| Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2002 | SOUTHERN REGION | (Amount in Rupees Lakh) |
| | | | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out | Accounts | Limit | Out | | | | | | | standing | | | Standing |
| | | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 1,97,084 | 409,56 | 373,85 | 10,52,674 | 2159,15 | 1988,09 | | | 1. | Direct Finance | 1,94,869 | 361,03 | 338,09 | 10,38,040 | 2005,43 | 1859,73 | | | 2. | Indirect Finance | 2,215 | 48,53 | 35,75 | 14,634 | 153,72 | 128,36 | II. | INDUSTRY | 22,187 | 387,44 | 301,01 | 1,59,814 | 2544,49 | 2080,66 | | | 1. | Mining & Quarrying | 31 | 1,51 | 1,14 | 177 | 19,84 | 15,47 | | | 2. | Food Manufacturing & Processing | 858 | 192,19 | 129,89 | 5,580 | 369,32 | 317,71 | | | | (a) RiceMills, Flour & DalMills | 208 | 9,85 | 10,09 | 1,727 | 68,42 | 62,75 | | | | (b) Sugar | — | — | — | 1 | 65 | 25 | | | | (c) Edible Oils & Vanaspati | 159 | 20,16 | 4,93 | 786 | 46,49 | 40,05 | | | | (d) Tea Processing | 14 | 8,79 | 7,56 | 43 | 41,80 | 42,75 | | | | (e) Processing of Fruits & Vegetables | 4 | 10 | 10 | 61 | 6,90 | 5,78 | | | | (f) Others | 473 | 153,29 | 107,21 | 2,962 | 205,06 | 166,13 | | | 3. | Beverage & Tobacco | 11 | 2,34 | 2,35 | 102 | 38,74 | 33,04 | | | 4. | Textiles | 670 | 25,57 | 27,00 | 4,874 | 322,08 | 262,59 | | | | (a) Cotton Textiles | 27 | 1,66 | 1,38 | 342 | 94,22 | 71,15 | | | | (b) Jute & Other Natural Fibre Textiles | 3 | 7 | 7 | 124 | 8,82 | 4,81 | | | | (c) Handloom Textiles & Khadi | 19 | 57 | 48 | 388 | 24,88 | 22,12 | | | | (d) Other Textiles & Textile Products | 621 | 23,27 | 25,07 | 4,020 | 194,17 | 164,51 | | | 5. | Paper, Paper Products & Printing | 151 | 5,02 | 4,69 | 1,606 | 118,05 | 86,44 | | | 6. | Leather & Leather Products | 31 | 18 | 16 | 578 | 18,00 | 16,84 | | | 7. | Rubber & Plastic Products | 308 | 16,73 | 15,17 | 2,800 | 195,93 | 164,48 | | | 8. | Chemicals & Chemical Products | 168 | 11,03 | 8,17 | 1,678 | 164,15 | 131,95 | | | | (a) Heavy Industrial Chemicals | 4 | 1,42 | 27 | 42 | 8,25 | 5,11 | | | | (b) Fertilisers | 2 | 7 | 4 | 36 | 66,14 | 46,16 | | | | (c) Drugs & Pharmaceuticals | 76 | 1,39 | 1,33 | 702 | 39,16 | 34,58 | | | | (d) Non-Edible Oils | 1 | 4 | 4 | 12 | 3,33 | 2,58 | | | | (e) Other Chemicals & Chemical Products | 85 | 8,11 | 6,49 | 886 | 47,27 | 43,53 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 4 | 43 | 21 | 24 | 1,74 | 1,56 | | | 10. | Manufacture of Cement & Cement Products | 87 | 1,44 | 1,28 | 602 | 17,11 | 13,71 | | | 11. | Basic Metals & Metal Products | 168 | 5,52 | 5,72 | 1,523 | 52,95 | 46,90 | | | | (a) Iron & Steel | 14 | 2,04 | 2,44 | 91 | 16,21 | 14,63 | | | | (b) Non-Ferrous Metals | 2 | 1,03 | 1,20 | 28 | 2,38 | 2,00 | | | | (c) Metal Products | 152 | 2,45 | 2,08 | 1,404 | 34,35 | 30,27 | | | 12. | Engineering | 378 | 6,53 | 5,87 | 2,742 | 174,31 | 121,92 | | | | (a) Heavy Engineering | 19 | 1,21 | 1,03 | 58 | 11,39 | 9,01 | | | | (b) Light Engineering | 219 | 1,91 | 1,62 | 1,344 | 23,27 | 20,96 | | | | (c) Electrical Machinery & Goods | 74 | 2,25 | 2,11 | 765 | 105,16 | 66,16 | | | | (d) Electronic Machinery &Goods | 66 | 1,17 | 1,11 | 575 | 34,49 | 25,80 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 47 | 1,86 | 1,18 | 1,397 | 30,51 | 17,87 | | | 14. | Other Industries | 18,622 | 74,95 | 65,83 | 1,29,815 | 660,78 | 553,57 | | | 15. | Electricity, Gas & Water | 10 | 7,06 | 1,55 | 66 | 47,52 | 30,42 | | | | (a) Electricity Generation & Transmission | 4 | 6,65 | 1,25 | 17 | 43,62 | 27,32 | | | | (b) Non-Conventional Energy | — | — | — | 11 | 1,03 | 86 | | | | (c) Gas, Steam & Water Supply | 6 | 41 | 30 | 38 | 2,87 | 2,24 | | | 16. | Construction | 643 | 35,08 | 30,78 | 6,250 | 313,45 | 266,21 | III. | TRANSPORT OPERATORS | 2,922 | 36,07 | 25,72 | 34,210 | 363,91 | 286,43 | IV. | PROFESSIONAL AND OTHER SERVICES | 14,246 | 53,49 | 41,31 | 78,060 | 559,11 | 465,64 | V. | PERSONAL LOANS | 83,881 | 458,84 | 397,95 | 6,65,033 | 3962,18 | 3375,81 | | | 1. | Loans for Purchase of Consumer Durables | 5,621 | 15,09 | 11,23 | 38,563 | 113,02 | 87,52 | | | 2. | Loans for Housing | 13,422 | 212,63 | 186,29 | 1,12,910 | 1738,53 | 1535,62 | | | 3. | Rest of the Personal Loans | 64,838 | 231,11 | 200,44 | 5,13,560 | 2110,63 | 1752,67 | VI. | TRADE | 62,180 | 192,72 | 173,08 | 3,06,712 | 2418,59 | 2169,08 | | | 1. | Wholesale Trade | 1,631 | 38,62 | 33,84 | 9,536 | 828,58 | 746,96 | | | 2. | Retail Trade | 60,549 | 154,10 | 139,24 | 2,97,176 | 1590,01 | 1422,12 | VII. | FINANCE | 216 | 7,86 | 6,49 | 3,794 | 66,42 | 60,08 | VIII. | ALL OTHERS | 57,757 | 216,05 | 191,41 | 4,75,434 | 1953,60 | 1611,41 |
| TOTAL BANK CREDIT | 4,40,473 | 1762,01 | 1510,83 | 27,75,731 | 14027,44 | 12037,20 | OF WHICH: 1.Artisansand Village & TinyIndustries | 7,583 | 24,52 | 20,89 | 45,654 | 196,19 | 169,37 | 2.Other Small Scale Industries | 11,263 | 122,43 | 85,67 | 88,145 | 881,18 | 758,05 |
|
| | (Amount in Rupees Lakh) |
| | | | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out | Accounts | Limit | Out | | | | | | | standing | | | standing |
| | | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | 60,383 | 383,42 | 323,49 | — | — | — | | | 1. | Direct Finance | 51,186 | 286,34 | 241,30 | — | — | — | | | 2. | Indirect Finance | 9,197 | 97,08 | 82,19 | — | — | — | II. | INDUSTRY | 32,172 | 3474,48 | 2642,08 | — | — | — | | | 1. | Mining & Quarrying | 52 | 94,65 | 106,86 | — | — | — | | | 2. | Food Manufacturing & Processing | 2,495 | 1032,60 | 673,34 | — | — | — | | | | (a) RiceMills, Flour & DalMills | 1,043 | 26,34 | 24,06 | — | — | — | | | | (b) Sugar | 2 | 14 | 12 | — | — | — | | | | (c) Edible Oils & Vanaspati | 234 | 32,42 | 30,90 | — | — | — | | | | (d) Tea Processing | 50 | 132,41 | 50,27 | — | — | — | | | | (e) Processing of Fruits & Vegetables | 26 | 7,51 | 8,54 | — | — | — | | | | (f) Others | 1,140 | 833,79 | 559,45 | — | — | — | | | 3. | Beverage & Tobacco | 57 | 39,11 | 45,12 | — | — | — | | | 4. | Textiles | 1,690 | 323,29 | 211,00 | — | — | — | | | | (a) Cotton Textiles | 169 | 218,74 | 128,56 | — | — | — | | | | (b) Jute & Other Natural Fibre Textiles | 9 | 33 | 32 | — | — | — | | | | (c) Handloom Textiles & Khadi | 17 | 3,10 | 3,05 | — | — | — | | | | (d) Other Textiles & Textile Products | 1,495 | 101,12 | 79,08 | — | — | — | | | 5. | Paper, Paper Products & Printing | 1,145 | 101,14 | 81,99 | — | — | — | | | 6. | Leather & Leather Products | 261 | 5,66 | 4,92 | — | — | — | | | 7. | Rubber & Plastic Products | 683 | 154,78 | 151,52 | — | — | — | | | 8. | Chemicals & Chemical Products | 744 | 213,86 | 178,23 | — | — | — | | | | (a) Heavy Industrial Chemicals | 37 | 21,28 | 16,03 | — | — | — | | | | (b) Fertilisers | 17 | 86,71 | 67,34 | — | — | — | | | | (c) Drugs & Pharmaceuticals | 207 | 25,06 | 29,92 | — | — | — | | | | (d) Non-Edible Oils | 15 | 11,60 | 13,03 | — | — | — | | | | (e) Other Chemicals & Chemical Products | 468 | 69,21 | 51,91 | — | — | — | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 24 | 221,49 | 158,18 | — | — | — | | | 10. | Manufacture of Cement & Cement Products | 109 | 14,22 | 10,66 | — | — | — | | | 11. | Basic Metals & Metal Products | 806 | 91,22 | 78,15 | — | — | — | | | | (a) Iron & Steel | 99 | 39,31 | 33,86 | — | — | — | | | | (b) Non-Ferrous Metals | 27 | 26,98 | 24,81 | — | — | — | | | | (c) Metal Products | 680 | 24,93 | 19,48 | — | — | — | | | 12. | Engineering | 919 | 322,51 | 233,81 | — | — | — | | | | (a) Heavy Engineering | 16 | 4,80 | 2,22 | — | — | — | | | | (b) Light Engineering | 361 | 60,83 | 43,42 | — | — | — | | | | (c) Electrical Machinery & Goods | 279 | 126,76 | 80,20 | — | — | — | | | | (d) Electronic Machinery &Goods | 263 | 130,13 | 107,97 | — | — | — | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 258 | 48,69 | 29,44 | — | — | — | | | 14. | Other Industries | 20,560 | 308,29 | 233,95 | — | — | — | | | 15. | Electricity, Gas & Water | 86 | 314,13 | 273,09 | — | — | — | | | | (a) Electricity Generation & Transmission | 57 | 311,64 | 270,77 | — | — | — | | | | (b) Non-Conventional Energy | 5 | 37 | 38 | — | — | — | | | | (c) Gas, Steam & Water Supply | 24 | 2,11 | 1,95 | — | — | — | | | 16. | Construction | 2,283 | 188,85 | 171,81 | — | — | — | III. | TRANSPORT OPERATORS | 4,752 | 84,41 | 70,28 | — | — | — | IV. | PROFESSIONAL AND OTHER SERVICES | 20,203 | 731,99 | 597,60 | — | — | — | V. | PERSONAL LOANS | 2,64,617 | 1995,13 | 1698,26 | — | — | — | | | 1. | Loans for Purchase of Consumer Durables | 20,204 | 78,09 | 62,92 | — | — | — | | | 2. | Loans for Housing | 46,993 | 849,44 | 751,09 | — | — | — | | | 3. | Rest of the Personal Loans | 1,97,420 | 1067,60 | 884,26 | — | — | — | VI. | TRADE | 49,905 | 2580,67 | 2271,55 | — | — | — | | | 1. | Wholesale Trade | 4,271 | 1668,01 | 1507,35 | — | — | — | | | 2. | Retail Trade | 45,634 | 912,67 | 764,20 | — | — | — | VII. | FINANCE | 344 | 111,17 | 91,24 | — | — | — | VIII. | ALL OTHERS | 1,01,292 | 1527,14 | 1332,39 | — | — | — |
| TOTAL BANK CREDIT | 5,33,668 | 10888,41 | 9026,90 | — | — | — | OF WHICH: 1.Artisansand Village & TinyIndustries | 3,671 | 40,64 | 33,41 | — | — | — | 2.Other Small Scale Industries | 17,457 | 715,91 | 491,26 | — | — | — |
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