Tableno.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002NORTH-EASTERN REGION | | (Amount in Rupees Lakh) |
| | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | AND ITS ASSOCIATES | |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | standing | | | standing |
| | | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 7,645 | 18,49 | 12,31 | 2,080 | 7,02 | 7,49 | | | 1. Direct Finance | 7,638 | 17,98 | 11,88 | 1,778 | 4,56 | 5,01 | | | 2. Indirect Finance | 7 | 51 | 43 | 302 | 2,47 | 2,48 | II. | INDUSTRY | 1,804 | 23,86 | 13,00 | 433 | 12,68 | 12,81 | | | 1. Mining & Quarrying | 1 | 4 | 4 | 3 | 18 | 17 | | | 2. Food Manufacturing & Processing | 387 | 3,32 | 2,98 | 43 | 1,68 | 1,72 | | | (a) | Rice Mills, Flour & Dal Mills | 155 | 2,03 | 1,81 | 23 | 76 | 77 | | | (b) | Sugar | — | — | — | — | — | — | | | (c) | Edible Oils & Vanaspati | — | — | — | 1 | 1 | 1 | | | (d) | Tea Processing | 2 | 12 | 12 | 2 | 17 | 16 | | | (e) | Processing of Fruits & Vegetables | 1 | 4 | 5 | — | — | — | | | (f) | Others | 229 | 1,12 | 99 | 17 | 75 | 78 | | | 3. Beverage & Tobacco | 2 | 5,85 | 10 | 1 | 50 | 54 | | | 4. Textiles | 335 | 1,87 | 94 | 43 | 1,11 | 92 | | | (a) | Cotton Textiles | — | — | — | 5 | 9 | 10 | | | (b) | Jute & Other Natural Fibre Textiles | 34 | 4 | 4 | — | — | — | | | (c) | Handloom Textiles & Khadi | 26 | 18 | 15 | 6 | 13 | 14 | | | (d) | Other Textiles & Textile Products | 275 | 1,65 | 76 | 32 | 89 | 69 | | | 5. Paper, Paper Products & Printing | 19 | 1,94 | 28 | 4 | 7 | 5 | | | 6. Leather & Leather Products | 1 | 1 | 1 | 3 | 3 | 2 | | | 7. Rubber & Plastic Products | 10 | 10 | 10 | 4 | 20 | 17 | | | 8. Chemicals & Chemical Products | 6 | 15 | 17 | — | — | — | | | (a) | Heavy Industrial Chemicals | — | — | — | — | — | — | | | (b) | Fertilisers | — | — | — | — | — | — | | | (c) | Drugs & Pharmaceuticals | 2 | 10 | 11 | — | — | — | | | (d) | Non-Edible Oils | — | — | — | — | — | — | | | (e) | Other Chemicals & Chemical Products | 4 | 5 | 6 | — | — | — | | | 9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | | | 10. Manufacture of Cement & Cement Products | 2 | 18 | 15 | — | — | — | | | 11. Basic Metals & Metal Products | 20 | 25 | 24 | 3 | 7 | 7 | | | (a) | Iron & Steel | — | — | — | — | — | — | | | (b) | Non-Ferrous Metals | — | — | — | — | — | — | | | (c) | Metal Products | 20 | 25 | 24 | 3 | 7 | 7 | | | 12. Engineering | 61 | 41 | 27 | 11 | 1,01 | 93 | | | (a) | Heavy Engineering | 2 | 5 | 4 | 1 | 3 | 4 | | | (b) | Light Engineering | 36 | 23 | 15 | 2 | 71 | 63 | | | (c) | Electrical Machinery & Goods | 2 | 2 | 1 | 7 | 26 | 27 | | | (d) | Electronic Machinery & Goods | 21 | 11 | 7 | 1 | — | — | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 13 | 1,98 | 10 | 3 | 95 | 30 | | | 14. Other Industries | 942 | 7,20 | 7,41 | 314 | 6,84 | 7,87 | | | 15. Electricity, Gas & Water | — | — | — | — | — | — | | | (a) | Electricity Generation &Transmission | — | — | — | — | — | — | | | (b) | Non-Conventional Energy | — | — | — | — | — | — | | | (c) | Gas, Steam & Water Supply | — | — | — | — | — | — | | | 16. Construction | 5 | 57 | 21 | 1 | 4 | 4 | III. | TRANSPORT OPERATORS | 343 | 6,20 | 3,66 | 489 | 3,49 | 2,94 | IV. | PROFESSIONAL AND OTHER SERVICES | 377 | 4,47 | 2,67 | 254 | 3,10 | 3,21 | V. | PERSONAL LOANS | 4,598 | 20,11 | 16,00 | 2,691 | 25,56 | 22,19 | | | 1. Loans for Purchase of Consumer Durables | 112 | 26 | 18 | 724 | 3,38 | 2,83 | | | 2. Loans for Housing | 190 | 4,45 | 3,31 | 149 | 2,42 | 2,24 | | | 3. Rest of the Personal Loans | 4,296 | 15,39 | 12,51 | 1,818 | 19,76 | 17,13 | VI. | TRADE | 1,149 | 13,90 | 8,23 | 1,406 | 14,64 | 14,48 | | | 1. Wholesale Trade | 35 | 97 | 77 | 145 | 2,28 | 1,87 | | | 2. Retail Trade | 1,114 | 12,94 | 7,46 | 1,261 | 12,36 | 12,61 | VII. | FINANCE | 21 | 1,86 | 1,49 | 2 | 7 | 9 | VIII. | ALL OTHERS | 1,833 | 39,59 | 12,17 | 713 | 54,32 | 48,82 |
| TOTAL BANK CREDIT | 17,770 | 128,47 | 69,53 | 8,068 | 120,88 | 112,03 | OF WHICH : 1.ArtisansandVillage&TinyIndustries | 449 | 4,93 | 4,47 | 189 | 1,07 | 1,09 | 2.OtherSmallScaleIndustries | 939 | 6,67 | 5,06 | 141 | 4,86 | 5,11 |
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| | | | | FOREIGN BANKS | REGIONAL RURAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | standing | | | standing |
| | | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | — | — | — | 125 | 18 | 15 | | | 1. Direct Finance | — | — | — | 125 | 18 | 15 | | | 2. Indirect Finance | — | — | — | — | — | — | II. | INDUSTRY | — | — | — | 30 | 9 | 8 | | | 1. Mining & Quarrying | — | — | — | 1 | 3 | 2 | | | 2. Food Manufacturing & Processing | — | — | — | — | — | — | | | (a) | Rice Mills, Flour & Dal Mills | — | — | — | — | — | — | | | (b) | Sugar | — | — | — | — | — | — | | | (c) | Edible Oils & Vanaspati | — | — | — | — | — | — | | | (d) | Tea Processing | — | — | — | — | — | — | | | (e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | | | (f) | Others | — | — | — | — | — | — | | | 3. Beverage & Tobacco | — | — | — | — | — | — | | | 4. Textiles | — | — | — | — | — | — | | | (a) | Cotton Textiles | — | — | — | — | — | — | | | (b) | Jute & Other Natural Fibre Textiles | — | — | — | — | — | — | | | (c) | Handloom Textiles & Khadi | — | — | — | — | — | — | | | (d) | Other Textiles & Textile Products | — | — | — | — | — | — | | | 5. Paper, Paper Products & Printing | — | — | — | — | — | — | | | 6. Leather & Leather Products | — | — | — | — | — | — | | | 7. Rubber & Plastic Products | — | — | — | — | — | — | | | 8. Chemicals & Chemical Products | — | — | — | — | — | — | | | (a) | Heavy Industrial Chemicals | — | — | — | — | — | — | | | (b) | Fertilisers | — | — | — | — | — | — | | | (c) | Drugs & Pharmaceuticals | — | — | — | — | — | — | | | (d) | Non-Edible Oils | — | — | — | — | — | — | | | (e) | Other Chemicals & Chemical Products | — | — | — | — | — | — | | | 9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | | | 10. Manufacture of Cement & Cement Products | — | — | — | — | — | — | | | 11. Basic Metals & Metal Products | — | — | — | — | — | — | | | (a) | Iron & Steel | — | — | — | — | — | — | | | (b) | Non-Ferrous Metals | — | — | — | — | — | — | | | (c) | Metal Products | — | — | — | — | — | — | | | 12. Engineering | — | — | — | — | — | — | | | (a) | Heavy Engineering | — | — | — | — | — | — | | | (b) | Light Engineering | — | — | — | — | — | — | | | (c) | Electrical Machinery & Goods | — | — | — | — | — | — | | | (d) | Electronic Machinery & Goods | — | — | — | — | — | — | | | 13. Vehicles, Vehicle Parts & Transport Equipments | — | — | — | — | — | — | | | 14. Other Industries | — | — | — | 29 | 6 | 6 | | | 15. Electricity, Gas & Water | — | — | — | — | — | — | | | (a) | Electricity Generation &Transmission | — | — | — | — | — | — | | | (b) | Non-Conventional Energy | — | — | — | — | — | — | | | (c) | Gas, Steam & Water Supply | — | — | — | — | — | — | | | 16. Construction | — | — | — | — | — | — | III. | TRANSPORT OPERATORS | — | — | — | 25 | 44 | 33 | IV. | PROFESSIONAL AND OTHER SERVICES | — | — | — | — | — | — | V. | PERSONAL LOANS | — | — | — | 878 | 1,97 | 1,69 | | | 1. Loans for Purchase of Consumer Durables | — | — | — | 712 | 1,35 | 1,17 | | | 2. Loans for Housing | — | — | — | 3 | 6 | 6 | | | 3. Rest of the Personal Loans | — | — | — | 163 | 56 | 47 | VI. | TRADE | — | — | — | 82 | 20 | 17 | | | 1. Wholesale Trade | — | — | — | — | — | — | | | 2. Retail Trade | — | — | — | 82 | 20 | 17 | VII. | FINANCE | — | — | — | — | — | — | VIII. | ALL OTHERS | — | — | — | 40 | 7 | 8 |
| TOTAL BANK CREDIT | — | — | — | 1,180 | 2,96 | 2,51 | OF WHICH : 1.ArtisansandVillage&TinyIndustries | — | — | — | 18 | 6 | 5 | 2.OtherSmallScaleIndustries | — | — | — | 12 | 3 | 3 |
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| | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | COMMERCIAL BANKS | COMMERCIAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | standing | | | standing |
| | | | | 13 | 14 | 15 | 16 | 17 | 18 |
| I. | AGRICULTURE | 107 | 1,50 | 2,18 | 9,957 | 27,20 | 22,13 | | | 1. Direct Finance | 107 | 1,50 | 2,18 | 9,648 | 24,22 | 19,22 | | | 2. Indirect Finance | — | — | — | 309 | 2,98 | 2,91 | II. | INDUSTRY | 10 | 49 | 27 | 2,277 | 37,12 | 26,16 | | | 1. Mining & Quarrying | — | — | — | 5 | 24 | 23 | | | 2. Food Manufacturing & Processing | 1 | 40 | 20 | 431 | 5,40 | 4,90 | | | (a) | Rice Mills, Flour & Dal Mills | 1 | 40 | 20 | 179 | 3,19 | 2,79 | | | (b) | Sugar | — | — | — | — | — | — | | | (c) | Edible Oils & Vanaspati | — | — | — | 1 | 1 | 1 | | | (d) | Tea Processing | — | — | — | 4 | 29 | 28 | | | (e) | Processing of Fruits & Vegetables | — | — | — | 1 | 4 | 5 | | | (f) | Others | — | — | — | 246 | 1,87 | 1,77 | | | 3. Beverage & Tobacco | — | — | — | 3 | 6,35 | 64 | | | 4. Textiles | — | — | — | 378 | 2,98 | 1,86 | | | (a) | Cotton Textiles | — | — | — | 5 | 9 | 10 | | | (b) | Jute & Other Natural Fibre Textiles | — | — | — | 34 | 4 | 4 | | | (c) | Handloom Textiles & Khadi | — | — | — | 32 | 31 | 29 | | | (d) | Other Textiles & Textile Products | — | — | — | 307 | 2,53 | 1,44 | | | 5. Paper, Paper Products & Printing | — | — | — | 23 | 2,01 | 33 | | | 6. Leather & Leather Products | — | — | — | 4 | 4 | 3 | | | 7. Rubber & Plastic Products | — | — | — | 14 | 30 | 28 | | | 8. Chemicals & Chemical Products | — | — | — | 6 | 15 | 17 | | | (a) | Heavy Industrial Chemicals | — | — | — | — | — | — | | | (b) | Fertilisers | — | — | — | — | — | — | | | (c) | Drugs & Pharmaceuticals | — | — | — | 2 | 10 | 11 | | | (d) | Non-Edible Oils | — | — | — | — | — | — | | | (e) | Other Chemicals & Chemical Products | — | — | — | 4 | 5 | 6 | | | 9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | | | 10. Manufacture of Cement & Cement Products | — | — | — | 2 | 18 | 15 | | | 11. Basic Metals & Metal Products | — | — | — | 23 | 32 | 31 | | | (a) | Iron & Steel | — | — | — | — | — | — | | | (b) | Non-Ferrous Metals | — | — | — | — | — | — | | | (c) | Metal Products | — | — | — | 23 | 32 | 31 | | | 12. Engineering | — | — | — | 72 | 1,42 | 1,20 | | | (a) | Heavy Engineering | — | — | — | 3 | 8 | 8 | | | (b) | Light Engineering | — | — | — | 38 | 94 | 77 | | | (c) | Electrical Machinery & Goods | — | — | — | 9 | 28 | 27 | | | (d) | Electronic Machinery & Goods | — | — | — | 22 | 12 | 7 | | | 13. Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 16 | 2,93 | 40 | | | 14. Other Industries | 9 | 10 | 7 | 1,294 | 14,19 | 15,41 | | | 15. Electricity, Gas & Water | — | — | — | — | — | — | | | (a) | Electricity Generation &Transmission | — | — | — | — | — | — | | | (b) | Non-Conventional Energy | — | — | — | — | — | — | | | (c) | Gas, Steam & Water Supply | — | — | — | — | — | — | | | 16. Construction | — | — | — | 6 | 61 | 25 | III. | TRANSPORT OPERATORS | 15 | 5 | 4 | 872 | 10,18 | 6,98 | IV. | PROFESSIONAL AND OTHER SERVICES | 18 | 68 | 64 | 649 | 8,24 | 6,52 | V. | PERSONAL LOANS | 125 | 40 | 31 | 8,292 | 48,04 | 40,19 | | | 1. Loans for Purchase of Consumer Durables | 9 | 1 | 1 | 1,557 | 5,01 | 4,18 | | | 2. Loans for Housing | 2 | 4 | 3 | 344 | 6,97 | 5,63 | | | 3. Rest of the Personal Loans | 114 | 35 | 27 | 6,391 | 36,07 | 30,37 | VI. | TRADE | 11 | 1,74 | 1,15 | 2,648 | 30,49 | 24,03 | | | 1. Wholesale Trade | 2 | 60 | 34 | 182 | 3,85 | 2,98 | | | 2. Retail Trade | 9 | 1,14 | 81 | 2,466 | 26,64 | 21,05 | VII. | FINANCE | 14 | 8 | 9 | 37 | 2,01 | 1,67 | VIII. | ALL OTHERS | 166 | 72 | 88 | 2,752 | 94,70 | 61,94 |
| TOTAL BANK CREDIT | 466 | 5,67 | 5,55 | 27,484 | 257,97 | 189,62 | OF WHICH : 1.ArtisansandVillage&TinyIndustries | — | — | — | 656 | 6,06 | 5,60 | 2.OtherSmallScaleIndustries | 9 | 10 | 7 | 1,101 | 11,65 | 10,28 |
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