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PDF - Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 20 of 30) ()
Date : May 11, 1999
Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 20 of 30)
REGIONAL RURAL BANKS
                  
 
 
 
 
 
 
 
 
 
 
 
 
 

(Amount in Rs. lakh)

   

As on 31st March

   

Kashi

 

Kisan Gramin Bank,

 

Kolar

 

Koraput Panchabati

 

Kosi Kshetriya

   

Gramin Bank

 

Budaun

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(181)

(182)

 

(183)

(184)

 

(185)

(186)

 

(187)

(188)

 

(189)

(190)

1.

Capital

75

100

 

75

96

 

75

1583

 

100

100

 

75

88

  

(0.6)

(0.6)

 

(1.5)

(1.5)

 

(0.8)

(14.3)

 

(0.8)

(0.6)

 

(0.7)

(0.5)

2.

Reserves and Surplus

-

2010

 

-

-

 

62

-

 

-

-

 

-

-

   

-

(12.2)

 

-

-

 

(0.7)

-

 

-

-

 

-

-

 

2.1.

Statutory Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.2.

Capital Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.3.

Share Premium

-

2010

 

-

-

 

-

-

 

-

-

 

-

-

 

2.4.

Revenue and other Reserves

-

-

 

-

-

 

62

-

 

-

-

 

-

-

 

2.5.

Balance of Profit

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

3.

Deposits

11088

13315

 

3833

5159

 

5602

6860

 

8943

10148

 

9628

12930

   

(92.1)

(80.8)

 

(77.6)

(78.5)

 

(62.2)

(62.1)

 

(70.4)

(62.7)

 

(87.9)

(79.0)

 

3.1.

Demand Deposits

700

520

 

115

278

 

38

69

 

2245

1782

 

632

774

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From Others

700

520

 

115

278

 

38

69

 

2245

1782

 

632

774

 

3.2.

Savings Deposits

4788

5329

 

2045

2599

 

2098

2464

 

4288

4919

 

4330

5345

 

3.3.

Term Deposits

5601

7465

 

1673

2282

 

3466

4327

 

2410

3446

 

4666

6811

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From Others

5601

7465

 

1673

2282

 

3466

4327

 

2410

3446

 

4966

6811

 

3.A.

Deposits of branches in India

11088

13315

 

3833

5159

 

5602

6860

 

8943

10148

 

9628

12930

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

4.

Borrowings

842

878

 

674

821

 

2031

2095

 

2247

2366

 

917

335

   

(7.0)

(5.3)

 

(13.6)

(12.5)

 

(22.6)

(19.0)

 

(17.7)

(14.6)

 

(8.4)

(2.0)

 

4.1.

Borrowings in India

842

878

 

674

821

 

2031

2095

 

2247

2366

 

917

335

  

(i)

From Reserve Bank of India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From other Banks

24

21

 

56

66

 

424

392

 

338

318

 

5

5

  

(iii)

From other Institutions and Agencies

818

857

 

618

756

 

1606

1702

 

1909

2048

 

912

330

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

32

170

 

357

494

 

1233

511

 

1421

3576

 

335

3015

   

(0.3)

(1.0)

 

(7.2)

(7.5)

 

(13.7)

(4.6)

 

(11.2)

(22.1)

 

(3.1)

(18.4)

 

5.1.

Bills Payable

-

-

 

14

12

 

211

225

 

-

-

 

58

130

 

5.2.

Inter-office Adjustments

-

-

 

98

12

 

258

83

 

-

-

 

14

15

 

5.3.

Interest Accrued

13

14

 

30

34

 

17

37

 

432

623

 

264

11

 

5.4.

Others (including provisions)

18

157

 

215

437

 

747

166

 

989

2953

 

-

2859

  

Total Liabilities

12036

16473

 

4938

6570

 

9003

11048

 

12710

16189

 

10956

16367

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

                  
 
 
 
 
 
 
 
 
 
 
 
 
 

(Amount in Rs. lakh)

   

As on 31st March

   

Kashi

 

Kisan Gramin Bank,

 

Kolar

 

Koraput Panchabati

 

Kosi Kshetriya

   

Gramin Bank

 

Budaun

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(181)

(182)

 

(183)

(184)

 

(185)

(186)

 

(187)

(188)

 

(189)

(190)

1.

Cash in hand

168

174

 

58

99

 

176

425

 

102

159

 

102

165

   

(1.4)

(1.1)

 

(1.2)

(1.5)

 

(2.0)

(3.8)

 

(0.8)

(1.0)

 

(0.9)

(1.0)

2.

Balances with RBI

326

402

 

117

165

 

192

201

 

250

295

 

287

376

   

(2.7)

(2.4)

 

(2.4)

(2.5)

 

(2.1)

(1.8)

 

(2.0)

(1.8)

 

(2.6)

(2.3)

3.

Balances with banks in India

4024

5970

 

147

191

 

1514

2905

 

686

1015

 

3746

4638

   

(33.4)

(36.2)

 

(3.0)

(2.9)

 

(16.8)

(26.3)

 

(5.4)

(6.3)

 

(34.2)

(28.3)

4.

Money at call and short notice

-

-

 

1069

1539

 

-

-

 

1677

-

 

-

-

   

-

-

 

(21.6)

(23.4)

 

-

-

 

(13.2)

-

 

-

-

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

1271

2772

 

399

691

 

1636

1811

 

3770

6429

 

-

-

   

(10.6)

(16.8)

 

(8.1)

(10.5)

 

(18.2)

(16.4)

 

(29.7)

(39.7)

 

-

-

 

6.A.

Investments in India

1271

2772

 

399

691

 

1636

1811

 

3770

6429

 

-

-

  

(i)

Government securities

400

400

 

-

-

 

-

500

 

-

-

 

-

-

  

(ii)

Other approved securities

671

497

 

-

-

 

-

220

 

2570

200

 

-

-

  

(iii)

Shares

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iv)

Debentures and Bonds

200

1875

 

199

491

 

-

1091

 

1200

1500

 

-

-

  

(v)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(vi)

Others

-

-

 

200

200

 

1636

-

 

-

4729

 

-

-

 

6.B.

Investments outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(i)

Government securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii)

Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

4402

3262

 

1796

2112

 

4373

4230

 

4907

6435

 

1539

4417

   

(36.6)

(19.8)

 

(36.4)

(32.1)

 

(48.6)

(38.3)

 

(38.6)

(39.7)

 

(14.0)

(27.0)

 

7.1.

Bills purchased and discounted

17

45

 

-

-

 

-

3

 

-

-

 

-

-

 

7.2.

Cash credits, overdrafts & loans

411

445

 

378

517

 

2267

2407

 

2489

3429

 

479

729

 

7.3.

Term loans

3974

2771

 

1418

1595

 

2106

1819

 

2418

3006

 

1060

3688

8.

Fixed Assets

21

23

 

18

20

 

18

22

 

22

25

 

24

28

   

(0.2)

(0.1)

 

(0.4)

(0.3)

 

(0.2)

(0.2)

 

(0.2)

(0.2)

 

(0.2)

(0.2)

 

8.1.

Premises

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

8.2.

Other Fixed assets

21

23

 

18

20

 

18

22

 

22

25

 

24

28

9.

Other Assets

1824

3869

 

1335

1752

 

1095

1454

 

1296

1832

 

5257

6744

   

(15.2)

(23.5)

 

(27.0)

(26.7)

 

(12.2)

(13.2)

 

(10.2)

(11.3)

 

(48.0)

(41.2)

 

9.1.

Inter - office adjustments (net)

16

110

 

-

-

 

-

-

 

596

640

 

17

31

 

9.2.

Interest accrued

206

401

 

93

161

 

-

116

 

196

366

 

50

402

 

9.3.

Tax paid

-

-

 

-

2

 

84

-

 

-

-

 

-

-

 

9.4.

Stationery and Stamps

4

4

 

8

9

 

-

15

 

8

7

 

7

8

 

9.5.

Others

1598

3354

 

1233

1580

 

1011

1323

 

495

819

 

5184

6302

 

Total Assets

12036

16473

 

4938

6570

 

9003

11048

 

12710

16189

 

10956

16367

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.


Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97

REGIONAL RURAL BANKS
                  
 
 
 
 
 
 
 
 
 
 
 
 
 

(Amount in Rs. lakh)

   

As on 31st March

   

Krishna

 

Kshetriya

 

Kutch

 

K.Kisan Gramin Bank,

 

Lakhimi Gaonlia

   

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Mainpuri

 

Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(191)

(192)

 

(193)

(194)

 

(195)

(196)

 

(197)

(198)

 

(199)

(200)

1.

Capital

75

100

 

988

1031

 

75

854

 

75

100

 

84

96

  

(0.6)

(0.5)

 

(9.8)

(8.0)

 

(1.4)

(11.2)

 

(1.4)

(1.4)

 

(0.8)

(0.8)

2.

Reserves and Surplus

-

-

 

-

-

 

-

-

 

1

1

 

-

-

   

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.1.

Statutory Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.2.

Capital Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.3.

Share Premium

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.4.

Revenue and other Reserves

-

-

 

-

-

 

-

-

 

1

1

 

-

-

 

2.5.

Balance of Profit

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

3.

Deposits

9976

11993

 

7479

10237

 

4137

5468

 

3994

5329

 

8401

10189

   

(73.8)

(62.8)

 

(74.5)

(79.2)

 

(78.9)

(71.6)

 

(74.1)

(75.9)

 

(83.0)

(84.3)

 

3.1.

Demand Deposits

1016

558

 

277

366

 

50

78

 

77

130

 

659

842

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From Others

1016

558

 

277

366

 

50

78

 

77

130

 

659

842

 

3.2.

Savings Deposits

3584

4296

 

3230

4407

 

1371

1684

 

1861

2285

 

4182

4799

 

3.3.

Term Deposits

5376

7138

 

3972

5464

 

2716

3706

 

2056

2914

 

3560

4547

  

(i)

From Banks

-

-

 

-

-

 

-

15

 

-

-

 

-

-

  

(ii)

From Others

5376

7138

 

3972

5464

 

2716

3691

 

2056

2914

 

3560

4547

 

3.A.

Deposits of branches in India

9976

11993

 

7479

10237

 

4137

5468

 

3994

5329

 

8401

10189

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

4.

Borrowings

2631

5190

 

756

892

 

524

658

 

806

730

 

608

665

   

(19.5)

(27.2)

 

(7.5)

(6.9)

 

(10.0)

(8.6)

 

(14.9)

(10.4)

 

(6.0)

(5.5)

 

4.1.

Borrowings in India

2631

5190

 

756

892

 

524

658

 

806

730

 

608

665

  

(i)

From Reserve Bank of India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From other Banks

454

839

 

61

40

 

53

62

 

49

50

 

-

8

  

(iii)

From other Institutions and Agencies

2177

4351

 

696

852

 

471

596

 

756

679

 

608

657

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

840

1806

 

814

766

 

507

661

 

515

857

 

1035

1139

   

(6.2)

(9.5)

 

(8.1)

(5.9)

 

(9.7)

(8.7)

 

(9.5)

(12.2)

 

(10.2)

(9.4)

 

5.1.

Bills Payable

9

8

 

14

26

 

9

7

 

10

17

 

-

-

 

5.2.

Inter-office Adjustments

8

11

 

84

-

 

1

15

 

20

15

 

35

-

 

5.3.

Interest Accrued

762

1097

 

40

62

 

302

440

 

14

24

 

129

125

 

5.4.

Others (including provisions)

61

691

 

676

678

 

196

199

 

470

799

 

870

1014

  

Total Liabilities

13522

19089

 

10036

12925

 

5244

7641

 

5390

7016

 

10127

12089

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

                  
 
 
 
 
 
 
 
 
 
 
 
 
 

(Amount in Rs. lakh)

   

As on 31st March

   

Krishna

 

Kshetriya

 

Kutch

 

K.Kisan Gramin Bank,

 

Lakhimi Gaonlia

   

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Mainpuri

 

Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(191)

(192)

 

(193)

(194)

 

(195)

(196)

 

(197)

(198)

 

(199)

(200)

1.

Cash in hand

280

325

 

124

202

 

36

55

 

90

121

 

81

118

   

(2.1)

(1.7)

 

(1.2)

(1.6)

 

(0.7)

(0.7)

 

(1.7)

(1.7)

 

(0.8)

(1.0)

2.

Balances with RBI

263

318

 

213

303

 

135

175

 

117

161

 

256

304

   

(1.9)

(1.7)

 

(2.1)

(2.3)

 

(2.6)

(2.3)

 

(2.2)

(2.3)

 

(2.5)

(2.5)

3.

Balances with banks in India

247

366

 

1943

285

 

42

2968

 

456

1285

 

1533

1095

   

(1.8)

(1.9)

 

(19.4)

(2.2)

 

(0.8)

(38.8)

 

(8.5)

(18.3)

 

(15.1)

(9.1)

4.

Money at call and short notice

2075

3208

 

-

2261

 

1443

-

 

779

-

 

-

-

   

(15.3)

(16.8)

 

-

(17.5)

 

(27.5)

-

 

(14.5)

-

 

-

-

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

2530

2701

 

2031

2765

 

1486

1961

 

101

501

 

2697

4350

   

(18.7)

(14.1)

 

(20.2)

(21.4)

 

(28.3)

(25.7)

 

(1.9)

(7.1)

 

(26.6)

(36.0)

 

6.A.

Investments in India

2530

2701

 

2031

2765

 

1486

1961

 

101

501

 

2697

4350

  

(i)

Government securities

-

-

 

-

-

 

700

750

 

101

101

 

-

-

  

(ii)

Other approved securities

5

5

 

202

202

 

786

350

 

-

-

 

210

233

  

(iii)

Shares

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iv)

Debentures and Bonds

350

1381

 

-

-

 

-

661

 

-

400

 

2130

3380

  

(v)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(vi)

Others

2175

1315

 

1829

2563

 

-

200

 

-

-

 

358

737

 

6.B.

Investments outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(i)

Government securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii)

Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

5045

9061

 

4034

4136

 

1153

1504

 

2505

2980

 

2611

1510

   

(37.3)

(47.5)

 

(40.2)

(32.0)

 

(22.0)

(19.7)

 

(46.5)

(42.5)

 

(25.8)

(12.5)

 

7.1.

Bills purchased and discounted

-

-

 

-

-

 

-

-

 

-

-

 

3

-

 

7.2.

Cash credits, overdrafts & loans

2649

5129

 

316

462

 

239

287

 

460

338

 

412

444

 

7.3.

Term loans

2396

3931

 

3718

3674

 

914

1217

 

2045

2642

 

2196

1066

8.

Fixed Assets

19

31

 

16

16

 

11

17

 

9

9

 

22

22

   

(0.1)

(0.2)

 

(0.2)

(0.1)

 

(0.2)

(0.2)

 

(0.2)

(0.1)

 

(0.2)

(0.2)

 

8.1.

Premises

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

8.2.

Other Fixed assets

19

31

 

16

16

 

11

17

 

9

9

 

22

22

9.

Other Assets

3063

3080

 

1675

2956

 

939

961

 

1334

1961

 

2927

4689

   

(22.7)

(16.1)

 

(16.7)

(22.9)

 

(17.9)

(12.6)

 

(24.7)

(27.9)

 

(28.9)

(38.8)

 

9.1.

Inter - office adjustments (net)

7

-

 

-

36

 

-

-

 

-

-

 

-

20

 

9.2.

Interest accrued

203

400

 

102

207

 

11

20

 

62

126

 

18

40

 

9.3.

Tax paid

-

-

 

-

-

 

8

7

 

-

1

 

-

-

 

9.4.

Stationery and Stamps

6

9

 

7

9

 

1

1

 

3

4

 

9

10

 

9.5.

Others

2846

2671

 

1566

2704

 

918

933

 

1269

1830

 

2900

4619

 

Total Assets

13522

19089

 

10036

12925

 

5244

7641

 

5390

7016

 

10127

12089

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.