| Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March2002 | NORTHERN REGION | (Amount in Rupees Lakh) |
| | | | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out
standing | Accounts | Limit | Out
standing |
| | | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 517 | 23,02 | 12,05 | 189 | 7,72 | 6,12 | | | 1. | Direct Finance | 443 | 3,45 | 2,77 | 88 | 1,84 | 2,10 | | | 2. | Indirect Finance | 74 | 19,57 | 9,28 | 101 | 5,88 | 4,02 | II. | INDUSTRY | 193 | 143,32 | 124,64 | 181 | 110,27 | 81,29 | | | 1. | Mining & Quarrying | 4 | 91 | 94 | — | — | — | | | 2. | Food Manufacturing & Processing | 9 | 20,15 | 16,18 | 8 | 5,20 | 5,57 | | | | (a) RiceMills, Flour & DalMills | 1 | 3 | 3 | 5 | 5 | 5 | | | | (b) Sugar | 3 | 19,82 | 15,93 | — | — | — | | | | (c) Edible Oils & Vanaspati | — | — | — | 2 | 2,77 | 3,14 | | | | (d) Tea Processing | — | — | — | — | — | — | | | | (e) Processing of Fruits & Vegetables | — | — | — | — | — | — | | | | (f) Others | 5 | 30 | 22 | 1 | 2,38 | 2,38 | | | 3. | Beverage & Tobacco | — | — | — | 1 | 20 | 19 | | | 4. | Textiles | 4 | 56 | 80 | 6 | 7,88 | 7,51 | | | | (a) Cotton Textiles | 2 | 9 | 5 | 2 | 1,83 | 1,20 | | | | (b) Jute & Other Natural Fibre Textiles | — | — | — | — | — | — | | | | (c) Handloom Textiles & Khadi | — | — | — | — | — | — | | | | (d) Other Textiles & Textile Products | 2 | 47 | 75 | 4 | 6,05 | 6,32 | | | 5. | Paper, Paper Products & Printing | 21 | 12,36 | 10,25 | 25 | 8,05 | 7,73 | | | 6. | Leather & Leather Products | — | — | — | 2 | 4,81 | 6,01 | | | 7. | Rubber & Plastic Products | 15 | 23,44 | 21,69 | — | — | — | | | 8. | Chemicals & Chemical Products | 21 | 31,91 | 24,35 | 16 | 18,61 | 8,80 | | | | (a) Heavy Industrial Chemicals | — | — | — | 2 | 8,76 | 3,97 | | | | (b) Fertilisers | 3 | 3,50 | 1,67 | 6 | 8,01 | 3,19 | | | | (c) Drugs & Pharmaceuticals | 13 | 18,89 | 18,08 | — | — | — | | | | (d) Non-Edible Oils | — | — | — | — | — | — | | | | (e) Other Chemicals & Chemical Products | 5 | 9,52 | 4,60 | 8 | 1,84 | 1,64 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 1 | 3 | 3 | — | — | — | | | 10. | Manufacture of Cement & Cement Products | — | — | — | 3 | 29 | 29 | | | 11. | Basic Metals & Metal Products | 15 | 6,44 | 5,01 | 21 | 6,86 | 6,48 | | | | (a) Iron & Steel | 6 | 5,64 | 4,40 | 8 | 4,83 | 3,86 | | | | (b) Non-Ferrous Metals | — | — | — | 1 | 58 | 58 | | | | (c) Metal Products | 9 | 80 | 61 | 12 | 1,45 | 2,03 | | | 12. | Engineering | 28 | 37,51 | 35,76 | 30 | 56,90 | 37,22 | | | | (a) Heavy Engineering | 2 | 6,32 | 6,32 | 1 | 5 | 2 | | | | (b) Light Engineering | 8 | 2,95 | 74 | 8 | 24 | 20 | | | | (c) Electrical Machinery & Goods | 4 | 6 | 6 | 12 | 16,04 | 7,45 | | | | (d) Electronic Machinery &Goods | 14 | 28,18 | 28,65 | 9 | 40,57 | 29,54 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 17 | 5,08 | 4,57 | 4 | 8 | 18 | | | 14. | Other Industries | 53 | 4,77 | 4,94 | 58 | 92 | 83 | | | 15. | Electricity, Gas & Water | 1 | 3 | — | — | — | — | | | | (a) Electricity Generation & Transmission | 1 | 3 | — | — | — | — | | | | (b) Non-Conventional Energy | — | — | — | — | — | — | | | | (c) Gas, Steam & Water Supply | — | — | — | — | — | — | | | 16. | Construction | 4 | 15 | 11 | 7 | 47 | 47 | III. | TRANSPORT OPERATORS | 26 | 77 | 51 | 25 | 40 | 35 | IV. | PROFESSIONAL AND OTHER SERVICES | 60 | 3,12 | 2,18 | 49 | 3,10 | 98 | V. | PERSONAL LOANS | 3,091 | 89,55 | 63,24 | 2,353 | 17,02 | 14,60 | | | 1. | Loans for Purchase of Consumer Durables | 227 | 1,54 | 80 | 526 | 2,37 | 1,89 | | | 2. | Loans for Housing | 345 | 16,72 | 13,42 | 272 | 5,09 | 4,81 | | | 3. | Rest of the Personal Loans | 2,519 | 71,28 | 49,02 | 1,555 | 9,56 | 7,90 | VI. | TRADE | 294 | 31,55 | 29,84 | 367 | 8,66 | 7,52 | | | 1. | Wholesale Trade | 129 | 23,63 | 23,12 | 47 | 73 | 69 | | | 2. | Retail Trade | 165 | 7,92 | 6,71 | 320 | 7,93 | 6,83 | VII. | FINANCE | 3 | 20 | 20 | 1 | 1 | — | VIII. | ALL OTHERS | 472 | 23,93 | 17,12 | 410 | 12,51 | 9,99 |
| TOTAL BANK CREDIT | 4,656 | 315,47 | 249,78 | 3,575 | 159,70 | 120,85 | OF WHICH: | 1.Artisansand Village & TinyIndustries | 45 | 2,17 | 1,65 | 6 | 10 | 8 | | | 2.Other Small Scale Industries | 59 | 18,67 | 10,36 | 93 | 7,41 | 7,38 |
|
(Amount in Rupees Lakh) |
| | | | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out
standing | Accounts | Limit | Out
standing |
| | | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | 1,373 | 640,51 | 552,65 | — | — | — | | | 1. | Direct Finance | 1,191 | 65,93 | 69,90 | — | — | — | | | 2. | Indirect Finance | 182 | 574,58 | 482,75 | — | — | — | II. | INDUSTRY | 10,561 | 2035,21 | 1639,93 | — | — | — | | | 1. | Mining & Quarrying | 8 | 81 | 68 | — | — | — | | | 2. | Food Manufacturing & Processing | 2,213 | 179,83 | 176,35 | — | — | — | | | | (a) RiceMills, Flour & DalMills | 1,770 | 37,31 | 36,32 | — | — | — | | | | (b) Sugar | 23 | 65,94 | 70,91 | — | — | — | | | | (c) Edible Oils & Vanaspati | 22 | 27,04 | 24,98 | — | — | — | | | | (d) Tea Processing | 2 | 25 | 22 | — | — | — | | | | (e) Processing of Fruits & Vegetables | 11 | 12,70 | 11,04 | — | — | — | | | | (f) Others | 385 | 36,60 | 32,87 | — | — | — | | | 3. | Beverage & Tobacco | 12 | 22,83 | 20,03 | — | — | — | | | 4. | Textiles | 216 | 204,93 | 165,03 | — | — | — | | | | (a) Cotton Textiles | 104 | 164,83 | 124,94 | — | — | — | | | | (b) Jute & Other Natural Fibre Textiles | 14 | 4,01 | 3,89 | — | — | — | | | | (c) Handloom Textiles & Khadi | 2 | 1 | — | — | — | — | | | | (d) Other Textiles & Textile Products | 96 | 36,08 | 36,19 | — | — | — | | | 5. | Paper, Paper Products & Printing | 207 | 41,99 | 32,85 | — | — | — | | | 6. | Leather & Leather Products | 21 | 8,89 | 7,01 | — | — | — | | | 7. | Rubber & Plastic Products | 114 | 33,43 | 31,49 | — | — | — | | | 8. | Chemicals & Chemical Products | 664 | 250,23 | 197,56 | — | — | — | | | | (a) Heavy Industrial Chemicals | 27 | 13,49 | 12,20 | — | — | — | | | | (b) Fertilisers | 9 | 6,53 | 5,19 | — | — | — | | | | (c) Drugs & Pharmaceuticals | 515 | 193,99 | 153,86 | — | — | — | | | | (d) Non-Edible Oils | — | — | — | — | — | — | | | | (e) Other Chemicals & Chemical Products | 113 | 36,22 | 26,31 | — | — | — | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 6 | 76 | 58 | — | — | — | | | 10. | Manufacture of Cement & Cement Products | 23 | 1,75 | 1,49 | — | — | — | | | 11. | Basic Metals & Metal Products | 483 | 332,32 | 282,52 | — | — | — | | | | (a) Iron & Steel | 167 | 270,76 | 233,93 | — | — | — | | | | (b) Non-Ferrous Metals | 8 | 5,91 | 7,39 | — | — | — | | | | (c) Metal Products | 308 | 55,65 | 41,19 | — | — | — | | | 12. | Engineering | 518 | 354,22 | 304,30 | — | — | — | | | | (a) Heavy Engineering | 135 | 98,56 | 84,22 | — | — | — | | | | (b) Light Engineering | 196 | 45,66 | 35,88 | — | — | — | | | | (c) Electrical Machinery & Goods | 108 | 106,83 | 87,69 | — | — | — | | | | (d) Electronic Machinery &Goods | 79 | 103,17 | 96,51 | — | — | — | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 152 | 37,00 | 37,60 | — | — | — | | | 14. | Other Industries | 5,690 | 226,11 | 140,59 | — | — | — | | | 15. | Electricity, Gas & Water | 18 | 61,22 | 6,75 | — | — | — | | | | (a) Electricity Generation & Transmission | 7 | 59,03 | 4,71 | — | — | — | | | | (b) Non-Conventional Energy | 1 | 8 | 8 | — | — | — | | | | (c) Gas, Steam & Water Supply | 10 | 2,11 | 1,96 | — | — | — | | | 16. | Construction | 216 | 278,88 | 235,11 | — | — | — | III. | TRANSPORT OPERATORS | 485 | 62,90 | 41,35 | — | — | — | IV. | PROFESSIONAL AND OTHER SERVICES | 1,935 | 217,26 | 167,60 | — | — | — | V. | PERSONAL LOANS | 63,315 | 560,69 | 455,19 | — | — | — | | | 1. | Loans for Purchase of Consumer Durables | 5,640 | 26,78 | 21,36 | — | — | — | | | 2. | Loans for Housing | 6,530 | 162,53 | 142,22 | — | — | — | | | 3. | Rest of the Personal Loans | 51,145 | 371,38 | 291,61 | — | — | — | VI. | TRADE | 5,519 | 6265,23 | 5113,73 | — | — | — | | | 1. | Wholesale Trade | 1,158 | 6066,76 | 4975,53 | — | — | — | | | 2. | Retail Trade | 4,361 | 198,47 | 138,19 | — | — | — | VII. | FINANCE | 74 | 198,42 | 178,13 | — | — | — | VIII. | ALL OTHERS | 14,134 | 633,14 | 489,50 | — | — | — |
| TOTAL BANK CREDIT | 97,396 | 10613,37 | 8638,06 | — | — | — | OF WHICH: | 1.Artisansand Village & TinyIndustries | 265 | 17,34 | 18,22 | — | — | — | | | 2.Other Small Scale Industries | 6,198 | 206,52 | 186,42 | — | — | — |
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