Tableno.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002EASTERN REGION | | (Amount in Rupees Lakh) |
| | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | AND ITS ASSOCIATES | |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | standing | | | standing |
| | | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 1,86,526 | 487,17 | 383,95 | 2,22,453 | 576,41 | 486,91 | | | 1. Direct Finance | 1,86,212 | 404,24 | 324,13 | 2,10,456 | 493,72 | 421,86 | | | 2. Indirect Finance | 314 | 82,93 | 59,82 | 11,997 | 82,69 | 65,06 | II. | INDUSTRY | 40,218 | 1052,88 | 718,15 | 55,972 | 1596,34 | 1444,94 | | | 1. Mining & Quarrying | 98 | 68,46 | 50,82 | 132 | 148,35 | 146,53 | | | 2. Food Manufacturing & Processing | 3,178 | 148,17 | 125,29 | 1,517 | 86,99 | 73,12 | | | (a) | Rice Mills, Flour & Dal Mills | 1,415 | 86,13 | 66,40 | 885 | 51,68 | 40,95 | | | (b) | Sugar | 6 | 15,86 | 16,53 | 5 | 6,27 | 4,24 | | | (c) | Edible Oils & Vanaspati | 90 | 19,76 | 19,14 | 51 | 6,18 | 5,09 | | | (d) | Tea Processing | 1 | 5 | 5 | 1 | 5,27 | 5,27 | | | (e) | Processing of Fruits & Vegetables | 1 | 6 | 5 | 18 | 5,25 | 5,47 | | | (f) | Others | 1,665 | 26,31 | 23,13 | 557 | 12,35 | 12,10 | | | 3. Beverage & Tobacco | 8 | 68 | 70 | 27 | 6,61 | 5,36 | | | 4. Textiles | 1,979 | 13,52 | 11,89 | 843 | 41,29 | 38,29 | | | (a) | Cotton Textiles | 47 | 3,01 | 2,83 | 127 | 20,71 | 20,09 | | | (b) | Jute & Other Natural Fibre Textiles | 290 | 1,25 | 1,05 | 7 | 3,31 | 2,76 | | | (c) | Handloom Textiles & Khadi | 664 | 3,18 | 2,77 | 167 | 85 | 79 | | | (d) | Other Textiles & Textile Products | 978 | 6,07 | 5,24 | 542 | 16,43 | 14,65 | | | 5. Paper, Paper Products & Printing | 359 | 28,81 | 15,34 | 444 | 23,43 | 15,95 | | | 6. Leather & Leather Products | 71 | 37 | 33 | 107 | 44 | 40 | | | 7. Rubber & Plastic Products | 138 | 27,20 | 25,37 | 100 | 8,13 | 6,62 | | | 8. Chemicals & Chemical Products | 273 | 16,33 | 14,29 | 338 | 109,88 | 105,25 | | | (a) | Heavy Industrial Chemicals | 18 | 1,60 | 1,26 | 13 | 65 | 71 | | | (b) | Fertilisers | 1 | 6 | 5 | 12 | 95,29 | 93,11 | | | (c) | Drugs & Pharmaceuticals | 69 | 3,39 | 2,87 | 183 | 6,02 | 3,80 | | | (d) | Non-Edible Oils | 4 | 30 | 14 | — | — | — | | | (e) | Other Chemicals & Chemical Products | 181 | 10,99 | 9,96 | 130 | 7,92 | 7,63 | | | 9. Petroleum, Coal Products & Nuclear Fuels | 7 | 38 | 38 | 30 | 73,67 | 68,53 | | | 10. Manufacture of Cement & Cement Products | 258 | 28,10 | 19,06 | 155 | 43,57 | 38,79 | | | 11. Basic Metals & Metal Products | 719 | 385,12 | 203,45 | 645 | 414,37 | 401,85 | | | (a) | Iron & Steel | 114 | 179,78 | 122,02 | 140 | 375,95 | 367,55 | | | (b) | Non-Ferrous Metals | 14 | 186,45 | 63,68 | 19 | 9,06 | 8,27 | | | (c) | Metal Products | 591 | 18,89 | 17,75 | 486 | 29,37 | 26,03 | | | 12. Engineering | 438 | 38,68 | 26,28 | 5,452 | 281,37 | 231,21 | | | (a) | Heavy Engineering | 19 | 4,39 | 3,77 | 17 | 22,82 | 23,81 | | | (b) | Light Engineering | 180 | 6,07 | 4,31 | 5,175 | 11,49 | 11,33 | | | (c) | Electrical Machinery & Goods | 150 | 15,39 | 14,53 | 177 | 22,78 | 22,13 | | | (d) | Electronic Machinery & Goods | 89 | 12,83 | 3,66 | 83 | 224,27 | 173,93 | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 73 | 6,31 | 2,88 | 375 | 7,77 | 7,37 | | | 14. Other Industries | 19,764 | 150,60 | 87,21 | 42,833 | 273,49 | 245,07 | | | 15. Electricity, Gas & Water | 17 | 1,01 | 84 | 54 | 3,87 | 2,56 | | | (a) | Electricity Generation &Transmission | 11 | 68 | 54 | 41 | 2,82 | 1,52 | | | (b) | Non-Conventional Energy | 3 | 9 | 7 | 2 | 16 | 11 | | | (c) | Gas, Steam & Water Supply | 3 | 25 | 23 | 11 | 90 | 93 | | | 16. Construction | 12,838 | 139,12 | 134,02 | 2,920 | 73,09 | 58,05 | III. | TRANSPORT OPERATORS | 5,614 | 71,34 | 51,13 | 12,256 | 109,45 | 90,00 | IV. | PROFESSIONAL AND OTHER SERVICES | 14,427 | 86,77 | 58,47 | 41,250 | 192,52 | 166,71 | V. | PERSONAL LOANS | 1,93,139 | 1053,43 | 926,97 | 1,85,224 | 1038,15 | 869,11 | | | 1. Loans for Purchase of Consumer Durables | 9,564 | 24,08 | 16,41 | 16,317 | 49,03 | 38,02 | | | 2. Loans for Housing | 32,001 | 469,62 | 433,00 | 37,901 | 514,42 | 434,57 | | | 3. Rest of the Personal Loans | 1,51,574 | 559,72 | 477,56 | 1,31,006 | 474,70 | 396,53 | VI. | TRADE | 90,576 | 419,01 | 337,89 | 1,53,693 | 656,61 | 569,39 | | | 1. Wholesale Trade | 2,347 | 115,54 | 90,50 | 8,526 | 144,35 | 126,66 | | | 2. Retail Trade | 88,229 | 303,47 | 247,39 | 1,45,167 | 512,27 | 442,73 | VII. | FINANCE | 374 | 10,35 | 7,87 | 13,730 | 130,98 | 120,20 | VIII. | ALL OTHERS | 56,173 | 541,68 | 390,12 | 89,462 | 502,45 | 449,17 |
| TOTAL BANK CREDIT | 5,87,047 | 3722,63 | 2874,54 | 7,74,040 | 4802,91 | 4196,43 | OF WHICH : 1.ArtisansandVillage&TinyIndustries | 5,767 | 130,62 | 108,59 | 13,908 | 34,11 | 28,64 | 2.OtherSmallScaleIndustries | 17,257 | 144,45 | 115,62 | 26,516 | 232,27 | 209,33 |
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| | | | | FOREIGN BANKS | REGIONAL RURAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | standing | | | standing |
| | | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | — | — | — | 3,95,130 | 462,64 | 369,28 | | | 1. Direct Finance | — | — | — | 3,73,873 | 435,46 | 349,04 | | | 2. Indirect Finance | — | — | — | 21,257 | 27,19 | 20,25 | II. | INDUSTRY | 1 | 40 | 15 | 92,066 | 114,44 | 93,78 | | | 1. Mining & Quarrying | — | — | — | 28 | 1,56 | 1,44 | | | 2. Food Manufacturing & Processing | — | — | — | 2,462 | 9,78 | 7,68 | | | (a) | Rice Mills, Flour & Dal Mills | — | — | — | 792 | 5,88 | 5,04 | | | (b) | Sugar | — | — | — | — | — | — | | | (c) | Edible Oils & Vanaspati | — | — | — | 7 | 3 | 3 | | | (d) | Tea Processing | — | — | — | — | — | — | | | (e) | Processing of Fruits & Vegetables | — | — | — | 10 | 76 | 52 | | | (f) | Others | — | — | — | 1,653 | 3,11 | 2,09 | | | 3. Beverage & Tobacco | — | — | — | 6 | 22 | 18 | | | 4. Textiles | — | — | — | 1,015 | 2,00 | 1,54 | | | (a) | Cotton Textiles | — | — | — | 170 | 40 | 18 | | | (b) | Jute & Other Natural Fibre Textiles | — | — | — | 54 | 7 | 7 | | | (c) | Handloom Textiles & Khadi | — | — | — | 773 | 1,21 | 96 | | | (d) | Other Textiles & Textile Products | — | — | — | 18 | 32 | 33 | | | 5. Paper, Paper Products & Printing | 1 | 40 | 15 | 66 | 19 | 14 | | | 6. Leather & Leather Products | — | — | — | 36 | 9 | 8 | | | 7. Rubber & Plastic Products | — | — | — | 7 | 9 | 9 | | | 8. Chemicals & Chemical Products | — | — | — | 47 | 61 | 53 | | | (a) | Heavy Industrial Chemicals | — | — | — | — | — | — | | | (b) | Fertilisers | — | — | — | — | — | — | | | (c) | Drugs & Pharmaceuticals | — | — | — | 32 | 23 | 19 | | | (d) | Non-Edible Oils | — | — | — | 3 | 21 | 17 | | | (e) | Other Chemicals & Chemical Products | — | — | — | 12 | 17 | 17 | | | 9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | | | 10. Manufacture of Cement & Cement Products | — | — | — | 81 | 33 | 31 | | | 11. Basic Metals & Metal Products | — | — | — | 27 | 1,25 | 96 | | | (a) | Iron & Steel | — | — | — | 3 | 73 | 49 | | | (b) | Non-Ferrous Metals | — | — | — | — | — | — | | | (c) | Metal Products | — | — | — | 24 | 52 | 47 | | | 12. Engineering | — | — | — | 119 | 55 | 47 | | | (a) | Heavy Engineering | — | — | — | 1 | 3 | 1 | | | (b) | Light Engineering | — | — | — | 5 | 8 | 5 | | | (c) | Electrical Machinery & Goods | — | — | — | 100 | 39 | 37 | | | (d) | Electronic Machinery & Goods | — | — | — | 13 | 5 | 5 | | | 13. Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 308 | 2,46 | 1,77 | | | 14. Other Industries | — | — | — | 86,793 | 88,83 | 72,30 | | | 15. Electricity, Gas & Water | — | — | — | — | — | — | | | (a) | Electricity Generation &Transmission | — | — | — | — | — | — | | | (b) | Non-Conventional Energy | — | — | — | — | — | — | | | (c) | Gas, Steam & Water Supply | — | — | — | — | — | — | | | 16. Construction | — | — | — | 1,071 | 6,51 | 6,27 | III. | TRANSPORT OPERATORS | — | — | — | 18,035 | 106,67 | 81,49 | IV. | PROFESSIONAL AND OTHER SERVICES | — | — | — | 38,808 | 48,25 | 39,09 | V. | PERSONAL LOANS | 141 | 4,90 | 4,82 | 1,69,811 | 395,62 | 338,13 | | | 1. Loans for Purchase of Consumer Durables | — | — | — | 14,956 | 26,22 | 20,71 | | | 2. Loans for Housing | — | — | — | 17,796 | 159,91 | 146,88 | | | 3. Rest of the Personal Loans | 141 | 4,90 | 4,82 | 1,37,059 | 209,50 | 170,54 | VI. | TRADE | — | — | — | 2,12,785 | 252,66 | 202,90 | | | 1. Wholesale Trade | — | — | — | 3,924 | 12,72 | 11,42 | | | 2. Retail Trade | — | — | — | 2,08,861 | 239,94 | 191,48 | VII. | FINANCE | — | — | — | 204 | 74 | 61 | VIII. | ALL OTHERS | — | — | — | 50,338 | 70,09 | 58,90 |
| TOTAL BANK CREDIT | 142 | 5,30 | 4,97 | 9,77,177 | 1451,12 | 1184,18 | OF WHICH : 1.ArtisansandVillage&TinyIndustries | — | — | — | 72,005 | 73,37 | 59,29 | 2.OtherSmallScaleIndustries | 1 | 40 | 15 | 10,256 | 17,45 | 15,01 |
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| | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | COMMERCIAL BANKS | COMMERCIAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | standing | | | standing |
| | | | | 13 | 14 | 15 | 16 | 17 | 18 |
| I. | AGRICULTURE | 19 | 4,68 | 4,24 | 8,04,128 | 1530,90 | 1244,39 | | | 1. Direct Finance | 17 | 4,48 | 4,05 | 7,70,558 | 1337,89 | 1099,07 | | | 2. Indirect Finance | 2 | 21 | 20 | 33,570 | 193,01 | 145,32 | II. | INDUSTRY | 206 | 1628,83 | 982,31 | 1,88,463 | 4392,88 | 3239,33 | | | 1. Mining & Quarrying | 4 | 19 | 19 | 262 | 218,56 | 198,98 | | | 2. Food Manufacturing & Processing | 8 | 6,84 | 4,52 | 7,165 | 251,78 | 210,61 | | | (a) | Rice Mills, Flour & Dal Mills | — | — | — | 3,092 | 143,69 | 112,40 | | | (b) | Sugar | 3 | 2,25 | 2,25 | 14 | 24,38 | 23,01 | | | (c) | Edible Oils & Vanaspati | 1 | 2,75 | 86 | 149 | 28,72 | 25,11 | | | (d) | Tea Processing | — | — | — | 2 | 5,32 | 5,32 | | | (e) | Processing of Fruits & Vegetables | — | — | — | 29 | 6,06 | 6,04 | | | (f) | Others | 4 | 1,84 | 1,41 | 3,879 | 43,61 | 38,73 | | | 3. Beverage & Tobacco | 1 | 50 | 23 | 42 | 8,01 | 6,46 | | | 4. Textiles | 10 | 8,24 | 6,37 | 3,847 | 65,05 | 58,09 | | | (a) | Cotton Textiles | 9 | 8,19 | 6,37 | 353 | 32,31 | 29,47 | | | (b) | Jute & Other Natural Fibre Textiles | — | — | — | 351 | 4,63 | 3,87 | | | (c) | Handloom Textiles & Khadi | — | — | — | 1,604 | 5,25 | 4,52 | | | (d) | Other Textiles & Textile Products | 1 | 5 | | 1,539 | 22,87 | 20,23 | | | 5. Paper, Paper Products & Printing | 2 | 14,74 | 14,81 | 872 | 67,58 | 46,39 | | | 6. Leather & Leather Products | — | — | — | 214 | 91 | 81 | | | 7. Rubber & Plastic Products | 2 | 3,02 | 6 | 247 | 38,43 | 32,15 | | | 8. Chemicals & Chemical Products | 11 | 58 | 11 | 669 | 127,40 | 120,18 | | | (a) | Heavy Industrial Chemicals | — | — | — | 31 | 2,25 | 1,97 | | | (b) | Fertilisers | — | — | — | 13 | 95,34 | 93,16 | | | (c) | Drugs & Pharmaceuticals | 9 | 6 | 5 | 293 | 9,70 | 6,91 | | | (d) | Non-Edible Oils | — | — | — | 7 | 51 | 31 | | | (e) | Other Chemicals & Chemical Products | 2 | 52 | 6 | 325 | 19,60 | 17,83 | | | 9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | 37 | 74,05 | 68,91 | | | 10. Manufacture of Cement & Cement Products | 7 | 74,14 | 43,72 | 501 | 146,15 | 101,88 | | | 11. Basic Metals & Metal Products | 20 | 131,94 | 62,02 | 1,411 | 932,68 | 668,28 | | | (a) | Iron & Steel | 5 | 32,76 | 10,07 | 262 | 589,22 | 500,13 | | | (b) | Non-Ferrous Metals | 2 | 92 | 92 | 35 | 196,43 | 72,88 | | | (c) | Metal Products | 13 | 98,25 | 51,02 | 1,114 | 147,04 | 95,27 | | | 12. Engineering | 18 | 172,93 | 139,22 | 6,027 | 493,53 | 397,18 | | | (a) | Heavy Engineering | 7 | 155,63 | 126,30 | 44 | 182,87 | 153,90 | | | (b) | Light Engineering | 3 | 3 | 2 | 5,363 | 17,67 | 15,71 | | | (c) | Electrical Machinery & Goods | 3 | 13,56 | 10,04 | 430 | 52,13 | 47,07 | | | (d) | Electronic Machinery & Goods | 5 | 3,71 | 2,86 | 190 | 240,86 | 180,50 | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 11 | 7 | 5 | 767 | 16,60 | 12,07 | | | 14. Other Industries | 87 | 2,28 | 99 | 1,49,477 | 515,20 | 405,56 | | | 15. Electricity, Gas & Water | 6 | 1150,00 | 656,85 | 77 | 1154,89 | 660,25 | | | (a) | Electricity Generation &Transmission | 6 | 1150,00 | 656,85 | 58 | 1153,50 | 658,91 | | | (b) | Non-Conventional Energy | — | — | — | 5 | 24 | 18 | | | (c) | Gas, Steam & Water Supply | — | — | — | 14 | 1,15 | 1,16 | | | 16. Construction | 19 | 63,35 | 53,16 | 16,848 | 282,06 | 251,51 | III. | TRANSPORT OPERATORS | 41 | 1,19 | 88 | 35,946 | 288,65 | 223,49 | IV. | PROFESSIONAL AND OTHER SERVICES | 179 | 138,91 | 136,59 | 94,664 | 466,45 | 400,85 | V. | PERSONAL LOANS | 3,007 | 26,83 | 17,72 | 5,51,322 | 2518,92 | 2156,74 | | | 1. Loans for Purchase of Consumer Durables | 66 | 13 | 10 | 40,903 | 99,46 | 75,23 | | | 2. Loans for Housing | 252 | 5,02 | 4,47 | 87,950 | 1148,97 | 1018,92 | | | 3. Rest of the Personal Loans | 2,689 | 21,67 | 13,15 | 4,22,469 | 1270,49 | 1062,59 | VI. | TRADE | 293 | 22,36 | 11,86 | 4,57,347 | 1350,64 | 1122,04 | | | 1. Wholesale Trade | 74 | 12,17 | 4,97 | 14,871 | 284,79 | 233,56 | | | 2. Retail Trade | 219 | 10,18 | 6,88 | 4,42,476 | 1065,86 | 888,48 | VII. | FINANCE | 2 | 29 | 23 | 14,310 | 142,36 | 128,91 | VIII. | ALL OTHERS | 409 | 11,27 | 9,93 | 1,96,382 | 1125,49 | 908,12 |
| TOTAL BANK CREDIT | 4,156 | 1834,35 | 1163,75 | 23,42,562 | 11816,30 | 9423,88 | OF WHICH : 1.ArtisansandVillage&TinyIndustries | 12 | 3 | 1 | 91,692 | 238,13 | 196,53 | 2.OtherSmallScaleIndustries | 80 | 1,86 | 1,14 | 54,110 | 396,43 | 341,25 |
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