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Date : Mar 01, 2002

Table No.5.1 –Type of account-Wise classification of outstanding credit of scheduled commercial banks according to occupation (Part 2 of 2)


MARCH 2002
(Amount in Rupees Lakh)

				EXPORT BILLS			EXPORT BILLS
				PURCHASED			DISCOUNTED

OCCUPATION				No. of	Credit	Amount	No. of	Credit	Amount
				Accounts	Limit	Out standing	Accounts	Limit	Out standing

				19	20	21	22	23	24

I.	AGRICULTURE			66	40,46	36,44	40	36,97	20,23
	1.	Direct Finance		2	45	23	1	10	10
	2.	Indirect Finance		64	40,01	36,21	39	36,87	20,13
II.	INDUSTRY			9,548	14749,18	8505,40	4,849	6537,70	4266,61
	1.	Mining & Quarrying		332	525,94	276,68	223	157,93	109,20
	2.	Food Manufacturing & Processing		534	1481,88	885,03	209	449,98	287,83
		(a)	Rice Mills, Flour & Dal Mills	114	476,44	313,20	34	155,03	95,17
		(b)	Sugar	––	––	––	1	30	30
		(c)	Edible Oils & Vanaspati	37	102,88	49,34	14	30,76	25,75
		(d)	Tea Processing	13	58,93	31,76	5	22,17	3,73
		(e)	Processing of Fruits & Vegetables	42	47,63	19,18	13	14,75	6,05
		(f)	Others	328	796,01	471,55	142	226,97	156,83
	3.	Beverage & Tobacco		15	114,49	23,22	34	47,36	15,09
	4.	Textiles		3,793	4537,45	2601,09	1,677	2058,32	1433,18
		(a)	Cotton Textiles	1,068	1700,67	954,42	303	671,70	456,08
		(b)	Jute & Other Natural Fibre Textiles	62	54,17	40,63	34	20,42	11,62
		(c)	Handloom Textiles & Khadi	118	92,50	61,66	36	15,85	10,51
		(d)	Other Textiles & Textile Products	2,545	2690,12	1544,38	1,304	1350,34	954,98
	5.	Paper, Paper Products & Printing		93	113,75	50,64	43	52,42	45,49
	6.	Leather & Leather Products		846	704,61	395,35	346	247,47	178,50
	7.	Rubber & Plastic Products		227	275,00	118,97	106	76,22	57,04
	8.	Chemicals & Chemical Products		848	1849,26	1031,17	727	978,70	615,31
		(a)	Heavy Industrial Chemicals	200	294,92	187,40	170	132,28	85,28
		(b)	Fertilisers	35	88,23	56,26	8	114,91	38,57
		(c)	Drugs & Pharmaceuticals	292	806,39	490,83	314	498,44	317,43
		(d)	Non-Edible Oils	29	57,58	14,77	12	3,19	2,61
		(e)	Other Chemicals & Chemical Products	292	602,15	281,91	223	229,90	171,42
	9.	Petroleum, Coal Products & Nuclear Fuels		20	97,13	73,13	30	57,62	38,83
	10.	Manufacture of Cement & Cement Products		28	75,64	45,67	7	12,12	7,21
	11.	Basic Metals & Metal Products		976	1239,65	621,03	428	480,51	294,07
		(a)	Iron & Steel	300	805,47	381,33	144	258,38	164,94
		(b)	Non-Ferrous Metals	224	237,49	118,65	53	40,18	22,03
		(c)	Metal Products	452	196,68	121,05	231	181,94	107,10
	12.	Engineering		512	1591,84	873,93	290	646,86	270,35
		(a)	Heavy Engineering	106	329,79	207,93	55	54,62	33,77
		(b)	Light Engineering	189	760,94	332,35	107	310,00	109,71
		(c)	Electrica lMachinery & Goods	137	378,74	234,75	83	168,39	55,80
		(d)	Electronic Machinery & Goods	80	122,37	98,91	45	113,86	71,06
	13.	Vehicles,Vehicle Parts & Transport Equipments		290	502,85	199,22	258	137,23	83,92
	14.	OtherIndustries		1,000	1557,17	1262,59	451	1020,68	809,37
	15.	Electricity,Gas & Water		10	16,12	14,98	4	44,21	14,37
		(a)	Electricity Generation & Transmission	8	15,57	14,56	2	15,90	1,36
		(b)	Non-Conventional Energy	––	––	––	1	15,00	1,46
		(c)	Gas,Steam & Water Supply	2	55	42	1	13,30	11,54
	16.	Construction		24	66,38	32,71	16	70,07	6,84
III.	TRANSPORT OPERATORS			15	10,18	3,64	2	1,78	7
IV.	PROFESSIONAL AND OTHER SERVICES			122	733,99	489,32	57	224,90	172,20
V.	PERSONAL LOANS			––	––	––	––	––	––
	1.	Loans for Purchase of Consumer Durables		––	––	––	––	––	––
	2.	Loans for Housing		––	––	––	––	––	––
	3.	Rest of the Personal Loans		––	––	––	––	––	––
VI.	TRADE			1,953	2465,99	1489,16	1,053	1308,59	988,87
	1.	WholesaleTrade		1,640	2186,99	1339,33	872	1178,34	911,45
	2.	RetailTrade		313	279,00	149,83	181	130,25	77,42
VII.	FINANCE			16	116,67	116,69	17	72,92	15,96
VIII.	ALL OTHERS			1,955	1797,14	1105,42	541	1060,77	1014,77

TOTAL BANK CREDIT				13,675	19913,61	11746,06	6,559	9243,63	6478,70
OF WHICH:			1.Artisans and Village & Tiny Industries	––	––	––	––	––	––
			2.Other Small Scale Industries	3,247	2804,26	1806,63	1,110	1220,90	791,64

(Amount in Rupees Lakh)

				EXPORT BILLS			ADVANCES AGAINST EXPORT
				ADVANCED AGAINST			CASH INCENTIVES AND DUTY
							DRAW-BACK CLAIMS

OCCUPATION				No. of	Credit	Amount	No. of	Credit	Amount
				Accounts	Limit	Out standing	Accounts	Limit	Out standing

				25	26	27	28	29	30

I.	AGRICULTURE			15	18,06	15,28	––	––	––
	1.	Direct Finance		1	2,10	1,37	––	––	––
	2.	Indirect Finance		14	15,96	13,91	––	––	––
II.	INDUSTRY			2,072	3196,91	2408,15	141	156,11	102,59
	1.	Mining & Quarrying		17	38,23	28,59	––	––	––
	2.	Food Manufacturing & Processing		45	130,42	83,61	1	3	2
		(a)	Rice Mills,Flour & Dal Mills	4	12,53	12,57	––	––	––
		(b)	Sugar	––	––	––	––	––	––
		(c)	Edible Oils & Vanaspati	9	20,29	16,56	––	––	––
		(d)	Tea Processing	4	33,03	17,48	––	––	––
		(e)	Processing of Fruits & Vegetables	11	13,89	8,23	1	3	2
		(f)	Others	17	50,68	28,78	––	––	––
	3.	Beverage &Tobacco		35	13,62	13,62	––	––	––
	4.	Textiles		479	345,97	232,92	72	40,83	29,73
		(a)	Cotton Textiles	174	157,26	106,62	10	9,31	8,32
		(b)	Jute & Other Natural Fibre Textiles	––	––	––	––	––	––
		(c)	Handloom Textiles & Khadi	6	1,01	90	3	1,03	89
		(d)	Other Textiles & Textile Products	299	187,70	125,40	59	30,49	20,52
	5.	Paper, Paper Products & Printing		26	36,62	22,79	1	50	50
	6.	Leather & Leather Products		30	16,44	6,56	26	11,53	10,24
	7.	Rubber & Plastic Products		188	62,53	33,22	2	33	11
	8.	Chemicals &Chemical Products		310	170,56	109,63	4	1,15	1,12
		(a)	Heavy Industrial Chemicals	107	79,02	42,96	1	30	29
		(b)	Fertilisers	8	9,49	6,78	––	––	––
		(c)	Drugs & Pharmaceuticals	95	58,76	39,05	1	20	20
		(d)	Non-Edible Oils	4	3,16	1,53	––	––	––
		(e)	Other Chemicals & Chemical Products	96	20,13	19,31	2	65	63
	9.	Petroleum,Coal Products & Nuclear Fuels		61	72,49	60,02	––	––	––
	10.	Manufacture of Cement & Cement Products		6	17,17	13,41	––	––	––
	11.	Basic Metals & Metal Products		204	193,56	105,13	26	17,60	10,73
		(a)	Iron & Steel	123	97,86	66,94	16	9,62	4,58
		(b)	Non-Ferrous Metals	22	34,31	13,65	1	5,00	4,96
		(c)	Meta lProducts	59	61,39	24,54	9	2,98	1,19
	12.	Engineering		121	93,55	61,45	2	17,89	17,89
		(a)	Heavy Engineering	12	37,30	17,14	––	––	––
		(b)	Light Engineering	28	21,87	13,61	1	17,38	17,38
		(c)	Electrical Machinery & Goods	66	27,89	24,33	1	51	51
		(d)	Electronic Machinery & Goods	15	6,49	6,36	––	––	––
	13.	Vehicles,Vehicle Parts & Transport Equipments		82	64,08	52,86	2	18,87	1,09
	14.	Other Industries		399	1928,46	1571,42	5	47,40	31,16
	15.	Electricity,Gas & Water		3	4,23	3,79	––	––	––
		(a)	Electricity Generation & Transmission	2	48	55	––	––	––
		(b)	Non-Conventional Energy	––	––	––	––	––	––
		(c)	Gas, Steam &Water Supply	1	3,75	3,24	––	––	––
	16.	Construction		66	8,99	9,15	––	––	––
III.	TRANSPORT OPERATORS			1	3	3	––	––	––
IV.	PROFESSIONAL AND OTHER SERVICES			16	63,29	39,50	2	54	50
V.	PERSONAL LOANS			1	25	3	––	––	––
	1.	Loans for Purchase of Consumer Durables		––	––	––	––	––	––
	2.	Loans for Housing		––	––	––	––	––	––
	3.	Rest of the Personal Loans		1	25	3	––	––	––
VI.	TRADE			464	745,42	566,76	41	26,06	6,69
	1.	Wholesale Trade		413	668,61	499,78	37	25,29	6,37
	2.	Retail Trade		51	76,82	66,98	4	77	33
VII.	FINANCE			15	49,55	7,28	––	––	––
VIII.	ALL OTHERS			225	370,63	245,28	4	18	18
TOTAL BANK CREDIT				2,809	4444,13	3282,31	188	182,90	109,96
OF WHICH:			1.Artisans and Village & Tiny Industries	––	––	––	––	––	––
			2.Other Small Scale Industries	422	793,03	614,94	69	35,72	31,58

(Amount in Rupees Lakh)

				INLAND BILLS			INLAND BILLS
				PURCHASED			DISCOUNTED

OCCUPATION				No. of	Credit	Amount	No. of	Credit	Amount
				Accounts	Limit	Out tanding	Accounts	Limit	Out standing

				31	32	33	34	35	36

I.	AGRICULTURE			99	27,59	23,51	170	133,16	126,13
	1.	Direct Finance		6	95	78	6	6,14	2,22
	2.	Indirect Finance		93	26,64	22,73	164	127,02	123,91
II.	INDUSTRY			7,413	7232,58	4067,40	11,722	14442,33	9210,21
	1.	Mining & Quarrying		203	509,32	203,62	102	156,59	137,11
	2.	Food Manufacturing & Processing		216	247,06	130,63	183	240,38	132,95
		(a)	Rice Mills, Flour & Dal Mills	36	5,39	5,27	25	20,53	19,14
		(b)	Sugar	8	5,16	3,42	19	12,15	7,98
		(c)	Edible Oils & Vanaspati	32	51,18	46,67	55	164,16	76,09
		(d)	Tea Processing	6	1,10	1,18	3	5,71	1,71
		(e)	Processing of Fruits &Vegetables	10	88	62	8	4,23	3,05
		(f)	Others	124	183,37	73,48	73	33,60	24,98
	3.	Beverage & Tobacco		57	47,22	37,56	61	59,52	53,55
	4.	Textiles		1,028	648,23	386,73	1,170	666,08	521,77
		(a)	Cotton Textiles	383	296,95	175,08	630	369,49	311,98
		(b)	Jute & Other Natural Fibre Textiles	30	14,41	9,89	42	10,59	11,42
		(c)	Handloom Textiles & Khadi	23	4,36	78	15	2,15	1,95
		(d)	Other Textiles & Textile Products	592	332,51	200,97	483	283,84	196,42
	5.	Paper, Paper Products & Printing		378	95,33	62,28	369	143,66	87,90
	6.	Leather & Leather Products		160	192,83	89,13	148	102,42	63,57
	7.	Rubber & Plastic Products		537	219,89	172,81	854	551,12	408,66
	8.	Chemicals & Chemical Products		994	992,28	419,72	1,970	1783,19	1113,48
		(a)	Heavy Industrial Chemicals	202	150,20	70,84	574	375,52	255,57
		(b)	Fertilisers	23	47,24	25,09	50	128,39	88,39
		(c)	Drugs & Pharmaceuticals	247	272,40	114,67	499	507,45	335,35
		(d)	Non-Edible Oils	23	26,72	20,08	15	3,70	3,41
		(e)	Other Chemicals & Chemical Products	499	495,72	189,04	832	768,14	430,76
	9.	Petroleum,Coal Products & Nuclear Fuels		71	245,51	177,26	55	190,92	57,89
	10.	Manufacture of Cement & Cement Products		65	40,14	34,78	38	64,48	44,10
	11.	Basic Metals & Metal Products		1,160	1696,67	828,92	2,193	1795,03	1369,26
		(a)	Iron & Steel	555	1155,63	607,56	1,307	1292,41	1007,44
		(b)	Non-Ferrous Metals	135	324,92	127,07	304	190,41	146,47
		(c)	Metal Products	470	216,12	94,30	582	312,21	215,35
	12.	Engineering		1,399	1576,23	999,11	2,846	4124,86	2375,82
		(a)	Heavy Engineering	279	122,86	82,11	756	696,66	415,55
		(b)	Light Engineering	448	663,33	484,65	680	909,25	433,20
		(c)	Electrical Machinery & Goods	454	605,46	345,24	952	1717,60	861,08
		(d)	Electronic Machinery & Goods	218	184,57	87,11	458	801,36	665,98
	13.	Vehicles,Vehicle Parts & Transport Equipments		256	312,20	211,63	970	1698,90	1020,11
	14.	Other Industries		532	166,87	121,06	455	622,03	608,49
	15.	Electricity,Gas & Water		64	92,98	71,13	138	1923,72	1021,13
		(a)	Electricity Generation & Transmission	37	82,80	65,24	68	1789,36	941,89
		(b)	Non-Conventional Energy	3	1,23	1,34	3	16,87	4,57
		(c)	Gas,Steam & Water Supply	24	8,95	4,56	67	117,48	74,68
	16.	Construction		293	149,82	121,02	170	319,44	194,39
III.	TRANSPORT OPERATORS			160	72,35	15,18	83	257,14	106,65
IV.	PROFESSIONAL AND OTHER SERVICES			495	932,36	117,29	316	365,24	269,90
V.	PERSONAL LOANS			10	60	78	13	1,81	1,40
	1.	Loans for Purchase of Consumer Durables		––	––	––	––	––	––
	2.	Loans for Housing		––	––	––	––	––	––
	3.	Rest of the Personal Loans		10	60	78	13	1,81	1,40
VI.	TRADE			3,058	1564,55	891,96	3,687	2252,16	1806,41
	1.	Wholesale Trade		2,126	898,08	569,31	2,650	1645,28	1385,89
	2.	Retail Trade		932	666,48	322,65	1,037	606,88	420,52
VII.	FINANCE			366	809,45	347,76	200	1651,36	809,66
VIII.	ALL OTHERS			6,286	4496,28	3274,30	1,486	2206,02	1933,90
TOTAL BANK CREDIT				17,887	15135,76	8738,17	17,677	21309,23	14264,27
OF WHICH:			1.Artisans and Village & Tiny Industries	––	––	––	––	––	––
			2.Other Small Scale Industries	2,956	784,71	500,53	1,787	1097,95	688,40

(Amount in Rupees Lakh)

		ADVANCES AGAINST			FOREIGN CURRENCY CHEQUES			TOTAL
		IMPORT BILLS			TCs/DDs/TTs/MTs PURCHASED

OCCUPATION		No. of	Credit	Amount	No. of	Credit	Amount	No. of	Credit	Amount
	Accounts		Limit	Out-	Accounts	Limit	Out-	Accounts	Limit	Out-
				standing			standing			standing

		37	38	39	40	41	42	43	44	45

I.	AGRICULTURE	579	88,05	76,23	37	6,03	4,49	3,35,309	34459,33	26471,64
	1. Direct Finance	7	1,16	1,10	6	35	34	2,81,713	13030,04	10914,52
	2. Indirect Finance	572	86,90	75,12	31	5,67	4,15	53,596	21429,29	15557,13
II.	INDUSTRY	966	2161,29	1413,12	517	359,25	359,20	3,98,771	361617,39	263051,61
	1. Mining & Quarrying	16	55,50	51,17	22	1,95	1,86	9,120	20819,11	11654,37
	2. Food Manufacturing & Processing	37	170,48	72,86	17	12,92	12,40	39,906	27007,13	20274,17
	(a) Rice Mills,Flour &Dal Mills	4	7,83	6,36	8	83	90	17,262	6217,01	4747,44
	(b) Sugar	––	––	––	1	5,93	5,93	1,087	5966,36	4486,92
	(c) Edible Oils &Vanaspati	7	21,23	21,06	3	1,91	1,44	4,664	3444,80	2596,00
	(d) TeaProcessing	3	11,60	4,23	2	35	23	1,536	2231,83	1620,99
	(e) Processing of Fruits &Vegetables	2	36	27	2	3,82	3,82	1,229	792,07	601,84
	(f) Others	21	129,46	40,94	1	8	8	14,128	8355,06	6220,99
	3. Beverage & Tobacco	4	8,45	8,36	7	1,35	75	3,662	3790,40	3006,27
	4. Textiles	164	225,17	140,01	143	44,55	93,44	67,141	46258,09	33607,22
	(a) Cotton Textiles	65	91,23	67,92	14	6,58	4,81	22,753	20021,10	15577,14
	(b) Jute & Other Natural Fibre Textiles	1	69	69	7	4,34	4,04	1,243	811,11	603,05
	(c) Handloom Textiles & Khadi	3	47	42	2	19	8	3,315	1439,64	812,03
	(d) Other Textiles & Textile Products	95	132,79	70,98	120	33,44	84,51	39,830	23986,25	16615,01
	5. Paper,PaperProducts&Printing	42	29,47	16,66	14	3,70	4,59	18,513	9043,21	7300,78
	6. Leather & Leather Products	16	33,34	29,71	14	5,51	5,24	6,993	3796,22	2858,27
	7. Rubber & Plastic Products	44	32,78	28,89	20	14,36	13,86	19,970	8986,45	7326,19
	8. Chemicals & Chemical Products	161	226,13	208,40	77	43,50	39,42	31,389	42991,16	29670,92
	(a) Heavy Industrial Chemicals	74	57,11	43,56	12	4,73	4,91	5,639	8279,53	6169,92
	(b) Fertilisers	4	26,99	26,30	4	13	7	1,253	8586,49	5551,40
	(c) Drugs & Pharmaceuticals	32	88,61	83,14	18	10,08	11,03	7,873	10852,56	7775,62
	(d) Non-Edible Oils	1	40	22	––	––	––	702	666,25	499,79
	(e) Other Chemicals & Chemical Products	50	53,01	55,17	43	28,57	23,41	15,922	14606,34	9674,19
	9. Petroleum, Coal Products & Nuclear Fuels	7	86,11	58,68	1	3,17	3,17	2,425	14780,98	12424,55
	10. Manufacture of Cement & Cement Products	8	45,94	32,34	4	3,31	3,29	4,720	6758,40	5642,66
	11. Basic Metals & Metal Products	118	291,27	196,82	72	45,72	38,95	39,124	41628,19	32952,30
	(a) Iron & Steel	58	180,93	129,01	40	38,57	32,14	15,941	29791,36	23889,30
	(b) Non-Ferrous Metals	19	52,35	34,79	12	2,65	2,59	3,970	4306,99	3062,40
	(c) Metal Products	41	58,00	33,02	20	4,50	4,21	19,213	7529,84	6000,60
	12. Engineering	158	419,92	189,29	46	22,14	25,17	42,503	49347,04	31442,41
	(a) Heavy Engineering	42	77,18	56,68	10	11,99	15,01	9,232	8329,59	6066,19
	(b) Light Engineering	32	37,42	17,20	15	3,36	3,56	14,257	13236,56	9453,77
	(c) Electrical Machinery & Goods	37	114,97	31,29	14	1,38	1,30	12,146	16985,24	8420,24
	(d) Electronic Machinery & Goods	47	190,36	84,11	7	5,41	5,30	6,868	10795,66	7502,21
	13. Vehicles,Vehicle Parts & Transport Equipments	34	259,83	228,03	10	46,31	16,57	11,836	14760,96	10961,96
	14. Other Industries	117	183,94	72,56	43	41,92	32,04	54,821	26909,90	20356,48
	15. Electricity,Gas & Water	13	44,59	43,59	4	62,13	62,13	3,376	26491,87	18824,33
	(a) Electricity Generation & Transmission	10	18,99	18,05	1	60,62	60,62	1,869	24399,39	17376,92
	(b) Non-Conventional Energy	1	11	11	1	7	7	330	485,34	397,01
	(c) Gas,Steam & Water Supply	2	25,48	25,43	2	1,45	1,45	1,177	1607,13	1050,41
	16. Construction	27	48,38	35,75	23	6,70	6,32	43,272	18248,28	14748,74
III.	TRANSPORT OPERATORS	7	97	78	27	8,18	6,50	76,479	9980,68	7410,62
IV.	PROFESSIONAL AND OTHER SERVICES	86	203,24	78,50	110	21,62	16,34	1,05,183	32918,86	24687,38
V.	PERSONAL LOANS	2	7	7	113	5,66	5,09	9,14,692	44387,18	36538,41
	1. Loans for Purchase of Consumer Durables	––	––	––	––	––	––	12,343	425,36	333,91
	2. Loans for Housing	––	––	––	––	––	––	4,38,195	24932,85	21705,06
	3. Rest of the Personal Loans	2	7	7	113	5,66	5,09	4,64,154	19028,97	14499,44
VI.	TRADE	424	321,34	195,35	295	115,82	76,92	2,78,163	103116,21	87989,42
	1. Wholesale Trade	339	265,09	168,04	206	32,91	28,22	1,09,399	83515,23	72512,47
	2. Retail Trade	85	56,24	27,32	89	82,91	48,70	1,68,764	19600,98	15476,95
VII.	FINANCE	5	34,38	35,46	62	64,62	37,19	19,228	49233,05	37222,45
VIII.	ALL OTHERS	225	215,36	173,03	548	169,25	149,49	1,30,704	61146,46	46972,54

TOTAL BANK CREDIT		2,294	3024,69	1972,55	1,709	750,43	655,22	22,58,529	696859,16	530344,08
OF WHICH: 1.Artisans and Village & Tiny Industries		––	––	––	16	95	1,08	50,718	4858,09	3930,78
	2.Other Small Scale Industries	239	156,57	107,51	84	23,87	22,24	1,20,940	35005,54	27730,11

See Notes on Tables.