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PDF - Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 24 of 30) ()
Date : May 11, 1999
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 24 of 30)
                 
 
 
 

                    REGIONAL RURAL BANKS

(Amount in Rs. lakh)

   

As on 31st March

   

Pandyan

 

Parvatiya

 

Patliputra

 

Pinakini

 

Pithoragarh

   

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Kshetriya Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(261)

(262)

 

(263)

(264)

 

(265)

(266)

 

(267)

(268)

 

(269)

(270)

1.

Capital

75

100

 

88

  

46

71

 

75

100

 

75

96

   

(0.4)

(0.4)

 

(2.7)

  

(3.1)

(3.6)

 

(0.7)

(0.6)

 

(2.0)

(2.0)

                 

2.

Reserves and Surplus

-

-

 

-

  

-

-

 

-

68

 

6

18

   

-

-

 

-

  

-

-

 

-

(0.4)

 

(0.2)

(0.4)

 

2.1.

Statutory Reserves

-

-

 

-

  

-

-

 

-

-

 

-

-

 

2.2.

Capital Reserves

-

-

 

-

  

-

-

 

-

-

 

-

-

 

2.3.

Share Premium

-

-

 

-

  

-

-

 

-

-

 

-

-

 

2.4.

Revenue and other Reserves

-

-

 

-

  

-

-

 

-

68

 

6

18

 

2.5.

Balance of Profit

-

-

 

-

N

 

-

-

 

-

-

 

-

-

                 

3.

Deposits

13293

16766

 

2360

O

 

1280

1709

 

7273

10238

 

3051

3740

   

(71.1)

(73.3)

 

(72.8)

  

(85.8)

(85.3)

 

(67.0)

(59.2)

 

(80.1)

(78.4)

 

3.1.

Demand Deposits

326

426

 

109

T

 

22

40

 

420

960

 

82

47

  

(i) From Banks

-

-

 

-

  

-

-

 

-

-

 

-

-

  

(ii) From Others

326

426

 

109

  

22

40

 

420

960

 

82

47

 

3.2.

Savings Deposits

4154

4875

 

762

A

 

491

527

 

2081

2941

 

1352

1450

 

3.3.

Term Deposits

8813

11465

 

1489

  

768

1142

 

4772

6337

 

1617

2243

  

(i) From Banks

-

-

 

-

V

 

1

1

 

-

-

 

-

-

  

(ii) From Others

8813

11465

 

1489

  

767

1141

 

4772

6337

 

1617

2243

 

3.A.

Deposits of branches in India

13293

16766

 

2360

A

 

1280

1709

 

7273

10238

 

3051

3740

 

3.B.

Deposits of branches outside India

-

-

 

-

  

-

-

 

-

-

 

-

-

       

I

         

4.

Borrowings

4301

4873

 

366

  

55

56

 

2282

2898

 

425

496

   

(23.0)

(21.3)

 

(11.3)

L

 

(3.7)

(2.8)

 

(21.0)

(16.8)

 

(11.1)

(10.4)

 

4.1.

Borrowings in India

4301

4873

 

366

  

55

56

 

2282

2898

 

425

496

  

(i) From Reserve Bank of India

-

-

 

-

A

 

-

-

 

-

-

 

-

-

  

(ii) From other Banks

1651

2359

 

56

  

-

-

 

514

602

 

59

83

  

(iii) From other Institutions and Agencies

2650

2514

 

311

B

 

55

56

 

1768

2296

 

365

413

 

4.2.

Borrowings outside India

-

-

 

-

L

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

1033

1121

 

429

E

 

111

167

 

1219

3977

 

254

420

   

(5.5)

(4.9)

 

(13.2)

  

(7.4)

(8.3)

 

(11.2)

(23.0)

 

(6.7)

(8.8)

 

5.1.

Bills Payable

422

357

 

1

  

-

1

 

223

555

 

-

-

 

5.2.

Inter-office Adjustments

-

33

 

16

  

4

17

 

47

77

 

-

1

 

5.3.

Interest Accrued

87

105

 

265

  

2

2

 

25

27

 

247

394

 

5.4.

Others (including provisions)

524

625

 

147

 
 

105

147

 

925

3318

 

7

24

  

Total Liabilities

18702

22860

 

3243

  

1492

2003

 

10849

17281

 

3811

4770

 
 
 

(100.0)

(100.0)

 

(100.0)

 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

                 
 
 
 

                    REGIONAL RURAL BANKS

 

(Amount in Rs. lakh)

   

As on 31st March

   

Pandyan

 

Parvatiya

 

Patliputra

 

Pinakini

 

Pithoragarh

   

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Kshetriya Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(261)

(262)

 

(263)

(264)

 

(265)

(266)

 

(267)

(268)

 

(269)

(270)

1.

Cash in hand

261

416

 

14

  

31

61

 

123

378

 

31

37

   

(1.4)

(1.8)

 

(0.4)

  

(2.1)

(3.1)

 

(1.1)

(2.2)

 

(0.8)

(0.8)

2.

Balances with RBI

411

523

 

79

  

39

62

 

214

268

 

96

121

   

(2.2)

(2.3)

 

(2.4)

  

(2.6)

(3.1)

 

(2.0)

(1.6)

 

(2.5)

(2.5)

3.

Balances with banks in India

4679

4848

 

34

  

50

39

 

1969

5084

 

56

45

   

(25.0)

(21.2)

 

(1.1)

  

(3.3)

(2.0)

 

(18.1)

(29.4)

 

(1.5)

(0.9)

4.

Money at call and short notice

-

-

 

764

  

191

393

 

-

-

 

1247

2100

   

-

-

 

(23.5)

  

(12.8)

(19.6)

 

-

-

 

(32.7)

(44.0)

5.

Balances with banks outside India

-

-

 

-

  

-

-

 

-

-

 

-

-

6.

Investments

112

396

 

1026

N

 

471

646

 

-

30

 

1088

1063

   

(0.6)

(1.7)

 

(31.6)

  

(31.6)

(32.2)

 

-

(0.2)

 

(28.5)

(22.3)

 

6.A.

Investments in India

112

396

 

1026

O

 

471

646

 

-

30

 

1088

1063

  

(i) Government securities

-

-

 

-

  

100

100

 

-

-

 

710

710

  

(ii) Other approved securities

67

67

 

-

T

 

-

-

 

-

-

 

-

-

  

(iii) Shares

-

-

 

830

  

-

228

 

-

-

 

90

-

  

(iv) Debentures and Bonds

45

279

 

100

  

38

-

 

-

30

 

-

353

  

(v) Subsidiaries and joint ventures

-

-

 

-

A

 

-

-

 

-

-

 

-

-

  

(vi) Others

-

50

 

96

  

333

318

 

-

-

 

288

-

 

6.B.

Investments outside India

-

-

 

-

V

 

-

-

 

-

-

 

-

-

  

(i) Government securities

-

-

 

-

  

-

-

 

-

-

 

-

-

  

(ii) Subsidiaries and joint ventures

-

-

 

-

A

 

-

-

 

-

-

 

-

-

  

(iii) Others

-

-

 

-

  

-

-

 

-

-

 

-

-

7.

Advances

10018

12910

 

789

I

 

307

377

 

7247

8829

 

1047

1137

   

(53.6)

(56.5)

 

(24.3)

  

(20.6)

(18.8)

 

(66.8)

(51.1)

 

(27.5)

(23.8)

 

7.1.

Bills purchased and discounted

152

69

 

-

L

 

-

10

 

5

14

 

-

-

 

7.2.

Cash credits, overdrafts & loans

7054

9572

 

234

  

63

95

 

83

65

 

312

348

 

7.3.

Term loans

2812

3269

 

555

A

 

244

272

 

7159

8750

 

735

790

8.

Fixed Assets

35

42

 

7

  

7

6

 

30

33

 

6

7

   

(0.2)

(0.2)

 

(0.2)

B

 

(0.5)

(0.3)

 

(0.3)

(0.2)

 

(0.2)

(0.1)

 

8.1.

Premises

1

-

 

-

  

-

-

 

-

-

 

-

-

 

8.2.

Other Fixed assets

34

42

 

7

L

 

7

6

 

30

33

 

6

7

9.

Other Assets

3186

3725

 

530

  

396

418

 

1267

2658

 

240

260

   

(17.0)

(16.3)

 

(16.4)

E

 

(26.5)

(20.9)

 

(11.7)

(15.4)

 

(6.3)

(5.5)

 

9.1.

Inter - office adjustments (net)

35

-

 

-

  

37

-

 

-

-

 

-

-

 

9.2.

Interest accrued

245

278

 

187

  

-

48

 

24

72

 

109

175

 

9.3.

Tax paid

-

-

 

12

  

1

-

 

-

-

 

-

4

 

9.4.

Stationery and Stamps

13

15

 

-

  

-

1

 

9

14

 

4

4

 

9.5.

Others

2892

3431

 

331

 
 

359

370

 

1233

2572

 

126

76

 

Total Assets

18702

22860

 

3243

  

1492

2003

 

10849

17281

 

3811

4770

 
 
 

(100.0)

(100.0)

 

(100.0)

 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.


Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 - 97

 
 
 

                    REGIONAL RURAL BANKS

 

(Amount in Rs. lakh)

   

As on 31st March

   

Pragjyotish Gaonlia

 

Pratapgarh

 

Prathama Bank

 

Puri

 

Rae Bareli

   

Bank

 

Kshetriya Gramin Bank

  
 

Gramin Bank

 

Kshetriya Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(271)

(272)

 

(273)

(274)

 

(275)

(276)

 

(277)

(278)

 

(279)

(280)

1.

Capital

1978

2604

 

75

100

 

875

875

 

75

100

 

75

1107

   

(6.7)

(7.5)

 

(0.8)

(0.8)

 

(2.3)

(1.9)

 

(0.6)

(0.6)

 

(0.7)

(8.0)

                 

2.

Reserves and Surplus

49

49

 

-

-

 

-

-

 

-

-

 

-

-

   

(0.2)

(0.1)

 

-

-

 

-

-

 

-

-

 

-

-

 

2.1.

Statutory Reserves

44

44

 

-

-

 

-

-

 

-

-

 

-

-

 

2.2.

Capital Reserves

5

5

 

-

-

 

-

-

 

-

-

 

-

-

 

2.3.

Share Premium

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.4.

Revenue and other Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.5.

Balance of Profit

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

3.

Deposits

20375

23936

 

8724

11333

 

25576

30882

 

7455

10176

 

9202

11495

   

(69.2)

(69.3)

 

(88.0)

(89.5)

 

(68.3)

(67.4)

 

(57.7)

(62.7)

 

(88.4)

(82.8)

 

3.1.

Demand Deposits

2507

2498

 

242

453

 

892

1179

 

203

324

 

292

409

  

(i) From Banks

-

-

 

-

-

 

14

8

 

-

-

 

-

-

  

(ii) From Others

2507

2498

 

242

453

 

877

1171

 

203

324

 

292

409

 

3.2.

Savings Deposits

10903

11889

 

4579

5210

 

15611

18486

 

2821

3399

 

4384

5090

 

3.3.

Term Deposits

6964

9549

 

3903

5670

 

9073

11218

 

4431

6454

 

4525

5996

  

(i) From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) From Others

6964

9549

 

3903

5670

 

9073

11218

 

4431

6454

 

4525

5996

 

3.A.

Deposits of branches in India

20375

23936

 

8724

11333

 

25576

30882

 

7455

10176

 

9202

11495

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

4.

Borrowings

2548

2920

 

660

743

 

8458

8655

 

2518

2553

 

836

849

   

(8.7)

(8.5)

 

(6.7)

(5.9)

 

(22.6)

(18.9)

 

(19.5)

(15.7)

 

(8.0)

(6.1)

 

4.1.

Borrowings in India

2548

2920

 

660

743

 

8458

8655

 

2518

2553

 

836

849

  

(i) From Reserve Bank of India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) From other Banks

82

2920

 

640

711

 

1820

1757

 

480

571

 

836

849

  

(iii) From other Institutions and Agencies

2467

-

 

20

32

 

6638

6898

 

2038

1982

 

-

-

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

4492

5011

 

457

485

 

2511

5398

 

2865

3391

 

295

436

   

(15.3)

(14.5)

 

(4.6)

(3.8)

 

(6.7)

(11.8)

 

(22.2)

(20.9)

 

(2.8)

(3.1)

 

5.1.

Bills Payable

-

-

 

41

44

 

437

624

 

46

65

 

11

9

 

5.2.

Inter-office Adjustments

-

-

 

41

-

 

25

18

 

142

826

 

58

64

 

5.3.

Interest Accrued

127

255

 

67

78

 

158

246

 

76

91

 

64

85

 

5.4.

Others (including provisions)

4365

4756

 

308

363

 

1891

4511

 

2601

2409

 

163

277

  

Total Liabilities

29443

34520

 

9916

12661

 

37420

45810

 

12913

16221

 

10408

13887

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 
 
 
                   REGIONAL RURAL BANKS
 

(Amount in Rs. lakh)

   

As on 31st March

   

Pragjyotish Gaonlia

 

Pratapgarh

 

Prathama Bank

 

Puri

 

Rae Bareli

   

Bank

 

Kshetriya Gramin Bank

  
 

Gramin Bank

 

Kshetriya Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(271)

(272)

 

(273)

(274)

 

(275)

(276)

 

(277)

(278)

 

(279)

(280)

1.

Cash in hand

320

498

 

243

243

 

1002

866

 

164

179

 

133

181

   

(1.1)

(1.4)

 

(2.5)

(1.9)

 

(2.7)

(1.9)

 

(1.3)

(1.1)

 

(1.3)

(1.3)

2.

Balances with RBI

555

685

 

253

324

 

814

964

 

206

322

 

280

345

   

(1.9)

(2.0)

 

(2.5)

(2.6)

 

(2.2)

(2.1)

 

(1.6)

(2.0)

 

(2.7)

(2.5)

3.

Balances with banks in India

5027

6665

 

1899

3022

 

1481

1038

 

1851

2467

 

3016

5029

   

(17.1)

(19.3)

 

(19.1)

(23.9)

 

(4.0)

(2.3)

 

(14.3)

(15.2)

 

(29.0)

(36.2)

4.

Money at call and short notice

-

-

 

1750

1238

 

-

-

 

-

-

 

-

-

   

(0.0)

(0.0)

 

(17.6)

(9.8)

 

-

-

 

-

-

 

-

 

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

7180

7407

 

1299

2788

 

12287

19240

 

1026

1584

 

3221

3716

   

(24.4)

(21.5)

 

(13.1)

(22.0)

 

(32.8)

(42.0)

 

(7.9)

(9.8)

 

(31.0)

(26.8)

 

6.A.

Investments in India

7180

7407

 

1299

2788

 

12287

19240

 

1026

1584

 

3221

3716

  

(i) Government securities

-

-

 

200

300

 

600

600

 

140

140

 

-

-

  

(ii) Other approved securities

-

-

 

-

-

 

2305

1347

 

400

100

 

-

-

  

(iii) Shares

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iv) Debentures and Bonds

-

-

 

428

1838

 

1205

6496

 

100

1344

 

1000

1700

  

(v) Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(vi) Others

7180

7407

 

671

650

 

8178

10797

 

386

-

 

2221

2016

 

6.B.

Investments outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(i) Government securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii) Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

11001

9680

 

2603

2557

 

20641

19962

 

4407

4942

 

2173

2468

   

(37.4)

(28.0)

 

(26.3)

(20.2)

 

(55.2)

(43.6)

 

(34.1)

(30.5)

 

(20.9)

(17.8)

 

7.1.

Bills purchased and discounted

-

-

 

-

1

 

22

94

 

21

3

 

13

2

 

7.2.

Cash credits, overdrafts & loans

359

330

 

444

504

 

1003

967

 

1368

1503

 

2159

2463

 

7.3.

Term loans

10642

9350

 

2160

2051

 

19616

18901

 

3019

3437

 

1

3

8.

Fixed Assets

65

71

 

18

22

 

51

51

 

5

8

 

24

22

   

(0.2)

(0.2)

 

(0.2)

(0.2)

 

(0.1)

(0.1)

 

-

-

 

(0.2)

(0.2)

 

8.1.

Premises

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

8.2.

Other Fixed assets

65

71

 

18

22

 

51

51

 

5

8

 

24

22

9.

Other Assets

5295

9514

 

1851

2468

 

1143

3689

 

5255

6718

 

1561

2127

   

(18.0)

(27.6)

 

(18.7)

(19.5)

 

(3.1)

(8.1)

 

(40.7)

(41.4)

 

(15.0)

(15.3)

 

9.1.

Inter - office adjustments (net)

-

3938

 

-

155

 

-

-

 

-

-

 

72

-

 

9.2.

Interest accrued

511

587

 

377

603

 

308

2407

 

71

138

 

388

763

 

9.3.

Tax paid

-

-

 

-

5

 

18

18

 

-

-

 

-

-

 

9.4.

Stationery and Stamps

26

40

 

3

5

 

30

35

 

11

10

 

3

4

 

9.5.

Others

4757

4949

 

1470

1701

 

787

1230

 

5173

6570

 

1098

1360

 

Total Assets

29443

34520

 

9916

12661

 

37420

45810

 

12913

16221

 

10408

13887

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.