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PDF - Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 19 of 30) ()
Date : May 11, 1999
Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 19 of 30)
REGIONAL RURAL BANKS
                  
 
 
 
 
 
 
 
 
 
 
 
 
 

(Amount in Rs. lakh)

   

As on 31st March

   

Jhbua Dhar Kshetriya Gramin

 

Junagadh Amreli

 

Ka Bank Nongkyndong

 

Kakathiya

 

Kalahandi Anchalika

   

Bank

 

Gramin Bank

 

Ri Khasi Jaintia

 

Gramin Bank

 

Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(161)

(162)

 

(163)

(164)

 

(165)

(166)

 

(167)

(168)

 

(169)

(170)

1.

Capital

75

100

 

100

428

 

100

100

 

75

100

 

75

100

  

(0.9)

(0.9)

 

(3.2)

(9.4)

 

(1.4)

(1.2)

 

(1.7)

(1.6)

 

(1.4)

(1.3)

2.

Reserves and Surplus

-

-

 

-

-

 

93

182

 

-

-

 

1

1178

   

-

-

 

-

-

 

(1.3)

(2.1)

 

-

-

 

-

(15.3)

 

2.1.

Statutory Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.2.

Capital Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.3.

Share Premium

-

-

 

-

-

 

-

-

 

-

-

 

-

1177

 

2.4.

Revenue and other Reserves

-

-

 

-

-

 

15

30

 

-

-

 

1

1

 

2.5.

Balance of Profit

-

-

 

-

-

 

78

152

 

-

-

 

-

-

                 

3.

Deposits

6546

8349

 

2181

3038

 

6223

6859

 

2552

3450

 

3884

5177

   

(79.6)

(73.2)

 

(70.8)

(67.0)

 

(84.3)

(81.0)

 

(59.3)

(56.6)

 

(74.0)

(67.2)

 

3.1.

Demand Deposits

324

427

 

47

59

 

1660

948

 

408

519

 

1044

1179

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From Others

324

427

 

47

59

 

1660

948

 

408

519

 

1044

1179

 

3.2.

Savings Deposits

2540

3098

 

682

1016

 

2447

2960

 

811

1159

 

1739

2398

 

3.3.

Term Deposits

3682

4824

 

1452

1963

 

2117

2951

 

1333

1771

 

1101

1601

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From Others

3682

4824

 

1452

1963

 

2117

2951

 

1333

1771

 

1101

1601

 

3.A.

Deposits of branches in India

6546

8349

 

2181

3038

 

6223

6859

 

2552

3450

 

3884

5177

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

4.

Borrowings

1301

1396

 

550

759

 

560

825

 

1360

1459

 

1100

939

   

(15.8)

(12.2)

 

(17.9)

(16.7)

 

(7.6)

(9.7)

 

(31.6)

(24.0)

 

(21.0)

(12.2)

 

4.1.

Borrowings in India

1301

1396

 

550

759

 

560

825

 

1360

1459

 

1100

939

  

(i)

From Reserve Bank of India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From other Banks

1301

1396

 

124

165

 

112

149

 

296

316

 

229

130

  

(iii)

From other Institutions and Agencies

-

-

 

427

594

 

448

676

 

1065

1143

 

871

810

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

304

1563

 

250

311

 

403

505

 

318

1081

 

191

308

   

(3.7)

(13.7)

 

(8.1)

(6.8)

 

(5.5)

(6.0)

 

(7.4)

(17.8)

 

(3.6)

(4.0)

 

5.1.

Bills Payable

9

23

 

2

3

 

-

-

 

-

-

 

-

-

 

5.2.

Inter-office Adjustments

29

34

 

13

45

 

-

-

 

18

-

 

-

-

 

5.3.

Interest Accrued

49

57

 

138

195

 

231

326

 

284

336

 

130

225

 

5.4.

Others (including provisions)

218

1449

 

97

68

 

171

179

 

16

745

 

61

83

  

Total Liabilities

8226

11407

 

3081

4536

 

7378

8471

 

4305

6090

 

5251

7702

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

                  
 
 
 
 
 
 
 
 
 
 
 
 
 

(Amount in Rs. lakh)

   

As on 31st March

   

Jhbua Dhar Kshetriya Gramin

 

Junagadh Amreli

 

Ka Bank Nongkyndong

 

Kakathiya

 

Kalahandi Anchalika

   

Bank

 

Gramin Bank

 

Ri Khasi Jaintia

 

Gramin Bank

 

Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(161)

(162)

 

(163)

(164)

 

(165)

(166)

 

(167)

(168)

 

(169)

(170)

1.

Cash in hand

154

175

 

42

100

 

30

40

 

105

161

 

49

163

   

(1.9)

(1.5)

 

(1.4)

(2.2)

 

(0.4)

(0.5)

 

(2.4)

(2.6)

 

(0.9)

(2.1)

2.

Balances with RBI

174

235

 

70

86

 

175

255

 

95

114

 

94

132

   

(2.1)

(2.1)

 

(2.3)

(1.9)

 

(2.4)

(3.0)

 

(2.2)

(1.9)

 

(1.8)

(1.7)

3.

Balances with banks in India

2339

3404

 

44

1856

 

2765

2416

 

731

1925

 

1095

2172

   

(28.4)

(29.8)

 

(1.4)

(40.9)

 

(37.5)

(28.5)

 

(17.0)

(31.6)

 

(20.9)

(28.2)

4.

Money at call and short notice

-

-

 

1240

-

 

-

-

 

50

-

 

-

-

   

-

-

 

(40.2)

-

 

-

-

 

(1.2)

-

 

-

-

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

50

75

 

395

784

 

3289

4301

 

-

-

 

109

263

   

(0.6)

(0.7)

 

(12.8)

(17.3)

 

(44.6)

(50.8)

 

-

-

 

(2.1)

(3.4)

 

6.A.

Investments in India

50

75

 

395

784

 

3289

4301

 

-

-

 

109

263

  

(i)

Government securities

-

-

 

25

25

 

-

-

 

-

-

 

-

-

  

(ii)

Other approved securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii)

Shares

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iv)

Debentures and Bonds

50

75

 

270

759

 

1635

2335

 

-

-

 

109

263

  

(v)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(vi)

Others

-

-

 

100

-

 

1654

1966

 

-

-

 

-

-

 

6.B.

Investments outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(i)

Government securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii)

Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

3908

4552

 

781

1062

 

916

1028

 

2405

2685

 

2337

2634

   

(47.5)

(39.9)

 

(25.3)

(23.4)

 

(12.4)

(12.1)

 

(55.9)

(44.1)

 

(44.5)

(34.2)

 

7.1.

Bills purchased and discounted

1

1

 

-

-

 

-

-

 

-

-

 

-

1853

 

7.2.

Cash credits, overdrafts & loans

33

50

 

547

786

 

526

599

 

1750

1939

 

1822

681

 

7.3.

Term loans

3874

4502

 

234

276

 

390

429

 

654

746

 

515

100

8.

Fixed Assets

13

15

 

8

10

 

11

11

 

15

15

 

17

16

   

(0.2)

(0.1)

 

(0.3)

(0.2)

 

(0.1)

(0.1)

 

(0.4)

(0.2)

 

(0.3)

(0.2)

 

8.1.

Premises

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

8.2.

Other Fixed assets

13

15

 

8

10

 

11

11

 

15

15

 

17

16

9.

Other Assets

1588

2952

 

501

638

 

192

420

 

905

1190

 

1550

2322

   

(19.3)

(25.9)

 

(16.3)

(14.1)

 

(2.6)

(5.0)

 

(21.0)

(19.5)

 

(29.5)

(30.1)

 

9.1.

Inter - office adjustments (net)

-

-

 

16

50

 

9

9

 

-

15

 

64

113

 

9.2.

Interest accrued

-

-

 

33

96

 

177

404

 

14

15

 

36

106

 

9.3.

Tax paid

-

-

 

-

3

 

1

1

 

-

-

 

-

-

 

9.4.

Stationery and Stamps

9

12

 

3

3

 

3

4

 

5

6

 

5

6

 

9.5.

Others

1579

2939

 

449

487

 

2

3

 

886

1153

 

1445

2097

 

Total Assets

8226

11407

 

3081

4536

 

7378

8471

 

4305

6090

 

5251

7702

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.


Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97

REGIONAL RURAL BANKS
                  
 
 
 
 
 
 
 
 
 
 
 
 
 

(Amount in Rs. lakh)

   

As on 31st March

   

Kalpatharu

 

Kamraz

 

Kanakadurga

 

Kanpur Kshetriya

 

Kapurthala Firozpur Kshetriya

   

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(171)

(172)

 

(173)

(174)

 

(175)

(176)

 

(177)

(178)

 

(179)

(180)

1.

Capital

75

1357

 

75

100

 

84

215

 

75

1969

 

75

755

  

(0.8)

(10.8)

 

(1.1)

(1.1)

 

(1.7)

(4.1)

 

(0.5)

(8.5)

 

(1.5)

(11.9)

2.

Reserves and Surplus

-

-

 

-

11

 

113

235

 

-

-

 

1

1

   

-

-

 

-

(0.1)

 

(2.3)

(4.5)

 

-

-

 

-

-

 

2.1.

Statutory Reserves

-

-

 

-

-

 

20

44

 

-

-

 

1

1

 

2.2.

Capital Reserves

-

-

 

-

11

 

15

15

 

-

-

 

-

-

 

2.3.

Share Premium

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.4.

Revenue and other Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.5.

Balance of Profit

-

-

 

-

-

 

79

176

 

-

-

 

-

-

                 

3.

Deposits

7194

7469

 

6466

8562

 

2715

3057

 

13122

17457

 

4205

4781

   

(72.8)

(59.3)

 

(92.8)

(93.2)

 

(56.0)

(58.1)

 

(80.7)

(75.4)

 

(83.7)

(75.6)

 

3.1.

Demand Deposits

685

314

 

943

1541

 

97

101

 

518

638

 

199

115

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

1

 

-

-

  

(ii)

From Others

685

314

 

943

1541

 

97

101

 

518

637

 

199

115

 

3.2.

Savings Deposits

2749

2786

 

3407

4100

 

795

897

 

6401

7888

 

1604

1724

 

3.3.

Term Deposits

3760

4369

 

2115

2921

 

1823

2059

 

6203

8932

 

2402

2942

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From Others

3760

4369

 

2115

2921

 

1823

2059

 

6203

8932

 

2402

2942

 

3.A.

Deposits of branches in India

7194

7469

 

6466

8562

 

2715

3057

 

13122

17457

 

4205

4781

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

4.

Borrowings

1960

2294

 

252

244

 

1339

1442

 

2117

2518

 

503

545

   

(19.8)

(18.2)

 

(3.6)

(2.7)

 

(27.6)

(27.4)

 

(13.0)

(10.9)

 

(10.0)

(8.6)

 

4.1.

Borrowings in India

1960

2294

 

252

244

 

1339

1442

 

2117

2518

 

503

545

  

(i)

From Reserve Bank of India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From other Banks

278

265

 

100

94

 

313

320

 

109

169

 

71

90

  

(iii)

From other Institutions and Agencies

1682

2029

 

152

149

 

1026

1122

 

2009

2349

 

432

455

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

654

1480

 

179

270

 

595

316

 

937

1198

 

242

245

   

(6.6)

(11.7)

 

(2.6)

(2.9)

 

(12.3)

(6.0)

 

(5.8)

(5.2)

 

(4.8)

(3.9)

 

5.1.

Bills Payable

-

-

 

9

6

 

-

-

 

111

242

 

4

8

 

5.2.

Inter-office Adjustments

21

16

 

-

46

 

169

37

 

-

-

 

-

-

 

5.3.

Interest Accrued

510

657

 

58

95

 

27

19

 

150

193

 

12

14

 

5.4.

Others (including provisions)

123

807

 

112

123

 

398

259

 

676

764

 

226

223

  

Total Liabilities

9883

12600

 

6971

9186

 

4847

5265

 

16252

23142

 

5026

6327

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

                  
 
 
 
 
 
 
 
 
 
 
 
 
 

(Amount in Rs. lakh)

   

As on 31st March

   

Kalpatharu

 

Kamraz

 

Kanakadurga

 

Kanpur Kshetriya

 

Kapurthala Firozpur Kshetriya

   

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(171)

(172)

 

(173)

(174)

 

(175)

(176)

 

(177)

(178)

 

(179)

(180)

1.

Cash in hand

156

148

 

88

50

 

86

83

 

117

160

 

66

86

   

(1.6)

(1.2)

 

(1.3)

(0.5)

 

(1.8)

(1.6)

 

(0.7)

(0.7)

 

(1.3)

(1.4)

2.

Balances with RBI

222

226

 

205

255

 

79

92

 

400

540

 

123

152

   

(2.2)

(1.8)

 

(2.9)

(2.8)

 

(1.6)

(1.7)

 

(2.5)

(2.3)

 

(2.4)

(2.4)

3.

Balances with banks in India

396

1553

 

2950

4439

 

1490

1860

 

1104

3074

 

182

2058

   

(4.0)

(12.3)

 

(42.3)

(48.3)

 

(30.7)

(35.3)

 

(6.8)

(13.3)

 

(3.6)

(32.5)

4.

Money at call and short notice

-

-

 

-

-

 

-

-

 

4091

6230

 

1154

-

   

-

-

 

-

-

 

-

-

 

(25.2)

(26.9)

 

(23.0)

-

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

3316

3438

 

931

942

 

438

310

 

2300

3550

 

738

986

   

(33.6)

(27.3)

 

(13.4)

(10.3)

 

(9.0)

(5.9)

 

(14.2)

(15.3)

 

(14.7)

(15.6)

 

6.A.

Investments in India

3316

3438

 

931

942

 

438

310

 

2300

3550

 

738

986

  

(i)

Government securities

-

26

 

20

20

 

-

-

 

700

900

 

-

-

  

(ii)

Other approved securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii)

Shares

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iv)

Debentures and Bonds

200

995

 

911

922

 

285

310

 

1600

2650

 

403

839

  

(v)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(vi)

Others

3116

2417

 

-

-

 

153

-

 

-

-

 

336

147

 

6.B.

Investments outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(i)

Government securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii)

Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

4412

4903

 

953

1117

 

2423

2792

 

5496

4026

 

2228

1966

   

(44.6)

(38.9)

 

(13.7)

(12.2)

 

(50.0)

(53.0)

 

(33.8)

(17.4)

 

(44.3)

(31.1)

 

7.1.

Bills purchased and discounted

28

146

 

-

-

 

17

-

 

-

-

 

1

1

 

7.2.

Cash credits, overdrafts & loans

1660

1972

 

313

437

 

1701

1919

 

695

428

 

297

386

 

7.3.

Term loans

2724

2785

 

640

680

 

706

873

 

4801

3598

 

1930

1578

8.

Fixed Assets

22

24

 

19

23

 

48

50

 

29

31

 

17

14

   

(0.2)

(0.2)

 

(0.3)

(0.3)

 

(1.0)

(0.9)

 

(0.2)

(0.1)

 

(0.3)

(0.2)

 

8.1.

Premises

-

-

 

-

-

 

25

24

 

-

-

 

-

-

 

8.2.

Other Fixed assets

22

24

 

19

23

 

23

26

 

29

31

 

17

14

9.

Other Assets

1359

2308

 

1825

2360

 

284

79

 

2714

5531

 

519

1066

   

(13.8)

(18.3)

 

(26.2)

(25.7)

 

(5.9)

(1.5)

 

(16.7)

(23.9)

 

(10.3)

(16.8)

 

9.1.

Inter - office adjustments (net)

-

-

 

17

-

 

-

-

 

132

83

 

8

39

 

9.2.

Interest accrued

55

247

 

72

133

 

31

19

 

362

793

 

51

89

 

9.3.

Tax paid

-

-

 

10

1

 

-

-

 

-

-

 

-

1

 

9.4.

Stationery and Stamps

7

7

 

-

-

 

3

4

 

15

19

 

1

1

 

9.5.

Others

1298

2054

 

1726

2226

 

250

56

 

2205

4637

 

458

935

 

Total Assets

9883

12600

 

6971

9186

 

4847

5265

 

16252

23142

 

5026

6327

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.