

1.

Capital

100

100

 

1582

1582

 

75

100

 

75

100

 

96

96

  

(1.4)

(1.1)

 

(10.3)

(8.2)

 

(1.1)

(1.2)

 

(1.2)

(1.1)

 

(1.3)

(1.1)

                

2.

Reserves and Surplus

989

1035

 

-

-

 

24

84

 

-

-

 

144

144

  

(13.4)

(11.6)

 

(0.0)

(0.0)

 

(0.4)

(1.0)

 

-

-

 

(2.0)

(1.6)

 

2.1.

Statutory Reserves

989

-

 

-

-

 

24

84

 

-

-

 

-

-

 

2.2.

Capital Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.3.

Share Premium

-

-

 

-

-

 

-

-

 

-

-

 

144

144

 

2.4.

Revenue and other Reserves

-

1035

 

-

-

 

-

-

 

-

-

 

-

-

 

2.5.

Balance of Profit

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

3.

Deposits

5445

6914

 

11443

14010

 

5655

6860

 

5397

7455

 

4600

5897

  

(73.8)

(77.4)

 

(74.3)

(72.4)

 

(83.0)

(84.1)

 

(83.8)

(83.0)

 

(63.8)

(66.9)

 

3.1.

Demand Deposits

172

291

 

154

207

 

155

144

 

531

719

 

465

440

  

(i)

From Banks

-

-

 

10

78

 

-

-

 

-

-

 

-

-

  

(ii)

From Others

172

291

 

144

128

 

155

144

 

531

719

 

465

440

 

3.2.

Savings Deposits

1882

2280

 

3876

4052

 

2608

2843

 

1785

2477

 

1292

1584

 

3.3.

Term Deposits

3390

4344

 

7412

9752

 

2892

3873

 

3081

4259

 

2843

3873

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From Others

3390

4344

 

7412

9752

 

2892

3873

 

3081

4259

 

2843

3873

 

3.A.

Deposits of branches in India

5445

6914

 

11443

14010

 

5655

6860

 

5397

7455

 

4600

5897

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

4.

Borrowings

270

297

 

1456

1852

 

700

739

 

325

460

 

1494

1623

   

(3.7)

(3.3)

 

(9.5)

(9.6)

 

(10.3)

(9.1)

 

(5.0)

(5.1)

 

(20.7)

(18.4)

 

4.1.

Borrowings in India

270

297

 

1456

1852

 

700

739

 

325

460

 

1494

1623

  

(i)

From Reserve Bank of India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From other Banks

-

-

 

29

26

 

25

24

 

325

460

 

315

314

  

(iii)

From other Institutions and Agencies

270

297

 

1427

1826

 

675

715

 

-

-

 

1179

1309

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

577

583

 

915

1900

 

360

375

 

644

963

 

872

1050

   

(7.8)

(6.5)

 

(5.9)

(9.8)

 

(5.3)

(4.6)

 

(10.0)

(10.7)

 

(12.1)

(11.9)

 

5.1.

Bills Payable

32

42

 

47

38

 

33

3

 

-

-

 

-

-

 

5.2.

Inter-office Adjustments

-

-

 

60

33

 

23

20

 

-

-

 

107

-

 

5.3.

Interest Accrued

5

5

 

39

44

 

95

19

 

353

599

 

658

844

 

5.4.

Others (including provisions)

540

536

 

769

1786

 

209

333

 

290

363

 

107

206

    
 
 
 
 
 
 
 
 
 
 
 
 
 
  

Total Liabilities

7381

8929

 

15395

19344

 

6814

8157

 

6440

8978

 

7207

8810

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)


                  
 

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

 

As on 31st March

 

Sharda

 

Shekhawati

 

Shivalik

 

Shivpuri Guna

 

Shri Sathavahana

Items

Gramin Bank

 

Gramin Bank

 

Kshetriya

 

Kshetriya

 

Gramin Bank

  
  
 

Gramin Bank

 

Gramin Bank

  
 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

321

322

 

323

324

 

325

326

 

327

328

 

329

330

1

Cash in hand

82

118

 

262

377

 

33

67

 

81

108

 

109

229

  

(1.1)

(1.3)

 

(1.7)

(1.9)

 

(0.5)

(0.8)

 

(1.3)

(1.2)

 

(1.5)

(2.6)

2.

Balances with RBI

159

204

 

375

441

 

172

220

 

166

229

 

150

173

  

(2.2)

(2.3)

 

(2.4)

(2.3)

 

(2.5)

(2.7)

 

(2.6)

(2.6)

 

(2.1)

(2.0)

3.

Balances with banks in India

292

3885

 

3180

3366

 

2524

2718

 

180

333

 

2135

2931

  

(4.0)

(43.5)

 

(20.7)

(17.4)

 

(37.0)

(33.3)

 

(2.8)

(3.7)

 

(29.6)

(33.3)

4.

Money at call and short notice

3553

-

 

-

-

 

-

-

 

2163

3185

 

-

-

  

(48.1)

-

 

-

-

 

-

-

 

(33.6)

(35.5)

 

-

-

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

200

1350

 

2592

3802

 

1867

2822

 

211

501

 

225

474

  

(2.7)

(15.1)

 

(16.8)

(19.7)

 

(27.4)

(34.6)

 

(3.3)

(5.6)

 

(3.1)

(5.4)

 

6.A.

Investments in India

200

1350

 

2592

3802

 

1867

2822

 

211

501

 

225

474

  

(i)

Government securities

-

-

 

-

400

 

25

25

 

-

-

 

-

-

  

(ii)

Other approved securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii)

Shares

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iv)

Debentures and Bonds

200

1350

 

2032

2842

 

1473

2293

 

211

501

 

225

474

  

(v)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(vi)

Others

-

-

 

560

560

 

370

504

 

-

-

 

-

-

 

6.B.

Investments outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(i)

Government securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii)

Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

1837

1514

 

6461

7579

 

1933

1938

 

1466

1978

 

3962

3735

   

(24.9)

(17.0)

 

(42.0)

(39.2)

 

(28.4)

(23.8)

 

(22.8)

(22.0)

 

(55.0)

(42.4)

 

7.1.

Bills purchased and discounted

 

-

 

16

14

 

4

1

 

1466

-

 

-

-

 

7.2.

Cash credits, overdrafts & loans

66

58

 

825

1055

 

125

17

 

-

570

 

2035

2204

 

7.3.

Term loans

1771

1456

 

5620

6510

 

1804

1919

 

-

1408

 

1927

1532

8.

Fixed Assets

12

11

 

15

14

 

20

21

 

13

13

 

16

20

   

(0.2)

(0.1)

 

(0.1)

(0.1)

 

(0.3)

(0.3)

 

(0.2)

(0.1)

 

(0.2)

(0.2)

 

8.1.

Premises

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

8.2.

Other Fixed assets

12

11

 

15

14

 

20

21

 

13

13

 

16

20

9.

Other Assets

1246

1848

 

2510

3766

 

264

373

 

2161

2631

 

610

1248

   

(16.9)

(20.7)

 

(16.3)

(19.5)

 

(3.9)

(4.6)

 

(33.6)

(29.3)

 

(8.5)

(14.2)

 

9.1.

Inter - office adjustments (net)

10

7

 

-

-

 

-

-

 

90

78

 

-

138

 

9.2.

Interest accrued

77

136

 

290

519

 

133

212

 

14

158

 

160

194

 

9.3.

Tax paid

-

-

 

-

1

 

-

-

 

-

-

 

-

-

 

9.4.

Stationery and Stamps

1

2

 

2214

8

 

4

3

 

2

2

 

5

5

 

9.5.

Others

1158

1703

 

6

3237

 

128

157

 

2054

2393

 

444

910

    
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Total Assets

7381

8929

 

15395

19344

 

6814

8157

 

6440

8978

 

7207

8810

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.


Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97

                  
 

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

 

As on 31st March

 

Shri

 

Singhbhumi

 

Siwan

 

Solapur

 

South Malabar

Items

Venkateshwara

 

Kshetriya

 

Kshetriya

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

  
  
 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

331

332

 

333

334

 

335

336

 

337

338

 

339

340

1.

Capital

75

100

 

63

79

 

544

544

 

75

100

 

100

535

  

(0.8)

(0.7)

 

(0.8)

(0.8)

 

(6.0)

(6.0)

 

(2.4)

(2.4)

 

(0.4)

(1.6)

                

2.

Reserves and Surplus

-

-

 

-

-

 

-

-

 

-

-

 

557

24

  

-

-

 

-

-

 

-

-

 

-

-

 

(2.1)

(0.1)

 

2.1.

Statutory Reserves

-

-

 

-

-

 

-

-

 

-

-

 

170

24

 

2.2.

Capital Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.3.

Share Premium

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.4.

Revenue and other Reserves

-

-

 

-

-

 

-

-

 

-

-

 

387

-

 

2.5.

Balance of Profit

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                

3.

Deposits

6436

8466

 

6477

9030

 

7734

7734

 

2021

2717

 

14348

18627

  

(68.1)

(63.2)

 

(87.1)

(86.2)

 

(84.8)

(84.8)

 

(64.6)

(64.5)

 

(53.5)

(55.6)

 

3.1.

Demand Deposits

182

215

 

510

620

 

215

215

 

131

270

 

951

1336

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

-

 

218

401

  

(ii)

From Others

182

215

 

510

620

 

215

215

 

131

270

 

733

935

 

3.2.

Savings Deposits

1672

2138

 

3075

3830

 

3405

3405

 

757

1010

 

5676

7647

 

3.3.

Term Deposits

4582

6112

 

2892

4580

 

4114

4114

 

1133

1437

 

7721

9643

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

-

 

2

7

  

(ii)

From Others

4582

6112

 

2892

4580

 

4114

4114

 

1133

1437

 

7719

9636

 

3.A.

Deposits of branches in India

6436

8466

 

6477

9030

 

7734

7734

 

2021

2717

 

14348

18627

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

4.

Borrowings

2059

2860

 

245

586

 

408

408

 

875

1026

 

10295

12081

   

(21.8)

(21.4)

 

(3.3)

(5.6)

 

(4.5)

(4.5)

 

(28.0)

(24.3)

 

(38.4)

(36.0)

 

4.1.

Borrowings in India

2059

2860

 

245

586

 

408

408

 

875

1026

 

10295

12081

  

(i)

From Reserve Bank of India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From other Banks

839

1112

 

-

-

 

-

-

 

135

152

 

2496

2814

  

(iii)

From other Institutions and Agencies

1221

1748

 

245

586

 

408

408

 

740

874

 

7799

9266

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

878

1963

 

654

786

 

440

440

 

156

371

 

1527

2262

   

(9.3)

(14.7)

 

(8.8)

(7.5)

 

(4.8)

(4.8)

 

(5.0)

(8.8)

 

(5.7)

(6.7)

 

5.1.

Bills Payable

68

101

 

5

11

 

-

-

 

-

-

 

453

713

 

5.2.

Inter-office Adjustments

241

107

 

2

-

 

-

-

 

2

-

 

160

456

 

5.3.

Interest Accrued

111

121

 

-

-

 

35

35

 

-

3

 

152

205

 

5.4.

Others (including provisions)

460

1634

 

647

775

 

405

405

 

154

368

 

762

888

    
 
 
 
 
 
 
 
 
 
 
 
 
 
  

Total Liabilities

9449

13389

 

7439

10480

 

9125

9125

 

3127

4214

 

26827

33528

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)


                  
 

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

 

As on 31st March

 

Shri

 

Singhbhumi

 

Siwan

 

Solapur

 

South Malabar

Items

Venkateshwara

 

Kshetriya

 

Kshetriya

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

  
  
 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

331

332

 

333

334

 

335

336

 

337

338

 

339

340

1.

Cash in hand

120

82

 

43

86

 

79

79

 

73

120

 

480

1047

  

(1.3)

(0.6)

 

(0.6)

(0.8)

 

(0.9)

(0.9)

 

(2.3)

(2.9)

 

(1.8)

(3.1)

2.

Balances with RBI

189

256

 

189

255

 

234

234

 

53

71

 

439

535

  

(2.0)

(1.9)

 

(2.5)

(2.4)

 

(2.6)

(2.6)

 

(1.7)

(1.7)

 

(1.6)

(1.6)

3.

Balances with banks in India

2069

4301

 

2293

2960

 

4872

4872

 

678

964

 

3213

4434

  

(21.9)

(32.1)

 

(30.8)

(28.2)

 

(53.4)

(53.4)

 

(21.7)

(22.9)

 

(12.0)

(13.2)

4.

Money at call and short notice

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

-

-

 

-

-

 

-

-

 

-

-

 

-

-

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

185

210

 

1175

2245

 

610

610

 

25

75

 

3187

3873

  

(2.0)

(1.6)

 

(15.8)

(21.4)

 

(6.7)

(6.7)

 

(0.8)

(1.8)

 

(11.9)

(11.6)

 

6.A.

Investments in India

185

210

 

1175

2245

 

610

610

 

25

75

 

3187

3873

  

(i)

Government securities

-

-

 

400

-

 

500

500

 

-

-

 

1527

1521

  

(ii)

Other approved securities

50

75

 

230

1225

 

-

-

 

-

-

 

1660

200

  

(iii)

Shares

-

-

 

259

-

 

-

-

 

-

-

 

-

-

  

(iv)

Debentures and Bonds

135

135

 

200

820

 

110

110

 

25

25

 

-

1482

  

(v)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(vi)

Others

-

-

 

86

200

 

-

-

 

-

50

 

-

669

 

6.B.

Investments outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(i)

Government securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii)

Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

5185

6916

 

1925

2281

 

2394

2394

 

1575

2061

 

18998

22868

   

(54.9)

(51.7)

 

(25.9)

(21.8)

 

(26.2)

(26.2)

 

(50.4)

(48.9)

 

(70.8)

(68.2)

 

7.1.

Bills purchased and discounted

51

18

 

4

-

 

-

-

 

-

-

 

15

68

 

7.2.

Cash credits, overdrafts & loans

3565

4681

 

1921

662

 

345

345

 

741

818

 

14351

18053

 

7.3.

Term loans

1570

2217

 

-

1620

 

2048

2048

 

834

1243

 

4631

4746

8.

Fixed Assets

20

24

 

12

12

 

12

12

 

16

20

 

77

76

   

(0.2)

(0.2)

 

(0.2)

(0.1)

 

(0.1)

(0.1)

 

(0.5)

(0.5)

 

(0.3)

(0.2)

 

8.1.

Premises

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

8.2.

Other Fixed assets

20

24

 

12

12

 

12

12

 

16

20

 

77

76

9.

Other Assets

1679

1599

 

1801

2640

 

924

924

 

708

902

 

433

696

   

(17.8)

(11.9)

 

(24.2)

(25.2)

 

(10.1)

(10.1)

 

(22.6)

(21.4)

 

(1.6)

(2.1)

 

9.1.

Inter - office adjustments (net)

-

-

 

-

124

 

19

19

 

59

22

 

-

-

 

9.2.

Interest accrued

89

146

 

138

287

 

576

576

 

7

6

 

206

155

 

9.3.

Tax paid

-

-

 

12

21

 

-

-

 

-

-

 

-

-

 

9.4.

Stationery and Stamps

8

7

 

-

-

 

5

5

 

3

5

 

34

41

 

9.5.

Others

1582

1446

 

1652

2208

 

324

324

 

639

869

 

192

499

    
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Total Assets

9449

13389

 

7439

10480

 

9125

9125

 

3127

4214

 

26827

33528

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.