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PDF - Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 23 of 30) ()
Date : May 11, 1999
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 23 of 30)

 

                 
 
 
 

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

   

As on 31st March

   

Nadia

 

Nagaland

 

Nagarjuna

 

Nainital Almora

 

Nalanda

   

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Kshetriya Gramin Bank

 

Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(241)

(242)

 

(243)

(244)

 

(245)

(246)

 

(247)

(248)

 

(249)

(250)

1.

Capital

84

96

 

255

312

 

75

100

 

63

100

 

63

75

   

(1.0)

(0.8)

 

(45.3)

(44.5)

 

(0.4)

(0.5)

 

(1.2)

(1.3)

 

(0.9)

(0.8)

                 

2.

Reserves and Surplus

-

-

 

-

-

 

-

-

 

-

912

 

-

-

   

-

-

 

-

-

 

-

-

 

-

(11.9)

 

-

-

 

2.1.

Statutory Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.2.

Capital Reserves

-

-

 

-

-

 

-

-

 

-

912

 

-

-

 

2.3.

Share Premium

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.4.

Revenue and other Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.5.

Balance of Profit

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

3.

Deposits

6069

7541

 

245

294

 

12054

13396

 

4091

5497

 

5913

7947

   

(72.9)

(65.8)

 

(43.4)

(42.0)

 

(70.4)

(63.4)

 

(78.0)

(71.9)

 

(85.8)

(87.8)

 

3.1.

Demand Deposits

75

93

 

33

40

 

918

780

 

136

230

 

250

438

  

(i) From Banks

-

-

 

-

-

 

-

-

 

3

1

 

-

-

  

(ii) From Others

75

93

 

33

40

 

918

780

 

133

228

 

250

438

 

3.2.

Savings Deposits

3079

3223

 

137

161

 

5412

5728

 

1566

1983

 

2608

3206

 

3.3.

Term Deposits

2915

4225

 

75

92

 

5724

6888

 

2389

3285

 

3055

4302

  

(i) From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) From Others

2915

4225

 

75

92

 

5724

6888

 

2389

3285

 

3055

4302

 

3.A.

Deposits of branches in India

6069

7541

 

245

294

 

12054

13396

 

4091

5497

 

5913

7947

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

4.

Borrowings

1442

1813

 

14

9

 

2096

3472

 

880

884

 

149

186

   

(17.3)

(15.8)

 

(2.5)

(1.3)

 

(12.2)

(16.4)

 

(16.8)

(11.6)

 

(2.2)

(2.1)

 

4.1.

Borrowings in India

1442

1813

 

14

9

 

2096

3472

 

880

884

 

149

186

  

(i) From Reserve Bank of India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) From other Banks

1440

1813

 

2

-

 

486

878

 

25

89

 

97

93

  

(iii) From other Institutions and Agencies

2

-

 

12

9

 

1610

2593

 

854

796

 

52

93

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

733

2017

 

49

86

 

2909

4161

 

212

249

 

767

839

   

(8.8)

(17.6)

 

(8.8)

(12.2)

 

(17.0)

(19.7)

 

(4.0)

(3.3)

 

(11.1)

(9.3)

 

5.1.

Bills Payable

-

-

 

-

-

 

861

807

 

35

77

 

-

-

 

5.2.

Inter-office Adjustments

3

22

 

-

-

 

-

218

 

-

-

 

52

31

 

5.3.

Interest Accrued

52

64

 

13

15

 

585

905

 

53

56

 

7

10

 

5.4.

Others (including provisions)

679

1931

 

37

70

 

1464

2231

 

124

116

 

709

798

  

Total Liabilities

8328

11467

 

563

700

 

17134

21129

 

5245

7643

 

6891

9047

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)


 
 
 

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

   

As on 31st March

Items

  

Nadia

 

Nagaland

 

Nagarjuna

 

Nainital Almora

 

Nalanda

   

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Kshetriya Gramin Bank

 

Gramin Bank

   

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(241)

(242)

 

(243)

(244)

 

(245)

(246)

 

(247)

(248)

 

(249)

(250)

1.

Cash in hand

59

94

 

2

5

 

605

595

 

52

74

 

96

170

   

(0.7)

(0.8)

 

(0.3)

(0.7)

 

(3.5)

(2.8)

 

(1.0)

(1.0)

 

(1.4)

(1.9)

2.

Balances with RBI

186

231

 

9

10

 

397

428

 

123

164

 

177

239

   

(2.2)

(2.0)

 

(1.6)

(1.4)

 

(2.3)

(2.0)

 

(2.3)

(2.1)

 

(2.6)

(2.6)

3.

Balances with banks in India

1469

2737

 

291

387

 

3837

4888

 

1285

2725

 

1505

1955

   

(17.6)

(23.9)

 

(51.7)

(55.3)

 

(22.4)

(23.1)

 

(24.5)

(35.7)

 

(21.8)

(21.6)

4.

Money at call and short notice

-

-

 

-

-

 

-

-

 

-

-

 

-

-

   

-

-

 

-

-

 

-

-

 

-

-

 

-

-

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

2247

3170

 

-

-

 

2440

2040

 

391

886

 

709

1500

   

(27.0)

(27.6)

 

-

-

 

(14.2)

(9.7)

 

(7.5)

(11.6)

 

(10.3)

(16.6)

 

6.A.

Investments in India

2247

3170

 

-

-

 

2440

2040

 

391

886

 

709

1500

  

(i) Government securities

200

200

 

-

-

 

1500

1500

 

100

75

 

-

-

  

(ii) Other approved securities

323

323

 

-

-

 

-

-

 

-

-

 

-

1500

  

(iii) Shares

-

-

 

-

-

 

-

-

 

-

-

 

709

-

  

(iv) Debentures and Bonds

872

2010

 

-

-

 

340

540

 

291

811

 

-

-

  

(v) Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(vi) Others

852

637

 

-

-

 

600

-

 

-

-

 

-

-

 

6.B.

Investments outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(i) Government securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii) Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

2691

3021

 

85

106

 

6156

7282

 

2298

2530

 

2425

2504

   

(32.3)

(26.3)

 

(15.1)

(15.2)

 

(35.9)

(34.5)

 

(43.8)

(33.1)

 

(35.2)

(27.7)

 

7.1.

Bills purchased and discounted

-

-

 

-

-

 

-

-

 

2

2

 

105

154

 

7.2.

Cash credits, overdrafts & loans

2

3

 

65

82

 

4134

5209

 

492

516

 

205

318

 

7.3.

Term loans

2689

3018

 

20

24

 

2023

2073

 

1804

2012

 

2115

2032

8.

Fixed Assets

16

16

 

1

1

 

22

22

 

14

15

 

13

13

   

(0.2)

(0.1)

 

(0.2)

(0.2)

 

(0.1)

(0.1)

 

(0.3)

(0.2)

 

(0.2)

(0.1)

 

8.1.

Premises

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

8.2.

Other Fixed assets

16

16

 

1

1

 

22

22

 

14

15

 

13

13

9.

Other Assets

1661

2198

 

175

191

 

3677

5875

 

1081

1248

 

1966

2666

   

(19.9)

(19.2)

 

(31.0)

(27.2)

 

(21.5)

(27.8)

 

(20.6)

(16.3)

 

(28.5)

(29.5)

 

9.1.

Inter - office adjustments (net)

-

-

 

14

-

 

441

-

 

14

88

 

-

-

 

9.2.

Interest accrued

170

308

 

17

4

 

374

617

 

37

129

 

44

105

 

9.3.

Tax paid

-

-

 

-

-

 

-

-

 

-

3

 

-

-

 

9.4.

Stationery and Stamps

2

2

 

1

1

 

11

10

 

7

6

 

2

3

 

9.5.

Others

1489

1889

 

142

186

 

2850

5248

 

1023

1022

 

1920

2558

 

Total Assets

8328

11467

 

563

700

 

17134

21129

 

5245

7643

 

6891

9047

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)


Note

: Figures in brackets indicate percent share in total.

-

: Nil or negligible.

Source

: Annual accounts of banks.


Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97

 
 
 

REGIONAL RURAL BANKS

 

(Amount in Rs. lakh)

   

As on 31 March

   

Netravati

 

Nimar

 

North Malabar

 

Palamau

 

Panchmahal

   

Gramin Bank

 

Kshetriya Gramin Bank

 

Gramin Bank

 

Kshetriya Gramin Bank

 

Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(251)

(252)

 

(253)

(254)

 

(255)

(256)

 

(257)

(258)

 

(259)

(260)

1.

Capital

75

100

 

75

100

 

75

100

 

75

88

 

75

1230

   

(4.4)

(4.7)

 

(0.9)

(0.8)

 

(0.3)

(0.4)

 

(0.9)

(0.8)

 

(1.2)

(13.9)

                 

2.

Reserves and Surplus

-

-

 

-

1479

 

1094

2018

 

-

-

 

44

-

   

-

-

 

-

(12.5)

 

(5.0)

(7.1)

 

-

-

 

(0.7)

-

 

2.1.

Statutory Reserves

-

-

 

-

-

 

329

567

 

-

-

 

-

-

 

2.2.

Capital Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.3.

Share Premium

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.4.

Revenue and other Reserves

-

-

 

-

1479

 

764

1451

 

-

-

 

44

-

 

2.5.

Balance of Profit

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

3.

Deposits

1141

1409

 

6373

8363

 

12313

15119

 

7066

8869

 

4234

5493

   

(67.0)

(66.0)

 

(76.9)

(70.4)

 

(56.4)

(53.2)

 

(82.7)

(83.0)

 

(66.1)

(62.0)

 

3.1.

Demand Deposits

36

33

 

410

448

 

585

729

 

236

289

 

42

73

  

(i) From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) From Others

36

33

 

410

448

 

585

729

 

236

289

 

42

73

 

3.2.

Savings Deposits

385

433

 

2652

2958

 

4372

4844

 

4500

5231

 

1769

2273

 

3.3.

Term Deposits

720

943

 

3311

4957

 

7357

9545

 

2330

3349

 

2422

3146

  

(i) From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) From Others

720

943

 

3311

4957

 

7357

9545

 

2330

3349

 

2422

3146

 

3.A.

Deposits of branches in India

1141

1409

 

6373

8363

 

12313

15119

 

7066

8869

 

4234

5493

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

4.

Borrowings

401

531

 

1122

1260

 

7587

10139

 

210

204

 

1577

1611

   

(23.6)

(24.9)

 

(13.5)

(10.6)

 

(34.7)

(35.7)

 

(2.5)

(1.9)

 

(24.6)

(18.2)

 

4.1.

Borrowings in India

401

531

 

1122

1260

 

7587

10139

 

210

204

 

1577

1611

  

(i) From Reserve Bank of India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) From other Banks

51

63

 

71

76

 

1470

-

 

41

2

 

192

218

  

(iii) From other Institutions and Agencies

351

468

 

1051

1184

 

6117

10139

 

169

202

 

1385

1393

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

85

94

 

721

669

 

776

1039

 

1193

1525

 

473

527

   

(5.0)

(4.4)

 

(8.7)

(5.6)

 

(3.6)

(3.7)

 

(14.0)

(14.3)

 

(7.4)

(5.9)

 

5.1.

Bills Payable

2

4

 

112

60

 

168

202

 

16

41

 

-

-

 

5.2.

Inter-office Adjustments

-

-

 

-

-

 

66

228

 

26

42

 

17

-

 

5.3.

Interest Accrued

3

4

 

24

30

 

89

106

 

499

783

 

45

47

 

5.4.

Others (including provisions)

79

87

 

584

580

 

454

503

 

652

660

 

411

480

  

Total Liabilities

1703

2135

 

8291

11872

 

21845

28416

 

8545

10686

 

6403

8861

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)


 
 
 

REGIONAL RURAL BANKS

 

(Amount in Rs. lakh)

   

As on 31 March

   

Netravati

 

Nimar

 

North Malabar

 

Palamau

 

Panchmahal

   

Gramin Bank

 

Kshetriya Gramin Bank

 

Gramin Bank

 

Kshetriya Gramin Bank

 

Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(251)

(252)

 

(253)

(254)

 

(255)

(256)

 

(257)

(258)

 

(259)

(260)

1.

Cash in hand

27

32

 

67

91

 

524

716

 

50

82

 

23

42

   

(1.6)

(1.5)

 

(0.8)

(0.8)

 

(2.4)

(2.5)

 

(0.6)

(0.8)

 

(0.4)

(0.5)

2.

Balances with RBI

32

39

 

190

240

 

392

480

 

222

287

 

130

162

   

(1.9)

(1.8)

 

(2.3)

(2.0)

 

(1.8)

(1.7)

 

(2.6)

(2.7)

 

(2.0)

(1.8)

3.

Balances with banks in India

410

463

 

1646

4266

 

4186

4356

 

1746

4353

 

1269

2808

   

(24.1)

(21.7)

 

(19.9)

(35.9)

 

(19.2)

(15.3)

 

(20.4)

(40.7)

 

(19.8)

(31.7)

4.

Money at call and short notice

-

-

 

-

-

 

-

-

 

-

-

 

-

-

   

-

-

 

-

-

 

-

-

 

-

-

 

-

-

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

20

49

 

1469

1805

 

800

2700

 

2492

895

 

517

966

   

(1.2)

(2.3)

 

(17.7)

(15.2)

 

(3.7)

(9.5)

 

(29.2)

(8.4)

 

(8.1)

(10.9)

 

6.A.

Investments in India

20

49

 

1469

1805

 

800

2700

 

2492

895

 

517

966

  

(i) Government securities

20

49

 

485

244

 

100

100

 

-

-

 

302

302

  

(ii) Other approved securities

-

-

 

-

200

 

450

800

 

-

-

 

215

-

  

(iii) Shares

-

-

 

-

14

 

250

-

 

-

-

 

-

-

  

(iv) Debentures and Bonds

-

-

 

-

350

 

-

1800

 

475

895

 

-

514

  

(v) Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(vi) Others

-

-

 

984

997

 

-

-

 

2017

-

 

-

150

 

6.B.

Investments outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(i) Government securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii) Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

846

1125

 

3344

3673

 

15019

18882

 

2174

2350

 

3356

3563

   

(49.7)

(52.7)

 

(40.3)

(30.9)

 

(68.8)

(66.4)

 

(25.4)

(22.0)

 

(52.4)

(40.2)

 

7.1.

Bills purchased and discounted

1

-

 

-

-

 

14

22

 

-

-

 

-

26

 

7.2.

Cash credits, overdrafts & loans

135

177

 

785

872

 

8445

9477

 

2174

2350

 

1184

1400

 

7.3.

Term loans

710

947

 

2559

2802

 

6559

9383

 

-

-

 

2171

2137

8.

Fixed Assets

3

9

 

24

24

 

48

54

 

11

14

 

12

11

   

(0.2)

(0.4)

 

(0.3)

(0.2)

 

(0.2)

(0.2)

 

(0.1)

(0.1)

 

(0.2)

(0.1)

 

8.1.

Premises

-

-

 

-

-

 

2

2

 

-

-

 

-

-

 

8.2.

Other Fixed assets

3

9

 

24

24

 

46

52

 

11

14

 

12

11

9.

Other Assets

364

417

 

1551

1772

 

877

1228

 

1848

2703

 

1098

1308

   

(21.4)

(19.5)

 

(18.7)

(14.9)

 

(4.0)

(4.3)

 

(21.6)

(25.3)

 

(17.1)

(14.8)

 

9.1.

Inter - office adjustments (net)

5

32

 

117

59

 

-

-

 

-

-

 

-

3

 

9.2.

Interest accrued

6

13

 

76

102

 

-

196

 

101

260

 

-

-

 

9.3.

Tax paid

-

-

 

14

16

 

-

2

 

3

11

 

8

3

 

9.4.

Stationery and Stamps

2

2

 

6

6

 

20

21

 

7

9

 

5

5

 

9.5.

Others

351

370

 

1338

1590

 

857

1009

 

1736

2423

 

1085

1298

 

Total Assets

1703

2135

 

8291

11872

 

21845

28416

 

8545

10686

 

6403

8861

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)


Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.