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PDF - Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 25 of 30) ()
Date : May 11, 1999
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 25 of 30)
                 
 
 
 

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

   

As on 31st March

   

Raigarh

 

Rajgarh

 

Ranchi

 

Rani Laxmibai

 

Rashikulya

   

Kshetriya Gramin Bank

 

Kshetriya Gramin Bank

 

Kshetriya Gramin Bank

 

Kshetriya Gramin Bank

 

Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(281)

(282)

 

(283)

(284)

 

(285)

(286)

 

(287)

(288)

 

(289)

(290)

1.

Capital

75

100

 

75

100

 

50

79

 

50

93

 

75

1174

   

(1.6)

(1.5)

 

(1.9)

(2.0)

 

(0.7)

(0.8)

 

(1.1)

(1.6)

 

(0.9)

(9.3)

                 

2.

Reserves and Surplus

-

-

 

-

-

 

-

-

 

1

1

 

-

-

   

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.1.

Statutory Reserves

-

-

 

-

-

 

-

-

 

1

1

 

-

-

 

2.2.

Capital Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.3.

Share Premium

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.4.

Revenue and other Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.5.

Balance of Profit

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

3.

Deposits

3907

5405

 

3159

4127

 

5954

8227

 

3213

4115

 

5787

8141

   

(81.3)

(81.2)

 

(81.1)

(83.4)

 

(87.9)

(82.6)

 

(71.5)

(72.7)

 

(69.5)

(64.5)

 

3.1.

Demand Deposits

299

712

 

175

237

 

435

496

 

131

108

 

138

289

  

(i) From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) From Others

299

712

 

175

237

 

435

496

 

131

108

 

138

289

 

3.2.

Savings Deposits

1810

2165

 

1178

1551

 

2993

3873

 

1432

1713

 

1638

1982

 

3.3.

Term Deposits

1797

2528

 

1806

2339

 

2525

3858

 

1650

2294

 

4011

5871

  

(i) From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) From Others

1797

2528

 

1806

2339

 

2525

3858

 

1650

2294

 

4011

5871

 

3.A.

Deposits of branches in India

3907

5405

 

3159

4127

 

5954

8227

 

3213

4115

 

5787

8141

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

4.

Borrowings

260

367

 

293

347

 

356

888

 

737

666

 

1812

1762

   

(5.4)

(5.5)

 

(7.5)

(7.0)

 

(5.3)

(8.9)

 

(16.4)

(11.8)

 

(21.8)

(14.0)

 

4.1.

Borrowings in India

260

367

 

293

347

 

356

888

 

737

666

 

1812

1762

  

(i) From Reserve Bank of India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) From other Banks

14

24

 

67

27

 

-

15

 

184

112

 

390

325

  

(iii) From other Institutions and Agencies

245

343

 

226

320

 

356

873

 

553

553

 

1422

1437

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

565

787

 

368

373

 

415

771

 

492

784

 

648

1546

   

(11.8)

(11.8)

 

(9.5)

(7.6)

 

(6.1)

(7.7)

 

(11.0)

(13.9)

 

(7.8)

(12.2)

 

5.1.

Bills Payable

-

-

 

47

21

 

-

-

 

9

17

 

28

18

 

5.2.

Inter-office Adjustments

-

-

 

-

-

 

-

40

 

1

-

 

-

-

 

5.3.

Interest Accrued

350

519

 

10

12

 

88

-

 

3

18

 

33

47

 

5.4.

Others (including provisions)

216

268

 

311

340

 

327

731

 

478

749

 

586

1482

  

Total Liabilities

4807

6659

 

3896

4948

 

6774

9965

 

4493

5658

 

8322

12623

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)


                 
 
 
 

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

   

As on 31st March

   

Raigarh

 

Rajgarh

 

Ranchi

 

Rani Laxmibai

 

Rashikulya

   

Kshetriya Gramin Bank

 

Kshetriya Gramin Bank

 

Kshetriya Gramin Bank

 

Kshetriya Gramin Bank

 

Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(281)

(282)

 

(283)

(284)

 

(285)

(286)

 

(287)

(288)

 

(289)

(290)

1.

Cash in hand

32

47

 

75

106

 

74

102

 

122

91

 

130

106

   

(0.7)

(0.7)

 

(1.9)

(2.1)

 

(1.1)

(1.0)

 

(2.7)

(1.6)

 

(1.6)

(0.8)

2.

Balances with RBI

133

182

 

96

120

 

156

246

 

100

120

 

178

240

   

(2.8)

(2.7)

 

(2.5)

(2.4)

 

(2.3)

(2.5)

 

(2.2)

(2.1)

 

(2.1)

(1.9)

3.

Balances with banks in India

1145

3314

 

865

1222

 

1817

3039

 

266

304

 

119

178

   

(23.8)

(49.8)

 

(22.2)

(24.6)

 

(26.8)

(30.5)

 

(5.9)

(5.4)

 

(1.4)

(1.4)

4.

Money at call and short notice

-

-

 

-

-

 

-

-

 

770

1333

 

911

1735

   

-

-

 

-

-

 

-

-

 

(17.1)

(23.6)

 

(10.9)

(13.7)

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

869

100

 

500

665

 

856

1328

 

-

-

 

2150

3924

   

(18.1)

(1.5)

 

(12.8)

(18.4)

 

(12.6)

(13.3)

 

-

-

 

(25.8)

(31.1)

 

6.A.

Investments in India

869

100

 

500

665

 

856

1328

 

-

-

 

2150

3924

  

(i) Government securities

-

-

 

200

200

 

-

-

 

-

-

 

400

400

  

(ii) Other approved securities

100

100

 

100

-

 

-

-

 

-

-

 

100

155

  

(iii) Shares

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iv) Debentures and Bonds

-

-

 

50

165

 

856

1328

 

-

-

 

1070

1995

  

(v) Subsidiaries and joint ventures

769

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(vi) Others

-

-

 

150

300

 

-

-

 

-

-

 

580

1374

 

6.B.

Investments outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(i) Government securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii) Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

1082

1159

 

1189

1470

 

1805

2824

 

1688

1769

 

3076

4222

   

(22.5)

(17.4)

 

(30.5)

(30.3)

 

(26.6)

(28.3)

 

(37.6)

(31.3)

 

(37.0)

(33.5)

 

7.1.

Bills purchased and discounted

-

-

 

-

-

 

-

-

 

-

-

 

28

38

 

7.2.

Cash credits, overdrafts & loans

456

523

 

1189

406

 

1535

2272

 

87

197

 

1198

2636

 

7.3.

Term loans

626

635

 

-

1064

 

270

552

 

1601

1572

 

1850

1548

8.

Fixed Assets

7

7

 

14

16

 

27

36

 

16

14

 

16

20

   

(0.2)

(0.1)

 

(0.4)

(0.3)

 

(0.4)

(0.4)

 

(0.4)

(0.3)

 

(0.2)

(0.2)

 

8.1.

Premises

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

8.2.

Other Fixed assets

7

7

 

14

14

 

27

36

 

16

14

 

16

20

9.

Other Assets

1537

1851

 

1156

1349

 

2038

2390

 

1530

2027

 

1743

2199

   

(32.0)

(27.8)

 

(29.7)

(27.3)

 

(30.1)

(24.0)

 

(34.1)

(35.8)

 

(20.9)

(17.4)

 

9.1.

Inter - office adjustments (net)

34

43

 

52

73

 

143

-

 

-

7

 

30

11

 

9.2.

Interest accrued

35

124

 

4

60

 

-

57

 

39

32

 

-

277

 

9.3.

Tax paid

-

-

 

-

-

 

-

-

 

-

-

 

5

-

 

9.4.

Stationery and Stamps

3

4

 

4

5

 

6

7

 

6

5

 

-

7

 

9.5.

Others

1465

1680

 

1096

1211

 

1890

2326

 

1484

1983

 

1708

1904

 

Total Assets

4807

6659

 

3896

4948

 

6774

9965

 

4493

5658

 

8322

12623

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)


Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.


Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97

 
 
 

REGIONAL RURAL BANKS

 

(Amount in Rs. lakh)

   

As on 31st March

   

Ratlam Mandsaur

 

Ratnagiri

 

Rayalaseema

 

Rewa Sidhi

 

Sabarkantha-Gandhi

   

Kshetriya
Gramin Bank

 

Sindhudurg
Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

nagar Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(291)

(292)

 

(293)

(294)

 

(295)

(296)

 

(297)

(298)

 

(299)

(300)

1.

Capital

100

738

 

75

100

 

75

1354

 

668

668

 

100

486

   

(2.2)

(11.1)

 

(2.3)

(2.3)

 

(0.3)

(4.0)

 

(4.6)

(3.5)

 

(2.5)

(8.6)

                 

2.

Reserves and Surplus

-

-

 

-

-

 

418

1693

 

-

-

 

-

-

   

-

-

 

-

-

 

(1.5)

(5.0)

 

-

-

 

-

-

 

2.1.

Statutory Reserves

-

-

 

-

-

 

263

263

 

-

-

 

-

-

 

2.2.

Capital Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.3.

Share Premium

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.4.

Revenue and other Reserves

-

-

 

-

-

 

155

1430

 

-

-

 

-

-

 

2.5.

Balance of Profit

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

3.

Deposits

3706

5055

 

2706

3593

 

18043

21186

 

12038

16100

 

2857

3821

   

(82.4)

(76.1)

 

(83.2)

(82.5)

 

(63.3)

(62.7)

 

(86.1)

(84.1)

 

(72.3)

(67.7)

 

3.1.

Demand Deposits

152

158

 

101

170

 

850

793

 

641

1287

 

150

251

  

(i)   From Banks

-

-

 

-

-

 

4

15

 

-

-

 

-

-

  

(ii)  From Others

152

158

 

101

170

 

846

778

 

641

1287

 

150

251

 

3.2.

Savings Deposits

1226

1665

 

1055

1250

 

4720

6034

 

5378

6375

 

1092

1313

 

3.3.

Term Deposits

2329

3231

 

1551

1250

 

12473

14359

 

6019

8438

 

1615

2257

  

(i)   From Banks

-

-

 

-

-

 

73

68

 

-

-

 

-

-

  

(ii)  From Others

2329

3231

 

1551

1250

 

12400

14291

 

6019

8438

 

1615

2257

 

3.A.

Deposits of branches in India

3706

5055

 

2706

3593

 

18043

21186

 

12605

16100

 

2857

3821

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

4.

Borrowings

471

585

 

384

514

 

8060

7898

 

1065

1468

 

627

772

   

(10.5)

(8.8)

 

(11.8)

(11.8)

 

(28.3)

(23.4)

 

(7.3)

(7.7)

 

(15.9)

(13.7)

 

4.1.

Borrowings in India

471

585

 

384

514

 

8060

7898

 

1065

1468

 

627

772

  

(i)   From Reserve Bank of India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)   From other Banks

11

585

 

85

54

 

8060

7898

 

45

3

 

22

32

  

(iii)  From other Institutions and Agencies

460

-

 

298

460

 

-

-

 

1020

1465

 

604

739

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

220

261

 

89

150

 

1930

1645

 

868

915

 

367

562

   

(4.9)

(3.9)

 

(2.7)

(3.4)

 

(6.8)

(4.9)

 

(2.1)

(4.8)

 

(9.3)

(10.0)

 

5.1.

Bills Payable

10

2

 

9

5

 

292

503

 

18

38

 

27

7

 

5.2.

Inter-office Adjustments

-

-

 

-

-

 

478

5

 

74

-

 

45

157

 

5.3.

Interest Accrued

11

12

 

3

4

 

46

65

 

88

-

 

166

265

 

5.4.

Others (including provisions)

200

247

 

77

141

 

1113

1071

 

777

876

 

128

134

  

Total Liabilities

4497

6639

 

3254

4357

 

28526

33775

 

14640

19151

 

3950

5641

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)


 
 
 

REGIONAL RURAL BANKS

 

(Amount in Rs. lakh)

   

As on 31st March

   

Ratlam Mandsaur Kshetriya Gramin

 

Ratnagiri Sindhudurg

 

Rayalaseema

 

Rewa Sidhi

 

Sabarkantha-Gandhi

   

Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

nagar Gramin Bank

   

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

Items

 
 

(291)

(292)

 

(293)

(294)

 

(295)

(296)

 

(297)

(298)

 

(299)

(300)

1.

Cash in hand

71

123

 

31

53

 

431

357

 

168

178

 

48

76

   

(1.6)

(1.9)

 

(0.9)

(1.2)

 

(1.5)

(1.1)

 

(1.1)

(0.9)

 

(1.2)

(1.3)

2.

Balances with RBI

114

150

 

83

109

 

561

615

 

389

490

 

96

121

   

(2.5)

(2.3)

 

(2.6)

(2.5)

 

(2.0)

(1.8)

 

(2.7)

(2.6)

 

(2.4)

(2.1)

3.

Balances with banks in India

389

445

 

320

347

 

994

7223

 

5636

7975

 

334

571

   

(8.7)

(6.7)

 

(9.8)

(8.0)

 

(3.5)

(21.4)

 

(38.5)

(41.6)

 

(8.5)

(10.1)

4.

Money at call and short notice

1325

2658

 

-

-

 

6478

-

 

-

-

 

1228

2092

   

(29.5)

(40.0)

 

-

-

 

(22.7)

-

 

-

-

 

(31.1)

(37.1)

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

201

201

 

885

1190

 

578

2582

 

2523

3300

 

465

769

   

(4.5)

(3.0)

 

(27.2)

(27.3)

 

(2.0)

(7.6)

 

(17.2)

(17.2)

 

(11.8)

(13.6)

 

6.A.

Investments in India

201

201

 

885

1190

 

578

2582

 

2523

3300

 

465

769

  

(i)   Government securities

201

-

 

131

90

 

-

-

 

-

-

 

50

50

  

(ii)  Other approved securities

-

-

 

250

450

 

578

2082

 

1700

3300

 

-

-

  

(iii) Shares

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iv) Debentures and Bonds

-

-

 

-

-

 

-

-

 

-

-

 

415

719

  

(v)  Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(vi) Others

-

201

 

504

650

 

-

500

 

823

-

 

-

-

 

6.B.

Investments outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(i)   Government securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)  Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii)  Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

1689

2186

 

1254

1786

 

18860

21997

 

4662

5448

 

1396

1618

   

(37.6)

(32.9)

 

(38.5)

(41.0)

 

(66.1)

(65.1)

 

(31.8)

(28.4)

 

(35.3)

(28.7)

 

7.1.

Bills purchased and discounted

-

-

 

1

2

 

79

256

 

168

100

 

7

16

 

7.2.

Cash credits, overdrafts & loans

470

657

 

374

507

 

12403

14542

 

144

346

 

223

293

 

7.3.

Term loans

1219

1529

 

878

1277

 

6377

7200

 

4350

5001

 

1166

1309

8.

Fixed Assets

13

15

 

12

20

 

93

95

 

28

34

 

12

12

   

(0.3)

(0.2)

 

(0.4)

(0.5)

 

(0.3)

(0.3)

 

(0.2)

(0.2)

 

(0.3)

(0.2)

 

8.1.

Premises

-

-

 

12

-

 

43

43

 

-

-

 

-

-

 

8.2.

Other Fixed assets

13

15

 

-

20

 

50

52

 

28

34

 

12

12

9.

Other Assets

694

861

 

670

852

 

531

906

 

1234

1726

 

371

382

   

(15.4)

(13.0)

 

(20.6)

(20.0)

 

(1.9)

(2.7)

 

(8.4)

(9.0)

 

(9.4)

(6.8)

 

9.1.

Inter - office adjustments (net)

4

13

 

10

21

 

-

-

 

-

24

 

-

-

 

9.2.

Interest accrued

85

236

 

44

60

 

217

292

 

511

771

 

47

85

 

9.3.

Tax paid

4

-

 

7

10

 

1

1

 

3

7

 

1

-

 

9.4.

Stationery and Stamps

-

5

 

4

7

 

28

31

 

7

6

 

2

3

 

9.5.

Others

601

607

 

606

754

 

286

583

 

714

917

 

320

293

 

Total Assets

4497

6639

 

3254

4357

 

28526

33775

 

14640

19151

 

3950

5641

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.