Table No.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002WESTERN REGION | | (Amount in Rupees Lakh) |
| | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | AND ITS ASSOCIATES | | | |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | standing | | | standing |
| | | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 1,667 | 10,65 | 5,66 | 6,377 | 72,98 | 36,05 | | | 1. Direct Finance | 1,661 | 9,95 | 5,14 | 5,691 | 37,69 | 31,40 | | | 2. Indirect Finance | 6 | 70 | 52 | 686 | 35,29 | 4,65 | II. | INDUSTRY | 1,435 | 207,45 | 166,60 | 14,597 | 834,86 | 635,83 | | | 1. Mining & Quarrying | 29 | 63,17 | 59,75 | 117 | 287,58 | 229,14 | | | 2. Food Manufacturing & Processing | 144 | 7,98 | 5,66 | 301 | 30,79 | 18,11 | | | (a) | Rice Mills, Flour & Dal Mills | 10 | 1,12 | 91 | 19 | 49 | 46 | | | (b) | Sugar | — | — | — | — | — | — | | | (c) | Edible Oils & Vanaspati | 3 | 91 | 1,23 | 5 | 5 | 3 | | | (d) | Tea Processing | — | — | — | — | — | — | | | (e) | Processing of Fruits & Vegetables | 6 | 1,10 | 54 | 13 | 1,20 | 1,13 | | | (f) | Others | 125 | 4,86 | 2,98 | 264 | 29,06 | 16,49 | | | 3. Beverage & Tobacco | 19 | 2,32 | 1,25 | 64 | 25,79 | 20,65 | | | 4. Textiles | 48 | 1,68 | 1,60 | 104 | 4,77 | 3,54 | | | (a) | Cotton Textiles | — | — | — | 12 | 2,59 | 1,92 | | | (b) | Jute & Other Natural Fibre Textiles | — | — | — | 6 | 20 | 12 | | | (c) | Handloom Textiles & Khadi | 2 | 3 | 1 | 2 | 8 | 8 | | | (d) | Other Textiles & Textile Products | 46 | 1,65 | 1,59 | 84 | 1,89 | 1,42 | | | 5. Paper, Paper Products & Printing | 79 | 4,13 | 3,37 | 106 | 5,84 | 4,85 | | | 6. Leather & Leather Products | 8 | 82 | 77 | 11 | 60 | 46 | | | 7. Rubber & Plastic Products | 184 | 9,62 | 7,28 | 92 | 17,94 | 7,77 | | | 8. Chemicals & Chemical Products | 48 | 25,68 | 11,17 | 1,034 | 104,80 | 93,99 | | | (a) | Heavy Industrial Chemicals | — | — | — | 22 | 4,34 | 2,85 | | | (b) | Fertilisers | 2 | 19,56 | 5,82 | 3 | 33,08 | 33,59 | | | (c) | Drugs & Pharmaceuticals | 15 | 1,10 | 92 | 929 | 50,67 | 45,71 | | | (d) | Non-Edible Oils | — | — | — | 1 | 20 | 4 | | | (e) | Other Chemicals & Chemical Products | 31 | 5,02 | 4,43 | 79 | 16,51 | 11,79 | | | 9. Petroleum, Coal Products & Nuclear Fuels | 1 | 6 | 6 | 6 | 19,42 | 8,29 | | | 10. Manufacture of Cement & Cement Products | 35 | 1,84 | 1,29 | 31 | 7,66 | 7,13 | | | 11. Basic Metals & Metal Products | 185 | 67,14 | 53,33 | 383 | 160,89 | 107,96 | | | (a) | Iron & Steel | 32 | 61,86 | 49,54 | 134 | 134,14 | 95,84 | | | (b) | Non-Ferrous Metals | 5 | 2,06 | 1,37 | 11 | 19,51 | 5,90 | | | (c) | Metal Products | 148 | 3,23 | 2,42 | 238 | 7,25 | 6,21 | | | 12. Engineering | 57 | 8,76 | 10,26 | 232 | 45,75 | 27,56 | | | (a) | Heavy Engineering | 1 | 5 | 4 | 35 | 3,08 | 2,53 | | | (b) | Light Engineering | 11 | 4,00 | 6,92 | 78 | 14,65 | 12,75 | | | (c) | Electrical Machinery & Goods | 33 | 2,26 | 2,03 | 82 | 4,60 | 4,15 | | | (d) | Electronic Machinery & Goods | 12 | 2,45 | 1,27 | 37 | 23,43 | 8,13 | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 24 | 4,21 | 3,42 | 9,465 | 22,51 | 21,56 | | | 14. Other Industries | 468 | 5,98 | 4,85 | 2,257 | 48,89 | 40,97 | | | 15. Electricity, Gas & Water | 2 | 9 | 4 | 10 | 14,76 | 7,51 | | | (a) | Electricity Generation &Transmission | 1 | 5 | 1 | 4 | 14,18 | 7,28 | | | (b) | Non-Conventional Energy | — | — | — | 3 | 6 | 6 | | | (c) | Gas, Steam & Water Supply | 1 | 4 | 3 | 3 | 52 | 17 | | | 16. Construction | 104 | 3,96 | 2,49 | 384 | 36,89 | 36,35 | III. | TRANSPORT OPERATORS | 738 | 17,58 | 10,38 | 3,003 | 58,72 | 43,89 | IV. | PROFESSIONAL AND OTHER SERVICES | 679 | 72,71 | 64,76 | 5,650 | 174,89 | 156,17 | V. | PERSONAL LOANS | 12,594 | 116,50 | 93,34 | 43,195 | 312,35 | 259,41 | | | 1. Loans for Purchase of Consumer Durables | 673 | 3,12 | 1,85 | 3,811 | 15,50 | 11,64 | | | 2. Loans for Housing | 1,681 | 45,47 | 37,65 | 3,525 | 70,48 | 64,25 | | | 3. Rest of the Personal Loans | 10,240 | 67,91 | 53,84 | 35,859 | 226,37 | 183,52 | VI. | TRADE | 1,412 | 35,84 | 28,04 | 5,996 | 130,95 | 111,68 | | | 1. Wholesale Trade | 162 | 14,61 | 12,48 | 467 | 47,87 | 40,72 | | | 2. Retail Trade | 1,250 | 21,23 | 15,56 | 5,529 | 83,08 | 70,96 | VII. | FINANCE | 7 | 5 | 5 | 702 | 24,14 | 21,41 | VIII. | ALL OTHERS | 6,047 | 90,95 | 73,77 | 13,080 | 174,34 | 146,12 |
| TOTAL BANK CREDIT | 24,579 | 551,72 | 442,59 | 92,600 | 1783,24 | 1410,55 | OF WHICH :1.ArtisansandVillage&TinyIndustries | 516 | 27,32 | 21,31 | 610 | 7,42 | 6,01 | 2.OtherSmallScaleIndustries | 569 | 16,11 | 12,90 | 2,176 | 120,79 | 84,25 |
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| | | | | FOREIGN BANKS | REGIONAL RURAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | standing | | | standing |
| | | | | 7 | 8 | 9 | 10 | 11 | 12 | I. | AGRICULTURE | — | — | — | — | — | — | | | 1. Direct Finance | — | — | — | — | — | — | | | 2. Indirect Finance | — | — | — | — | — | — | II. | INDUSTRY | 2 | 7,00 | 52 | — | — | — | | | 1. Mining & Quarrying | — | — | — | — | — | — | | | 2. Food Manufacturing & Processing | — | — | — | — | — | — | | | (a) | Rice Mills, Flour & Dal Mills | — | — | — | — | — | — | | | (b) | Sugar | — | — | — | — | — | — | | | (c) | Edible Oils & Vanaspati | — | — | — | — | — | — | | | (d) | Tea Processing | — | — | — | — | — | — | | | (e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | | | (f) | Others | — | — | — | — | — | — | | | 3. Beverage & Tobacco | — | — | — | — | — | — | | | 4. Textiles | — | — | — | — | — | — | | | (a) | Cotton Textiles | — | — | — | — | — | — | | | (b) | Jute & Other Natural Fibre Textiles | — | — | — | — | — | — | | | (c) | Handloom Textiles & Khadi | — | — | — | — | — | — | | | (d) | Other Textiles & Textile Products | — | — | — | — | — | — | | | 5. Paper, Paper Products & Printing | — | — | — | — | — | — | | | 6. Leather & Leather Products | — | — | — | — | — | — | | | 7. Rubber & Plastic Products | — | — | — | — | — | — | | | 8. Chemicals & Chemical Products | 2 | 7,00 | 52 | — | — | — | | | (a) | Heavy Industrial Chemicals | — | — | — | — | — | — | | | (b) | Fertilisers | — | — | — | — | — | — | | | (c) | Drugs & Pharmaceuticals | — | — | — | — | — | — | | | (d) | Non-Edible Oils | — | — | — | — | — | — | | | (e) | Other Chemicals & Chemical Products | 2 | 7,00 | 52 | — | — | — | | | 9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | | | 10. Manufacture of Cement & Cement Products | — | — | — | — | — | — | | | 11. Basic Metals & Metal Products | — | — | — | — | — | — | | | (a) | Iron & Steel | — | — | — | — | — | — | | | (b) | Non-Ferrous Metals | — | — | — | — | — | — | | | (c) | Metal Products | — | — | — | — | — | — | | | 12. Engineering | — | — | — | — | — | — | | | (a) | Heavy Engineering | — | — | — | — | — | — | | | (b) | Light Engineering | — | — | — | — | — | — | | | (c) | Electrical Machinery & Goods | — | — | — | — | — | — | | | (d) | Electronic Machinery & Goods | — | — | — | — | — | — | | | 13. Vehicles, Vehicle Parts & Transport Equipments | — | — | — | — | — | — | | | 14. Other Industries | — | — | — | — | — | — | | | 15. Electricity, Gas & Water | — | — | — | — | — | — | | | (a) | Electricity Generation &Transmission | — | — | — | — | — | — | | | (b) | Non-Conventional Energy | — | — | — | — | — | — | | | (c) | Gas, Steam & Water Supply | — | — | — | — | — | — | | | 16. Construction | — | — | — | — | — | — | III. | TRANSPORT OPERATORS | — | — | — | — | — | — | IV. | PROFESSIONAL AND OTHER SERVICES | — | — | — | — | — | — | V. | PERSONAL LOANS | 125 | 3,73 | 3,73 | — | — | — | | | 1. Loans for Purchase of Consumer Durables | — | — | — | — | — | — | | | 2. Loans for Housing | — | — | — | — | — | — | | | 3. Rest of the Personal Loans | 125 | 3,73 | 3,73 | — | — | — | VI. | TRADE | — | — | — | — | — | — | | | 1. Wholesale Trade | — | — | — | — | — | — | | | 2. Retail Trade | — | — | — | — | — | — | VII. | FINANCE | — | — | — | — | — | — | VIII. | ALL OTHERS | — | — | — | — | — | — |
| TOTAL BANK CREDIT | 127 | 10,73 | 4,25 | — | — | — | OF WHICH :1.ArtisansandVillage&TinyIndustries | — | — | — | — | — | — | 2.OtherSmallScaleIndustries | 2 | 7,00 | 52 | — | — | — |
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| | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | COMMERCIAL BANKS | COMMERCIAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | standing | | | standing |
| | | | | 13 | 14 | 15 | 16 | 17 | 18 |
| I. | AGRICULTURE | 39 | 2,23 | 22 | 8,083 | 85,86 | 41,93 | | | 1. Direct Finance | 32 | 16 | 13 | 7,384 | 47,80 | 36,67 | | | 2. Indirect Finance | 7 | 2,07 | 9 | 699 | 38,06 | 5,26 | II. | INDUSTRY | 360 | 247,01 | 204,65 | 16,394 | 1296,32 | 1007,60 | | | 1. Mining & Quarrying | 12 | 22,69 | 16,81 | 158 | 373,44 | 305,71 | | | 2. Food Manufacturing & Processing | 10 | 3,13 | 2,51 | 455 | 41,90 | 26,27 | | | (a) | Rice Mills, Flour & Dal Mills | — | — | — | 29 | 1,60 | 1,37 | | | (b) | Sugar | — | — | — | — | — | — | | | (c) | Edible Oils & Vanaspati | 2 | 1,60 | 80 | 10 | 2,55 | 2,05 | | | (d) | Tea Processing | — | — | — | — | — | — | | | (e) | Processing of Fruits & Vegetables | — | — | — | 19 | 2,30 | 1,67 | | | (f) | Others | 8 | 1,53 | 1,71 | 397 | 35,45 | 21,18 | | | 3. Beverage & Tobacco | 5 | 2,71 | 1,26 | 88 | 30,82 | 23,16 | | | 4. Textiles | 10 | 29,15 | 29,87 | 162 | 35,60 | 35,01 | | | (a) | Cotton Textiles | 6 | 24,85 | 25,41 | 18 | 27,44 | 27,33 | | | (b) | Jute & Other Natural Fibre Textiles | — | — | — | 6 | 20 | 12 | | | (c) | Handloom Textiles & Khadi | — | — | — | 4 | 11 | 9 | | | (d) | Other Textiles & Textile Products | 4 | 4,30 | 4,46 | 134 | 7,85 | 7,47 | | | 5. Paper, Paper Products & Printing | 7 | 22 | 13 | 192 | 10,18 | 8,35 | | | 6. Leather & Leather Products | — | — | — | 19 | 1,42 | 1,22 | | | 7. Rubber & Plastic Products | 1 | 37 | 45 | 277 | 27,93 | 15,49 | | | 8. Chemicals & Chemical Products | 28 | 54,80 | 36,15 | 1,112 | 192,28 | 141,83 | | | (a) | Heavy Industrial Chemicals | 1 | 80 | 80 | 23 | 5,14 | 3,65 | | | (b) | Fertilisers | 3 | 16,96 | 16,85 | 8 | 69,60 | 56,27 | | | (c) | Drugs & Pharmaceuticals | 11 | 26,26 | 10,00 | 955 | 78,04 | 56,63 | | | (d) | Non-Edible Oils | — | — | — | 1 | 20 | 4 | | | (e) | Other Chemicals & Chemical Products | 13 | 10,78 | 8,50 | 125 | 39,31 | 25,24 | | | 9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | 7 | 19,48 | 8,36 | | | 10. Manufacture of Cement & Cement Products | 1 | 3 | 2 | 67 | 9,52 | 8,44 | | | 11. Basic Metals & Metal Products | 20 | 78,87 | 73,79 | 588 | 306,90 | 235,07 | | | (a) | Iron & Steel | 14 | 70,40 | 66,43 | 180 | 266,39 | 211,82 | | | (b) | Non-Ferrous Metals | 3 | 5,96 | 5,96 | 19 | 27,52 | 13,23 | | | (c) | Metal Products | 3 | 2,51 | 1,40 | 389 | 12,99 | 10,03 | | | 12. Engineering | 31 | 16,23 | 17,38 | 320 | 70,74 | 55,20 | | | (a) | Heavy Engineering | 3 | 2,65 | 2,52 | 39 | 5,78 | 5,09 | | | (b) | Light Engineering | 7 | 47 | 40 | 96 | 19,11 | 20,07 | | | (c) | Electrical Machinery & Goods | 18 | 9,42 | 9,46 | 133 | 16,27 | 15,64 | | | (d) | Electronic Machinery & Goods | 3 | 3,69 | 5,00 | 52 | 29,57 | 14,40 | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 17 | 11,48 | 11,62 | 9,506 | 38,20 | 36,61 | | | 14. Other Industries | 117 | 17,04 | 6,31 | 2,842 | 71,90 | 52,13 | | | 15. Electricity, Gas & Water | 1 | 4 | 4 | 13 | 14,89 | 7,59 | | | (a) | Electricity Generation &Transmission | — | — | — | 5 | 14,23 | 7,30 | | | (b) | Non-Conventional Energy | — | — | — | 3 | 6 | 6 | | | (c) | Gas, Steam & Water Supply | 1 | 4 | 4 | 5 | 59 | 23 | | | 16. Construction | 100 | 10,27 | 8,32 | 588 | 51,12 | 47,16 | III. | TRANSPORT OPERATORS | 179 | 103,04 | 76,49 | 3,920 | 179,33 | 130,76 | IV. | PROFESSIONAL AND OTHER SERVICES | 300 | 28,31 | 23,17 | 6,629 | 275,91 | 244,10 | V. | PERSONAL LOANS | 5,495 | 45,37 | 37,01 | 61,409 | 477,95 | 393,49 | | | 1. Loans for Purchase of Consumer Durables | 230 | 98 | 83 | 4,714 | 19,60 | 14,32 | | | 2. Loans for Housing | 575 | 8,78 | 7,40 | 5,781 | 124,73 | 109,30 | | | 3. Rest of the Personal Loans | 4,690 | 35,61 | 28,78 | 50,914 | 333,63 | 269,87 | VI. | TRADE | 447 | 14,54 | 13,27 | 7,855 | 181,33 | 152,99 | | | 1. Wholesale Trade | 111 | 2,47 | 2,13 | 740 | 64,95 | 55,34 | | | 2. Retail Trade | 336 | 12,07 | 11,13 | 7,115 | 116,38 | 97,65 | VII. | FINANCE | 11 | 41,52 | 21,31 | 720 | 65,71 | 42,77 | VIII. | ALL OTHERS | 3,646 | 32,82 | 30,43 | 22,773 | 298,11 | 250,32 |
| TOTAL BANK CREDIT | 10,477 | 514,83 | 406,56 | 1,27,783 | 2860,52 | 2263,95 | OF WHICH :1.ArtisansandVillage&TinyIndustries | 9 | 13 | 10 | 1,135 | 34,87 | 27,41 | 2.OtherSmallScaleIndustries | 149 | 26,45 | 21,99 | 2,896 | 170,35 | 119,66 |
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