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PDF - Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 -97 (Part 26 of 30) ()
Date : May 11, 1999
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 -97 (Part 26 of 30)
                  
 

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

 

As on 31st March

 

Sagar

 

Sahyadri

 

Samastipur

 

Samyukt

 

Sangameshwar

Items

Gramin Bank

 

Gramin Bank

 

Kshetriya Gramin Bank

 

Kshetriya Gramin Bank

 

Gramin Bank

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

(301)

(302)

 

(303)

(304)

 

(305)

(306)

 

(307)

(308)

 

(309)

(310)

1.

Capital

84

1427

 

75

100

 

71

84

 

187

187

 

75

100

  

(0.5)

(5.9)

 

(2.0)

(2.0)

 

(1.0)

(0.8)

 

(0.5)

(0.4)

 

(0.9)

(0.8)

                

2.

Reserves and Surplus

-

-

 

-

-

 

-

-

 

1203

1458

 

1

1

   

-

-

 

-

-

 

-

-

 

(3.3)

(3.3)

 

-

-

 

2.1.

Statutory Reserves

-

-

 

-

-

 

-

-

 

241

292

 

1

1

 

2.2.

Capital Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.3.

Share Premium

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.4.

Revenue and other Reserves

-

-

 

-

-

 

-

-

 

962

1167

 

-

-

 

2.5.

Balance of Profit

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

3.

Deposits

13958

18139

 

2125

2712

 

5605

7894

 

33404

40756

 

5319

7503

   

(79.2)

(75.5)

 

(57.0)

(55.1)

 

(78.0)

(79.8)

 

(91.5)

(91.1)

 

(62.8)

(59.0)

 

3.1.

Demand Deposits

149

157

 

99

130

 

377

371

 

1777

1933

 

538

815

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From Others

149

157

 

99

130

 

377

371

 

1777

1933

 

538

815

 

3.2.

Savings Deposits

6944

8205

 

724

827

 

3096

4049

 

16251

19012

 

1604

2700

 

3.3.

Term Deposits

6866

9777

 

1302

1755

 

2132

3475

 

15376

19811

 

3177

3987

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From Others

6866

9777

 

1302

1755

 

2132

3475

 

15376

19811

 

3177

3987

 

3.A.

Deposits of branches in India

13958

18139

 

2125

2712

 

5605

7894

 

33404

40756

 

5319

7503

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

4.

Borrowings

1112

1100

 

1270

1419

 

628

806

 

1576

1623

 

2349

2545

   

(6.3)

(4.6)

 

(34.1)

(28.9)

 

(8.7)

(8.1)

 

(4.3)

(3.6)

 

(27.7)

(20.0)

 

4.1.

Borrowings in India

1112

1100

 

1270

1419

 

628

806

 

1576

1623

 

2349

2545

  

(i)

From Reserve Bank of India

-

-

 

-

-

 

-

-

 

140

-

 

-

-

  

(ii)

From other Banks

-

-

 

286

172

 

291

106

 

1436

152

 

451

514

   

From other Institutions and Agencies

1112

1100

 

985

1248

 

338

700

 

-

1471

 

1897

2031

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

2462

3369

 

255

687

 

879

1107

 

152

726

 

730

2560

   

(14.0)

(14.0)

 

(6.8)

(14.0)

 

(12.2)

(11.2)

 

(0.4)

(1.6)

 

(8.6)

(20.1)

 

5.1.

Bills Payable

161

120

 

83

87

 

-

-

 

73

81

 

84

77

 

5.2.

Inter-office Adjustments

-

39

 

23

36

 

-

-

 

8

12

 

-

-

 

5.3.

Interest Accrued

408

270

 

26

20

 

394

653

 

31

313

 

503

644

 

5.4.

Others (including provisions)

1893

2940

 

123

545

 

486

454

 

41

320

 

143

1839

    
 
 
 
 
 
 
 
 
 
 
 
 
 
  

Total Liabilities

17616

24034

 

3725

4919

 

7184

9890

 

36522

44749

 

8473

12709

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

                  
 

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

 

As on 31st March

 

Sagar

 

Sahyadri

 

Samastipur

 

Samyukt

 

Sangameshwar

Items

Gramin Bank

 

Gramin Bank

 

Kshetriya Gramin Bank

 

Kshetriya Gramin Bank

 

Gramin Bank

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

(301)

(302)

 

(303)

(304)

 

(305)

(306)

 

(307)

(308)

 

(309)

(310)

1.

Cash in hand

102

214

 

58

96

 

56

91

 

549

599

 

174

199

  

(0.6)

(0.9)

 

(1.6)

(2.0)

 

(0.8)

(0.9)

 

(1.5)

(1.3)

 

(2.0)

(1.6)

2.

Balances with RBI

440

569

 

70

83

 

189

262

 

921

1236

 

182

220

  

(2.5)

(2.4)

 

(1.9)

(1.7)

 

(2.6)

(2.6)

 

(2.5)

(2.8)

 

(2.2)

(1.7)

3.

Balances with banks in India

4212

5940

 

487

1704

 

1775

4278

 

20030

26295

 

1625

3042

  

(23.9)

(24.7)

 

(13.1)

(34.7)

 

(24.7)

(43.3)

 

(54.8)

(58.8)

 

(19.2)

(23.9)

4.

Money at call and short notice

-

-

 

569

-

 

-

-

 

-

-

 

-

-

  

-

-

 

(15.3)

-

 

-

-

 

-

-

 

-

-

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

4384

7200

 

-

211

 

1371

600

 

6784

8610

 

537

2548

  

(24.9)

(30.0)

 

-

(4.3)

 

(19.1)

(6.1)

 

(18.6)

(19.2)

 

(6.3)

(20.1)

 

6.A.

Investments in India

4384

7200

 

-

211

 

1371

600

 

6784

8610

 

537

2548

  

(i)

Government securities

999

1610

 

-

211

 

-

-

 

-

-

 

-

2548

  

(ii)

Other approved securities

2400

2900

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii)

Shares

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iv)

Debentures and Bonds

985

2690

 

-

-

 

150

400

 

1360

3610

 

537

-

  

(v)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(vi)

Others

-

-

 

-

-

 

1221

200

 

5424

5000

 

-

-

 

6.B.

Investments outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(i)

Government securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii)

Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

5541

5673

 

2017

2331

 

1374

1870

 

6298

5495

 

3934

4810

   

(31.5)

(23.6)

 

(54.1)

(47.4)

 

(19.1)

(18.9)

 

(17.2)

(12.3)

 

(46.4)

(37.8)

 

7.1.

Bills purchased and discounted

-

-

 

-

1

 

-

-

 

7

5

 

-

-

 

7.2.

Cash credits, overdrafts & loans

13

46

 

741

918

 

323

691

 

782

674

 

2673

3244

 

7.3.

Term loans

5527

5627

 

1276

1412

 

1050

1179

 

5509

4816

 

1261

1566

8.

Fixed Assets

38

40

 

13

15

 

13

15

 

41

40

 

16

15

   

(0.2)

(0.2)

 

(0.4)

(0.3)

 

(0.2)

(0.2)

 

(0.1)

(0.1)

 

(0.2)

(0.1)

 

8.1.

Premises

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

8.2.

Other Fixed assets

38

40

 

13

15

 

13

15

 

41

40

 

16

15

9.

Other Assets

2900

4398

 

511

478

 

2406

2773

 

1899

2474

 

2005

1874

   

(16.5)

(18.3)

 

(13.7)

(9.7)

 

(33.5)

(28.0)

 

(5.2)

(5.5)

 

(23.7)

(14.7)

 

9.1.

Inter - office adjustments (net)

57

-

 

-

-

 

154

177

 

-

-

 

5

24

 

9.2.

Interest accrued

705

770

 

16

31

 

67

114

 

1728

2286

 

112

116

 

9.3.

Tax paid

-

-

 

-

-

 

-

-

 

7

15

 

-

-

 

9.4.

Stationery and Stamps

10

10

 

3

5

 

11

12

 

6

8

 

3

4

 

9.5.

Others

2128

3618

 

492

442

 

2174

2471

 

158

166

 

1885

1730

    
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Total Assets

17616

24034

 

3725

4919

 

7184

9890

 

36522

44749

 

8473

12709

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.


Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97

                  
 

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

 

As on 31st March

 

Santhal Parganas

 

Saran

 

Sarayu

 

Shahajahanpur

 

Shahdol

Items

Gramin Bank

 

Kshetriya

 

Gramin Bank

 

Kshetriya

 

Kshetriya

  
 

Gramin Bank

  
 

Gramin Bank

 

Gramin Bank

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

(311)

(312)

 

(313)

(314)

 

(315)

(316)

 

(317)

(318)

 

(319)

(320)

                

1.

Capital

71

88

 

50

75

 

279

279

 

75

100

 

75

100

  

(0.5)

(0.5)

 

(0.9)

(1.0)

 

(4.6)

(3.8)

 

(1.9)

(1.8)

 

(2.3)

(2.1)

                

2.

Reserves and Surplus

-

1119

 

-

-

 

60

228

 

-

-

 

-

-

   

(0.0)

(6.3)

 

-

-

 

(1.0)

(3.1)

 

-

-

 

-

-

 

2.1.

Statutory Reserves

-

-

 

-

-

 

6

39

 

-

-

 

-

-

 

2.2.

Capital Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.3.

Share Premium

-

1119

 

-

-

 

-

-

 

-

-

 

-

-

 

2.4.

Revenue and other Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.5.

Balance of Profit

-

-

 

-

-

 

54

188

 

-

-

 

-

-

                

3.

Deposits

10752

13493

 

5158

6667

 

4645

5890

 

2821

3858

 

2739

4024

   

(80.4)

(75.9)

 

(88.0)

(88.5)

 

(77.1)

(79.7)

 

(71.2)

(70.8)

 

(84.4)

(86.3)

 

3.1.

Demand Deposits

898

465

 

27

31

 

157

196

 

55

150

 

205

327

  

(i)

From Banks

-

-

 

-

-

 

-

20

 

-

-

 

-

-

  

(ii)

From Others

898

465

 

27

31

 

157

176

 

55

150

 

205

327

 

3.2.

Savings Deposits

6424

8450

 

2294

2718

 

3039

3615

 

1583

2046

 

1172

1618

 

3.3.

Term Deposits

3431

4577

 

2837

3919

 

1450

2079

 

1182

1663

 

1363

2080

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From Others

3431

4577

 

2837

3919

 

1450

2079

 

1182

1663

 

1363

2080

 

3.A.

Deposits of branches in India

10752

13493

 

5158

6667

 

4645

5890

 

2821

3858

 

2739

4024

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

4.

Borrowings

1236

1211

 

314

363

 

742

847

 

840

1061

 

91

123

   

(9.2)

(6.8)

 

(5.4)

(4.8)

 

(12.3)

(11.5)

 

(21.2)

(19.5)

 

(2.8)

(2.6)

 

4.1.

Borrowings in India

1236

1211

 

314

363

 

742

847

 

840

1061

 

91

123

  

(i)

From Reserve Bank of India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From other Banks

256

228

 

-

-

 

137

845

 

840

1061

 

-

-

  

(iii)

From other Institutions and Agencies

980

983

 

314

363

 

605

1

 

-

-

 

91

123

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

1308

1873

 

342

431

 

298

147

 

224

433

 

340

418

   

(9.8)

(10.5)

 

(5.8)

(5.7)

 

(5.0)

(2.0)

 

(5.7)

(7.9)

 

(10.5)

(9.0)

 

5.1.

Bills Payable

219

305

 

-

-

 

5

9

 

8

18

 

31

11

 

5.2.

Inter-office Adjustments

-

-

 

-

-

 

-

-

 

-

48

 

-

-

 p;

5.3.

Interest Accrued

824

1164

 

31

36

 

225

33

 

10

11

 

11

SIZE=1>

15

 

5.4.

Others (including provisions)

266

404

 

311

395

 

68

106

 

206

356

 

298

392

    
 
 
 
 
 
 
 
 
 
 
 
 
 
  

Total Liabilities

13368

17784

 

5863

7535

 

6025

7390

 

3960

5452

 

3246

4665

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

                  
 

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

 

As on 31st March

 

Santhal

 

Saran

 

Sarayu

 

Shahajahanpur

 

Shahdol

Items

Parganas

 

Kshetriya

 

Gramin Bank

 

Kshetriya

 

Kshetriya

 

Gramin Bank

 

Gramin Bank

  
 

Gramin Bank

 

Gramin Bank

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

(311)

(312)

 

(313)

(314)

 

(315)

(316)

 

(317)

(318)

 

(319)

(320)

                

1.

Cash in hand

44

70

 

34

63

 

266

189

 

17

35

 

18

39

  

(0.3)

(0.4)

 

(0.6)

(0.8)

 

(4.4)

(2.6)

 

(0.4)

(0.6)

 

(0.6)

(0.8)

2.

Balances with RBI

389

448

 

156

199

 

160

180

 

89

120

 

83

121

  

(2.9)

(2.5)

 

(2.7)

(2.6)

 

(2.7)

(2.4)

 

(2.2)

(2.2)

 

(2.6)

(2.6)

3.

Balances with banks in India

873

1369

 

2049

3020

 

220

176

 

1250

1782

 

1082

1997

  

(6.5)

(7.7)

 

(34.9)

(40.1)

 

(3.7)

(2.4)

 

(31.6)

(32.7)

 

(33.3)

(42.8)

4.

Money at call and short notice

2824

8076

 

-

-

 

-

-

 

-

-

 

-

-

  

(21.1)

(45.4)

 

-

-

 

-

-

 

-

-

 

-

-

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

4230

1900

 

-

-

 

3791

4804

 

455

1007

 

-

-

  

(31.6)

(10.7)

 

-

-

 

(62.9)

(65.0)

 

(11.5)

(18.5)

 

-

-

 

6.A.

Investments in India

4230

1900

 

-

-

 

3791

4804

 

455

1007

 

-

-

  

(i)

Government securities

1900

1900

 

-

-

 

500

500

 

-

-

 

-

-

  

(ii)

Other approved securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii)

Shares

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iv)

Debentures and Bonds

-

-

 

-

-

 

885

1553

 

352

695

 

-

-

  

(v)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(vi)

Others

2330

-

 

-

-

 

2406

2751

 

103

312

 

-

-

 

6.B.

Investments outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(i)

Government securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii)

Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

3281

2629

 

2026

1960

 

1394

1639

 

1442

1774

 

890

983

   

(24.5)

(14.8)

 

(34.6)

(26.0)

 

(23.1)

(22.2)

 

(36.4)

(32.5)

 

(27.4)

(21.1)

 

7.1.

Bills purchased and discounted

-

-

 

-

-

 

-

1

 

-

-

 

12

127

 

7.2.

Cash credits, overdrafts & loans

1101

883

 

132

200

 

647

687

 

488

631

 

45

57

 

7.3.

Term loans

2180

1746

 

1894

1760

 

746

951

 

953

1142

 

834

799

8.

Fixed Assets

9

8

 

6

5

 

15

16

 

7

6

 

6

6

   

(0.1)

(0.0)

 

(0.1)

(0.1)

 

(0.3)

(0.2)

 

(0.2)

(0.1)

 

(0.2)

(0.1)

 

8.1.

Premises

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

8.2.

Other Fixed assets

9

8

 

6

5

 

15

16

 

7

6

 

6

6

9.

Other Assets

1719

3284

 

1593

2289

 

179

386

 

700

728

 

1166

1519

   

(12.9)

(18.5)

 

(27.2)

(30.4)

 

(3.0)

(5.2)

 

(17.7)

(13.3)

 

(35.9)

(32.6)

 

9.1.

Inter - office adjustments) (net)

215

132

 

22

34

 

4

87

 

38

-

 

91

41

 

9.2.

Interest accrued

583

892

 

144

110

 

165

248

 

8

12

 

-

112

 

9.3.

Tax paid

-

-

 

-

-

 

-

-

 

-

1

 

-

-

 

9.4.

Stationery and Stamps

3

4

 

1

1

 

5

6

 

4

3

 

4

5

 

9.5.

Others

919

2256

 

1426

2144

 

3

45

 

650

712

 

1070

1361

    
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Total Assets

13368

17784

 

5863

7535

 

6025

7390

 

3960

5452

 

3246

4665

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.