Tableno.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002NORTH-EASTERN REGION | | | (Amount in Rupees Lakh) |
| | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | AND ITS ASSOCIATES | |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | standing | | | standing |
| | | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 4,320 | 10,88 | 7,23 | 332 | 3,71 | 3,32 | | | 1. Direct Finance | 4,309 | 9,90 | 7,11 | 309 | 1,51 | 1,35 | | | 2. Indirect Finance | 11 | 98 | 12 | 23 | 2,20 | 1,97 | II. | INDUSTRY | 963 | 27,25 | 20,72 | 199 | 20,87 | 18,19 | | | 1. Mining & Quarrying | 2 | 9 | 7 | 1 | 45 | 43 | | | 2. Food Manufacturing & Processing | 126 | 5,84 | 6,08 | 6 | 1,33 | 1,32 | | | (a) | Rice Mills, Flour & Dal Mills | 72 | 1,11 | 1,02 | 2 | 1 | 1 | | | (b) | Sugar | — | — | — | — | — | — | | | (c) | Edible Oils & Vanaspati | 2 | 3 | 3 | — | — | — | | | (d) | Tea Processing | 4 | 4,07 | 4,51 | 3 | 1,29 | 1,30 | | | (e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | | | (f) | Others | 48 | 63 | 51 | 1 | 3 | 1 | | | 3. Beverage & Tobacco | — | — | — | 2 | 1,17 | 1,14 | | | 4. Textiles | 117 | 10,18 | 6,38 | 17 | 2,68 | 1,95 | | | (a) | Cotton Textiles | 2 | 6 | 7 | 1 | 14 | 6 | | | (b) | Jute & Other Natural Fibre Textiles | 1 | 1 | — | 1 | 4 | 4 | | | (c) | Handloom Textiles & Khadi | 37 | 39 | 27 | 4 | 1,01 | 70 | | | (d) | Other Textiles & Textile Products | 77 | 9,73 | 6,03 | 11 | 1,50 | 1,15 | | | 5. Paper, Paper Products & Printing | 23 | 54 | 31 | 9 | 1,63 | 1,16 | | | 6. Leather & Leather Products | — | — | — | 2 | 6 | 2 | | | 7. Rubber & Plastic Products | 6 | 1,04 | 88 | 1 | 21 | 21 | | | 8. Chemicals & Chemical Products | 2 | 6 | 6 | 6 | 2,80 | 2,78 | | | (a) | Heavy Industrial Chemicals | — | — | — | 3 | 2,66 | 2,66 | | | (b) | Fertilisers | — | — | — | — | — | — | | | (c) | Drugs & Pharmaceuticals | 2 | 6 | 6 | — | — | — | | | (d) | Non-Edible Oils | — | — | — | 1 | 5 | 4 | | | (e) | Other Chemicals & Chemical Products | — | — | — | 2 | 9 | 8 | | | 9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | | | 10. Manufacture of Cement & Cement Products | 8 | 72 | 56 | — | — | — | | | 11. Basic Metals & Metal Products | 29 | 63 | 66 | 4 | 1,11 | 47 | | | (a) | Iron & Steel | 1 | 5 | 5 | 1 | 20 | 5 | | | (b) | Non-Ferrous Metals | 1 | 4 | 3 | 1 | 7 | 5 | | | (c) | Metal Products | 27 | 53 | 57 | 2 | 84 | 36 | | | 12. Engineering | 11 | 1,10 | 65 | 2 | 15 | 6 | | | (a) | Heavy Engineering | 1 | 3 | 2 | — | — | — | | | (b) | Light Engineering | 1 | — | — | 1 | 9 | 3 | | | (c) | Electrical Machinery & Goods | 8 | 7 | 7 | — | — | — | | | (d) | Electronic Machinery & Goods | 1 | 1,00 | 56 | 1 | 7 | 3 | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 5 | 1,05 | 4 | 1 | 27 | 27 | | | 14. Other Industries | 630 | 4,14 | 3,30 | 131 | 8,13 | 7,54 | | | 15. Electricity, Gas & Water | 1 | 1,47 | 1,47 | — | — | — | | | (a) | Electricity Generation &Transmission | — | — | — | — | — | — | | | (b) | Non-Conventional Energy | 1 | 1,47 | 1,47 | — | — | — | | | (c) | Gas, Steam & Water Supply | — | — | — | — | — | — | | | 16. Construction | 3 | 38 | 27 | 17 | 89 | 83 | III. | TRANSPORT OPERATORS | 506 | 6,45 | 4,90 | 63 | 1,66 | 1,38 | IV. | PROFESSIONAL AND OTHER SERVICES | 482 | 5,29 | 3,09 | 83 | 6,26 | 4,60 | V. | PERSONAL LOANS | 5,701 | 28,05 | 23,13 | 1,943 | 20,63 | 15,78 | | | 1. Loans for Purchase of Consumer Durables | 316 | 2,10 | 1,25 | 178 | 1,92 | 1,56 | | | 2. Loans for Housing | 164 | 5,48 | 5,01 | 114 | 5,49 | 4,48 | | | 3. Rest of the Personal Loans | 5,221 | 20,46 | 16,87 | 1,651 | 13,22 | 9,73 | VI. | TRADE | 1,375 | 21,70 | 15,20 | 216 | 11,37 | 9,91 | | | 1. Wholesale Trade | 58 | 2,89 | 2,30 | 31 | 5,85 | 5,49 | | | 2. Retail Trade | 1,317 | 18,81 | 12,90 | 185 | 5,52 | 4,42 | VII. | FINANCE | 69 | 2,25 | 30 | 1 | 93 | 42 | VIII. | ALL OTHERS | 876 | 21,11 | 10,41 | 242 | 37,05 | 24,94 |
| TOTAL BANK CREDIT | 14,292 | 122,97 | 84,99 | 3,079 | 102,48 | 78,53 | OF WHICH : 1.ArtisansandVillage&TinyIndustries | 344 | 4,68 | 3,09 | 25 | 12 | 9 | 2.OtherSmallScaleIndustries | 451 | 7,62 | 4,03 | 103 | 5,06 | 4,09 |
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| | | | | FOREIGN BANKS | REGIONAL RURAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | standing | | | standing |
| | | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | — | — | — | 7,212 | 7,75 | 9,32 | | | 1. Direct Finance | — | — | — | 5,762 | 6,79 | 8,07 | | | 2. Indirect Finance | — | — | — | 1,450 | 96 | 1,25 | II. | INDUSTRY | — | — | — | 1,369 | 3,39 | 3,21 | | | 1. Mining & Quarrying | — | — | — | — | — | — | | | 2. Food Manufacturing & Processing | — | — | — | 119 | 29 | 24 | | | (a) | Rice Mills, Flour & Dal Mills | — | — | — | 115 | 19 | 15 | | | (b) | Sugar | — | — | — | — | — | — | | | (c) | Edible Oils & Vanaspati | — | — | — | 2 | 9 | 9 | | | (d) | Tea Processing | — | — | — | — | — | — | | | (e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | | | (f) | Others | — | — | — | 2 | 1 | 1 | | | 3. Beverage & Tobacco | — | — | — | — | — | — | | | 4. Textiles | — | — | — | 35 | 25 | 21 | | | (a) | Cotton Textiles | — | — | — | 5 | 19 | 16 | | | (b) | Jute & Other Natural Fibre Textiles | — | — | — | — | — | — | | | (c) | Handloom Textiles & Khadi | — | — | — | — | — | — | | | (d) | Other Textiles & Textile Products | — | — | — | 30 | 6 | 5 | | | 5. Paper, Paper Products & Printing | — | — | — | 1 | 5 | 5 | | | 6. Leather & Leather Products | — | — | — | — | — | — | | | 7. Rubber & Plastic Products | — | — | — | 1 | 3 | 7 | | | 8. Chemicals & Chemical Products | — | — | — | 4 | 3 | 2 | | | (a) | Heavy Industrial Chemicals | — | — | — | — | — | — | | | (b) | Fertilisers | — | — | — | — | — | — | | | (c) | Drugs & Pharmaceuticals | — | — | — | 4 | 3 | 2 | | | (d) | Non-Edible Oils | — | — | — | — | — | — | | | (e) | Other Chemicals & Chemical Products | — | — | — | — | — | — | | | 9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | | | 10. Manufacture of Cement & Cement Products | — | — | — | — | — | — | | | 11. Basic Metals & Metal Products | — | — | — | 2 | 8 | 2 | | | (a) | Iron & Steel | — | — | — | — | — | — | | | (b) | Non-Ferrous Metals | — | — | — | — | — | — | | | (c) | Metal Products | — | — | — | 2 | 8 | 2 | | | 12. Engineering | — | — | — | 7 | 3 | 3 | | | (a) | Heavy Engineering | — | — | — | — | — | — | | | (b) | Light Engineering | — | — | — | 3 | — | — | | | (c) | Electrical Machinery & Goods | — | — | — | 4 | 3 | 3 | | | (d) | Electronic Machinery & Goods | — | — | — | — | — | — | | | 13. Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 2 | 7 | 6 | | | 14. Other Industries | — | — | — | 1,193 | 2,33 | 2,31 | | | 15. Electricity, Gas & Water | — | — | — | — | — | — | | | (a) | Electricity Generation &Transmission | — | — | — | — | — | — | | | (b) | Non-Conventional Energy | — | — | — | — | — | — | | | (c) | Gas, Steam & Water Supply | — | — | — | — | — | — | | | 16. Construction | — | — | — | 5 | 25 | 21 | III. | TRANSPORT OPERATORS | — | — | — | 107 | 2,21 | 2,29 | IV. | PROFESSIONAL AND OTHER SERVICES | — | — | — | 109 | 1,42 | 1,50 | V. | PERSONAL LOANS | — | — | — | 2,405 | 7,22 | 7,48 | | | 1. Loans for Purchase of Consumer Durables | — | — | — | 1,073 | 1,83 | 2,14 | | | 2. Loans for Housing | — | — | — | 20 | 47 | 50 | | | 3. Rest of the Personal Loans | — | — | — | 1,312 | 4,92 | 4,84 | VI. | TRADE | — | — | — | 1,031 | 8,86 | 10,20 | | | 1. Wholesale Trade | — | — | — | 29 | 93 | 99 | | | 2. Retail Trade | — | — | — | 1,002 | 7,94 | 9,21 | VII. | FINANCE | 1 | 4,00 | 87 | — | — | — | VIII. | ALL OTHERS | — | — | — | 416 | 95 | 98 |
| TOTAL BANK CREDIT | 1 | 4,00 | 87 | 12,649 | 31,82 | 34,99 | OF WHICH : 1.ArtisansandVillage&TinyIndustries | — | — | — | 264 | 1,10 | 91 | 2.OtherSmallScaleIndustries | — | — | — | 1,090 | 1,68 | 1,79 |
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| | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | COMMERCIAL BANKS | COMMERCIAL BANKS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | | | standing | | | standing |
| | | | | 13 | 14 | 15 | 16 | 17 | 18 |
| I. | AGRICULTURE | — | — | — | 11,864 | 22,35 | 19,88 | | | 1. Direct Finance | — | — | — | 10,380 | 18,20 | 16,53 | | | 2. Indirect Finance | — | — | — | 1,484 | 4,15 | 3,35 | II. | INDUSTRY | 1 | 90 | 90 | 2,532 | 52,41 | 43,02 | | | 1. Mining & Quarrying | — | — | — | 3 | 54 | 50 | | | 2. Food Manufacturing & Processing | — | — | — | 251 | 7,45 | 7,64 | | | (a) | Rice Mills, Flour & Dal Mills | — | — | — | 189 | 1,31 | 1,18 | | | (b) | Sugar | — | — | — | — | — | — | | | (c) | Edible Oils & Vanaspati | — | — | — | 4 | 12 | 12 | | | (d) | Tea Processing | — | — | — | 7 | 5,36 | 5,81 | | | (e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | | | (f) | Others | — | — | — | 51 | 66 | 53 | | | 3. Beverage & Tobacco | — | — | — | 2 | 1,17 | 1,14 | | | 4. Textiles | 1 | 90 | 90 | 170 | 14,01 | 9,44 | | | (a) | Cotton Textiles | — | — | — | 8 | 39 | 29 | | | (b) | Jute & Other Natural Fibre Textiles | — | — | — | 2 | 4 | 4 | | | (c) | Handloom Textiles & Khadi | — | — | — | 41 | 1,40 | 98 | | | (d) | Other Textiles & Textile Products | 1 | 90 | 90 | 119 | 12,18 | 8,13 | | | 5. Paper, Paper Products & Printing | — | — | — | 33 | 2,22 | 1,52 | | | 6. Leather & Leather Products | — | — | — | 2 | 6 | 2 | | | 7. Rubber & Plastic Products | — | — | — | 8 | 1,28 | 1,16 | | | 8. Chemicals & Chemical Products | — | — | — | 12 | 2,88 | 2,86 | | | (a) | Heavy Industrial Chemicals | — | — | — | 3 | 2,66 | 2,66 | | | (b) | Fertilisers | — | — | — | — | — | — | | | (c) | Drugs & Pharmaceuticals | — | — | — | 6 | 9 | 8 | | | (d) | Non-Edible Oils | — | — | — | 1 | 5 | 4 | | | (e) | Other Chemicals & Chemical Products | — | — | — | 2 | 9 | 8 | | | 9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | | | 10. Manufacture of Cement & Cement Products | — | — | — | 8 | 72 | 56 | | | 11. Basic Metals & Metal Products | — | — | — | 35 | 1,82 | 1,15 | | | (a) | Iron & Steel | — | — | — | 2 | 25 | 10 | | | (b) | Non-Ferrous Metals | — | — | — | 2 | 11 | 9 | | | (c) | Metal Products | — | — | — | 31 | 1,45 | 95 | | | 12. Engineering | — | — | — | 20 | 1,28 | 74 | | | (a) | Heavy Engineering | — | — | — | 1 | 3 | 2 | | | (b) | Light Engineering | — | — | — | 5 | 9 | 4 | | | (c) | Electrical Machinery & Goods | — | — | — | 12 | 9 | 10 | | | (d) | Electronic Machinery & Goods | — | — | — | 2 | 1,07 | 59 | | | 13. Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 8 | 1,39 | 37 | | | 14. Other Industries | — | — | — | 1,954 | 14,60 | 13,14 | | | 15. Electricity, Gas & Water | — | — | — | 1 | 1,47 | 1,47 | | | (a) | Electricity Generation &Transmission | — | — | — | — | — | — | | | (b) | Non-Conventional Energy | — | — | — | 1 | 1,47 | 1,47 | | | (c) | Gas, Steam & Water Supply | — | — | — | — | — | — | | | 16. Construction | — | — | — | 25 | 1,52 | 1,31 | III. | TRANSPORT OPERATORS | — | — | — | 676 | 10,32 | 8,57 | IV. | PROFESSIONAL AND OTHER SERVICES | 3 | 12,50 | 5,83 | 677 | 25,47 | 15,02 | V. | PERSONAL LOANS | 1 | 3 | 3 | 10,050 | 55,93 | 46,42 | | | 1. Loans for Purchase of Consumer Durables | — | — | — | 1,567 | 5,85 | 4,96 | | | 2. Loans for Housing | 1 | 3 | 3 | 299 | 11,47 | 10,02 | | | 3. Rest of the Personal Loans | — | — | — | 8,184 | 38,61 | 31,44 | VI. | TRADE | 8 | 1,38 | 1,24 | 2,630 | 43,32 | 36,55 | | | 1. Wholesale Trade | 1 | 4 | 4 | 119 | 9,72 | 8,83 | | | 2. Retail Trade | 7 | 1,34 | 1,19 | 2,511 | 33,61 | 27,72 | VII. | FINANCE | — | — | — | 71 | 7,18 | 1,59 | VIII. | ALL OTHERS | — | — | — | 1,534 | 59,11 | 36,32 |
| TOTAL BANK CREDIT | 13 | 14,81 | 8,00 | 30,034 | 276,08 | 207,38 | OF WHICH : 1.ArtisansandVillage&TinyIndustries | — | — | — | 633 | 5,90 | 4,09 | 2.OtherSmallScaleIndustries | 1 | 90 | 90 | 1,645 | 15,26 | 10,82 |
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