Tableno.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002CENTRAL REGION | | (Amount in Rupees Lakh) |
| | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | AND ITS ASSOCIATES | |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | standing | | | standing |
| | | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 2,38,226 | 1797,94 | 1405,94 | 3,15,333 | 2219,52 | 1794,35 | | | 1. Direct Finance | 2,35,070 | 1556,89 | 1205,67 | 3,00,413 | 1469,53 | 1188,77 | | | 2. Indirect Finance | 3,156 | 241,04 | 200,27 | 14,920 | 749,99 | 605,57 | II. | INDUSTRY | 53,628 | 2915,36 | 2309,29 | 78,582 | 2489,07 | 1993,81 | | | 1. Mining & Quarrying | 116 | 18,76 | 10,48 | 194 | 19,28 | 17,60 | | | 2. Food Manufacturing & Processing | 2,334 | 529,14 | 395,32 | 4,127 | 439,25 | 289,36 | | | (a) | Rice Mills, Flour & Dal Mills | 793 | 45,90 | 32,13 | 1,291 | 69,38 | 52,32 | | | (b) | Sugar | 3 | 12,96 | 3,28 | 11 | 1,21 | 1,14 | | | (c) | Edible Oils & Vanaspati | 376 | 322,66 | 244,20 | 1,522 | 247,48 | 159,29 | | | (d) | Tea Processing | 1 | 2 | — | 2 | 13 | 11 | | | (e) | Processing of Fruits & Vegetables | 3 | 1,57 | 5 | 25 | 6,42 | 5,26 | | | (f) | Others | 1,158 | 146,03 | 115,66 | 1,276 | 114,64 | 71,23 | | | 3. Beverage & Tobacco | 40 | 28,28 | 22,18 | 108 | 78,04 | 75,47 | | | 4. Textiles | 1,965 | 418,67 | 309,07 | 8,112 | 283,49 | 225,34 | | | (a) | Cotton Textiles | 313 | 234,55 | 190,79 | 501 | 104,42 | 92,46 | | | (b) | Jute & Other Natural Fibre Textiles | 71 | 6,03 | 5,21 | 30 | 1,76 | 96 | | | (c) | Handloom Textiles & Khadi | 228 | 23,43 | 20,00 | 260 | 3,54 | 2,55 | | | (d) | Other Textiles & Textile Products | 1,353 | 154,66 | 93,07 | 7,321 | 173,76 | 129,37 | | | 5. Paper, Paper Products & Printing | 641 | 77,17 | 66,71 | 829 | 61,99 | 48,24 | | | 6. Leather & Leather Products | 394 | 94,56 | 83,81 | 1,185 | 7,49 | 6,04 | | | 7. Rubber & Plastic Products | 482 | 117,85 | 101,76 | 594 | 207,92 | 196,52 | | | 8. Chemicals & Chemical Products | 440 | 103,07 | 90,81 | 1,190 | 218,71 | 195,79 | | | (a) | Heavy Industrial Chemicals | 34 | 5,60 | 4,88 | 40 | 8,17 | 7,06 | | | (b) | Fertilisers | 19 | 16,44 | 17,35 | 31 | 23,91 | 21,18 | | | (c) | Drugs & Pharmaceuticals | 128 | 19,29 | 21,12 | 424 | 130,47 | 116,83 | | | (d) | Non-Edible Oils | 9 | 82 | 78 | 21 | 4,55 | 3,33 | | | (e) | Other Chemicals & Chemical Products | 250 | 60,91 | 46,68 | 674 | 51,60 | 47,38 | | | 9. Petroleum, Coal Products & Nuclear Fuels | 41 | 7,57 | 6,68 | 24 | 3,84 | 3,31 | | | 10. Manufacture of Cement & Cement Products | 131 | 7,64 | 5,19 | 143 | 23,10 | 21,78 | | | 11. Basic Metals & Metal Products | 1,131 | 321,40 | 290,85 | 1,226 | 125,24 | 101,91 | | | (a) | Iron & Steel | 165 | 216,22 | 211,01 | 209 | 78,93 | 60,80 | | | (b) | Non-Ferrous Metals | 32 | 35,60 | 30,33 | 40 | 6,98 | 6,10 | | | (c) | Metal Products | 934 | 69,58 | 49,50 | 977 | 39,33 | 35,01 | | | 12. Engineering | 1,134 | 410,84 | 220,06 | 2,509 | 366,78 | 276,25 | | | (a) | Heavy Engineering | 26 | 10,88 | 8,01 | 119 | 197,40 | 130,58 | | | (b) | Light Engineering | 331 | 129,18 | 90,31 | 697 | 32,30 | 28,65 | | | (c) | Electrical Machinery & Goods | 466 | 263,55 | 117,13 | 1,332 | 118,73 | 99,45 | | | (d) | Electronic Machinery & Goods | 311 | 7,22 | 4,61 | 361 | 18,35 | 17,56 | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 341 | 89,74 | 75,60 | 1,241 | 79,66 | 68,28 | | | 14. Other Industries | 42,927 | 367,12 | 323,85 | 53,767 | 369,94 | 298,31 | | | 15. Electricity, Gas & Water | 79 | 252,21 | 243,70 | 48 | 33,01 | 32,51 | | | (a) | Electricity Generation &Transmission | 41 | 250,46 | 242,16 | 27 | 30,23 | 30,33 | | | (b) | Non-Conventional Energy | 24 | 1,10 | 1,05 | 4 | 19 | 18 | | | (c) | Gas, Steam & Water Supply | 14 | 66 | 50 | 17 | 2,59 | 2,01 | | | 16. Construction | 1,432 | 71,35 | 63,21 | 3,285 | 171,32 | 137,10 | III. | TRANSPORT OPERATORS | 6,433 | 89,38 | 61,84 | 7,948 | 98,48 | 79,49 | IV. | PROFESSIONAL AND OTHER SERVICES | 11,273 | 141,89 | 104,43 | 30,107 | 316,46 | 251,62 | V. | PERSONAL LOANS | 2,05,588 | 1448,65 | 1173,12 | 2,28,184 | 1517,04 | 1246,53 | | | 1. Loans for Purchase of Consumer Durables | 26,481 | 96,33 | 67,19 | 24,581 | 81,39 | 63,72 | | | 2. Loans for Housing | 33,309 | 657,61 | 571,60 | 31,482 | 549,22 | 474,08 | | | 3. Rest of the Personal Loans | 1,45,798 | 694,72 | 534,34 | 1,72,121 | 886,43 | 708,73 | VI. | TRADE | 86,704 | 894,99 | 738,22 | 1,59,984 | 1308,01 | 1073,01 | | | 1. Wholesale Trade | 5,801 | 424,54 | 364,82 | 14,827 | 438,26 | 379,54 | | | 2. Retail Trade | 80,903 | 470,45 | 373,40 | 1,45,157 | 869,75 | 693,47 | VII. | FINANCE | 708 | 96,32 | 51,13 | 2,590 | 104,95 | 93,04 | VIII. | ALL OTHERS | 41,883 | 957,26 | 697,57 | 1,24,308 | 826,54 | 662,13 |
| TOTAL BANK CREDIT | 6,44,443 | 8341,79 | 6541,55 | 9,47,036 | 8880,07 | 7193,97 | OF WHICH : 1.ArtisansandVillage&TinyIndustries | 10,938 | 145,96 | 109,72 | 16,422 | 72,96 | 62,14 | 2.OtherSmallScaleIndustries | 31,097 | 498,44 | 326,52 | 37,787 | 629,97 | 508,29 |
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| | | | | FOREIGN BANKS | REGIONAL RURAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | standing | | | standing |
| | | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | — | — | — | 2,61,839 | 722,27 | 574,89 | | | 1. Direct Finance | — | — | — | 2,45,552 | 678,90 | 545,73 | | | 2. Indirect Finance | — | — | — | 16,287 | 43,37 | 29,16 | II. | INDUSTRY | 27 | 106,26 | 86,50 | 52,858 | 96,11 | 73,62 | | | 1. Mining & Quarrying | — | — | — | 30 | 1,67 | 1,42 | | | 2. Food Manufacturing & Processing | 6 | 40,40 | 22,12 | 201 | 5,50 | 4,33 | | | (a) | Rice Mills, Flour & Dal Mills | — | — | — | 103 | 2,11 | 1,75 | | | (b) | Sugar | — | — | — | — | — | — | | | (c) | Edible Oils & Vanaspati | 6 | 40,40 | 22,12 | 28 | 1,28 | 97 | | | (d) | Tea Processing | — | — | — | 1 | 8 | 4 | | | (e) | Processing of Fruits & Vegetables | — | — | — | 2 | 13 | 7 | | | (f) | Others | — | — | — | 67 | 1,89 | 1,50 | | | 3. Beverage & Tobacco | — | — | — | 2 | 4 | 4 | | | 4. Textiles | — | — | — | 87 | 85 | 64 | | | (a) | Cotton Textiles | — | — | — | 8 | 33 | 26 | | | (b) | Jute & Other Natural Fibre Textiles | — | — | — | 15 | 1 | 1 | | | (c) | Handloom Textiles & Khadi | — | — | — | 28 | 12 | 9 | | | (d) | Other Textiles & Textile Products | — | — | — | 36 | 39 | 28 | | | 5. Paper, Paper Products & Printing | 2 | 4,16 | 4,16 | 40 | 76 | 55 | | | 6. Leather & Leather Products | — | — | — | 25 | 26 | 23 | | | 7. Rubber & Plastic Products | 5 | 20,00 | 15,00 | 16 | 56 | 43 | | | 8. Chemicals & Chemical Products | 1 | 2,00 | 5,25 | 391 | 1,05 | 98 | | | (a) | Heavy Industrial Chemicals | — | — | — | 1 | 5 | 5 | | | (b) | Fertilisers | — | — | — | — | — | — | | | (c) | Drugs & Pharmaceuticals | — | — | — | 381 | 72 | 67 | | | (d) | Non-Edible Oils | — | — | — | — | — | — | | | (e) | Other Chemicals & Chemical Products | 1 | 2,00 | 5,25 | 9 | 28 | 26 | | | 9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | 1 | 3 | 2 | | | 10. Manufacture of Cement & Cement Products | — | — | — | 12 | 41 | 36 | | | 11. Basic Metals & Metal Products | 6 | 18,97 | 20,34 | 22 | 77 | 56 | | | (a) | Iron & Steel | 3 | 11,13 | 13,61 | 2 | 23 | 20 | | | (b) | Non-Ferrous Metals | 3 | 7,84 | 6,74 | — | — | — | | | (c) | Metal Products | — | — | — | 20 | 55 | 36 | | | 12. Engineering | 3 | 3,60 | 3,36 | 78 | 1,62 | 1,23 | | | (a) | Heavy Engineering | — | — | — | 15 | 71 | 51 | | | (b) | Light Engineering | 3 | 3,60 | 3,36 | 14 | 38 | 27 | | | (c) | Electrical Machinery & Goods | — | — | — | 39 | 38 | 33 | | | (d) | Electronic Machinery & Goods | — | — | — | 10 | 14 | 12 | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 4 | 17,14 | 16,26 | 234 | 2,84 | 1,57 | | | 14. Other Industries | — | — | — | 50,173 | 73,04 | 55,90 | | | 15. Electricity, Gas & Water | — | — | — | 3 | 15 | 11 | | | (a) | Electricity Generation &Transmission | — | — | — | — | — | — | | | (b) | Non-Conventional Energy | — | — | — | — | — | — | | | (c) | Gas, Steam & Water Supply | — | — | — | 3 | 15 | 11 | | | 16. Construction | — | — | — | 1,543 | 6,55 | 5,25 | III. | TRANSPORT OPERATORS | — | — | — | 7,981 | 33,52 | 19,90 | IV. | PROFESSIONAL AND OTHER SERVICES | — | — | — | 19,567 | 35,81 | 26,52 | V. | PERSONAL LOANS | 184 | 5,75 | 5,64 | 1,08,921 | 331,27 | 254,45 | | | 1. Loans for Purchase of Consumer Durables | — | — | — | 19,212 | 48,25 | 33,18 | | | 2. Loans for Housing | — | — | — | 14,438 | 82,75 | 65,36 | | | 3. Rest of the Personal Loans | 184 | 5,75 | 5,64 | 75,271 | 200,27 | 155,91 | VI. | TRADE | — | — | — | 75,199 | 166,97 | 112,78 | | | 1. Wholesale Trade | — | — | — | 3,313 | 17,50 | 14,20 | | | 2. Retail Trade | — | — | — | 71,886 | 149,47 | 98,59 | VII. | FINANCE | — | — | — | 160 | 58 | 39 | VIII. | ALL OTHERS | — | — | — | 19,766 | 53,63 | 43,92 |
| TOTAL BANK CREDIT | 211 | 112,02 | 92,14 | 5,46,291 | 1440,15 | 1106,47 | OF WHICH : 1.ArtisansandVillage&TinyIndustries | — | — | — | 40,185 | 54,39 | 40,11 | 2.OtherSmallScaleIndustries | — | — | — | 8,486 | 21,31 | 17,75 |
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| | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | COMMERCIAL BANKS | COMMERCIAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | standing | | | standing |
| | | | | 13 | 14 | 15 | 16 | 17 | 18 |
| I. | AGRICULTURE | 893 | 42,42 | 30,71 | 8,16,291 | 4782,16 | 3805,89 | | | 1. Direct Finance | 784 | 5,94 | 5,29 | 7,81,819 | 3711,26 | 2945,47 | | | 2. Indirect Finance | 109 | 36,48 | 25,42 | 34,472 | 1070,90 | 860,42 | II. | INDUSTRY | 1,475 | 1755,87 | 1412,90 | 1,86,570 | 7362,67 | 5876,12 | | | 1. Mining & Quarrying | 9 | 27,35 | 25,98 | 349 | 67,06 | 55,48 | | | 2. Food Manufacturing & Processing | 65 | 112,46 | 99,29 | 6,733 | 1126,75 | 810,41 | | | (a) | Rice Mills, Flour & Dal Mills | 17 | 13,72 | 13,02 | 2,204 | 131,11 | 99,22 | | | (b) | Sugar | 3 | 5,49 | 4,11 | 17 | 19,66 | 8,53 | | | (c) | Edible Oils & Vanaspati | 29 | 83,29 | 74,05 | 1,961 | 695,12 | 500,63 | | | (d) | Tea Processing | — | — | — | 4 | 23 | 15 | | | (e) | Processing of Fruits & Vegetables | 3 | 6,45 | 6,23 | 33 | 14,57 | 11,62 | | | (f) | Others | 13 | 3,50 | 1,87 | 2,514 | 266,06 | 190,25 | | | 3. Beverage & Tobacco | 8 | 7,37 | 5,56 | 158 | 113,74 | 103,25 | | | 4. Textiles | 135 | 484,57 | 464,26 | 10,299 | 1187,57 | 999,31 | | | (a) | Cotton Textiles | 92 | 355,41 | 341,71 | 914 | 694,71 | 625,22 | | | (b) | Jute & Other Natural Fibre Textiles | 1 | 87,00 | 87,00 | 117 | 94,81 | 93,18 | | | (c) | Handloom Textiles & Khadi | 16 | 2 | 1 | 532 | 27,12 | 22,64 | | | (d) | Other Textiles & Textile Products | 26 | 42,14 | 35,54 | 8,736 | 370,94 | 258,26 | | | 5. Paper, Paper Products & Printing | 22 | 5,92 | 4,29 | 1,534 | 150,00 | 123,96 | | | 6. Leather & Leather Products | 6 | 15,64 | 8,56 | 1,610 | 117,96 | 98,64 | | | 7. Rubber & Plastic Products | 43 | 47,71 | 40,27 | 1,140 | 394,05 | 353,98 | | | 8. Chemicals & Chemical Products | 73 | 86,57 | 53,17 | 2,095 | 411,38 | 345,99 | | | (a) | Heavy Industrial Chemicals | 16 | 11,94 | 3,92 | 91 | 25,76 | 15,91 | | | (b) | Fertilisers | 6 | 2,89 | 2,60 | 56 | 43,24 | 41,12 | | | (c) | Drugs & Pharmaceuticals | 35 | 28,35 | 18,85 | 968 | 178,83 | 157,47 | | | (d) | Non-Edible Oils | — | — | — | 30 | 5,37 | 4,11 | | | (e) | Other Chemicals & Chemical Products | 16 | 43,38 | 27,80 | 950 | 158,17 | 127,37 | | | 9. Petroleum, Coal Products & Nuclear Fuels | 1 | 3 | 10 | 67 | 11,47 | 10,11 | | | 10. Manufacture of Cement & Cement Products | 17 | 243,02 | 201,85 | 303 | 274,16 | 229,17 | | | 11. Basic Metals & Metal Products | 85 | 115,70 | 99,68 | 2,470 | 582,08 | 513,34 | | | (a) | Iron & Steel | 60 | 97,43 | 80,24 | 439 | 403,93 | 365,86 | | | (b) | Non-Ferrous Metals | 9 | 7,48 | 6,30 | 84 | 57,89 | 49,46 | | | (c) | Metal Products | 16 | 10,79 | 13,14 | 1,947 | 120,25 | 98,02 | | | 12. Engineering | 86 | 227,02 | 122,90 | 3,810 | 1009,86 | 623,81 | | | (a) | Heavy Engineering | 22 | 91,58 | 45,60 | 182 | 300,58 | 184,71 | | | (b) | Light Engineering | 18 | 25,41 | 22,60 | 1,063 | 190,87 | 145,20 | | | (c) | Electrical Machinery & Goods | 32 | 104,81 | 51,07 | 1,869 | 487,47 | 267,99 | | | (d) | Electronic Machinery & Goods | 14 | 5,23 | 3,62 | 696 | 30,94 | 25,91 | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 16 | 99,91 | 18,41 | 1,836 | 289,28 | 180,12 | | | 14. Other Industries | 784 | 10,49 | 7,16 | 1,47,651 | 820,59 | 685,23 | | | 15. Electricity, Gas & Water | 11 | 156,50 | 146,11 | 141 | 441,88 | 422,44 | | | (a) | Electricity Generation &Transmission | 11 | 156,50 | 146,11 | 79 | 437,19 | 418,59 | | | (b) | Non-Conventional Energy | — | — | — | 28 | 1,29 | 1,23 | | | (c) | Gas, Steam & Water Supply | — | — | — | 34 | 3,40 | 2,62 | | | 16. Construction | 114 | 115,62 | 115,33 | 6,374 | 364,84 | 320,88 | III. | TRANSPORT OPERATORS | 369 | 10,73 | 8,34 | 22,731 | 232,11 | 169,57 | IV. | PROFESSIONAL AND OTHER SERVICES | 609 | 23,52 | 20,52 | 61,556 | 517,67 | 403,09 | V. | PERSONAL LOANS | 10,106 | 73,64 | 59,73 | 5,52,983 | 3376,36 | 2739,46 | | | 1. Loans for Purchase of Consumer Durables | 463 | 1,52 | 92 | 70,737 | 227,48 | 165,01 | | | 2. Loans for Housing | 2,508 | 21,75 | 20,71 | 81,737 | 1311,33 | 1131,74 | | | 3. Rest of the Personal Loans | 7,135 | 50,37 | 38,10 | 4,00,509 | 1837,54 | 1442,71 | VI. | TRADE | 2,522 | 134,26 | 129,73 | 3,24,409 | 2504,22 | 2053,74 | | | 1. Wholesale Trade | 401 | 80,13 | 81,44 | 24,342 | 960,43 | 840,00 | | | 2. Retail Trade | 2,121 | 54,13 | 48,29 | 3,00,067 | 1543,79 | 1213,74 | VII. | FINANCE | 34 | 7,97 | 5,36 | 3,492 | 209,82 | 149,92 | VIII. | ALL OTHERS | 1,460 | 112,84 | 83,18 | 1,87,417 | 1950,27 | 1486,80 |
| TOTAL BANK CREDIT | 17,468 | 2161,24 | 1750,47 | 21,55,449 | 20935,28 | 16684,60 | OF WHICH : 1.ArtisansandVillage&TinyIndustries | 219 | 1,22 | 96 | 67,764 | 274,53 | 212,95 | 2.OtherSmallScaleIndustries | 696 | 55,35 | 48,38 | 78,066 | 1205,06 | 900,93 |
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