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PDF - Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 21 of 30) ()
Date : May 11, 1999
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 21 of 30)

 
 
 

REGIONAL RURAL BANKS

 

(Amount in Rs. lakh)

   

As on 31st March

   

Langpi Dehangi

 

Madhubani

 

Magadh

 

Mahakaushal

 

Malaprabha

   

Rural Bank

 

Kshetriya Gramin Bank

 

Gramin Bank

 

Kshetriya Gramin Bank

 

Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(201)

(202)

 

(203)

(204)

 

(205)

(206)

 

(207)

(208)

 

(209)

(210)

1.

Capital

71

84

 

75

88

 

595

687

 

75

91

 

712

712

   

(2.8)

(2.7)

 

(1.5)

(1.4)

 

(2.4)

(2.1)

 

(3.4)

(2.9)

 

(1.9)

(1.6)

                 

2.

Reserves and Surplus

-

-

 

-

-

 

-

-

 

-

-

 

487

79

   

-

-

 

-

-

 

-

-

 

-

-

 

(1.3)

(0.2)

 

2.1.

Statutory Reserves

-

-

 

-

-

 

-

-

 

-

-

 

49

79

 

2.2.

Capital Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.3.

Share Premium

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.4.

Revenue and other Reserves

-

-

 

-

-

 

-

-

 

-

-

 

437

-

 

2.5.

Balance of Profit

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

3.

Deposits

1883

2272

 

4149

5507

 

20495

25116

 

1732

2276

 

21930

26316

   

(74.7)

(74.3)

 

(83.1)

(88.4)

 

(83.8)

(78.4)

 

(79.5)

(71.9)

 

(57.0)

(58.6)

 

3.1.

Demand Deposits

190

235

 

128

190

 

749

631

 

99

130

 

365

644

  

(i) From Banks

-

-

 

-

-

 

145

-

 

-

-

 

-

-

  

(ii) From Others

190

235

 

128

190

 

604

631

 

99

130

 

365

644

 

3.2.

Savings Deposits

997

1115

 

1667

2055

 

10724

12677

 

696

920

 

7961

9721

 

3.3.

Term Deposits

696

922

 

2354

3263

 

9022

11809

 

937

1225

 

13604

15951

  

(i) From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) From Others

696

922

 

2354

3263

 

9022

11809

 

937

1225

 

13604

15951

 

3.A.

Deposits of branches in India

1883

2272

 

4149

5507

 

20495

25116

 

1732

2276

 

21930

26316

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

4.

Borrowings

173

244

 

196

45

 

905

935

 

44

42

 

13360

15285

   

(6.9)

(8.0)

 

(3.9)

(0.7)

 

(3.7)

(2.9)

 

(2.0)

(1.3)

 

(34.7)

(34.0)

 

4.1.

Borrowings in India

173

244

 

196

45

 

905

935

 

44

42

 

13360

15285

  

(i) From Reserve Bank of India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) From other Banks

26

25

 

-

-

 

130

130

 

-

-

 

3125

3231

  

(iii) From other Institutions and Agencies

147

219

 

196

45

 

775

805

 

44

42

 

10235

12054

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

395

457

 

571

587

 

2472

5304

 

327

757

 

1975

2539

   

(15.6)

(14.9)

 

(11.4)

(9.4)

 

(10.1)

(16.6)

 

(15.0)

(23.9)

 

(5.1)

(5.7)

 

5.1.

Bills Payable

-

-

 

-

-

 

65

71

 

23

30

 

297

463

 

5.2.

Inter-office Adjustments

9

-

 

-

-

 

627

732

 

-

-

 

129

278

 

5.3.

Interest Accrued

131

183

 

5

-

 

30

37

 

93

140

 

409

213

 

5.4.

Others (including provisions)

255

273

 

566

587

 

1750

4464

 

211

587

 

1140

1584

  

Total Liabilities

2522

3057

 

4992

6227

 

24467

32042

 

2177

3165

 

38463

44930

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)


 
 
 

REGIONAL RURAL BANKS

 

(Amount in Rs. lakh)

   

As on 31st March

   

Langpi Dehangi

 

Madhubani

 

Magadh

 

Mahakaushal

 

Malaprabha

   

Rural Bank

 

Kshetriya Gramin Bank

 

Gramin Bank

 

Kshetriya Gramin Bank

 

Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(201)

(202)

 

(203)

(204)

 

(205)

(206)

 

(207)

(208)

 

(209)

(210)

1.

Cash in hand

13

14

 

45

50

 

281

348

 

56

92

 

744

728

   

(0.5)

(0.5)

 

(0.9)

(0.8)

 

(1.1)

(1.1)

 

(2.6)

(2.9)

 

(1.9)

(1.6)

2.

Balances with RBI

71

71

 

127

167

 

630

766

 

54

73

 

677

812

   

(2.8)

(2.3)

 

(2.6)

(2.7)

 

(2.6)

(2.4)

 

(2.5)

(2.3)

 

(1.8)

(1.8)

3.

Balances with banks in India

67

122

 

1041

1632

 

5816

6909

 

558

837

 

8086

9762

   

(2.6)

(4.0)

 

(20.9)

(26.2)

 

(23.8)

(21.6)

 

(25.6)

(26.4)

 

(21.0)

(21.7)

4.

Money at call and short notice

500

448

 

-

-

 

-

-

 

-

-

 

-

-

   

(19.8)

(14.7)

 

-

-

 

-

-

 

-

-

 

-

-

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

187

400

 

-

-

 

-

-

 

-

-

 

-

-

   

(7.4)

(13.1)

 

-

-

 

7148

10496

 

-

-

 

2141

5843

 

6.A.

Investments in India

187

400

 

-

-

 

(29.2)

(32.8)

 

-

-

 

(5.6)

(13.0)

  

(i) Government securities

-

-

 

-

-

 

7148

10496

 

-

-

 

2141

5843

  

(ii) Other approved securities

-

-

 

-

-

 

1000

1000

 

-

-

 

515

515

  

(iii) Shares

-

-

 

-

-

 

-

-

 

-

-

 

226

130

  

(iv) Debentures and Bonds

187

400

 

-

-

 

-

-

 

-

-

 

-

-

  

(v) Subsidiaries and joint ventures

-

-

 

-

-

 

2277

7737

 

-

-

 

-

-

  

(vi) Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

6.B.

Investments outside India

-

-

 

-

-

 

3871

1759

 

-

-

 

1400

5198

  

(i) Government securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii) Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

649

693

 

1624

1471

 

8218

8805

 

676

810

 

24976

25193

   

(25.7)

(22.7)

 

(32.5)

(23.6)

 

(33.6)

(27.5)

 

(31.0)

(25.6)

 

(64.9)

(56.1)

 

7.1.

Bills purchased and discounted

-

-

 

-

-

 

85

10

 

8

13

 

34

40

 

7.2.

Cash credits, overdrafts & loans

217

240

 

140

187

 

475

672

 

93

116

 

4243

9142

 

7.3.

Term loans

432

453

 

1484

1284

 

7658

8124

 

574

681

 

20699

16011

8.

Fixed Assets

6

8

 

9

9

 

41

42

 

11

8

 

145

155

   

(0.2)

(0.3)

 

(0.2)

(0.1)

 

(0.2)

(0.1)

 

(0.5)

(0.2)

 

(0.4)

(0.3)

 

8.1.

Premises

-

-

 

-

-

 

-

-

 

-

-

 

73

77

 

8.2.

Other Fixed assets

6

8

 

9

9

 

41

42

 

11

8

 

72

77

9.

Other Assets

1029

1301

 

2145

2898

 

2333

4675

 

822

1345

 

1695

2438

   

(40.8)

(42.6)

 

(43.0)

(46.5)

 

(9.5)

(14.6)

 

(37.8)

(42.5)

 

(4.4)

(5.4)

 

9.1.

Inter - office adjustments (net)

-

1

 

19

20

 

-

-

 

12

11

 

-

-

 

9.2.

Interest accrued

25

50

 

40

76

 

845

1182

 

3

4

 

119

209

 

9.3.

Tax paid

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

9.4.

Stationery and Stamps

5

6

 

2

3

 

4

5

 

2

3

 

41

48

 

9.5.

Others

999

1244

 

2085

2800

 

1484

3487

 

806

1328

 

1535

2181

 

Total Assets

2522

3057

 

4992

6227

 

24467

32042

 

2177

3165

 

38463

44930

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.


Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97

                  
 
 
 

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

   

As on 31st March

   

Mallabhum

 

Malwa

 

Mandla

 

Manipur

 

Manjira

   

Gramin Bank

 

Gramin Bank

 

Balaghat Kshetriya

 

Rural Bank

 

Gramin Bank

    
  
 

Gramin Bank

  
  

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(211)

(212)

 

(213)

(214)

 

(215)

(216)

 

(217)

(218)

 

(219)

(220)

1.

Capital

75

100

 

75

100

 

75

100

 

665

665

 

75

100

  

(0.3)

(0.3)

 

(1.4)

(1.5)

 

(2.1)

(2.0)

 

(35.1)

(26.5)

 

(0.7)

(0.7)

2.

Reserves and Surplus

37

37

 

100

250

 

1

1

 

1

1

 

-85

-329

   

(0.1)

(0.1)

 

(1.9)

(3.8)

 

-

-

 

(0.1)

-

 

-

(-2.4)

 

2.1.

Statutory Reserves

1

1

 

-

-

 

1

1

 

1

1

 

60

60

 

2.2.

Capital Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.3.

Share Premium

-

-

 

-

-

 

-

-

 

-

-

 

-

113

 

2.4.

Revenue and other Reserves

35

35

 

100

250

 

-

-

 

-

-

 

120

349

 

2.5.

Balance of Profit

-

-

 

-

-

 

-

-

 

-

-

 

-265

-851

                 

3.

Deposits

21694

27599

 

3472

4167

 

3055

4182

 

791

1029

 

5460

7251

   

(84.8)

(83.6)

 

(64.7)

(63.1)

 

(83.6)

(85.3)

 

(41.7)

(41.1)

 

(51.0)

(53.3)

 

3.1.

Demand Deposits

159

250

 

281

204

 

590

727

 

79

133

 

189

289

  

(i)

From Banks

-

-

 

-

6

 

-

-

 

-

-

 

-

-

  

(ii)

From Others

159

250

 

281

198

 

590

727

 

79

133

 

189

289

 

3.2.

Savings Deposits

9626

10432

 

1322

1601

 

1125

1584

 

269

311

 

1568

2188

 

3.3.

Term Deposits

11908

16917

 

1869

2362

 

1340

1871

 

444

585

 

3703

4774

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From Others

11908

16917

 

1869

2362

 

1340

1871

 

444

585

 

3703

4774

 

3.A.

Deposits of branches in India

21694

27599

 

3472

4167

 

3055

4182

 

791

1029

 

5460

7251

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

4.

Borrowings

1836

2195

 

1390

1626

 

17

77

 

307

340

 

3359

3949

   

(7.2)

(6.7)

 

(25.9)

(24.6)

 

(0.5)

(1.6)

 

(16.2)

(13.6)

 

(31.4)

(29.0)

 

4.1.

Borrowings in India

1836

2195

 

1390

1626

 

17

77

 

307

340

 

3359

3949

  

(i)

From Reserve Bank of India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From other Banks

-

-

 

245

336

 

17

77

 

307

340

 

791

958

  

(iii)

From other Institutions and Agencies

1836

2195

 

1146

1291

 

-

-

 

-

-

 

2568

2991

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

1929

3069

 

329

463

 

508

543

 

131

471

 

1899

2627

   

(7.5)

(9.3)

 

(6.1)

(7.0)

 

(13.9)

(11.1)

 

(6.9)

(18.8)

 

(17.7)

(19.3)

 

5.1.

Bills Payable

-

-

 

4

2

 

-

-

 

2

2

 

1008

1507

 

5.2.

Inter-office Adjustments

81

15

 

-

-

 

-

-

 

1

-

 

-

774

 

5.3.

Interest Accrued

73

95

 

152

243

 

-

-

 

102

120

 

582

-

 

5.4.

Others (including provisions)

1775

2959

 

173

218

 

508

543

 

27

349

 

309

346

    
 
 
 
 
 
 
 
 
 
 
 
 
 
  

Total Liabilities

25570

33000

 

5366

6606

 

3655

4903

 

1896

2506

 

10707

 13598

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)


                  
 
 
 

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

   

As on 31st March

   

Mallabhum

 

Malwa

 

Mandla

 

Manipur

 

Manjira

   

Gramin Bank

 

Gramin Bank

 

Balaghat Kshetriya

 

Rural Bank

 

Gramin Bank

    
  
 

Gramin Bank

  
  

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(211)

(212)

 

(213)

(214)

 

(215)

(216)

 

(217)

(218)

 

(219)

(220)

1.

Cash in hand

193

256

 

33

32

 

76

123

 

11

21

 

75

170

   

(0.8)

(0.8)

 

(0.6)

(0.5)

 

(2.1)

(2.5)

 

(0.6)

(0.8)

 

(0.7)

(1.2)

2.

Balances with RBI

645

860

 

105

131

 

77

103

 

22

28

 

191

240

   

(2.5)

(2.6)

 

(2.0)

(2.0)

 

(2.1)

(2.1)

 

(1.2)

(1.1)

 

(1.8)

(1.8)

3.

Balances with banks in India

967

483

 

1748

2329

 

454

1168

 

127

70

 

1732

2817

   

(3.8)

(1.5)

 

(32.6)

(35.3)

 

(12.4)

(23.8)

 

(6.7)

(2.8)

 

(16.2)

(20.7)

4.

Money at call and short notice

4993

6853

 

-

-

 

1017

866

 

737

855

 

-

-

   

(19.5)

(20.8)

 

-

-

 

(27.8)

(17.7)

 

(38.9)

(34.1)

 

-

-

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

4771

7469

 

800

900

 

-

-

 

9

94

 

1091

1502

   

(18.7)

(22.6)

 

(14.9)

(13.6)

 

-

-

 

(0.5)

(3.7)

 

(10.2)

(11.0)

 

6.A.

Investments in India

4771

7469

 

800

900

 

-

-

 

9

94

 

1091

1502

  

(i)

Government securities

-

7369

 

600

600

 

-

-

 

-

-

 

451

452

  

(ii)

Other approved securities

1000

100

 

-

-

 

-

-

 

9

14

 

-

-

  

(iii)

Shares

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iv)

Debentures and Bonds

3771

-

 

200

300

 

-

-

 

-

80

 

225

625

  

(v)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(vi)

Others

-

-

 

-

-

 

-

-

 

-

-

 

415

425

 

6.B.

Investments outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(i)

Government securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii)

Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

9598

10653

 

2434

2815

 

781

1060

 

409

512

 

6463

7127

   

(37.5)

(32.3)

 

(45.4)

(42.6)

 

(21.4)

(21.6)

 

(21.6)

(20.4)

 

(60.4)

(52.4)

 

7.1.

Bills purchased and discounted

-

-

 

-

1

 

-

-

 

-

1

 

-

-

 

7.2.

Cash credits, overdrafts & loans

55

88

 

1399

1650

 

78

108

 

24

29

 

4422

5090

 

7.3.

Term loans

9543

10565

 

1035

1164

 

703

951

 

385

483

 

2041

2037

8.

Fixed Assets

36

36

 

11

13

 

5

5

 

5

5

 

37

46

   

(0.1)

(0.1)

 

(0.2)

(0.2)

 

(0.1)

(0.1)

 

(0.3)

(0.2)

 

(0.3)

(0.3)

 

8.1.

Premises

-

-

 

14

13

 

-

-

 

-

-

 

-

-

 

8.2.

Other Fixed assets

36

36

 

-3

-

 

5

5

 

5

5

 

37

46

9.

Other Assets

4367

6389

 

235

387

 

1245

1578

 

576

922

 

1119

1697

   

(17.1)

(19.4)

 

(4.4)

(5.9)

 

(34.1)

(32.2)

 

(30.4)

(36.8)

 

(10.5)

(12.5)

 

9.1.

Inter - office adjustments (net)

-

-

 

4

7

 

169

187

 

-

6

 

882

1418

 

9.2.

Interest accrued

544

1197

 

225

370

 

4

41

 

-

-

 

139

247

 

9.3.

Tax paid

-

-

 

-

1

 

-

-

 

-

-

 

-

-

 

9.4.

Stationery and Stamps

9

14

 

1

1

 

3

3

 

3

5

 

14

17

 

9.5.

Others

3814

5179

 

5

8

 

1069

1347

 

572

911

 

84

15

    
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Total Assets

25570

33000

 

5366

6606

 

3655

4903

 

1896

2506

 

10707

13598

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.