| MARCH 2002 | (Amount in Rupees Lakh) |
| | | | | | CASH CREDIT | OVERDRAFT |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | Accounts | Limit | Out standing | Accounts | Limit | Out standing |
| | | | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 31,531 | 4365,13 | 3372,91 | 6,592 | 693,44 | 540,14 | | | 1. | Direct Finance | 19,536 | 2105,25 | 1594,16 | 4,279 | 341,16 | 267,13 | | | 2. | Indirect Finance | 11,995 | 2259,88 | 1778,74 | 2,313 | 352,28 | 273,01 | II. | INDUSTRY | 1,78,465 | 108684,75 | 70165,58 | 30,935 | 12918,42 | 9687,79 | | | 1. | Mining &Quarrying | 2,752 | 10522,60 | 3486,86 | 490 | 352,25 | 343,17 | | | 2. | Food Manufacturing & Processing | 21,781 | 12798,64 | 9742,54 | 2,181 | 761,84 | 587,51 | | | | (a) | Rice Mills, Flour & Dal Mills | 10,795 | 2968,02 | 2276,63 | 733 | 153,40 | 107,91 | | | | (b) | Sugar | 598 | 3985,43 | 2870,22 | 33 | 31,46 | 29,13 | | | | (c) | Edible Oils &Vanaspati | 2,794 | 1781,87 | 1408,09 | 355 | 123,69 | 116,56 | | | | (d) | Tea Processing | 802 | 1053,03 | 766,22 | 99 | 29,12 | 20,75 | | | | (e) | Processing of Fruits &Vegetables | 481 | 192,19 | 156,25 | 109 | 30,16 | 33,53 | | | | (f) | Others | 6,311 | 2818,10 | 2265,13 | 852 | 394,00 | 279,63 | | | 3. | Beverage & Tobacco | 1,700 | 1115,78 | 920,59 | 287 | 180,43 | 143,83 | | | 4. | Textiles | 32,169 | 14296,22 | 9608,27 | 4,213 | 1236,39 | 1058,51 | | | | (a) | Cotton Textiles | 10,496 | 5394,11 | 4408,44 | 1,727 | 623,34 | 568,99 | | | | (b) | Jute & Other Natural Fibre Textiles | 598 | 304,30 | 201,37 | 84 | 20,05 | 13,95 | | | | (c) | Handloom Textiles & Khadi | 1,949 | 327,40 | 258,93 | 169 | 18,10 | 15,84 | | | | (d) | Other Textiles & Textile Products | 19,126 | 8270,41 | 4739,53 | 2,233 | 574,90 | 459,73 | | | 5. | Paper, Paper Products & Printing | 9,036 | 2639,28 | 2214,16 | 1,226 | 334,22 | 269,99 | | | 6. | Leather & Leather Products | 2,173 | 630,65 | 534,02 | 464 | 77,63 | 63,99 | | | 7. | Rubber & Plastic Products | 10,359 | 3699,10 | 3161,44 | 1,083 | 227,29 | 187,61 | | | 8. | Chemicals & Chemical Products | 14,902 | 13637,55 | 8277,61 | 1,956 | 1606,78 | 1039,00 | | | | (a) | Heavy Industrial Chemicals | 2,216 | 1851,99 | 1225,56 | 390 | 232,83 | 180,01 | | | | (b) | Fertilisers | 634 | 3543,25 | 2085,60 | 43 | 183,22 | 153,81 | | | | (c) | Drugs & Pharmaceuticals | 3,776 | 3361,30 | 2129,94 | 392 | 402,48 | 268,28 | | | | (d) | Non-Edible Oils | 391 | 130,10 | 114,54 | 31 | 113,18 | 48,55 | | | | (e) | Other Chemicals & Chemical Products | 7,885 | 4750,91 | 2721,97 | 1,100 | 675,08 | 388,36 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 1,317 | 2760,54 | 1226,08 | 136 | 235,27 | 205,15 | | | 10. | Manufacture of Cement & Cement Products | 2,580 | 1254,05 | 1065,65 | 195 | 302,17 | 212,25 | | | 11. | Basic Metals & Metal Products | 20,381 | 12817,26 | 9998,34 | 2,342 | 1019,62 | 859,41 | | | | (a) | Iron & Steel | 8,464 | 9031,35 | 6736,80 | 741 | 488,50 | 384,35 | | | | (b) | Non-Ferrous Metals | 1,718 | 885,07 | 703,06 | 222 | 62,23 | 48,34 | | | | (c) | Metal Products | 10,199 | 2900,84 | 2558,48 | 1,379 | 468,88 | 426,73 | | | 12. | Engineering | 21,600 | 18360,52 | 9615,37 | 3,269 | 1495,47 | 1007,46 | | | | (a) | Heavy Engineering | 4,517 | 2282,74 | 1576,98 | 685 | 331,40 | 253,46 | | | | (b) | Light Engineering | 7,379 | 4185,87 | 3166,12 | 1,135 | 457,71 | 292,19 | | | | (c) | Electrical Machinery&Goods | 6,413 | 8136,93 | 2605,87 | 884 | 400,37 | 260,53 | | | | (d) | Electronic Machinery & Goods | 3,291 | 3754,99 | 2266,40 | 565 | 305,99 | 201,27 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 5,072 | 2833,10 | 2000,89 | 784 | 499,34 | 346,15 | | | 14. | Other Industries | 25,204 | 6246,11 | 4210,17 | 5,588 | 1336,42 | 920,97 | | | 15. | Electricity, Gas & Water | 1,169 | 2692,17 | 2056,76 | 315 | 1035,40 | 933,33 | | | | (a) | Electricity Generation & Transmission | 627 | 2413,23 | 1904,55 | 161 | 896,08 | 833,59 | | | | (b) | Non-Conventional Energy | 108 | 47,93 | 24,34 | 29 | 15,04 | 15,19 | | | | (c) | Gas, Steam & Water Supply | 434 | 231,01 | 127,87 | 125 | 124,29 | 84,56 | | | 16. | Construction | 6,270 | 2381,19 | 2046,83 | 6,406 | 2217,92 | 1509,44 | III. | TRANSPORT OPERATORS | 3,369 | 1164,01 | 940,00 | 1,949 | 372,84 | 263,91 | IV. | PROFESSIONAL AND OTHER SERVICES | 13,970 | 3539,93 | 2719,49 | 9,591 | 3031,22 | 2651,43 | V. | PERSONAL LOANS | 516 | 60,95 | 50,56 | 58,356 | 3660,38 | 2636,52 | | | 1. | Loans for Purchase of Consumer Durables | –– | –– | –– | –– | –– | –– | | | 2. | Loans for Housing | –– | –– | –– | –– | –– | –– | | | 3. | Rest of the Personal Loans | 516 | 60,95 | 50,56 | 58,356 | 3660,38 | 2636,52 | VI. | TRADE | 1,80,244 | 72789,66 | 63834,03 | 40,361 | 9079,00 | 7843,06 | | | 1. | Wholesale Trade | 67,599 | 61747,73 | 54698,82 | 15,570 | 5913,52 | 5449,67 | | | 2. | Retail Trade | 1,12,645 | 11041,93 | 9135,21 | 24,791 | 3165,48 | 2393,39 | VII. | FINANCE | 2,819 | 6226,74 | 4200,27 | 3,444 | 4792,63 | 2845,56 | VIII. | ALL OTHERS | 47,719 | 19823,47 | 15846,92 | 20,744 | 4243,45 | 3287,43 |
| TOTAL BANK CREDIT | 4,58,633 | 216654,63 | 161129,76 | 1,71,972 | 38791,38 | 29755,84 | OF WHICH: | 1.Artisans and Village &Tiny Industries | 33,032 | 3374,66 | 2901,38 | 2,091 | 124,96 | 97,33 | | | | | 2.Other Small Scale Industries | 62,595 | 14285,17 | 12271,26 | 8,088 | 1447,18 | 1229,16 |
|
(Amount in Rupees Lakh) |
| | | | | | DEMAND LOANS | MEDIUM TERM LOANS |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | Accounts | Limit | Out standing | Accounts | Limit | Out standing |
| | | | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | 13,453 | 1974,18 | 1628,73 | 66,046 | 11421,84 | 8355,21 | | | 1. | Direct Finance | 12,154 | 851,25 | 704,96 | 47,224 | 2074,26 | 1788,71 | | | 2. | Indirect Finance | 1,299 | 1122,93 | 923,78 | 18,822 | 9347,58 | 6566,50 | II. | INDUSTRY | 18,113 | 39248,58 | 35293,41 | 24,187 | 29851,35 | 22313,79 | | | 1. | Mining & Quarrying | 482 | 2984,45 | 2841,05 | 622 | 1292,33 | 1132,85 | | | 2. | Food Manufacturing & Processing | 1,409 | 1462,88 | 1171,40 | 2,468 | 1050,48 | 844,13 | | | | (a) | Rice Mills,Flour & Dal Mills | 422 | 134,86 | 135,92 | 976 | 146,08 | 102,22 | | | | (b) | Sugar | 75 | 287,12 | 269,66 | 42 | 153,79 | 159,26 | | | | (c) | Edible Oils & Vanaspati | 155 | 166,43 | 133,47 | 237 | 182,60 | 146,71 | | | | (d) | Tea Processing | 124 | 212,62 | 183,94 | 170 | 164,08 | 118,89 | | | | (e) | Processing of Fruits & Vegetables | 62 | 117,02 | 53,17 | 73 | 20,14 | 10,90 | | | | (f) | Others | 571 | 544,84 | 395,25 | 970 | 383,78 | 306,15 | | | 3. | Beverage & Tobacco | 262 | 657,01 | 626,05 | 228 | 389,44 | 286,29 | | | 4. | Textiles | 2,680 | 2918,46 | 2740,11 | 3,204 | 2723,15 | 2193,58 | | | | (a) | Cotton Textiles | 899 | 1269,65 | 1215,41 | 1,182 | 1218,82 | 999,00 | | | | (b) | Jute & Other Natural Fibre Textiles | 97 | 53,63 | 54,08 | 52 | 101,48 | 64,86 | | | | (c) | Handloom Textiles & Khadi | 93 | 27,72 | 26,24 | 257 | 327,28 | 286,50 | | | | (d) | Other Textiles & Textile Products | 1,591 | 1567,46 | 1444,37 | 1,713 | 1075,58 | 843,22 | | | 5. | Paper ,Paper Products & Printing | 720 | 994,40 | 890,31 | 1,432 | 753,82 | 461,71 | | | 6. | Leather & Leather Products | 400 | 232,92 | 203,35 | 276 | 87,60 | 71,14 | | | 7. | Rubber & Plastic Products | 770 | 1047,95 | 912,74 | 1,126 | 648,85 | 557,56 | | | 8. | Chemicals & Chemical Products | 1,410 | 4230,13 | 3687,06 | 1,723 | 3183,93 | 2439,83 | | | | (a) | Heavy Industrial Chemicals | 244 | 694,61 | 633,54 | 329 | 449,92 | 366,90 | | | | (b) | Fertilisers | 96 | 968,57 | 732,22 | 91 | 1092,87 | 728,61 | | | | (c) | Drugs & Pharmaceuticals | 394 | 1139,63 | 1003,43 | 384 | 718,67 | 625,22 | | | | (d) | Non-Edible Oils | 25 | 190,76 | 190,70 | 22 | 2,88 | 2,16 | | | | (e) | Other Chemicals & Chemical Products | 651 | 1236,56 | 1127,17 | 897 | 919,58 | 716,94 | | | 9. | Petroleum ,Coal Products & Nuclear Fuels | 143 | 3666,15 | 3583,85 | 137 | 1167,93 | 1060,70 | | | 10. | Manufacture of Cement & Cement Products | 206 | 1091,41 | 908,81 | 318 | 708,32 | 639,63 | | | 11. | Basic Metals & Metal Products | 1,669 | 3971,11 | 3582,32 | 1,712 | 2274,96 | 1894,00 | | | | (a) | Iron & Steel | 676 | 3155,26 | 2832,85 | 648 | 1355,17 | 1136,80 | | | | (b) | Non-Ferrous Metals | 220 | 304,79 | 282,45 | 167 | 311,57 | 250,43 | | | | (c) | Metal Products | 773 | 511,06 | 467,02 | 897 | 608,22 | 506,78 | | | 12. | Engineering | 2,273 | 5916,82 | 5040,67 | 2,172 | 3712,56 | 2557,38 | | | | (a) | Heavy Engineering | 439 | 1082,55 | 920,23 | 442 | 837,34 | 680,61 | | | | (b) | Light Engineering | 682 | 1885,65 | 1589,79 | 797 | 1403,58 | 983,87 | | | | (c) | Electrical Machinery & Goods | 697 | 1341,21 | 1198,44 | 599 | 691,00 | 456,08 | | | | (d) | Electronic Machinery & Goods | 455 | 1607,41 | 1332,21 | 334 | 780,64 | 436,82 | | | 13. | Vehicles,Vehicle Parts &Transport Equipments | 592 | 3095,37 | 2882,35 | 795 | 1336,41 | 1101,84 | | | 14. | Other Industries | 2,950 | 2273,03 | 2043,43 | 4,274 | 2896,13 | 2009,15 | | | 15. | Electricity,Gas & Water | 204 | 2496,56 | 2264,04 | 379 | 6009,56 | 3725,03 | | | | (a) | Electricity Generation & Transmission | 132 | 2310,28 | 2097,45 | 240 | 5366,59 | 3321,95 | | | | (b) | Non- Conventional Energy | 19 | 61,57 | 39,96 | 26 | 164,43 | 160,40 | | | | (c) | Gas, Steam & Water Supply | 53 | 124,71 | 126,64 | 113 | 478,54 | 242,68 | | | 16. | Construction | 1,943 | 2209,92 | 1915,87 | 3,321 | 1615,88 | 1338,97 | III. | TRANSPORT OPERATORS | 4,034 | 1033,67 | 854,22 | 14,815 | 1271,15 | 986,59 | IV. | PROFESSIONAL AND OTHER SERVICES | 5,532 | 4994,91 | 4034,70 | 18,068 | 6552,04 | 4382,26 | V. | PERSONAL LOANS | 74,435 | 3283,20 | 2234,17 | 1,26,983 | 5031,30 | 3750,63 | | | 1. | Loans for Purchase of Consumer Durables | –– | –– | –– | 4,484 | 163,55 | 124,32 | | | 2. | Loans for Housing | –– | –– | –– | 21 | 68,19 | 63,85 | | | 3. | Rest of the Personal Loans | 74,435 | 3283,20 | 2234,17 | 1,22,478 | 4799,57 | 3562,46 | VI. | TRADE | 7,174 | 4278,07 | 3978,19 | 12,571 | 2037,10 | 1789,16 | | | 1. | Wholesale Trade | 2,637 | 3323,83 | 3093,88 | 5,482 | 1374,57 | 1252,67 | | | 2. | Retail Trade | 4,537 | 954,24 | 884,31 | 7,089 | 662,53 | 536,49 | VII. | FINANCE | 1,282 | 8847,41 | 7784,69 | 2,102 | 9729,03 | 7174,15 | VIII. | ALL OTHERS | 9,167 | 5827,44 | 5096,19 | 11,931 | 6264,03 | 3714,88 |
| TOTAL BANK CREDIT | 1,33,190 | 69487,47 | 60904,31 | 2,76,703 | 72157,84 | 52466,67 | OF WHICH: | 1.Artisans and Village & Tiny Industries | 907 | 55,96 | 53,93 | 3,765 | 322,29 | 195,61 | | | | | 2.Other Small Scale Industries | 4,460 | 1396,77 | 1234,56 | 7,035 | 1763,66 | 1303,65 |
|
(Amount in Rupees Lakh) |
| | | | | | LONG TERM LOANS | PACKING CREDIT |
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | Accounts | Limit | Out standing | Accounts | Limit | Out standing |
| | | | | | 13 | 14 | 15 | 16 | 17 | 18 |
| I. | AGRICULTURE | 2,16,206 | 14974,72 | 11783,22 | 475 | 679,69 | 489,12 | | | 1. | DirectFinance | 1,98,151 | 7212,73 | 6255,43 | 340 | 434,14 | 297,98 | | | 2. | IndirectFinance | 18,055 | 7761,99 | 5527,79 | 135 | 245,56 | 191,14 | II. | INDUSTRY | 95,261 | 94919,80 | 74910,01 | 14,582 | 27159,15 | 20348,35 | | | 1. | Mining & Quarrying | 3,386 | 2753,39 | 2040,90 | 473 | 1468,62 | 1001,30 | | | 2. | Food Manufacturing & Processing | 9,809 | 5183,37 | 4135,90 | 1,016 | 3016,77 | 2187,35 | | | | (a) | Rice Mills, Flour & Dal Mills | 3,974 | 1202,98 | 907,03 | 137 | 933,10 | 765,12 | | | | (b) | Sugar | 302 | 1361,57 | 1106,19 | 8 | 123,47 | 34,83 | | | | (c) | Edible Oils & Vanaspati | 854 | 464,29 | 358,21 | 112 | 333,51 | 196,02 | | | | (d) | Tea Processing | 272 | 438,61 | 352,60 | 33 | 201,47 | 118,28 | | | | (e) | Processing of Fruits &Vegetables | 342 | 278,17 | 249,85 | 73 | 68,80 | 56,92 | | | | (f) | Others | 4,065 | 1437,76 | 1162,03 | 653 | 1356,42 | 1016,18 | | | 3. | Beverage & Tobacco | 926 | 836,92 | 644,86 | 46 | 318,81 | 232,49 | | | 4. | Textiles | 10,473 | 9656,65 | 7259,98 | 5,876 | 6860,62 | 5307,91 | | | | (a) | CottonTextiles | 4,447 | 5686,15 | 4368,17 | 1,355 | 2525,84 | 1931,90 | | | | (b) | Jute & Other Natural Fibre Textiles | 168 | 153,30 | 142,93 | 68 | 73,73 | 47,58 | | | | (c) | Handloom Textiles & Khadi | 520 | 539,98 | 81,06 | 121 | 81,61 | 66,26 | | | | (d) | Other Textiles & Textile Products | 5,338 | 3277,23 | 2667,83 | 4,332 | 4179,44 | 3262,17 | | | 5. | Paper,Paper Products & Printing | 5,036 | 3753,58 | 3106,45 | 97 | 92,47 | 67,31 | | | 6. | Leather & Leather Products | 730 | 331,73 | 268,70 | 1,364 | 1121,52 | 938,75 | | | 7. | Rubber & Plastic Products | 4,252 | 1651,50 | 1289,41 | 402 | 479,53 | 383,87 | | | 8. | Chemicals & Chemical Products | 5,276 | 11609,46 | 8892,55 | 1,031 | 2678,55 | 1796,62 | | | | (a) | Heavy Industrial Chemicals | 875 | 3437,77 | 2726,89 | 245 | 518,32 | 346,21 | | | | (b) | Fertilisers | 231 | 2147,80 | 1473,49 | 26 | 235,40 | 136,21 | | | | (c) | Drugs & Pharmaceuticals | 1,079 | 2005,87 | 1733,83 | 350 | 982,30 | 623,24 | | | | (d) | Non-Edible Oils | 116 | 33,59 | 28,77 | 33 | 101,00 | 72,45 | | | | (e) | Other Chemicals & Chemical Products | 2,975 | 3984,43 | 2929,57 | 377 | 841,53 | 618,52 | | | 9. | Petroleum,Coal Products & Nuclear Fuels | 389 | 5461,50 | 5189,55 | 58 | 736,65 | 690,23 | | | 10. | Manufacture of Cement & Cement Products | 1,242 | 3043,79 | 2558,77 | 23 | 99,86 | 76,74 | | | 11. | Basic Metals & Metal Products | 6,599 | 12833,36 | 11089,10 | 1,244 | 2951,89 | 2064,23 | | | | (a) | Iron & Steel | 2,548 | 10507,60 | 9243,89 | 321 | 1414,60 | 1160,69 | | | | (b) | Non-Ferrous Metals | 511 | 733,25 | 701,33 | 362 | 1122,76 | 606,58 | | | | (c) | Metal Products | 3,540 | 1592,51 | 1143,87 | 561 | 414,53 | 296,96 | | | 12. | Engineering | 6,962 | 9195,68 | 6726,37 | 853 | 2172,71 | 1682,16 | | | | (a) | Heavy Engineering | 1,704 | 2027,82 | 1469,08 | 185 | 437,35 | 337,62 | | | | (b) | Light Engineering | 2,472 | 1897,20 | 1491,82 | 292 | 683,00 | 518,33 | | | | (c) | Electrical Machinery & Goods | 1,594 | 2914,96 | 1961,55 | 215 | 485,83 | 383,45 | | | | (d) | Electronic Machinery & Goods | 1,192 | 2355,69 | 1803,91 | 161 | 566,53 | 442,76 | | | 13. | Vehicles,VehicleParts & Transport Equipments | 2,374 | 3425,82 | 2414,19 | 317 | 530,64 | 403,11 | | | 14. | Other Industries | 12,083 | 4331,89 | 3356,27 | 1,720 | 4257,87 | 3307,81 | | | 15. | Electricity,Gas & Water | 1,041 | 11935,99 | 8535,69 | 32 | 134,22 | 78,34 | | | | (a) | Electricity Generation & Transmission | 565 | 11348,55 | 8081,42 | 16 | 80,94 | 35,68 | | | | (b) | Non-Conventional Energy | 128 | 151,06 | 138,39 | 11 | 12,04 | 11,20 | | | | (c) | Gas,Steam&Water Supply | 348 | 436,37 | 315,89 | 5 | 41,24 | 31,46 | | | 16. | Construction | 24,683 | 8915,18 | 7401,32 | 30 | 238,43 | 130,10 | III. | TRANSPORT OPERATORS | 51,924 | 5413,15 | 3860,76 | 93 | 375,22 | 372,31 | IV. | PROFESSIONAL AND OTHER SERVICES | 56,590 | 11758,53 | 9400,40 | 228 | 497,06 | 315,57 | V. | PERSONAL LOANS | 6,54,247 | 32341,21 | 27857,65 | 16 | 1,75 | 1,50 | | | 1. | Loans for Purchase of Consumer Durables | 7,859 | 261,82 | 209,59 | –– | –– | –– | | | 2. | Loans for Housing | 4,38,174 | 24864,66 | 21641,21 | –– | –– | –– | | | 3. | Rest of the Personal Loans | 2,08,214 | 7214,74 | 6006,86 | 16 | 1,75 | 1,50 | VI. | TRADE | 24,131 | 2892,84 | 2351,54 | 2,707 | 3239,60 | 2171,32 | | | 1. | Whole sale Trade | 7,678 | 1489,82 | 1239,69 | 2,150 | 2765,18 | 1869,36 | | | 2. | Retail Trade | 16,453 | 1403,02 | 1111,85 | 557 | 474,43 | 301,96 | VII. | FINANCE | 8,871 | 16611,16 | 13636,19 | 29 | 227,12 | 211,59 | VIII. | ALL OTHERS | 27,896 | 12131,22 | 9504,21 | 1,977 | 2541,23 | 1626,53 |
| TOTAL BANK CREDIT | 11,35,126 | 191042,64 | 153303,98 | 20,107 | 34720,83 | 25536,28 | OF WHICH: | 1.Artisans and Village & Tiny Industries | 10,186 | 816,45 | 552,49 | 721 | 162,81 | 128,95 | | | | | 2.Other Small Scale Industries | 23,851 | 4500,47 | 3393,95 | 4,997 | 4695,27 | 3734,05 |
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