| Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2002 | SOUTHERN REGION | (Amount in Rupees Lakh) |
| | | | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out | Accounts | Limit | Out | | | | | | | standing | | | Standing |
| | | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 22,99,995 | 4645,00 | 3854,32 | 9,79,340 | 2318,15 | 2061,78 | | | 1. | Direct Finance | 22,67,832 | 3882,82 | 3644,94 | 9,62,871 | 1927,34 | 1763,32 | | | 2. | Indirect Finance | 32,163 | 762,18 | 209,38 | 16,469 | 390,81 | 298,46 | II. | INDUSTRY | 68,916 | 2001,63 | 1300,84 | 57,489 | 3311,00 | 2463,14 | | | 1. | Mining & Quarrying | 126 | 60,90 | 31,33 | 344 | 45,26 | 34,07 | | | 2. | Food Manufacturing & Processing | 3,059 | 351,46 | 281,74 | 4,835 | 826,04 | 568,43 | | | | (a) RiceMills, Flour & DalMills | 1,854 | 150,57 | 91,34 | 2,934 | 411,23 | 244,59 | | | | (b) Sugar | 22 | 99,00 | 97,56 | 75 | 277,52 | 216,39 | | | | (c) Edible Oils & Vanaspati | 185 | 42,06 | 40,58 | 446 | 47,76 | 37,62 | | | | (d) Tea Processing | — | — | — | 13 | 61 | 63 | | | | (e) Processing of Fruits & Vegetables | 15 | 6,33 | 5,85 | 12 | 3,25 | 3,16 | | | | (f) Others | 983 | 53,51 | 46,41 | 1,355 | 85,66 | 66,04 | | | 3. | Beverage & Tobacco | 35 | 11,56 | 10,96 | 81 | 55,49 | 40,44 | | | 4. | Textiles | 1,953 | 219,90 | 106,53 | 2,274 | 306,86 | 226,39 | | | | (a) Cotton Textiles | 241 | 79,85 | 69,65 | 330 | 177,61 | 139,34 | | | | (b) Jute & Other Natural Fibre Textiles | 12 | 45 | 51 | 95 | 60,08 | 30,53 | | | | (c) Handloom Textiles & Khadi | 929 | 2,59 | 2,11 | 994 | 5,76 | 4,11 | | | | (d) Other Textiles & Textile Products | 771 | 137,00 | 34,26 | 855 | 63,40 | 52,41 | | | 5. | Paper, Paper Products & Printing | 163 | 27,85 | 19,42 | 709 | 74,27 | 59,86 | | | 6. | Leather & Leather Products | 292 | 21,16 | 21,27 | 205 | 3,63 | 3,62 | | | 7. | Rubber & Plastic Products | 161 | 19,74 | 15,72 | 291 | 39,48 | 35,38 | | | 8. | Chemicals & Chemical Products | 256 | 297,80 | 238,04 | 1,072 | 329,03 | 260,02 | | | | (a) Heavy Industrial Chemicals | 23 | 11,18 | 10,28 | 87 | 71,21 | 43,04 | | | | (b) Fertilisers | 7 | 9,54 | 7,94 | 15 | 5,21 | 4,27 | | | | (c) Drugs & Pharmaceuticals | 104 | 252,08 | 197,41 | 248 | 154,60 | 133,79 | | | | (d) Non-Edible Oils | 4 | 1,80 | 1,46 | 8 | 3,05 | 93 | | | | (e) Other Chemicals & Chemical Products | 118 | 23,20 | 20,94 | 714 | 94,96 | 78,00 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 1 | 50 | 50 | 18 | 19,70 | 17,10 | | | 10. | Manufacture of Cement & Cement Products | 574 | 58,98 | 53,74 | 301 | 463,42 | 417,29 | | | 11. | Basic Metals & Metal Products | 1,447 | 164,09 | 142,69 | 699 | 489,27 | 280,27 | | | | (a) Iron & Steel | 117 | 109,00 | 93,62 | 146 | 365,63 | 186,79 | | | | (b) Non-Ferrous Metals | 18 | 10,49 | 7,94 | 19 | 7,98 | 5,90 | | | | (c) Metal Products | 1,312 | 44,60 | 41,13 | 534 | 115,65 | 87,58 | | | 12. | Engineering | 5,996 | 141,41 | 108,98 | 1,156 | 244,97 | 210,06 | | | | (a) Heavy Engineering | 36 | 25,63 | 18,61 | 115 | 47,02 | 42,78 | | | | (b) Light Engineering | 263 | 37,83 | 29,28 | 540 | 87,71 | 69,28 | | | | (c) Electrical Machinery & Goods | 5,638 | 54,22 | 47,62 | 248 | 77,76 | 74,46 | | | | (d) Electronic Machinery &Goods | 59 | 23,73 | 13,47 | 253 | 32,47 | 23,53 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 478 | 13,07 | 7,21 | 579 | 20,16 | 12,65 | | | 14. | Other Industries | 53,595 | 443,00 | 159,26 | 43,360 | 183,95 | 147,76 | | | 15. | Electricity, Gas & Water | 22 | 129,64 | 67,32 | 48 | 133,03 | 83,88 | | | | (a) Electricity Generation & Transmission | 13 | 84,11 | 57,58 | 13 | 128,90 | 80,36 | | | | (b) Non-Conventional Energy | 1 | 3 | 4 | 5 | 1,21 | 97 | | | | (c) Gas, Steam & Water Supply | 8 | 45,50 | 9,70 | 30 | 2,92 | 2,55 | | | 16. | Construction | 758 | 40,56 | 36,14 | 1,517 | 76,45 | 65,92 | III. | TRANSPORT OPERATORS | 15,118 | 83,11 | 63,81 | 13,080 | 105,85 | 78,35 | IV. | PROFESSIONAL AND OTHER SERVICES | 60,998 | 911,47 | 120,49 | 39,783 | 298,65 | 235,44 | V. | PERSONAL LOANS | 4,85,920 | 1279,95 | 1107,64 | 4,72,724 | 2078,89 | 1757,88 | | | 1. | Loans for Purchase of Consumer Durables | 39,814 | 79,39 | 62,82 | 39,077 | 99,15 | 74,94 | | | 2. | Loans for Housing | 25,088 | 309,33 | 280,21 | 40,658 | 709,82 | 623,26 | | | 3. | Rest of the Personal Loans | 4,21,018 | 891,23 | 764,61 | 3,92,989 | 1269,93 | 1059,68 | VI. | TRADE | 2,09,583 | 1814,90 | 1512,42 | 1,39,323 | 937,67 | 776,49 | | | 1. | Wholesale Trade | 8,273 | 1338,49 | 1207,71 | 8,394 | 351,68 | 292,30 | | | 2. | Retail Trade | 2,01,310 | 476,41 | 304,71 | 1,30,929 | 585,99 | 484,18 | VII. | FINANCE | 2,733 | 84,84 | 70,57 | 1,496 | 53,24 | 40,03 | VIII. | ALL OTHERS | 4,39,662 | 2205,27 | 953,06 | 3,71,202 | 1432,95 | 1217,57 |
| TOTAL BANK CREDIT | 35,82,925 | 13026,17 | 8983,15 | 20,74,437 | 10536,40 | 8630,68 | OF WHICH: 1.Artisansand Village & TinyIndustries | 35,445 | 114,78 | 92,59 | 18,894 | 186,98 | 139,77 | 2.Other Small Scale Industries | 18,417 | 266,79 | 190,29 | 20,919 | 575,98 | 396,97 |
|
(Amount in Rupees Lakh) |
| | | | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out | Accounts | Limit | Out | | | | | | | standing | | | Standing |
| | | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | 1,39,436 | 1376,77 | 1092,45 | 24,335 | 733,78 | 566,54 | | | 1. | Direct Finance | 1,33,161 | 645,38 | 566,39 | 4,134 | 185,91 | 151,09 | | | 2. | Indirect Finance | 6,275 | 731,40 | 526,05 | 20,201 | 547,87 | 415,45 | II. | INDUSTRY | 37,563 | 6492,27 | 4585,96 | 26,346 | 9065,31 | 7558,04 | | | 1. | Mining & Quarrying | 328 | 97,30 | 76,15 | 74 | 450,23 | 404,94 | | | 2. | Food Manufacturing & Processing | 2,510 | 847,92 | 639,17 | 692 | 435,22 | 385,28 | | | | (a) RiceMills, Flour & DalMills | 1,422 | 287,59 | 187,33 | 74 | 18,23 | 15,61 | | | | (b) Sugar | 42 | 182,35 | 180,98 | 18 | 128,77 | 120,43 | | | | (c) Edible Oils & Vanaspati | 195 | 69,35 | 50,87 | 147 | 102,76 | 94,16 | | | | (d) Tea Processing | 1 | 9 | 8 | 5 | 1,15 | 85 | | | | (e) Processing of Fruits & Vegetables | 28 | 19,92 | 11,48 | 19 | 7,50 | 4,80 | | | | (f) Others | 822 | 288,63 | 208,43 | 429 | 176,81 | 149,43 | | | 3. | Beverage & Tobacco | 320 | 544,64 | 393,15 | 64 | 76,25 | 26,46 | | | 4. | Textiles | 1,933 | 426,90 | 337,21 | 847 | 688,28 | 621,30 | | | | (a) Cotton Textiles | 967 | 295,42 | 243,65 | 317 | 398,50 | 328,24 | | | | (b) Jute & Other Natural Fibre Textiles | 199 | 72,37 | 46,82 | 26 | 2,08 | 2,07 | | | | (c) Handloom Textiles & Khadi | 144 | 3,25 | 2,93 | 17 | 1,07 | 96 | | | | (d) Other Textiles & Textile Products | 623 | 55,86 | 43,80 | 487 | 286,63 | 290,03 | | | 5. | Paper, Paper Products & Printing | 1,360 | 192,56 | 157,11 | 851 | 194,04 | 154,92 | | | 6. | Leather & Leather Products | 258 | 17,55 | 10,08 | 186 | 141,90 | 134,82 | | | 7. | Rubber & Plastic Products | 524 | 64,65 | 54,00 | 1,448 | 180,44 | 145,68 | | | 8. | Chemicals & Chemical Products | 838 | 936,39 | 559,21 | 2,122 | 1682,92 | 1351,83 | | | | (a) Heavy Industrial Chemicals | 109 | 165,36 | 115,54 | 276 | 209,44 | 186,53 | | | | (b) Fertilisers | 41 | 284,92 | 187,53 | 63 | 327,03 | 237,22 | | | | (c) Drugs & Pharmaceuticals | 276 | 234,70 | 136,81 | 1,095 | 875,23 | 730,45 | | | | (d) Non-Edible Oils | 16 | 12,49 | 10,90 | 17 | 10,10 | 10,11 | | | | (e) Other Chemicals & Chemical Products | 396 | 238,92 | 108,43 | 671 | 261,12 | 187,51 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 23 | 57,74 | 36,83 | 19 | 22,52 | 21,32 | | | 10. | Manufacture of Cement & Cement Products | 342 | 153,61 | 120,66 | 328 | 341,65 | 309,07 | | | 11. | Basic Metals & Metal Products | 1,214 | 1242,79 | 913,28 | 1,107 | 1084,06 | 972,96 | | | | (a) Iron & Steel | 295 | 1096,85 | 785,02 | 446 | 486,95 | 452,74 | | | | (b) Non-Ferrous Metals | 40 | 19,22 | 19,56 | 91 | 118,84 | 110,67 | | | | (c) Metal Products | 879 | 126,72 | 108,69 | 570 | 478,28 | 409,56 | | | 12. | Engineering | 1,648 | 456,32 | 390,03 | 2,928 | 839,66 | 540,40 | | | | (a) Heavy Engineering | 184 | 83,19 | 67,76 | 185 | 91,23 | 77,63 | | | | (b) Light Engineering | 643 | 269,95 | 246,17 | 1,958 | 394,85 | 221,15 | | | | (c) Electrical Machinery & Goods | 477 | 74,62 | 54,21 | 487 | 226,78 | 135,71 | | | | (d) Electronic Machinery &Goods | 344 | 28,56 | 21,90 | 298 | 126,80 | 105,92 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 437 | 145,32 | 126,22 | 736 | 124,80 | 100,97 | | | 14. | Other Industries | 22,434 | 532,13 | 189,72 | 13,780 | 364,12 | 330,26 | | | 15. | Electricity, Gas & Water | 106 | 345,81 | 233,61 | 168 | 1733,51 | 1444,49 | | | | (a) Electricity Generation & Transmission | 52 | 320,53 | 211,00 | 139 | 1716,00 | 1433,20 | | | | (b) Non-Conventional Energy | 2 | 16,03 | 15,03 | 12 | 8,80 | 2,69 | | | | (c) Gas, Steam & Water Supply | 52 | 9,26 | 7,58 | 17 | 8,71 | 8,60 | | | 16. | Construction | 3,288 | 430,64 | 349,52 | 996 | 705,71 | 613,31 | III. | TRANSPORT OPERATORS | 12,696 | 241,81 | 150,74 | 8,207 | 592,18 | 353,88 | IV. | PROFESSIONAL AND OTHER SERVICES | 32,270 | 681,50 | 530,05 | 18,832 | 1259,78 | 1001,74 | V. | PERSONAL LOANS | 4,79,420 | 3048,00 | 2580,14 | 2,95,093 | 2530,70 | 1984,33 | | | 1. | Loans for Purchase of Consumer Durables | 39,078 | 125,04 | 93,87 | 22,898 | 76,65 | 57,19 | | | 2. | Loans for Housing | 65,912 | 1211,09 | 1076,68 | 31,818 | 937,59 | 834,41 | | | 3. | Rest of the Personal Loans | 3,74,430 | 1711,87 | 1409,59 | 2,40,377 | 1516,46 | 1092,73 | VI. | TRADE | 80,545 | 1388,49 | 1095,31 | 30,360 | 781,40 | 655,88 | | | 1. | Wholesale Trade | 9,529 | 670,26 | 495,53 | 3,641 | 388,94 | 330,94 | | | 2. | Retail Trade | 71,016 | 718,23 | 599,79 | 26,719 | 392,46 | 324,94 | VII. | FINANCE | 2,425 | 199,14 | 156,02 | 1,294 | 269,47 | 205,00 | VIII. | ALL OTHERS | 1,97,380 | 1838,38 | 1433,86 | 95,377 | 1917,87 | 1624,89 |
| TOTAL BANK CREDIT | 9,81,735 | 15266,35 | 11624,53 | 4,99,844 | 17150,50 | 13950,30 | OF WHICH: 1.Artisansand Village & TinyIndustries | 5,775 | 136,53 | 111,74 | 2,050 | 58,41 | 50,38 | 2.Other Small Scale Industries | 18,923 | 760,72 | 546,05 | 11,021 | 569,37 | 498,09 |
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