| Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2002 | SOUTHERN REGION | (Amount in Rupees Lakh) |
| | | | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out | Accounts | Limit | Out | | | | | | | standing | | | standing |
| | | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 11,34,378 | 3594,13 | 3226,61 | 4,56,307 | 2196,36 | 1974,29 | | | 1. | Direct Finance | 11,16,323 | 3300,99 | 2984,15 | 4,47,914 | 1896,49 | 1723,67 | | | 2. | Indirect Finance | 18,055 | 293,14 | 242,46 | 8,393 | 299,87 | 250,62 | II. | INDUSTRY | 58,073 | 1419,68 | 1145,16 | 51,341 | 2428,09 | 2341,02 | | | 1. | Mining & Quarrying | 92 | 28,92 | 24,30 | 138 | 50,79 | 41,67 | | | 2. | Food Manufacturing & Processing | 2,262 | 273,80 | 232,79 | 4,262 | 233,81 | 192,61 | | | | (a) RiceMills, Flour & DalMills | 880 | 33,86 | 24,63 | 823 | 38,43 | 34,28 | | | | (b) Sugar | 15 | 64,78 | 50,32 | 17 | 40,96 | 39,75 | | | | (c) Edible Oils & Vanaspati | 119 | 5,41 | 5,96 | 580 | 27,84 | 25,00 | | | | (d) Tea Processing | 6 | 10,74 | 12,41 | 5 | 1,24 | 1,01 | | | | (e) Processing of Fruits & Vegetables | 15 | 1,69 | 1,35 | 22 | 2,49 | 1,92 | | | | (f) Others | 1,227 | 157,32 | 138,12 | 2,815 | 122,85 | 90,64 | | | 3. | Beverage & Tobacco | 72 | 17,46 | 12,70 | 73 | 7,78 | 7,34 | | | 4. | Textiles | 1,240 | 116,66 | 85,80 | 1,768 | 55,56 | 49,80 | | | | (a) Cotton Textiles | 126 | 54,31 | 36,71 | 206 | 13,09 | 11,70 | | | | (b) Jute & Other Natural Fibre Textiles | 55 | 36 | 29 | 147 | 2,35 | 2,35 | | | | (c) Handloom Textiles & Khadi | 494 | 1,19 | 99 | 448 | 2,19 | 1,94 | | | | (d) Other Textiles & Textile Products | 565 | 60,79 | 47,81 | 967 | 37,93 | 33,81 | | | 5. | Paper, Paper Products & Printing | 252 | 20,69 | 15,95 | 453 | 100,24 | 58,69 | | | 6. | Leather & Leather Products | 75 | 84 | 85 | 162 | 2,14 | 3,74 | | | 7. | Rubber & Plastic Products | 344 | 8,48 | 6,43 | 176 | 20,33 | 17,32 | | | 8. | Chemicals & Chemical Products | 250 | 78,70 | 49,22 | 270 | 25,11 | 22,81 | | | | (a) Heavy Industrial Chemicals | 6 | 1,01 | 1,24 | 13 | 7,91 | 7,50 | | | | (b) Fertilisers | 3 | 2,18 | 1,92 | 5 | 1,09 | 98 | | | | (c) Drugs & Pharmaceuticals | 78 | 49,41 | 21,42 | 115 | 6,50 | 6,41 | | | | (d) Non-Edible Oils | 9 | 76 | 58 | 10 | 1,64 | 1,54 | | | | (e) Other Chemicals & Chemical Products | 154 | 25,34 | 24,07 | 127 | 7,97 | 6,38 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 8 | 143,67 | 152,70 | 10 | 2,33 | 2,35 | | | 10. | Manufacture of Cement & Cement Products | 187 | 31,83 | 32,91 | 209 | 36,16 | 38,49 | | | 11. | Basic Metals & Metal Products | 346 | 172,24 | 129,37 | 712 | 1397,04 | 1469,60 | | | | (a) Iron & Steel | 34 | 145,64 | 106,97 | 71 | 1368,00 | 1444,10 | | | | (b) Non-Ferrous Metals | 3 | 2,68 | 2,25 | 14 | 5,43 | 4,85 | | | | (c) Metal Products | 309 | 23,92 | 20,15 | 627 | 23,61 | 20,65 | | | 12. | Engineering | 2,900 | 251,37 | 176,31 | 1,182 | 93,07 | 71,25 | | | | (a) Heavy Engineering | 30 | 68,50 | 54,50 | 120 | 34,80 | 20,88 | | | | (b) Light Engineering | 364 | 54,98 | 44,85 | 675 | 23,68 | 18,05 | | | | (c) Electrical Machinery & Goods | 130 | 4,68 | 4,64 | 194 | 7,30 | 6,52 | | | | (d) Electronic Machinery &Goods | 2,376 | 123,20 | 72,32 | 193 | 27,29 | 25,80 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 545 | 16,92 | 13,21 | 596 | 58,78 | 55,75 | | | 14. | Other Industries | 48,007 | 192,27 | 159,14 | 39,224 | 183,89 | 157,87 | | | 15. | Electricity, Gas & Water | 29 | 9,04 | 5,01 | 77 | 9,68 | 7,92 | | | | (a) Electricity Generation & Transmission | 15 | 8,23 | 4,33 | 17 | 5,97 | 4,68 | | | | (b) Non-Conventional Energy | 3 | 35 | 28 | 29 | 1,46 | 1,19 | | | | (c) Gas, Steam & Water Supply | 11 | 46 | 41 | 31 | 2,25 | 2,05 | | | 16. | Construction | 1,464 | 56,80 | 48,47 | 2,029 | 151,37 | 143,82 | III. | TRANSPORT OPERATORS | 12,384 | 147,65 | 112,57 | 12,870 | 160,26 | 119,61 | IV. | PROFESSIONAL AND OTHER SERVICES | 59,647 | 179,64 | 153,79 | 40,845 | 282,43 | 235,04 | V. | PERSONAL LOANS | 3,56,962 | 1085,71 | 928,88 | 3,54,377 | 1583,62 | 1348,47 | | | 1. | Loans for Purchase of Consumer Durables | 23,245 | 61,36 | 46,82 | 31,687 | 90,32 | 65,61 | | | 2. | Loans for Housing | 22,846 | 300,17 | 264,45 | 33,409 | 593,12 | 520,29 | | | 3. | Rest of the Personal Loans | 3,10,871 | 724,17 | 617,61 | 2,89,281 | 900,18 | 762,57 | VI. | TRADE | 1,83,179 | 676,01 | 599,04 | 1,10,906 | 684,73 | 579,65 | | | 1. | Wholesale Trade | 6,550 | 254,76 | 237,44 | 8,260 | 193,78 | 168,42 | | | 2. | Retail Trade | 1,76,629 | 421,25 | 361,61 | 1,02,646 | 490,95 | 411,23 | VII. | FINANCE | 1,095 | 43,29 | 32,30 | 859 | 64,43 | 49,81 | VIII. | ALL OTHERS | 1,39,728 | 973,82 | 747,64 | 1,07,950 | 596,19 | 489,78 |
| TOTAL BANK CREDIT | 19,45,446 | 8119,93 | 6945,99 | 11,35,455 | 7996,10 | 7137,67 | OF WHICH: 1.Artisansand Village & TinyIndustries | 26,698 | 88,45 | 76,16 | 12,297 | 63,24 | 54,79 | 2.Other Small Scale Industries | 21,514 | 246,61 | 197,63 | 29,366 | 277,35 | 240,24 |
|
| | (Amount in Rupees Lakh) |
| | | | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out | Accounts | Limit | Out | | | | | | | standing | | | standing |
| | | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | 73,849 | 717,64 | 620,69 | 7,036 | 1092,98 | 873,44 | | | 1. | Direct Finance | 69,951 | 430,66 | 384,00 | 4,151 | 101,54 | 88,55 | | | 2. | Indirect Finance | 3,898 | 286,98 | 236,69 | 2,885 | 991,45 | 784,89 | II. | INDUSTRY | 31,391 | 3207,55 | 2774,87 | 80,853 | 15238,37 | 10613,64 | | | 1. | Mining & Quarrying | 144 | 25,86 | 18,02 | 291 | 141,58 | 87,09 | | | 2. | Food Manufacturing & Processing | 2,033 | 256,32 | 209,11 | 880 | 513,81 | 397,49 | | | | (a) RiceMills, Flour & DalMills | 502 | 76,68 | 60,39 | 54 | 20,78 | 16,40 | | | | (b) Sugar | 16 | 36,44 | 34,36 | 35 | 55,00 | 52,31 | | | | (c) Edible Oils & Vanaspati | 551 | 22,47 | 17,91 | 35 | 26,97 | 14,54 | | | | (d) Tea Processing | 3 | 3,39 | 3,69 | 11 | 15,17 | 15,15 | | | | (e) Processing of Fruits & Vegetables | 14 | 1,87 | 1,52 | 82 | 82,72 | 61,40 | | | | (f) Others | 947 | 115,49 | 91,23 | 663 | 313,18 | 237,70 | | | 3. | Beverage & Tobacco | 109 | 91,09 | 70,70 | 198 | 583,42 | 544,68 | | | 4. | Textiles | 1,078 | 106,63 | 84,45 | 2,792 | 1545,80 | 927,28 | | | | (a) Cotton Textiles | 199 | 70,40 | 55,79 | 355 | 237,49 | 186,04 | | | | (b) Jute & Other Natural Fibre Textiles | 13 | 24 | 23 | 27 | 6,43 | 6,37 | | | | (c) Handloom Textiles & Khadi | 77 | 1,85 | 2,21 | 39 | 409,93 | 11,01 | | | | (d) Other Textiles & Textile Products | 789 | 34,15 | 26,22 | 2,371 | 891,95 | 723,85 | | | 5. | Paper, Paper Products & Printing | 786 | 68,39 | 54,98 | 1,690 | 234,19 | 174,67 | | | 6. | Leather & Leather Products | 153 | 2,57 | 2,51 | 452 | 62,94 | 55,60 | | | 7. | Rubber & Plastic Products | 704 | 69,43 | 61,48 | 1,175 | 156,24 | 128,90 | | | 8. | Chemicals & Chemical Products | 954 | 214,38 | 163,67 | 1,995 | 1112,16 | 732,37 | | | | (a) Heavy Industrial Chemicals | 61 | 145,90 | 106,97 | 138 | 246,64 | 180,18 | | | | (b) Fertilisers | 13 | 3,87 | 3,66 | 22 | 214,72 | 57,37 | | | | (c) Drugs & Pharmaceuticals | 386 | 12,27 | 9,10 | 709 | 350,74 | 277,04 | | | | (d) Non-Edible Oils | 14 | 8,80 | 5,37 | 12 | 2,36 | 1,44 | | | | (e) Other Chemicals & Chemical Products | 480 | 43,55 | 38,58 | 1,114 | 297,69 | 216,34 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 18 | 701,21 | 755,18 | 54 | 11,71 | 14,87 | | | 10. | Manufacture of Cement & Cement Products | 163 | 19,71 | 20,06 | 146 | 52,12 | 50,47 | | | 11. | Basic Metals & Metal Products | 2,198 | 530,65 | 498,25 | 16,098 | 799,21 | 654,72 | | | | (a) Iron & Steel | 284 | 464,68 | 444,83 | 408 | 344,10 | 336,50 | | | | (b) Non-Ferrous Metals | 54 | 28,53 | 24,19 | 96 | 132,97 | 82,42 | | | | (c) Metal Products | 1,860 | 37,44 | 29,23 | 15,594 | 322,14 | 235,80 | | | 12. | Engineering | 1,466 | 326,43 | 249,97 | 5,299 | 5468,45 | 3815,06 | | | | (a) Heavy Engineering | 145 | 34,32 | 31,03 | 549 | 1059,34 | 682,98 | | | | (b) Light Engineering | 588 | 53,55 | 47,77 | 2,059 | 1460,72 | 1121,48 | | | | (c) Electrical Machinery & Goods | 346 | 206,68 | 153,12 | 1,628 | 857,27 | 619,51 | | | | (d) Electronic Machinery &Goods | 387 | 31,88 | 18,04 | 1,063 | 2091,13 | 1391,09 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 347 | 83,31 | 72,37 | 719 | 574,01 | 419,84 | | | 14. | Other Industries | 18,717 | 231,22 | 196,64 | 46,978 | 731,62 | 586,52 | | | 15. | Electricity, Gas & Water | 63 | 32,48 | 31,54 | 170 | 2111,82 | 1461,27 | | | | (a) Electricity Generation & Transmission | 38 | 30,67 | 30,01 | 109 | 1975,13 | 1326,11 | | | | (b) Non-Conventional Energy | 9 | 41 | 23 | 20 | 2,04 | 1,70 | | | | (c) Gas, Steam & Water Supply | 16 | 1,40 | 1,31 | 41 | 134,65 | 133,46 | | | 16. | Construction | 2,458 | 447,87 | 285,92 | 1,916 | 1139,29 | 562,81 | III. | TRANSPORT OPERATORS | 11,541 | 205,70 | 157,91 | 8,434 | 367,84 | 257,79 | IV. | PROFESSIONAL AND OTHER SERVICES | 28,271 | 632,00 | 511,57 | 20,276 | 1725,59 | 1404,07 | V. | PERSONAL LOANS | 3,07,519 | 2140,42 | 1839,43 | 16,60,730 | 8845,84 | 4332,17 | | | 1. | Loans for Purchase of Consumer Durables | 26,730 | 94,51 | 73,33 | 37,301 | 128,56 | 104,19 | | | 2. | Loans for Housing | 50,621 | 1007,70 | 896,59 | 56,850 | 1805,23 | 1523,10 | | | 3. | Rest of the Personal Loans | 2,30,168 | 1038,21 | 869,52 | 15,66,579 | 6912,04 | 2704,87 | VI. | TRADE | 60,618 | 859,79 | 699,25 | 24,965 | 1627,49 | 1277,88 | | | 1. | Wholesale Trade | 4,461 | 276,03 | 216,98 | 4,617 | 961,80 | 746,22 | | | 2. | Retail Trade | 56,157 | 583,76 | 482,27 | 20,348 | 665,69 | 531,66 | VII. | FINANCE | 1,054 | 146,06 | 133,87 | 3,117 | 1211,80 | 990,30 | VIII. | ALL OTHERS | 82,264 | 831,22 | 668,05 | 1,09,622 | 2825,52 | 2124,30 |
| TOTAL BANK CREDIT | 5,96,507 | 8740,37 | 7405,64 | 19,15,033 | 32935,42 | 21873,60 | OF WHICH: 1.Artisansand Village & TinyIndustries | 3,042 | 56,61 | 44,20 | 2,418 | 99,48 | 77,64 | 2.Other Small Scale Industries | 18,460 | 487,42 | 399,20 | 31,602 | 1180,33 | 920,82 |
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