Table No.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002WESTERN REGION | | (Amount in Rupees Lakh) |
| | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | AND ITS ASSOCIATES | | | |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | standing | | | standing |
| | | | | 1 | 2 | 3 | 4 | 5 | 6 |
| .I. | AGRICULTURE | 375 | 3,41 | 2,79 | 90 | 23 | 16 | | | 1. Direct Finance | 365 | 1,91 | 1,41 | 90 | 23 | 16 | | | 2. Indirect Finance | 10 | 1,50 | 1,38 | — | — | — | II. | INDUSTRY | 160 | 96,90 | 49,81 | 348 | 185,89 | 156,99 | | | 1. Mining &Quarrying | 2 | 27 | 2 | 4 | 57 | 53 | | | 2. Food Manufacturing & Processing | 1 | 2 | 1 | 10 | 9,62 | 11,32 | | | (a) | Rice Mills, Flour & Dal Mills | — | — | — | — | — | — | | | (b) | Sugar | — | — | — | — | — | — | | | (c) | Edible Oils & Vanaspati | — | — | — | 2 | 6,10 | 7,80 | | | (d) | Tea Processing | — | — | — | — | — | — | | | (e) | Processing of Fruits & Vegetables | — | — | — | 5 | 3,00 | 3,00 | | | (f) | Others | 1 | 2 | 1 | 3 | 52 | 52 | | | 3. Beverage & Tobacco | 1 | 3 | 2 | 3 | 18 | 10 | | | 4. Textiles | 9 | 14,65 | 15,88 | 62 | 41,61 | 32,43 | | | (a) | Cotton Textiles | 2 | 7,48 | 7,48 | 20 | 9,72 | 7,04 | | | (b) | Jute & Other Natural Fibre Textiles | — | — | — | — | — | — | | | (c) | Handloom Textiles & Khadi | — | — | — | — | — | — | | | (d) | Other Textiles & Textile Products | 7 | 7,17 | 8,40 | 42 | 31,89 | 25,39 | | | 5. Paper, Paper Products & Printing | 9 | 1,33 | 1,11 | 16 | 2,07 | 2,05 | | | 6. Leather & Leather Products | — | — | — | — | — | — | | | 7. Rubber & Plastic Products | 30 | 27,17 | 12,20 | 134 | 84,72 | 70,14 | | | 8. Chemicals & Chemical Products | 6 | 87 | 43 | 28 | 6,67 | 6,52 | | | (a) | Heavy Industrial Chemicals | 1 | 5 | 2 | 1 | 3,30 | 3,53 | | | (b) | Fertilisers | — | — | — | — | — | — | | | (c) | Drugs & Pharmaceuticals | 1 | 5 | — | 5 | 1,91 | 1,57 | | | (d) | Non-Edible Oils | — | — | — | 1 | 3 | 3 | | | (e) | Other Chemicals & Chemical Products | 4 | 77 | 41 | 21 | 1,43 | 1,39 | | | 9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | 3 | 79 | 90 | | | 10. Manufacture of Cement & Cement Products | 3 | 3 | 3 | — | — | — | | | 11. Basic Metals & Metal Products | 4 | 8 | 8 | 27 | 14,32 | 13,27 | | | (a) | Iron & Steel | — | — | — | 4 | 1,11 | 98 | | | (b) | Non-Ferrous Metals | — | — | — | 16 | 8,85 | 8,40 | | | (c) | Metal Products | 4 | 8 | 8 | 7 | 4,36 | 3,90 | | | 12. Engineering | 19 | 49,51 | 16,52 | 23 | 16,53 | 11,72 | | | (a) | Heavy Engineering | — | — | — | 1 | 4 | 4 | | | (b) | Light Engineering | 7 | 27,25 | 98 | 7 | 57 | 47 | | | (c) | Electrical Machinery & Goods | 10 | 22,10 | 15,48 | 10 | 6,87 | 4,90 | | | (d) | Electronic Machinery & Goods | 2 | 15 | 6 | 5 | 9,05 | 6,31 | | | 13. Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 3 | 5,72 | 5,47 | | | 14. Other Industries | 74 | 2,93 | 3,48 | 32 | 2,78 | 2,34 | | | 15. Electricity, Gas & Water | — | — | — | 1 | 21 | 11 | | | (a) | Electricity Generation &Transmission | — | — | — | 1 | 21 | 11 | | | (b) | Non-Conventional Energy | — | — | — | — | — | — | | | (c) | Gas, Steam & Water Supply | — | — | — | — | — | — | | | 16. Construction | 2 | 2 | 2 | 2 | 9 | 9 | III. | TRANSPORT OPERATORS | 239 | 1,55 | 96 | 27 | 37 | 19 | IV. | PROFESSIONAL AND OTHER SERVICES | 89 | 1,43 | 98 | 49 | 35 | 27 | V. | PERSONAL LOANS | 1,509 | 7,84 | 6,27 | 531 | 3,55 | 2,74 | | | 1. Loans for Purchase of Consumer Durables | 159 | 78 | 54 | 32 | 6 | 4 | | | 2. Loans for Housing | 135 | 2,54 | 1,93 | 45 | 65 | 54 | | | 3. Rest of the Personal Loans | 1,215 | 4,52 | 3,81 | 454 | 2,83 | 2,16 | VI. | TRADE | 341 | 8,88 | 5,76 | 155 | 6,91 | 6,32 | | | 1. Wholesale Trade | 6 | 7,52 | 4,78 | 10 | 5,67 | 5,45 | | | 2. Retail Trade | 335 | 1,36 | 97 | 145 | 1,24 | 87 | VII. | FINANCE | 4 | 3 | 3 | — | — | — | VIII. | ALL OTHERS | 522 | 12,15 | 10,33 | 372 | 6,36 | 4,97 |
| TOTAL BANK CREDIT | 3,239 | 132,19 | 76,93 | 1,572 | 203,65 | 171,64 | OF WHICH :1.ArtisansandVillage&TinyIndustries | 58 | 4,62 | 3,75 | 13 | 1,89 | 1,81 | 2.OtherSmallScaleIndustries | 52 | 12,23 | 10,45 | 103 | 40,23 | 29,36 |
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| | | | | FOREIGN BANKS | REGIONAL RURAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | standing | | | standing |
| | | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | — | — | — | — | — | — | | | 1. Direct Finance | — | — | — | — | — | — | | | 2. Indirect Finance | — | — | — | — | — | — | II. | INDUSTRY | 1 | 40 | 1 | — | — | — | | | 1. Mining & Quarrying | — | — | — | — | — | — | | | 2. Food Manufacturing & Processing | — | — | — | — | — | — | | | (a) | Rice Mills, Flour & Dal Mills | — | — | — | — | — | — | | | (b) | Sugar | — | — | — | — | — | — | | | (c) | Edible Oils & Vanaspati | — | — | — | — | — | — | | | (d) | Tea Processing | — | — | — | — | — | — | | | (e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | | | (f) | Others | — | — | — | — | — | — | | | 3. Beverage & Tobacco | — | — | — | — | — | — | | | 4. Textiles | — | — | — | — | — | — | | | (a) | Cotton Textiles | — | — | — | — | — | — | | | (b) | Jute & Other Natural Fibre Textiles | — | — | — | — | — | — | | | (c) | Handloom Textiles & Khadi | — | — | — | — | — | — | | | (d) | Other Textiles & Textile Products | — | — | — | — | — | — | | | 5. Paper, Paper Products & Printing | — | — | — | — | — | — | | | 6. Leather & Leather Products | — | — | — | — | — | — | | | 7. Rubber & Plastic Products | 1 | 40 | 1 | — | — | — | | | 8. Chemicals & Chemical Products | — | — | — | — | — | — | | | (a) | Heavy Industrial Chemicals | — | — | — | — | — | — | | | (b) | Fertilisers | — | — | — | — | — | — | | | (c) | Drugs & Pharmaceuticals | — | — | — | — | — | — | | | (d) | Non-Edible Oils | — | — | — | — | — | — | | | (e) | Other Chemicals & Chemical Products | — | — | — | — | — | — | | | 9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | | | 10. Manufacture of Cement & Cement Products | — | — | — | — | — | — | | | 11. Basic Metals & Metal Products | — | — | — | — | — | — | | | (a) | Iron & Steel | — | — | — | — | — | — | | | (b) | Non-Ferrous Metals | — | — | — | — | — | — | | | (c) | Metal Products | — | — | — | — | — | — | | | 12. Engineering | — | — | — | — | — | — | | | (a) | Heavy Engineering | — | — | — | — | — | — | | | (b) | Light Engineering | — | — | — | — | — | — | | | (c) | Electrical Machinery & Goods | — | — | — | — | — | — | | | (d) | Electronic Machinery & Goods | — | — | — | — | — | — | | | 13. Vehicles, Vehicle Parts & Transport Equipments | — | — | — | — | — | — | | | 14. Other Industries | — | — | — | — | — | — | | | 15. Electricity, Gas & Water | — | — | — | — | — | — | | | (a) | Electricity Generation &Transmission | — | — | — | — | — | — | | | (b) | Non-Conventional Energy | — | — | — | — | — | — | | | (c) | Gas, Steam & Water Supply | — | — | — | — | — | — | | | 16. Construction | — | — | — | — | — | — | III. | TRANSPORT OPERATORS | — | — | — | — | — | — | IV. | PROFESSIONAL AND OTHER SERVICES | — | — | — | — | — | — | V. | PERSONAL LOANS | — | — | — | — | — | — | | | 1. Loans for Purchase of Consumer Durables | — | — | — | — | — | — | | | 2. Loans for Housing | — | — | — | — | — | — | | | 3. Rest of the Personal Loans | — | — | — | — | — | — | VI. | TRADE | — | — | — | — | — | — | | | 1. Wholesale Trade | — | — | — | — | — | — | | | 2. Retail Trade | — | — | — | — | — | — | VII. | FINANCE | — | — | — | — | — | — | VIII. | ALL OTHERS | — | — | — | — | — | — |
| TOTAL BANK CREDIT | 1 | 40 | 1 | — | — | — | OF WHICH :1.ArtisansandVillage&TinyIndustries | — | — | — | — | — | — | 2.OtherSmallScaleIndustries | 1 | 40 | 1 | — | — | — |
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| | | | | OTHER SCHEDULED | ALLSCHEDULED | | | | | COMMERCIAL BANKS | COMMERCIAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | standing | | | standing |
| | | | | 13 | 14 | 15 | 16 | 17 | 18 |
| I. | AGRICULTURE | — | — | — | 465 | 3,63 | 2,95 | | | 1. Direct Finance | — | — | — | 455 | 2,13 | 1,57 | | | 2. Indirect Finance | — | — | — | 10 | 1,50 | 1,38 | II. | INDUSTRY | 67 | 190,14 | 127,92 | 576 | 473,32 | 334,73 | | | 1. Mining & Quarrying | — | — | — | 6 | 84 | 55 | | | 2. Food Manufacturing & Processing | 2 | 4,82 | 2,10 | 13 | 14,46 | 13,43 | | | (a) | Rice Mills, Flour & Dal Mills | — | — | — | — | — | — | | | (b) | Sugar | — | — | — | — | — | — | | | (c) | Edible Oils & Vanaspati | 2 | 4,82 | 2,10 | 4 | 10,92 | 9,90 | | | (d) | Tea Processing | — | — | — | — | — | — | | | (e) | Processing of Fruits & Vegetables | — | — | — | 5 | 3,00 | 3,00 | | | (f) | Others | — | — | — | 4 | 54 | 54 | | | 3. Beverage & Tobacco | 2 | 1,24 | 1,17 | 6 | 1,44 | 1,30 | | | 4. Textiles | 8 | 8,92 | 8,81 | 79 | 65,18 | 57,12 | | | (a) | Cotton Textiles | 4 | 1,56 | 1,46 | 26 | 18,76 | 15,98 | | | (b) | Jute & Other Natural Fibre Textiles | — | — | — | — | — | — | | | (c) | Handloom Textiles & Khadi | — | — | — | — | — | — | | | (d) | Other Textiles & Textile Products | 4 | 7,36 | 7,35 | 53 | 46,42 | 41,14 | | | 5. Paper, Paper Products & Printing | 4 | 5,78 | 6,36 | 29 | 9,18 | 9,51 | | | 6. Leather & Leather Products | — | — | — | — | — | — | | | 7. Rubber & Plastic Products | 19 | 22,21 | 19,59 | 184 | 134,50 | 101,94 | | | 8. Chemicals & Chemical Products | 11 | 14,19 | 5,95 | 45 | 21,72 | 12,90 | | | (a) | Heavy Industrial Chemicals | 6 | 7,01 | 1,98 | 8 | 10,36 | 5,53 | | | (b) | Fertilisers | — | — | — | — | — | — | | | (c) | Drugs & Pharmaceuticals | 1 | 3,25 | 1,74 | 7 | 5,21 | 3,32 | | | (d) | Non-Edible Oils | — | — | — | 1 | 3 | 3 | | | (e) | Other Chemicals & Chemical Products | 4 | 3,93 | 2,23 | 29 | 6,12 | 4,03 | | | 9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | 3 | 79 | 90 | | | 10. Manufacture of Cement & Cement Products | 1 | 18,00 | 5,18 | 4 | 18,03 | 5,21 | | | 11. Basic Metals & Metal Products | 14 | 100,57 | 64,53 | 45 | 114,97 | 77,88 | | | (a) | Iron & Steel | 4 | 51,08 | 39,21 | 8 | 52,19 | 40,19 | | | (b) | Non-Ferrous Metals | 4 | 11,69 | 13,77 | 20 | 20,54 | 22,17 | | | (c) | Metal Products | 6 | 37,80 | 11,55 | 17 | 42,24 | 15,52 | | | 12. Engineering | 2 | 4,32 | 4,47 | 44 | 70,36 | 32,71 | | | (a) | Heavy Engineering | 2 | 4,32 | 4,47 | 3 | 4,36 | 4,51 | | | (b) | Light Engineering | — | — | — | 14 | 27,83 | 1,45 | | | (c) | Electrical Machinery & Goods | — | — | — | 20 | 28,98 | 20,38 | | | (d) | Electronic Machinery & Goods | — | — | — | 7 | 9,20 | 6,37 | | | 13. Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 3 | 5,72 | 5,47 | | | 14. Other Industries | 1 | 7 | 6 | 107 | 5,78 | 5,89 | | | 15. Electricity, Gas & Water | 2 | 10,00 | 9,67 | 3 | 10,21 | 9,78 | | | (a) | Electricity Generation &Transmission | — | — | — | 1 | 21 | 11 | | | (b) | Non-Conventional Energy | 2 | 10,00 | 9,67 | 2 | 10,00 | 9,67 | | | (c) | Gas, Steam & Water Supply | — | — | — | — | — | — | | | 16. Construction | 1 | 3 | 3 | 5 | 14 | 14 | III. | TRANSPORT OPERATORS | — | — | — | 266 | 1,93 | 1,16 | IV. | PROFESSIONAL AND OTHER SERVICES | 5 | 98 | 40 | 143 | 2,77 | 1,66 | V. | PERSONAL LOANS | 40 | 77 | 34 | 2,080 | 12,16 | 9,35 | | | 1. Loans for Purchase of Consumer Durables | 5 | 2 | 1 | 196 | 86 | 59 | | | 2. Loans for Housing | 5 | 6 | 5 | 185 | 3,25 | 2,52 | | | 3. Rest of the Personal Loans | 30 | 70 | 27 | 1,699 | 8,05 | 6,24 | VI. | TRADE | 27 | 3,72 | 2,69 | 523 | 19,51 | 14,77 | | | 1. Wholesale Trade | 10 | 3,18 | 2,39 | 26 | 16,38 | 12,62 | | | 2. Retail Trade | 17 | 54 | 30 | 497 | 3,14 | 2,15 | VII. | FINANCE | 1 | 3,00 | 3,09 | 5 | 3,03 | 3,12 | VIII. | ALL OTHERS | 36 | 26 | 21 | 930 | 18,76 | 15,50 |
| TOTAL BANK CREDIT | 176 | 198,87 | 134,64 | 4,988 | 535,11 | 383,22 | OF WHICH :1.ArtisansandVillage&TinyIndustries | — | — | — | 71 | 6,51 | 5,56 | 2.OtherSmallScaleIndustries | 24 | 11,18 | 7,52 | 180 | 64,04 | 47,35 |
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