| Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March2002 | NORTHERN REGION | (Amount in Rupees Lakh) |
| | | | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out
standing | Accounts | Limit | Out
standing |
| | | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 50,476 | 170,22 | 137,71 | 10,213 | 44,57 | 34,53 | | | 1. | Direct Finance | 48,621 | 132,23 | 101,69 | 9,900 | 40,54 | 31,12 | | | 2. | Indirect Finance | 1,855 | 37,99 | 36,02 | 313 | 4,03 | 3,41 | II. | INDUSTRY | 14,856 | 625,89 | 352,27 | 4,054 | 199,57 | 146,39 | | | 1. | Mining & Quarrying | 17 | 1,10 | 80 | 8 | 2,78 | 2,89 | | | 2. | Food Manufacturing & Processing | 324 | 19,66 | 17,08 | 194 | 24,27 | 21,19 | | | | (a) RiceMills, Flour & DalMills | 108 | 10,43 | 8,79 | 72 | 13,67 | 11,80 | | | | (b) Sugar | — | — | — | — | — | — | | | | (c) Edible Oils & Vanaspati | 89 | 1,30 | 1,10 | 49 | 6,50 | 5,33 | | | | (d) Tea Processing | — | — | — | — | — | — | | | | (e) Processing of Fruits & Vegetables | 5 | 26 | 34 | 2 | 20 | 10 | | | | (f) Others | 122 | 7,66 | 6,85 | 71 | 3,90 | 3,95 | | | 3. | Beverage & Tobacco | 6 | 2,93 | 2,45 | 6 | 3,15 | 3,18 | | | 4. | Textiles | 592 | 12,19 | 8,82 | 215 | 78,67 | 43,75 | | | | (a) Cotton Textiles | 4 | 55 | 54 | 19 | 69,90 | 36,87 | | | | (b) Jute & Other Natural Fibre Textiles | 6 | 10 | 6 | — | — | — | | | | (c) Handloom Textiles & Khadi | 12 | 7 | 8 | 11 | 7 | 6 | | | | (d) Other Textiles & Textile Products | 570 | 11,46 | 8,14 | 185 | 8,70 | 6,82 | | | 5. | Paper, Paper Products & Printing | 55 | 21,63 | 21,62 | 32 | 3,17 | 2,78 | | | 6. | Leather & Leather Products | 22 | 18 | 16 | 16 | 18 | 13 | | | 7. | Rubber & Plastic Products | 49 | 2,76 | 2,01 | 35 | 5,27 | 4,30 | | | 8. | Chemicals & Chemical Products | 23 | 6,71 | 6,61 | 44 | 15,03 | 13,88 | | | | (a) Heavy Industrial Chemicals | 1 | 6,00 | 6,00 | 2 | 17 | 18 | | | | (b) Fertilisers | — | — | — | — | — | — | | | | (c) Drugs & Pharmaceuticals | 10 | 29 | 24 | 14 | 1,07 | 1,34 | | | | (d) Non-Edible Oils | 1 | 5 | 3 | — | — | — | | | | (e) Other Chemicals & Chemical Products | 11 | 37 | 34 | 28 | 13,79 | 12,36 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 4 | 28 | 14 | — | — | — | | | 10. | Manufacture of Cement & Cement Products | 22 | 2,17 | 1,59 | 36 | 6,32 | 5,03 | | | 11. | Basic Metals & Metal Products | 117 | 3,87 | 3,35 | 155 | 15,44 | 13,72 | | | | (a) Iron & Steel | 10 | 56 | 50 | 28 | 11,16 | 9,67 | | | | (b) Non-Ferrous Metals | 1 | 25 | 2 | 2 | 67 | 65 | | | | (c) Metal Products | 106 | 3,06 | 2,82 | 125 | 3,62 | 3,40 | | | 12. | Engineering | 86 | 337,14 | 146,37 | 101 | 6,11 | 5,37 | | | | (a) Heavy Engineering | 19 | 64 | 56 | 23 | 1,37 | 1,28 | | | | (b) Light Engineering | 15 | 18,61 | 8,74 | 9 | 30 | 22 | | | | (c) Electrical Machinery & Goods | 40 | 317,31 | 136,56 | 48 | 4,03 | 3,47 | | | | (d) Electronic Machinery &Goods | 12 | 58 | 51 | 21 | 42 | 40 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 144 | 1,81 | 1,45 | 334 | 9,11 | 5,83 | | | 14. | Other Industries | 12,331 | 52,56 | 44,45 | 2,711 | 21,64 | 16,11 | | | 15. | Electricity, Gas & Water | 4 | 150,10 | 85,80 | — | — | — | | | | (a) Electricity Generation & Transmission | 2 | 150,03 | 85,74 | — | — | — | | | | (b) Non-Conventional Energy | — | — | — | — | — | — | | | | (c) Gas, Steam & Water Supply | 2 | 7 | 6 | — | — | — | | | 16. | Construction | 1,060 | 10,80 | 9,57 | 167 | 8,43 | 8,22 | III. | TRANSPORT OPERATORS | 6,570 | 96,65 | 64,53 | 2,318 | 54,57 | 38,79 | IV. | PROFESSIONAL AND OTHER SERVICES | 2,769 | 81,42 | 63,21 | 709 | 22,11 | 17,05 | V. | PERSONAL LOANS | 91,583 | 339,11 | 281,67 | 22,362 | 128,35 | 103,19 | | | 1. | Loans for Purchase of Consumer Durables | 13,276 | 39,36 | 30,50 | 2,897 | 11,72 | 8,59 | | | 2. | Loans for Housing | 6,854 | 70,56 | 61,56 | 2,463 | 42,79 | 37,15 | | | 3. | Rest of the Personal Loans | 71,453 | 229,18 | 189,61 | 17,002 | 73,85 | 57,45 | VI. | TRADE | 26,427 | 163,03 | 129,66 | 7,523 | 106,21 | 88,26 | | | 1. | Wholesale Trade | 964 | 13,49 | 11,14 | 310 | 15,04 | 12,92 | | | 2. | Retail Trade | 25,463 | 149,53 | 118,52 | 7,213 | 91,18 | 75,34 | VII. | FINANCE | 125 | 151,03 | 153,67 | 31 | 2,87 | 2,20 | VIII. | ALL OTHERS | 8,988 | 74,97 | 62,35 | 4,092 | 34,95 | 30,12 |
| TOTAL BANK CREDIT | 2,01,794 | 1702,32 | 1245,08 | 51,302 | 593,20 | 460,54 | OF WHICH: | 1.Artisansand Village & TinyIndustries | 5,046 | 25,72 | 20,80 | 1,565 | 11,08 | 9,45 | | | 2.Other Small Scale Industries | 5,713 | 35,31 | 29,81 | 1,332 | 74,33 | 61,56 |
|
(Amount in Rupees Lakh) |
| | | | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out
standing | Accounts | Limit | Out
standing |
| | | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | 2,893 | 62,40 | 53,29 | — | — | — | | | 1. | Direct Finance | 2,744 | 43,29 | 35,06 | — | — | — | | | 2. | Indirect Finance | 149 | 19,11 | 18,24 | — | — | — | II. | INDUSTRY | 13,496 | 351,89 | 303,23 | — | — | — | | | 1. | Mining & Quarrying | 16 | 1,10 | 87 | — | — | — | | | 2. | Food Manufacturing & Processing | 423 | 85,60 | 70,66 | — | — | — | | | | (a) RiceMills, Flour & DalMills | 112 | 33,07 | 28,49 | — | — | — | | | | (b) Sugar | 1 | 5 | 3 | — | — | — | | | | (c) Edible Oils & Vanaspati | 23 | 3,64 | 3,30 | — | — | — | | | | (d) Tea Processing | — | — | — | — | — | — | | | | (e) Processing of Fruits & Vegetables | 30 | 8,81 | 8,39 | — | — | — | | | | (f) Others | 257 | 40,02 | 30,45 | — | — | — | | | 3. | Beverage & Tobacco | 13 | 3,23 | 2,29 | — | — | — | | | 4. | Textiles | 1,435 | 50,42 | 40,52 | — | — | — | | | | (a) Cotton Textiles | 14 | 25,36 | 18,26 | — | — | — | | | | (b) Jute & Other Natural Fibre Textiles | 3 | 22 | 16 | — | — | — | | | | (c) Handloom Textiles & Khadi | 111 | 4,58 | 4,06 | — | — | — | | | | (d) Other Textiles & Textile Products | 1,307 | 20,26 | 18,04 | — | — | — | | | 5. | Paper, Paper Products & Printing | 159 | 5,76 | 5,07 | — | — | — | | | 6. | Leather & Leather Products | 172 | 2,90 | 3,06 | — | — | — | | | 7. | Rubber & Plastic Products | 81 | 6,59 | 5,25 | — | — | — | | | 8. | Chemicals & Chemical Products | 120 | 19,50 | 18,10 | — | — | — | | | | (a) Heavy Industrial Chemicals | 8 | 1,18 | 1,16 | — | — | — | | | | (b) Fertilisers | 1 | 90 | 1,10 | — | — | — | | | | (c) Drugs & Pharmaceuticals | 41 | 5,14 | 4,51 | — | — | — | | | | (d) Non-Edible Oils | — | — | — | — | — | — | | | | (e) Other Chemicals & Chemical Products | 70 | 12,28 | 11,33 | — | — | — | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 4 | 2,34 | 2,22 | — | — | — | | | 10. | Manufacture of Cement & Cement Products | 33 | 41,13 | 40,19 | — | — | — | | | 11. | Basic Metals & Metal Products | 385 | 19,07 | 16,70 | — | — | — | | | | (a) Iron & Steel | 45 | 12,94 | 11,00 | — | — | — | | | | (b) Non-Ferrous Metals | 4 | 25 | 16 | — | — | — | | | | (c) Metal Products | 336 | 5,89 | 5,55 | — | — | — | | | 12. | Engineering | 251 | 10,70 | 9,83 | — | — | — | | | | (a) Heavy Engineering | 17 | 1,33 | 1,11 | — | — | — | | | | (b) Light Engineering | 57 | 1,42 | 1,18 | — | — | — | | | | (c) Electrical Machinery & Goods | 134 | 5,93 | 5,77 | — | — | — | | | | (d) Electronic Machinery &Goods | 43 | 2,02 | 1,78 | — | — | — | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 75 | 3,79 | 2,56 | — | — | — | | | 14. | Other Industries | 9,988 | 70,54 | 60,60 | — | — | — | | | 15. | Electricity, Gas & Water | 8 | 36 | 27 | — | — | — | | | | (a) Electricity Generation & Transmission | 4 | 16 | 12 | — | — | — | | | | (b) Non-Conventional Energy | 1 | 4 | 4 | — | — | — | | | | (c) Gas, Steam & Water Supply | 3 | 16 | 11 | — | — | — | | | 16. | Construction | 333 | 28,88 | 25,01 | — | — | — | III. | TRANSPORT OPERATORS | 2,185 | 64,81 | 44,75 | — | — | — | IV. | PROFESSIONAL AND OTHER SERVICES | 3,917 | 1386,76 | 1356,97 | — | — | — | V. | PERSONAL LOANS | 70,694 | 477,84 | 379,43 | — | — | — | | | 1. | Loans for Purchase of Consumer Durables | 11,589 | 55,87 | 42,43 | — | — | — | | | 2. | Loans for Housing | 9,050 | 138,87 | 119,76 | — | — | — | | | 3. | Rest of the Personal Loans | 50,055 | 283,10 | 217,24 | — | — | — | VI. | TRADE | 22,283 | 828,68 | 776,77 | — | — | — | | | 1. | Wholesale Trade | 2,554 | 627,07 | 606,14 | — | — | — | | | 2. | Retail Trade | 19,729 | 201,61 | 170,63 | — | — | — | VII. | FINANCE | 110 | 13,11 | 12,09 | — | — | — | VIII. | ALL OTHERS | 8,222 | 218,35 | 119,21 | — | — | — |
| TOTAL BANK CREDIT | 1,23,800 | 3403,85 | 3045,74 | — | — | — | OF WHICH: | 1.Artisansand Village & TinyIndustries | 3,080 | 30,96 | 26,92 | — | — | — | | | 2.Other Small Scale Industries | 5,168 | 123,80 | 105,06 | — | — | — |
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