| Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March2002 | NORTHERN REGION | (Amount in Rupees Lakh) |
| | | | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out
standing | Accounts | Limit | Out
standing |
| | | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 4,45,474 | 2390,53 | 2014,85 | 1,99,603 | 1702,94 | 1387,77 | | | 1. | Direct Finance | 4,39,437 | 2258,11 | 1912,11 | 1,93,874 | 1356,61 | 1106,76 | | | 2. | Indirect Finance | 6,037 | 132,41 | 102,74 | 5,729 | 346,33 | 281,02 | II. | INDUSTRY | 36,125 | 805,93 | 651,49 | 30,941 | 1944,12 | 1481,68 | | | 1. | Mining & Quarrying | 81 | 5,03 | 4,78 | 78 | 6,43 | 4,47 | | | 2. | Food Manufacturing & Processing | 1,765 | 169,82 | 143,77 | 3,093 | 628,57 | 484,97 | | | | (a) RiceMills, Flour & DalMills | 829 | 90,95 | 74,43 | 1,858 | 420,21 | 336,61 | | | | (b) Sugar | 2 | 18,00 | 11,82 | 8 | 33,75 | 25,40 | | | | (c) Edible Oils & Vanaspati | 25 | 2,55 | 95 | 150 | 96,12 | 74,36 | | | | (d) Tea Processing | 1 | 3 | 3 | 18 | 1,34 | 1,02 | | | | (e) Processing of Fruits & Vegetables | 8 | 60 | 52 | 20 | 2,54 | 1,78 | | | | (f) Others | 900 | 57,69 | 56,02 | 1,039 | 74,61 | 45,79 | | | 3. | Beverage & Tobacco | 15 | 1,80 | 1,59 | 28 | 18,79 | 17,72 | | | 4. | Textiles | 2,779 | 140,39 | 118,52 | 1,977 | 209,75 | 158,11 | | | | (a) Cotton Textiles | 109 | 18,53 | 17,38 | 196 | 115,59 | 78,94 | | | | (b) Jute & Other Natural Fibre Textiles | 96 | 7,56 | 7,58 | 18 | 5,50 | 5,00 | | | | (c) Handloom Textiles & Khadi | 1,693 | 18,38 | 16,29 | 1,088 | 11,66 | 11,91 | | | | (d) Other Textiles & Textile Products | 881 | 95,92 | 77,26 | 675 | 77,00 | 62,25 | | | 5. | Paper, Paper Products & Printing | 398 | 9,70 | 9,59 | 325 | 24,44 | 20,43 | | | 6. | Leather & Leather Products | 165 | 1,31 | 1,02 | 157 | 6,22 | 4,18 | | | 7. | Rubber & Plastic Products | 103 | 11,26 | 9,52 | 388 | 67,50 | 29,48 | | | 8. | Chemicals & Chemical Products | 195 | 21,96 | 17,99 | 420 | 100,44 | 57,69 | | | | (a) Heavy Industrial Chemicals | 8 | 9,78 | 5,93 | 25 | 17,32 | 17,59 | | | | (b) Fertilisers | 7 | 3,57 | 4,70 | 20 | 4,80 | 3,45 | | | | (c) Drugs & Pharmaceuticals | 64 | 1,06 | 79 | 51 | 4,60 | 3,80 | | | | (d) Non-Edible Oils | 2 | 8 | 4 | 11 | 4,41 | 3,39 | | | | (e) Other Chemicals & Chemical Products | 114 | 7,46 | 6,52 | 313 | 69,31 | 29,47 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 16 | 1,22 | 81 | 36 | 4,77 | 4,17 | | | 10. | Manufacture of Cement & Cement Products | 56 | 2,37 | 2,07 | 155 | 9,98 | 8,76 | | | 11. | Basic Metals & Metal Products | 419 | 33,99 | 37,36 | 2,505 | 326,61 | 238,49 | | | | (a) Iron & Steel | 61 | 23,95 | 28,64 | 856 | 267,56 | 191,24 | | | | (b) Non-Ferrous Metals | 6 | 28 | 23 | 18 | 2,14 | 1,62 | | | | (c) Metal Products | 352 | 9,76 | 8,50 | 1,631 | 56,91 | 45,63 | | | 12. | Engineering | 602 | 134,90 | 79,93 | 1,686 | 140,04 | 117,96 | | | | (a) Heavy Engineering | 77 | 9,24 | 7,17 | 366 | 48,62 | 41,97 | | | | (b) Light Engineering | 318 | 35,64 | 22,99 | 917 | 34,68 | 29,64 | | | | (c) Electrical Machinery & Goods | 138 | 15,80 | 14,34 | 267 | 38,95 | 34,26 | | | | (d) Electronic Machinery &Goods | 69 | 74,22 | 35,42 | 136 | 17,79 | 12,09 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 393 | 29,19 | 19,48 | 429 | 35,71 | 27,15 | | | 14. | Other Industries | 28,538 | 91,42 | 76,54 | 18,702 | 158,71 | 124,54 | | | 15. | Electricity, Gas & Water | 7 | 68,95 | 61,40 | 38 | 69,22 | 68,01 | | | | (a) Electricity Generation & Transmission | 6 | 68,91 | 61,37 | 17 | 66,39 | 66,09 | | | | (b) Non-Conventional Energy | — | — | — | — | — | — | | | | (c) Gas, Steam & Water Supply | 1 | 3 | 3 | 21 | 2,84 | 1,93 | | | 16. | Construction | 593 | 82,63 | 67,13 | 924 | 136,92 | 115,55 | III. | TRANSPORT OPERATORS | 7,992 | 35,24 | 26,53 | 5,580 | 44,10 | 32,94 | IV. | PROFESSIONAL AND OTHER SERVICES | 7,408 | 63,72 | 53,61 | 6,983 | 271,87 | 159,06 | V. | PERSONAL LOANS | 1,33,998 | 665,16 | 568,68 | 1,71,212 | 1094,27 | 901,74 | | | 1. | Loans for Purchase of Consumer Durables | 13,305 | 37,99 | 28,76 | 11,849 | 44,17 | 33,00 | | | 2. | Loans for Housing | 17,773 | 207,39 | 186,62 | 26,469 | 402,02 | 351,88 | | | 3. | Rest of the Personal Loans | 1,02,920 | 419,78 | 353,29 | 1,32,894 | 648,09 | 516,86 | VI. | TRADE | 54,332 | 3949,87 | 3908,52 | 56,557 | 780,15 | 641,72 | | | 1. | Wholesale Trade | 1,461 | 3739,64 | 3737,45 | 4,348 | 268,49 | 221,01 | | | 2. | Retail Trade | 52,871 | 210,23 | 171,07 | 52,209 | 511,66 | 420,71 | VII. | FINANCE | 1,092 | 9,98 | 8,71 | 620 | 18,37 | 16,94 | VIII. | ALL OTHERS | 26,658 | 224,93 | 189,56 | 36,724 | 920,95 | 689,25 |
| TOTAL BANK CREDIT | 7,13,079 | 8145,35 | 7421,95 | 5,08,220 | 6776,77 | 5311,11 | OF WHICH: | 1.Artisansand Village & TinyIndustries | 16,396 | 77,26 | 60,78 | 7,154 | 123,14 | 97,72 | | | 2.Other Small Scale Industries | 12,517 | 220,94 | 185,64 | 16,328 | 648,92 | 529,03 |
|
(Amount in Rupees Lakh) |
| | | | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out
standing | Accounts | Limit | Out
standing |
| | | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | 34,291 | 598,36 | 535,27 | 2,855 | 100,57 | 84,81 | | | 1. | Direct Finance | 32,313 | 281,27 | 231,41 | 2,513 | 61,56 | 53,09 | | | 2. | Indirect Finance | 1,978 | 317,09 | 303,86 | 342 | 39,00 | 31,71 | II. | INDUSTRY | 37,562 | 2191,95 | 1797,63 | 26,775 | 4437,94 | 3334,01 | | | 1. | Mining & Quarrying | 18 | 4,74 | 1,45 | 8 | 2,24 | 1,93 | | | 2. | Food Manufacturing & Processing | 969 | 356,19 | 224,78 | 1,204 | 163,06 | 137,55 | | | | (a) RiceMills, Flour & DalMills | 408 | 206,56 | 163,34 | 46 | 65,50 | 55,43 | | | | (b) Sugar | 10 | 12,47 | 9,74 | 3 | 26,46 | 20,73 | | | | (c) Edible Oils & Vanaspati | 52 | 39,41 | 25,41 | 872 | 19,55 | 18,02 | | | | (d) Tea Processing | 12 | 1,33 | 1,16 | — | — | — | | | | (e) Processing of Fruits & Vegetables | 40 | 1,56 | 1,32 | 6 | 1,90 | 1,87 | | | | (f) Others | 447 | 94,87 | 23,81 | 277 | 49,65 | 41,50 | | | 3. | Beverage & Tobacco | 49 | 18,08 | 12,75 | 11 | 8,04 | 7,16 | | | 4. | Textiles | 3,478 | 594,32 | 526,49 | 9,036 | 2826,65 | 2036,46 | | | | (a) Cotton Textiles | 579 | 332,00 | 302,07 | 851 | 974,35 | 611,81 | | | | (b) Jute & Other Natural Fibre Textiles | 69 | 4,58 | 4,05 | 70 | 1,59 | 1,61 | | | | (c) Handloom Textiles & Khadi | 212 | 11,47 | 10,55 | 282 | 35,98 | 28,40 | | | | (d) Other Textiles & Textile Products | 2,618 | 246,27 | 209,82 | 7,833 | 1814,73 | 1394,64 | | | 5. | Paper, Paper Products & Printing | 724 | 117,66 | 105,79 | 359 | 105,71 | 89,68 | | | 6. | Leather & Leather Products | 344 | 75,08 | 62,17 | 67 | 12,89 | 10,28 | | | 7. | Rubber & Plastic Products | 1,269 | 93,09 | 78,69 | 394 | 160,18 | 140,01 | | | 8. | Chemicals & Chemical Products | 774 | 168,67 | 159,34 | 230 | 74,35 | 61,46 | | | | (a) Heavy Industrial Chemicals | 26 | 68,31 | 68,23 | 21 | 4,85 | 4,55 | | | | (b) Fertilisers | 13 | 19,78 | 18,87 | 4 | 2,39 | 2,22 | | | | (c) Drugs & Pharmaceuticals | 178 | 20,81 | 18,98 | 45 | 2,91 | 2,83 | | | | (d) Non-Edible Oils | 7 | 37 | 37 | 1 | 3,13 | 2,88 | | | | (e) Other Chemicals & Chemical Products | 550 | 59,39 | 52,89 | 159 | 61,07 | 48,98 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 62 | 4,45 | 4,01 | 13 | 11,99 | 10,91 | | | 10. | Manufacture of Cement & Cement Products | 61 | 4,37 | 3,03 | 57 | 1,78 | 1,76 | | | 11. | Basic Metals & Metal Products | 3,141 | 228,19 | 187,69 | 1,278 | 283,82 | 229,73 | | | | (a) Iron & Steel | 449 | 44,65 | 35,21 | 458 | 153,92 | 134,75 | | | | (b) Non-Ferrous Metals | 159 | 18,76 | 16,82 | 20 | 4,96 | 2,97 | | | | (c) Metal Products | 2,533 | 164,77 | 135,66 | 800 | 124,94 | 92,02 | | | 12. | Engineering | 2,753 | 169,31 | 145,53 | 1,584 | 116,12 | 75,11 | | | | (a) Heavy Engineering | 289 | 42,61 | 34,53 | 153 | 21,30 | 19,08 | | | | (b) Light Engineering | 1,775 | 67,17 | 55,30 | 1,085 | 48,55 | 37,84 | | | | (c) Electrical Machinery & Goods | 571 | 51,67 | 49,17 | 261 | 39,67 | 12,03 | | | | (d) Electronic Machinery &Goods | 118 | 7,86 | 6,53 | 85 | 6,60 | 6,16 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 431 | 34,43 | 27,83 | 3,608 | 499,61 | 387,37 | | | 14. | Other Industries | 22,566 | 204,33 | 169,81 | 8,620 | 151,80 | 126,71 | | | 15. | Electricity, Gas & Water | 31 | 59,84 | 42,81 | 18 | 2,47 | 2,16 | | | | (a) Electricity Generation & Transmission | 13 | 58,98 | 42,15 | 8 | 58 | 61 | | | | (b) Non-Conventional Energy | 2 | 7 | 6 | — | — | — | | | | (c) Gas, Steam & Water Supply | 16 | 80 | 60 | 10 | 1,89 | 1,54 | | | 16. | Construction | 892 | 59,20 | 45,46 | 288 | 17,24 | 15,73 | III. | TRANSPORT OPERATORS | 2,970 | 41,50 | 33,78 | 458 | 9,83 | 8,25 | IV. | PROFESSIONAL AND OTHER SERVICES | 6,646 | 211,89 | 167,78 | 1,812 | 90,59 | 61,03 | V. | PERSONAL LOANS | 1,73,131 | 1281,01 | 1083,66 | 61,513 | 572,55 | 442,06 | | | 1. | Loans for Purchase of Consumer Durables | 10,721 | 48,18 | 36,76 | 1,648 | 9,20 | 6,95 | | | 2. | Loans for Housing | 25,609 | 494,58 | 445,72 | 13,213 | 241,11 | 206,94 | | | 3. | Rest of the Personal Loans | 1,36,801 | 738,25 | 601,17 | 46,652 | 322,24 | 228,16 | VI. | TRADE | 42,501 | 857,36 | 700,30 | 9,632 | 549,83 | 462,27 | | | 1. | Wholesale Trade | 5,157 | 336,10 | 277,24 | 2,476 | 382,70 | 314,65 | | | 2. | Retail Trade | 37,344 | 521,26 | 423,06 | 7,156 | 167,13 | 147,62 | VII. | FINANCE | 647 | 29,34 | 24,94 | 288 | 18,17 | 17,02 | VIII. | ALL OTHERS | 39,588 | 827,09 | 635,90 | 14,445 | 455,06 | 375,32 |
| TOTAL BANK CREDIT | 3,37,336 | 6038,49 | 4979,26 | 1,17,778 | 6234,54 | 4784,77 | OF WHICH: | 1.Artisansand Village & TinyIndustries | 4,016 | 86,86 | 71,42 | 2,930 | 221,96 | 170,96 | | | 2.Other Small Scale Industries | 20,627 | 701,92 | 578,02 | 14,470 | 1226,24 | 944,38 |
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