| Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March2002 | NORTHERN REGION | (Amount in Rupees Lakh) |
| | | | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out
standing | Accounts | Limit | Out
standing |
| | | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 788 | 11,27 | 9,84 | 151 | 95 | 90 | | | 1. | Direct Finance | 714 | 7,51 | 6,73 | 151 | 95 | 90 | | | 2. | Indirect Finance | 74 | 3,76 | 3,11 | — | — | — | II. | INDUSTRY | 989 | 1333,88 | 753,95 | 195 | 32,16 | 25,20 | | | 1. | Mining & Quarrying | 1 | 4 | 3 | 3 | 33 | 13 | | | 2. | Food Manufacturing & Processing | 30 | 143,65 | 58,23 | 12 | 62 | 58 | | | | (a) RiceMills, Flour & DalMills | 8 | 51,32 | 48,53 | 6 | 34 | 34 | | | | (b) Sugar | — | — | — | — | — | — | | | | (c) Edible Oils & Vanaspati | 3 | 81,67 | 1,05 | 1 | 15 | 15 | | | | (d) Tea Processing | — | — | — | — | — | — | | | | (e) Processing of Fruits & Vegetables | — | — | — | 1 | 3 | 1 | | | | (f) Others | 19 | 10,67 | 8,65 | 4 | 11 | 8 | | | 3. | Beverage & Tobacco | 1 | 95 | 81 | — | — | — | | | 4. | Textiles | 129 | 32,13 | 28,03 | 17 | 3,90 | 5,03 | | | | (a) Cotton Textiles | 17 | 2,45 | 1,94 | 1 | 8 | 9 | | | | (b) Jute & Other Natural Fibre Textiles | 2 | 7,50 | 7,15 | — | — | — | | | | (c) Handloom Textiles & Khadi | 4 | 4 | 4 | — | — | — | | | | (d) Other Textiles & Textile Products | 106 | 22,15 | 18,90 | 16 | 3,83 | 4,93 | | | 5. | Paper, Paper Products & Printing | 52 | 11,00 | 8,73 | 7 | 30 | 24 | | | 6. | Leather & Leather Products | 20 | 2,11 | 1,78 | 3 | 1,36 | 1,45 | | | 7. | Rubber & Plastic Products | 74 | 22,23 | 17,52 | 26 | 4,22 | 2,78 | | | 8. | Chemicals & Chemical Products | 51 | 425,26 | 224,22 | 4 | 14 | 11 | | | | (a) Heavy Industrial Chemicals | 5 | 160,04 | 34,82 | — | — | — | | | | (b) Fertilisers | 6 | 235,90 | 165,67 | — | — | — | | | | (c) Drugs & Pharmaceuticals | 14 | 17,26 | 13,27 | 2 | 8 | 7 | | | | (d) Non-Edible Oils | 1 | 20 | 21 | — | — | — | | | | (e) Other Chemicals & Chemical Products | 25 | 11,86 | 10,26 | 2 | 6 | 4 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | | | 10. | Manufacture of Cement & Cement Products | 4 | 6,44 | 5,89 | 3 | 2,55 | 2,55 | | | 11. | Basic Metals & Metal Products | 106 | 18,67 | 16,46 | 17 | 14,67 | 8,53 | | | | (a) Iron & Steel | 42 | 4,60 | 4,26 | 11 | 9,63 | 8,44 | | | | (b) Non-Ferrous Metals | 5 | 80 | 79 | — | — | — | | | | (c) Metal Products | 59 | 13,27 | 11,42 | 6 | 5,04 | 9 | | | 12. | Engineering | 158 | 208,54 | 169,56 | 22 | 2,33 | 2,28 | | | | (a) Heavy Engineering | 13 | 15,11 | 13,17 | 2 | 43 | 43 | | | | (b) Light Engineering | 46 | 138,40 | 132,07 | 7 | 1,57 | 1,54 | | | | (c) Electrical Machinery & Goods | 52 | 10,95 | 7,25 | 11 | 33 | 31 | | | | (d) Electronic Machinery &Goods | 47 | 44,09 | 17,07 | 2 | 1 | — | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 27 | 141,61 | 51,22 | 7 | 7 | 5 | | | 14. | Other Industries | 314 | 30,14 | 16,17 | 74 | 1,66 | 1,48 | | | 15. | Electricity, Gas & Water | 10 | 214,76 | 78,68 | — | — | — | | | | (a) Electricity Generation & Transmission | 7 | 43,92 | 43,83 | — | — | — | | | | (b) Non-Conventional Energy | 1 | 4 | 4 | — | — | — | | | | (c) Gas, Steam & Water Supply | 2 | 170,81 | 34,81 | — | — | — | | | 16. | Construction | 12 | 76,35 | 76,61 | — | — | — | III. | TRANSPORT OPERATORS | 148 | 9,63 | 8,59 | 48 | 1,27 | 1,06 | IV. | PROFESSIONAL AND OTHER SERVICES | 416 | 38,26 | 18,13 | 96 | 6,31 | 4,17 | V. | PERSONAL LOANS | 9,375 | 63,99 | 54,07 | 3,926 | 21,72 | 18,71 | | | 1. | Loans for Purchase of Consumer Durables | 330 | 1,70 | 1,30 | 136 | 41 | 34 | | | 2. | Loans for Housing | 511 | 14,02 | 11,97 | 108 | 2,63 | 2,36 | | | 3. | Rest of the Personal Loans | 8,534 | 48,26 | 40,81 | 3,682 | 18,69 | 16,02 | VI. | TRADE | 1,897 | 51,21 | 45,41 | 400 | 123,37 | 121,58 | | | 1. | Wholesale Trade | 90 | 30,73 | 29,32 | 32 | 118,89 | 119,02 | | | 2. | Retail Trade | 1,807 | 20,49 | 16,10 | 368 | 4,48 | 2,56 | VII. | FINANCE | 40 | 68,05 | 67,53 | 10 | 2 | 2 | VIII. | ALL OTHERS | 2,601 | 226,21 | 123,71 | 668 | 7,47 | 5,26 |
| TOTAL BANK CREDIT | 16,254 | 1802,51 | 1081,24 | 5,494 | 193,28 | 176,88 | OF WHICH: | 1.Artisansand Village & TinyIndustries | 321 | 28,96 | 26,19 | 59 | 2,43 | 2,12 | | | 2.Other Small Scale Industries | 349 | 37,16 | 26,88 | 74 | 7,63 | 2,45 |
|
(Amount in Rupees Lakh) |
| | | | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out
standing | Accounts | Limit | Out
standing |
| | | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | — | — | — | 5,448 | 2954,00 | 2161,29 | | | 1. | Direct Finance | — | — | — | 4,170 | 87,45 | 77,09 | | | 2. | Indirect Finance | — | — | — | 1,278 | 2866,55 | 2084,20 | II. | INDUSTRY | — | — | — | 91,772 | 40944,37 | 31324,12 | | | 1. | Mining & Quarrying | — | — | — | 182 | 845,85 | 821,38 | | | 2. | Food Manufacturing & Processing | — | — | — | 1,042 | 2816,86 | 2151,01 | | | | (a) RiceMills, Flour & DalMills | — | — | — | 280 | 1474,08 | 1185,74 | | | | (b) Sugar | — | — | — | 39 | 349,26 | 248,73 | | | | (c) Edible Oils & Vanaspati | — | — | — | 153 | 190,13 | 150,86 | | | | (d) Tea Processing | — | — | — | 6 | 99 | 80 | | | | (e) Processing of Fruits & Vegetables | — | — | — | 41 | 142,78 | 72,54 | | | | (f) Others | — | — | — | 523 | 659,62 | 492,33 | | | 3. | Beverage & Tobacco | — | — | — | 133 | 671,24 | 525,68 | | | 4. | Textiles | — | — | — | 8,558 | 4135,58 | 3193,41 | | | | (a) Cotton Textiles | — | — | — | 1,407 | 1351,90 | 1093,95 | | | | (b) Jute & Other Natural Fibre Textiles | — | — | — | 39 | 14,35 | 13,78 | | | | (c) Handloom Textiles & Khadi | — | — | — | 116 | 29,89 | 23,24 | | | | (d) Other Textiles & Textile Products | — | — | — | 6,996 | 2739,44 | 2062,44 | | | 5. | Paper, Paper Products & Printing | — | — | — | 2,608 | 1707,31 | 1367,53 | | | 6. | Leather & Leather Products | — | — | — | 905 | 483,18 | 347,96 | | | 7. | Rubber & Plastic Products | — | — | — | 4,065 | 1122,51 | 872,54 | | | 8. | Chemicals & Chemical Products | — | — | — | 14,907 | 3236,03 | 2331,48 | | | | (a) Heavy Industrial Chemicals | — | — | — | 272 | 158,55 | 124,70 | | | | (b) Fertilisers | — | — | — | 125 | 1356,58 | 929,92 | | | | (c) Drugs & Pharmaceuticals | — | — | — | 542 | 868,99 | 583,01 | | | | (d) Non-Edible Oils | — | — | — | 68 | 186,76 | 186,31 | | | | (e) Other Chemicals & Chemical Products | — | — | — | 13,900 | 665,15 | 507,53 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | — | — | — | 279 | 4094,11 | 3808,17 | | | 10. | Manufacture of Cement & Cement Products | — | — | — | 170 | 304,65 | 229,53 | | | 11. | Basic Metals & Metal Products | — | — | — | 3,190 | 4639,08 | 3837,62 | | | | (a) Iron & Steel | — | — | — | 585 | 3609,67 | 3059,37 | | | | (b) Non-Ferrous Metals | — | — | — | 401 | 199,38 | 128,11 | | | | (c) Metal Products | — | — | — | 2,204 | 830,02 | 650,15 | | | 12. | Engineering | — | — | — | 10,066 | 5816,31 | 3614,66 | | | | (a) Heavy Engineering | — | — | — | 511 | 830,94 | 495,74 | | | | (b) Light Engineering | — | — | — | 3,862 | 1602,41 | 1032,29 | | | | (c) Electrical Machinery & Goods | — | — | — | 2,665 | 1567,02 | 865,95 | | | | (d) Electronic Machinery &Goods | — | — | — | 3,028 | 1815,94 | 1220,67 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 1,846 | 1792,33 | 1380,36 | | | 14. | Other Industries | — | — | — | 39,390 | 1744,03 | 1318,84 | | | 15. | Electricity, Gas & Water | — | — | — | 186 | 2846,25 | 1683,89 | | | | (a) Electricity Generation & Transmission | — | — | — | 137 | 2772,72 | 1612,06 | | | | (b) Non-Conventional Energy | — | — | — | 8 | 15,14 | 16,55 | | | | (c) Gas, Steam & Water Supply | — | — | — | 41 | 58,39 | 55,28 | | | 16. | Construction | — | — | — | 4,245 | 4689,05 | 3840,05 | III. | TRANSPORT OPERATORS | — | — | — | 5,350 | 723,15 | 604,78 | IV. | PROFESSIONAL AND OTHER SERVICES | — | — | — | 21,953 | 3951,39 | 2838,05 | V. | PERSONAL LOANS | — | — | — | 10,35,179 | 8764,62 | 5774,15 | | | 1. | Loans for Purchase of Consumer Durables | — | — | — | 18,510 | 112,93 | 94,50 | | | 2. | Loans for Housing | — | — | — | 42,289 | 2086,89 | 1706,60 | | | 3. | Rest of the Personal Loans | — | — | — | 9,74,380 | 6564,79 | 3973,06 | VI. | TRADE | — | — | — | 38,899 | 15668,14 | 12473,80 | | | 1. | Wholesale Trade | — | — | — | 13,456 | 13832,89 | 11050,96 | | | 2. | Retail Trade | — | — | — | 25,443 | 1835,25 | 1422,84 | VII. | FINANCE | — | — | — | 2,987 | 11544,41 | 9599,36 | VIII. | ALL OTHERS | — | — | — | 1,11,693 | 7637,86 | 5747,93 |
| TOTAL BANK CREDIT | — | — | — | 13,13,281 | 92187,95 | 70523,48 | OF WHICH: | 1.Artisansand Village & TinyIndustries | — | — | — | 4,298 | 173,59 | 144,37 | | | 2.Other Small Scale Industries | — | — | — | 34,597 | 3014,56 | 2369,96 |
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