Table No.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002WESTREN REGION | | (Amount in Rupees Lakh) |
| | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | AND ITS ASSOCIATES | | | |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | standing | | | standing |
| | | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 335 | 60 | 32 | 961 | 3,35 | 2,39 | | | 1. Direct Finance | 334 | 46 | 31 | 960 | 3,29 | 2,33 | | | 2. Indirect Finance | 1 | 14 | 1 | 1 | 6 | 7 | II. | INDUSTRY | 126 | 55,43 | 50,14 | 423 | 165,43 | 159,31 | | | 1. Mining & Quarrying | — | — | — | 2 | 7 | 8 | | | 2. Food Manufacturing & Processing | 30 | 1,09 | 1,24 | 11 | 5,75 | 5,74 | | | (a) | Rice Mills, Flour & Dal Mills | 25 | 6 | 5 | 4 | 78 | 78 | | | (b) | Sugar | — | — | — | — | — | — | | | (c) | Edible Oils & Vanaspati | 2 | 1,00 | 1,17 | — | — | — | | | (d) | Tea Processing | — | — | — | — | — | — | | | (e) | Processing of Fruits & Vegetables | — | — | — | 6 | 4,96 | 4,96 | | | (f) | Others | 3 | 3 | 2 | 1 | 1 | 1 | | | 3. Beverage & Tobacco | — | — | — | — | — | — | | | 4. Textiles | 24 | 35,39 | 31,86 | 42 | 85,41 | 84,44 | | | (a) | Cotton Textiles | 5 | 13,02 | 14,99 | 11 | 43,84 | 44,40 | | | (b) | Jute & Other Natural Fibre Textiles | — | — | — | 1 | 78 | 28 | | | (c) | Handloom Textiles & Khadi | — | — | — | — | — | — | | | (d) | Other Textiles & Textile Products | 19 | 22,37 | 16,87 | 30 | 40,80 | 39,75 | | | 5. Paper, Paper Products & Printing | 2 | 82 | 79 | 19 | 5,98 | 5,17 | | | 6. Leather & Leather Products | — | — | — | — | — | — | | | 7. Rubber & Plastic Products | 8 | 14,82 | 13,74 | 138 | 41,44 | 39,26 | | | 8. Chemicals & Chemical Products | 6 | 1,44 | 95 | 34 | 5,83 | 4,53 | | | (a) | Heavy Industrial Chemicals | 1 | 2 | 4 | 1 | 7 | 6 | | | (b) | Fertilisers | — | — | — | — | — | — | | | (c) | Drugs & Pharmaceuticals | 3 | 1,40 | 90 | 2 | 85 | 17 | | | (d) | Non-Edible Oils | — | — | — | — | — | — | | | (e) | Other Chemicals & Chemical Products | 2 | 2 | 1 | 31 | 4,91 | 4,31 | | | 9. Petroleum, Coal Products & Nuclear Fuels | 1 | 40 | 36 | — | — | — | | | 10. Manufacture of Cement & Cement Products | — | — | — | — | — | — | | | 11. Basic Metals & Metal Products | 2 | 20 | 17 | 16 | 4,02 | 4,71 | | | (a) | Iron & Steel | 1 | 19 | 17 | 3 | 1,65 | 1,99 | | | (b) | Non-Ferrous Metals | — | — | — | 4 | 1,44 | 1,81 | | | (c) | Metal Products | 1 | 1 | — | 9 | 92 | 91 | | | 12. Engineering | 3 | 1,08 | 89 | 28 | 13,93 | 13,29 | | | (a) | Heavy Engineering | — | — | — | 1 | 2 | 2 | | | (b) | Light Engineering | 2 | 38 | 36 | 7 | 54 | 57 | | | (c) | Electrical Machinery & Goods | 1 | 70 | 54 | 15 | 6,54 | 6,37 | | | (d) | Electronic Machinery & Goods | — | — | — | 5 | 6,82 | 6,32 | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 1 | — | — | — | — | — | | | 14. Other Industries | 49 | 19 | 15 | 133 | 3,02 | 2,11 | | | 15. Electricity, Gas & Water | — | — | — | — | — | — | | | (a) | Electricity Generation &Transmission | — | — | — | — | — | — | | | (b) | Non-Conventional Energy | — | — | — | — | — | — | | | (c) | Gas, Steam & Water Supply | — | — | — | — | — | — | | | 16. Construction | — | — | — | — | — | — | III. | TRANSPORT OPERATORS | 65 | 79 | 64 | 87 | 1,18 | 1,01 | IV. | PROFESSIONAL AND OTHER SERVICES | 34 | 37 | 20 | 142 | 78 | 65 | V. | PERSONAL LOANS | 336 | 2,87 | 2,65 | 888 | 4,72 | 3,67 | | | 1. Loans for Purchase of Consumer Durables | 5 | 2 | 1 | 56 | 32 | 32 | | | 2. Loans for Housing | 91 | 1,86 | 1,83 | 73 | 1,14 | 97 | | | 3. Rest of the Personal Loans | 240 | 99 | 81 | 759 | 3,26 | 2,38 | VI. | TRADE | 66 | 8,87 | 7,48 | 535 | 2,55 | 2,20 | | | 1. Wholesale Trade | 7 | 8,16 | 7,26 | 6 | 4 | 4 | | | 2. Retail Trade | 59 | 71 | 22 | 529 | 2,51 | 2,16 | VII. | FINANCE | — | — | — | — | — | — | VIII. | ALL OTHERS | 607 | 5,89 | 4,12 | 230 | 8,78 | 7,07 |
| TOTAL BANK CREDIT | 1,569 | 74,80 | 65,54 | 3,266 | 186,80 | 176,31 | OF WHICH :1.ArtisansandVillage&TinyIndustries | 34 | 70 | 65 | 41 | 27 | 24 | 2.OtherSmallScaleIndustries | 50 | 4,81 | 4,58 | 183 | 25,45 | 20,72 |
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| | | | | FOREIGN BANKS | REGIONAL RURAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | standing | | | standing |
| | | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | — | — | — | — | — | — | | | 1. Direct Finance | — | — | — | — | — | — | | | 2. Indirect Finance | — | — | — | — | — | — | II. | INDUSTRY | 1 | 1,14 | 92 | — | — | — | | | 1. Mining & Quarrying | — | — | — | — | — | — | | | 2. Food Manufacturing & Processing | — | — | — | — | — | — | | | (a) | Rice Mills, Flour & Dal Mills | — | — | — | — | — | — | | | (b) | Sugar | — | — | — | — | — | — | | | (c) | Edible Oils & Vanaspati | — | — | — | — | — | — | | | (d) | Tea Processing | — | — | — | — | — | — | | | (e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | | | (f) | Others | — | — | — | — | — | — | | | 3. Beverage & Tobacco | — | — | — | — | — | — | | | 4. Textiles | — | — | — | — | — | — | | | (a) | Cotton Textiles | — | — | — | — | — | — | | | (b) | Jute & Other Natural Fibre Textiles | — | — | — | — | — | — | | | (c) | Handloom Textiles & Khadi | — | — | — | — | — | — | | | (d) | Other Textiles & Textile Products | — | — | — | — | — | — | | | 5. Paper, Paper Products & Printing | — | — | — | — | — | — | | | 6. Leather & Leather Products | — | — | — | — | — | — | | | 7. Rubber & Plastic Products | — | — | — | — | — | — | | | 8. Chemicals & Chemical Products | 1 | 1,14 | 92 | — | — | — | | | (a) | Heavy Industrial Chemicals | — | — | — | — | — | — | | | (b) | Fertilisers | — | — | — | — | — | — | | | (c) | Drugs & Pharmaceuticals | — | — | — | — | — | — | | | (d) | Non-Edible Oils | — | — | — | — | — | — | | | (e) | Other Chemicals & Chemical Products | 1 | 1,14 | 92 | — | — | — | | | 9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | | | 10. Manufacture of Cement & Cement Products | — | — | — | — | — | — | | | 11. Basic Metals & Metal Products | — | — | — | — | — | — | | | (a) | Iron & Steel | — | — | — | — | — | — | | | (b) | Non-Ferrous Metals | — | — | — | — | — | — | | | (c) | Metal Products | — | — | — | — | — | — | | | 12. Engineering | — | — | — | — | — | — | | | (a) | Heavy Engineering | — | — | — | — | — | — | | | (b) | Light Engineering | — | — | — | — | — | — | | | (c) | Electrical Machinery & Goods | — | — | — | — | — | — | | | (d) | Electronic Machinery & Goods | — | — | — | — | — | — | | | 13. Vehicles, Vehicle Parts & Transport Equipments | — | — | — | — | — | — | | | 14. Other Industries | — | — | — | — | — | — | | | 15. Electricity, Gas & Water | — | — | — | — | — | — | | | (a) | Electricity Generation &Transmission | — | — | — | — | — | — | | | (b) | Non-Conventional Energy | — | — | — | — | — | — | | | (c) | Gas, Steam & Water Supply | — | — | — | — | — | — | | | 16. Construction | — | — | — | — | — | — | III. | TRANSPORT OPERATORS | — | — | — | — | — | — | IV. | PROFESSIONAL AND OTHER SERVICES | — | — | — | — | — | — | V. | PERSONAL LOANS | — | — | — | — | — | — | | | 1. Loans for Purchase of Consumer Durables | — | — | — | — | — | — | | | 2. Loans for Housing | — | — | — | — | — | — | | | 3. Rest of the Personal Loans | — | — | — | — | — | — | VI. | TRADE | — | — | — | — | — | — | | | 1. Wholesale Trade | — | — | — | — | — | — | | | 2. Retail Trade | — | — | — | — | — | — | VII. | FINANCE | — | — | — | — | — | — | VIII. | ALL OTHERS | — | — | — | — | — | — |
| TOTAL BANK CREDIT | 1 | 1,14 | 92 | — | — | — | OF WHICH :1.ArtisansandVillage&TinyIndustries | — | — | — | — | — | — | 2.OtherSmallScaleIndustries | 1 | 1,14 | 92 | — | — | — |
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| | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | COMMERCIAL BANKS | COMMERCIAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | standing | | | standing |
| | | | | 13 | 14 | 15 | 16 | 17 | 18 |
| I. | AGRICULTURE | 27 | 99 | 65 | 1,323 | 4,95 | 3,36 | | | 1. Direct Finance | 13 | 12 | 10 | 1,307 | 3,87 | 2,73 | | | 2. Indirect Finance | 14 | 87 | 56 | 16 | 1,07 | 63 | II. | INDUSTRY | 198 | 408,76 | 266,04 | 748 | 630,77 | 476,41 | | | 1. Mining & Quarrying | — | — | — | 2 | 7 | 8 | | | 2. Food Manufacturing & Processing | 4 | 5 | 5 | 45 | 6,89 | 7,03 | | | (a) | Rice Mills, Flour & Dal Mills | — | — | — | 29 | 84 | 82 | | | (b) | Sugar | — | — | — | — | — | — | | | (c) | Edible Oils & Vanaspati | — | — | — | 2 | 1,00 | 1,17 | | | (d) | Tea Processing | — | — | — | — | — | — | | | (e) | Processing of Fruits & Vegetables | — | — | — | 6 | 4,96 | 4,96 | | | (f) | Others | 4 | 5 | 5 | 8 | 8 | 7 | | | 3. Beverage & Tobacco | — | — | — | — | — | — | | | 4. Textiles | 30 | 63,83 | 60,38 | 96 | 184,63 | 176,67 | | | (a) | Cotton Textiles | 8 | 21,62 | 18,74 | 24 | 78,47 | 78,13 | | | (b) | Jute & Other Natural Fibre Textiles | — | — | — | 1 | 78 | 28 | | | (c) | Handloom Textiles & Khadi | 1 | 2 | — | 1 | 2 | — | | | (d) | Other Textiles & Textile Products | 21 | 42,20 | 41,63 | 70 | 105,37 | 98,26 | | | 5. Paper, Paper Products & Printing | 4 | 10,04 | 9,66 | 25 | 16,84 | 15,62 | | | 6. Leather & Leather Products | 10 | 3 | 3 | 10 | 3 | 3 | | | 7. Rubber & Plastic Products | 18 | 3,43 | 1,33 | 164 | 59,68 | 54,33 | | | 8. Chemicals & Chemical Products | 63 | 286,89 | 164,59 | 104 | 295,30 | 170,99 | | | (a) | Heavy Industrial Chemicals | 1 | 15,00 | 12,94 | 3 | 15,09 | 13,03 | | | (b) | Fertilisers | — | — | — | — | — | — | | | (c) | Drugs & Pharmaceuticals | 3 | 85 | 52 | 8 | 3,10 | 1,59 | | | (d) | Non-Edible Oils | — | — | — | — | — | — | | | (e) | Other Chemicals & Chemical Products | 59 | 271,04 | 151,14 | 93 | 277,11 | 156,37 | | | 9. Petroleum, Coal Products & Nuclear Fuels | 1 | 6,00 | 3,90 | 2 | 6,40 | 4,26 | | | 10. Manufacture of Cement & Cement Products | 18 | 1,11 | 87 | 18 | 1,11 | 87 | | | 11. Basic Metals & Metal Products | 4 | 9,07 | 4,93 | 22 | 13,29 | 9,81 | | | (a) | Iron & Steel | — | — | — | 4 | 1,84 | 2,16 | | | (b) | Non-Ferrous Metals | 3 | 7,46 | 3,45 | 7 | 8,91 | 5,26 | | | (c) | Metal Products | 1 | 1,61 | 1,48 | 11 | 2,54 | 2,39 | | | 12. Engineering | 14 | 27,09 | 19,28 | 45 | 42,09 | 33,46 | | | (a) | Heavy Engineering | 1 | 11,00 | 11,18 | 2 | 11,02 | 11,21 | | | (b) | Light Engineering | 3 | 50 | 35 | 12 | 1,42 | 1,27 | | | (c) | Electrical Machinery & Goods | 4 | 15,53 | 7,69 | 20 | 22,77 | 14,60 | | | (d) | Electronic Machinery & Goods | 6 | 6 | 5 | 11 | 6,88 | 6,38 | | | 13. Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 1 | — | — | | | 14. Other Industries | 32 | 1,23 | 1,02 | 214 | 4,43 | 3,27 | | | 15. Electricity, Gas & Water | — | — | — | — | — | — | | | (a) | Electricity Generation &Transmission | — | — | — | — | — | — | | | (b) | Non-Conventional Energy | — | — | — | — | — | — | | | (c) | Gas, Steam & Water Supply | — | — | — | — | — | — | | | 16. Construction | — | — | — | — | — | — | III. | TRANSPORT OPERATORS | — | — | — | 152 | 1,97 | 1,64 | IV. | PROFESSIONAL AND OTHER SERVICES | 6 | 16 | 4 | 182 | 1,32 | 89 | V. | PERSONAL LOANS | 30 | 65 | 59 | 1,254 | 8,24 | 6,91 | | | 1. Loans for Purchase of Consumer Durables | 19 | 57 | 48 | 80 | 91 | 81 | | | 2. Loans for Housing | 3 | 6 | 8 | 167 | 3,06 | 2,88 | | | 3. Rest of the Personal Loans | 8 | 2 | 2 | 1,007 | 4,27 | 3,21 | VI. | TRADE | 1 | 2 | 1 | 602 | 11,43 | 9,69 | | | 1. Wholesale Trade | — | — | — | 13 | 8,20 | 7,30 | | | 2. Retail Trade | 1 | 2 | 1 | 589 | 3,23 | 2,39 | VII. | FINANCE | — | — | — | — | — | — | VIII. | ALL OTHERS | 96 | 2,16 | 1,57 | 933 | 16,82 | 12,76 |
| TOTAL BANK CREDIT | 358 | 412,74 | 268,89 | 5,194 | 675,49 | 511,66 | OF WHICH :1.ArtisansandVillage&TinyIndustries | — | — | — | 75 | 97 | 89 | 2.OtherSmallScaleIndustries | 23 | 5,03 | 2,28 | 257 | 36,44 | 28,50 |
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