| Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March2002 | NORTHERN REGION | (Amount in Rupees Lakh) |
| | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out
standing | Accounts | Limit | Out
standing |
| | | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 6,58,547 | 2401,92 | 1999,64 | 2,48,964 | 1277,76 | 1049,72 | | | 1. | Direct Finance | 6,37,695 | 2267,74 | 1893,98 | 2,39,604 | 1102,09 | 918,94 | | | 2. | Indirect Finance | 20,852 | 134,17 | 105,67 | 9,360 | 175,67 | 130,78 | II. | INDUSTRY | 72,531 | 583,96 | 466,91 | 48,811 | 1199,31 | 846,98 | | | 1. | Mining & Quarrying | 341 | 21,62 | 17,56 | 536 | 67,88 | 55,57 | | | 2. | Food Manufacturing & Processing | 1,004 | 46,60 | 32,22 | 905 | 74,04 | 48,70 | | | | (a) RiceMills, Flour & DalMills | 624 | 5,05 | 4,44 | 369 | 36,00 | 16,73 | | | | (b) Sugar | 5 | 6,68 | 6,53 | — | — | — | | | | (c) Edible Oils & Vanaspati | 110 | 12,06 | 11,50 | 232 | 26,82 | 22,19 | | | | (d) Tea Processing | 1 | 80 | 79 | 4 | 25 | 24 | | | | (e) Processing of Fruits & Vegetables | 1 | 2 | — | 2 | 8 | 3 | | | | (f) Others | 263 | 21,99 | 8,95 | 298 | 10,88 | 9,50 | | | 3. | Beverage & Tobacco | 11 | 21,46 | 13,94 | 17 | 4,92 | 4,37 | | | 4. | Textiles | 674 | 75,92 | 75,14 | 2,080 | 450,67 | 299,02 | | | | (a) Cotton Textiles | 258 | 46,47 | 44,04 | 1,380 | 218,60 | 121,19 | | | | (b) Jute & Other Natural Fibre Textiles | 12 | 5 | 3 | 21 | 13 | 7 | | | | (c) Handloom Textiles & Khadi | 63 | 25 | 20 | 183 | 2,84 | 2,33 | | | | (d) Other Textiles & Textile Products | 341 | 29,16 | 30,87 | 496 | 229,11 | 175,43 | | | 5. | Paper, Paper Products & Printing | 278 | 21,36 | 20,29 | 205 | 5,11 | 4,45 | | | 6. | Leather & Leather Products | 557 | 2,61 | 2,63 | 708 | 1,89 | 1,55 | | | 7. | Rubber & Plastic Products | 53 | 7,70 | 7,15 | 174 | 99,41 | 67,10 | | | 8. | Chemicals & Chemical Products | 118 | 33,48 | 22,69 | 496 | 130,67 | 84,86 | | | | (a) Heavy Industrial Chemicals | 11 | 5,15 | 3,16 | 17 | 2,64 | 2,71 | | | | (b) Fertilisers | 3 | 10,60 | 5,69 | 7 | 108,60 | 64,49 | | | | (c) Drugs & Pharmaceuticals | 23 | 3,57 | 1,02 | 29 | 1,79 | 1,45 | | | | (d) Non-Edible Oils | 3 | 11 | 9 | 6 | 90 | 88 | | | | (e) Other Chemicals & Chemical Products | 78 | 14,05 | 12,72 | 437 | 16,74 | 15,33 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 13 | 36 | 36 | 1 | 3 | 2 | | | 10. | Manufacture of Cement & Cement Products | 1,156 | 60,33 | 56,74 | 204 | 36,22 | 25,17 | | | 11. | Basic Metals & Metal Products | 267 | 20,99 | 20,07 | 425 | 43,11 | 35,99 | | | | (a) Iron & Steel | 45 | 10,63 | 9,76 | 54 | 15,31 | 13,37 | | | | (b) Non-Ferrous Metals | 3 | 90 | 1,13 | 9 | 8,69 | 4,05 | | | | (c) Metal Products | 219 | 9,47 | 9,19 | 362 | 19,12 | 18,58 | | | 12. | Engineering | 312 | 56,67 | 21,51 | 415 | 19,64 | 14,68 | | | | (a) Heavy Engineering | 14 | 15,90 | 9,86 | 15 | 1,63 | 1,42 | | | | (b) Light Engineering | 191 | 6,63 | 4,97 | 86 | 3,78 | 2,37 | | | | (c) Electrical Machinery & Goods | 56 | 3,25 | 2,48 | 124 | 10,92 | 9,10 | | | | (d) Electronic Machinery &Goods | 51 | 30,89 | 4,21 | 190 | 3,32 | 1,78 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 202 | 25,75 | 25,64 | 156 | 19,58 | 13,12 | | | 14. | Other Industries | 67,229 | 174,43 | 136,87 | 41,755 | 221,41 | 172,06 | | | 15. | Electricity, Gas & Water | 14 | 2,32 | 2,10 | 21 | 2,45 | 76 | | | | (a) Electricity Generation & Transmission | 7 | 1,20 | 65 | 6 | 98 | 13 | | | | (b) Non-Conventional Energy | 3 | 98 | 1,08 | 1 | 2 | 2 | | | | (c) Gas, Steam & Water Supply | 4 | 14 | 37 | 14 | 1,44 | 61 | | | 16. | Construction | 302 | 12,36 | 12,00 | 713 | 22,29 | 19,56 | III. | TRANSPORT OPERATORS | 8,843 | 48,07 | 34,14 | 6,229 | 52,55 | 40,65 | IV. | PROFESSIONAL AND OTHER SERVICES | 17,253 | 55,42 | 44,38 | 13,491 | 143,88 | 125,83 | V. | PERSONAL LOANS | 1,72,942 | 624,80 | 534,08 | 1,74,913 | 837,93 | 708,35 | | | 1. | Loans for Purchase of Consumer Durables | 13,486 | 37,03 | 29,51 | 16,519 | 52,18 | 41,92 | | | 2. | Loans for Housing | 15,724 | 153,62 | 138,98 | 21,802 | 281,82 | 245,10 | | | 3. | Rest of the Personal Loans | 1,43,732 | 434,15 | 365,59 | 1,36,592 | 503,93 | 421,33 | VI. | TRADE | 1,26,992 | 573,57 | 494,03 | 1,11,352 | 567,90 | 442,02 | | | 1. | Wholesale Trade | 5,576 | 252,05 | 239,37 | 5,533 | 112,74 | 89,49 | | | 2. | Retail Trade | 1,21,416 | 321,53 | 254,66 | 1,05,819 | 455,16 | 352,53 | VII. | FINANCE | 992 | 9,56 | 8,23 | 635 | 13,55 | 11,85 | VIII. | ALL OTHERS | 43,606 | 983,19 | 950,56 | 40,798 | 220,76 | 181,59 |
| TOTAL BANK CREDIT | 11,01,706 | 5280,48 | 4531,95 | 6,45,193 | 4313,63 | 3406,99 | OF WHICH: | 1.Artisansand Village & TinyIndustries | 48,521 | 106,88 | 83,75 | 18,767 | 70,75 | 56,51 | | | 2.Other Small Scale Industries | 18,018 | 90,33 | 73,17 | 20,944 | 237,53 | 189,50 |
|
(Amount in Rupees Lakh) |
| | | | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out
standing | Accounts | Limit | Out
standing |
| | | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | 22,502 | 334,72 | 284,75 | 4,936 | 915,14 | 756,14 | | | 1. | Direct Finance | 21,473 | 181,29 | 153,67 | 4,090 | 55,14 | 46,90 | | | 2. | Indirect Finance | 1,029 | 153,44 | 131,08 | 846 | 860,00 | 709,23 | II. | INDUSTRY | 28,541 | 2871,54 | 2155,64 | 15,896 | 1948,06 | 1522,33 | | | 1. | Mining & Quarrying | 596 | 172,51 | 136,80 | 141 | 102,76 | 72,20 | | | 2. | Food Manufacturing & Processing | 898 | 149,88 | 115,16 | 560 | 112,48 | 71,95 | | | | (a) RiceMills, Flour & DalMills | 226 | 32,41 | 23,68 | 179 | 10,28 | 8,70 | | | | (b) Sugar | 10 | 8,14 | 7,75 | 4 | 10,20 | 9,08 | | | | (c) Edible Oils & Vanaspati | 178 | 62,91 | 47,64 | 234 | 53,75 | 23,99 | | | | (d) Tea Processing | 2 | 13 | 13 | 4 | 68 | 66 | | | | (e) Processing of Fruits & Vegetables | 2 | 25 | 25 | 7 | 2,18 | 1,96 | | | | (f) Others | 480 | 46,06 | 35,72 | 132 | 35,40 | 27,57 | | | 3. | Beverage & Tobacco | 54 | 17,00 | 15,20 | 21 | 18,75 | 14,68 | | | 4. | Textiles | 2,245 | 815,00 | 620,85 | 884 | 220,24 | 190,30 | | | | (a) Cotton Textiles | 617 | 227,90 | 167,22 | 115 | 53,57 | 49,81 | | | | (b) Jute & Other Natural Fibre Textiles | 5 | 11 | 6 | 4 | 45 | 32 | | | | (c) Handloom Textiles & Khadi | 58 | 1,81 | 1,64 | 210 | 7,23 | 6,41 | | | | (d) Other Textiles & Textile Products | 1,565 | 585,17 | 451,94 | 555 | 158,99 | 133,76 | | | 5. | Paper, Paper Products & Printing | 461 | 99,88 | 70,28 | 365 | 40,02 | 30,01 | | | 6. | Leather & Leather Products | 297 | 2,86 | 2,45 | 46 | 5,63 | 4,84 | | | 7. | Rubber & Plastic Products | 446 | 53,64 | 48,93 | 207 | 54,79 | 46,67 | | | 8. | Chemicals & Chemical Products | 860 | 450,22 | 244,34 | 292 | 45,78 | 34,72 | | | | (a) Heavy Industrial Chemicals | 153 | 52,97 | 31,59 | 20 | 4,13 | 3,70 | | | | (b) Fertilisers | 35 | 138,26 | 73,05 | 13 | 11,40 | 8,86 | | | | (c) Drugs & Pharmaceuticals | 98 | 23,34 | 17,13 | 70 | 12,53 | 7,78 | | | | (d) Non-Edible Oils | 8 | 2,32 | 1,80 | 4 | 63 | 56 | | | | (e) Other Chemicals & Chemical Products | 566 | 233,33 | 120,76 | 185 | 17,09 | 13,81 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 13 | 3,23 | 3,13 | 6 | 1,23 | 1,25 | | | 10. | Manufacture of Cement & Cement Products | 384 | 282,71 | 203,61 | 52 | 13,16 | 12,34 | | | 11. | Basic Metals & Metal Products | 3,868 | 221,89 | 183,07 | 492 | 99,90 | 81,97 | | | | (a) Iron & Steel | 251 | 83,05 | 68,60 | 178 | 48,84 | 40,42 | | | | (b) Non-Ferrous Metals | 63 | 51,11 | 45,52 | 37 | 13,94 | 11,91 | | | | (c) Metal Products | 3,554 | 87,72 | 68,96 | 277 | 37,13 | 29,64 | | | 12. | Engineering | 1,109 | 294,06 | 255,96 | 1,082 | 416,07 | 276,40 | | | | (a) Heavy Engineering | 75 | 12,16 | 8,49 | 43 | 40,51 | 31,48 | | | | (b) Light Engineering | 457 | 48,40 | 44,64 | 269 | 61,69 | 59,24 | | | | (c) Electrical Machinery & Goods | 432 | 110,33 | 94,02 | 659 | 239,82 | 133,55 | | | | (d) Electronic Machinery &Goods | 145 | 123,17 | 108,81 | 111 | 74,04 | 52,13 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 205 | 34,88 | 26,60 | 92 | 19,33 | 15,23 | | | 14. | Other Industries | 16,152 | 206,01 | 177,80 | 11,306 | 246,30 | 177,56 | | | 15. | Electricity, Gas & Water | 29 | 11,09 | 5,94 | 36 | 91,23 | 85,25 | | | | (a) Electricity Generation & Transmission | 10 | 9,57 | 4,91 | 26 | 88,65 | 82,87 | | | | (b) Non-Conventional Energy | 3 | 11 | 11 | 1 | 2,12 | 2,06 | | | | (c) Gas, Steam & Water Supply | 16 | 1,41 | 92 | 9 | 46 | 32 | | | 16. | Construction | 924 | 56,68 | 45,50 | 314 | 460,38 | 406,98 | III. | TRANSPORT OPERATORS | 3,946 | 47,07 | 35,54 | 1,056 | 158,98 | 97,52 | IV. | PROFESSIONAL AND OTHER SERVICES | 9,410 | 242,73 | 209,31 | 3,547 | 128,22 | 98,97 | V. | PERSONAL LOANS | 1,71,470 | 1230,11 | 1029,38 | 1,05,082 | 1066,10 | 898,09 | | | 1. | Loans for Purchase of Consumer Durables | 13,438 | 55,68 | 42,93 | 8,312 | 32,88 | 26,28 | | | 2. | Loans for Housing | 26,958 | 507,95 | 448,68 | 18,576 | 542,98 | 509,74 | | | 3. | Rest of the Personal Loans | 1,31,074 | 666,47 | 537,77 | 78,194 | 490,24 | 362,07 | VI. | TRADE | 41,619 | 697,00 | 567,02 | 12,306 | 1100,25 | 1042,66 | | | 1. | Wholesale Trade | 4,736 | 307,00 | 250,74 | 1,411 | 881,07 | 856,77 | | | 2. | Retail Trade | 36,883 | 389,99 | 316,28 | 10,895 | 219,18 | 185,90 | VII. | FINANCE | 305 | 24,12 | 18,35 | 145 | 233,39 | 126,68 | VIII. | ALL OTHERS | 41,491 | 492,25 | 399,89 | 19,082 | 424,13 | 334,31 |
| TOTAL BANK CREDIT | 3,19,284 | 5939,53 | 4699,89 | 1,62,050 | 5974,26 | 4876,69 | OF WHICH: | 1.Artisansand Village & TinyIndustries | 3,079 | 44,09 | 36,24 | 723 | 30,42 | 24,49 | | | 2.Other Small Scale Industries | 14,270 | 454,97 | 374,54 | 11,734 | 532,45 | 380,57 |
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