Publications

(Amount in Rs. lakh)

As on 31st March

Hazaribagh Kshetriya

Himachal

Hindon

Hissar-Sirsa Kshetriya

Howrah

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(141)

(142)

(143)

(144)

(145)

(146)

(147)

(148)

(149)

(150)

1.

Capital

50

258

997

997

50

93

100

456

665

665

(1.4)

(5.2)

(5.7)

(4.6)

(2.5)

(3.2)

(1.8)

(6.3)

(6.8)

(5.2)

2.

Reserves and Surplus

-

-

-

-

-

283

-

-

-

-

-

-

-

-

-

(9.8)

-

-

-

-

2.1.

Statutory Reserves

-

-

-

-

-

-

-

-

-

-

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

283

-

-

-

-

2.4.

Revenue and other Reserves

-

-

-

-

-

-

-

-

-

-

2.5.

Balance of Profit

-

-

-

-

-

-

-

-

-

-

3.

Deposits

3086

4090

14956

18491

1772

2313

3986

5035

7154

9727

(85.9)

(82.0)

(85.1)

(86.0)

(89.7)

(79.8)

(71.4)

(69.5)

(73.4)

(76.1)

3.1.

Demand Deposits

237

184

273

299

59

81

176

175

94

128

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

237

184

273

299

59

81

176

175

94

128

3.2.

Savings Deposits

1645

2118

4273

4741

976

1219

1112

1350

3455

4046

3.3.

Term Deposits

1204

1789

10410

13451

736

1013

2699

3510

3605

5553

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

1204

1789

10410

13451

736

1013

2699

3510

3605

5553

3.A.

Deposits of branches in India

3086

4090

14956

18491

1772

2313

3986

5035

7154

9727

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

196

269

1062

1279

94

141

1101

1441

506

573

(5.5)

(5.4)

(6.0)

(5.9)

(4.7)

(4.9)

(19.7)

(19.9)

(5.2)

(4.5)

4.1.

Borrowings in India

196

269

1062

129

94

141

1101

1441

506

573

(i)

From Reserve Bank of India

-

-

-

-

-

-

-

-

-

-

(ii)

From other Banks

-

-

127

129

-

12

136

165

18

23

(iii)

From other Institutions and Agencies

196

269

935

-

94

129

965

1276

488

550

4.2.

Borrowings outside India

-

-

-

1150

-

-

-

-

-

-

5.

Other liabilities

260

371

564

736

60

70

398

308

1420

1815

(7.2)

(7.4)

(3.2)

(3.4)

(3.1)

(2.4)

(7.1)

(4.3)

(14.6)

(14.2)

5.1.

Bills Payable

2

2

9

10

11

8

14

4

-

5

5.2.

Inter-office Adjustments

1

-

44

70

-

10

107

15

-

16

5.3.

Interest Accrued

-

-

27

35

10

6

3

4

1420

1025

5.4.

Others (including provisions)

257

369

484

622

39

45

273

286

-

770

Total Liabilities

3592

4989

17578

21503

1976

2900

5585

7240

9745

12780

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Hazaribagh Kshetriya

Himachal

Hindon

Hissar-Sirsa Kshetriya

Howrah

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(141)

(142)

(143)

(144)

(145)

(146)

(147)

(148)

(149)

(150)

1.

Cash in hand

29

35

206

203

53

46

38

68

85

366

(0.8)

(0.7)

(1.2)

(0.9)

(2.7)

(1.6)

(0.7)

(0.9)

(0.9)

(2.9)

2.

Balances with RBI

90

109

450

570

52

67

124

155

235

322

(2.5)

(2.2)

(2.6)

(2.7)

(2.6)

(2.3)

(2.2)

(2.1)

(2.4)

(2.5)

3.

Balances with banks in India

1837

2507

4945

5090

447

571

1338

2399

2870

3564

(51.1)

(50.2)

(28.1)

(23.7)

(22.6)

(19.7)

(23.9)

(33.1)

(29.5)

(27.9)

4.

Money at call and short notice

-

-

-

-

154

780

-

-

-

-

-

-

-

-

(7.8)

(26.9)

-

-

-

-

5.

Balances with banks outside India

-

-

-

-

-

-

-

-

-

-

6.

Investments

583

951

6218

8734

350

410

812

996

2974

4321

(16.2)

(19.1)

(35.4)

(40.6)

(17.7)

(14.1)

(14.5)

(13.8)

(30.5)

(33.8)

6.A.

Investments in India

583

951

6218

8734

350

410

812

996

2974

4321

(i)

Government securities

20

20

1400

1400

160

160

-

-

618

137

(ii)

Other approved securities

563

931

-

-

-

-

-

-

-

35

(iii)

Shares

-

-

-

-

-

-

-

-

-

-

(iv)

Debentures and Bonds

-

-

800

3319

190

250

612

796

2357

4149

(v)

Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(vi)

Others

-

-

4018

4015

-

-

200

200

-

-

6.B.

Investments outside India

-

-

-

-

-

-

-

-

-

-

(i)

Government securities

-

-

-

-

-

-

-

-

-

-

(ii)

Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(iii)

Others

-

-

-

-

-

-

-

-

-

-

7.

Advances

730

1032

3796

4014

552

539

2822

3164

2685

3144

(20.3)

(20.7)

(21.6)

(18.7)

(28.0)

(18.6)

(50.5)

(43.7)

(27.6)

(24.6)

7.1.

Bills purchased and discounted

-

-

295

240

-

-

1

57

-

-

7.2.

Cash credits, overdrafts & loans

101

161

1792

2052

45

55

888

1062

520

544

7.3.

Term loans

629

871

1709

1721

508

484

1933

2046

2165

2600

8.

Fixed Assets

10

10

12

16

12

10

30

31

24

29

(0.3)

(0.2)

(0.1)

(0.1)

(0.6)

(0.4)

(0.5)

(0.4)

(0.3)

(0.2)

8.1.

Premises

-

-

-

-

-

-

-

-

-

-

8.2.

Other Fixed assets

10

10

12

16

12

10

30

31

24

29

9.

Other Assets

312

345

1951

2876

356

477

420

427

871

1034

(8.7)

(6.9)

(11.1)

(13.4)

(18.0)

(16.4)

(7.5)

(5.9)

(8.9)

(8.1)

9.1.

Inter - office adjustments (net)

-

51

-

-

9

-

-

-

14

-

9.2.

Interest accrued

-

-

1014

1715

47

80

74

164

475

799

9.3.

Tax paid

-

-

-

-

-

-

-

-

0

2

9.4.

Stationery and Stamps

-

-

7

9

1

2

1

1

4

6

9.5.

Others

312

294

930

1151

298

395

345

262

377

226

Total Assets

3592

4989

17578

21503

1976

2900

5585

7240

9745

12780

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.

Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97

(Amount in Rs. lakh)

As on 31st March

Indore Ujjain

Jaipur Nagaur Anchalik

Jammu Rural

Jamnagar

Jamuna

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(151)

(152)

(153)

(154)

(155)

(156)

(157)

(158)

(159)

(160)

1.

Capital

100

100

946

100

940

940

75

963

75

96

(3.3)

(2.3)

(5.1)

(0.4)

(7.2)

(5.5)

(1.3)

(11.2)

(1.0)

(1.0)

2.

Reserves and Surplus

78

-

4

850

-

-

32

64

-

-

(2.6)

-

-

(3.4)

-

-

(0.5)

(0.7)

-

-

2.1.

Statutory Reserves

5

-

-

-

-

-

-

-

-

-

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

846

-

-

32

-

-

-

2.4.

Revenue and other Reserves

73

-

4

4

-

-

-

64

-

-

2.5.

Balance of Profit

-

-

-

-

-

-

-

-

-

-

3.

Deposits

2207

3017

15300

20232

10212

13696

4260

5325

4733

7618

(71.9)

(70.8)

(82.3)

(82.0)

(78.6)

(79.8)

(71.0)

(62.1)

(64.8)

(80.2)

3.1.

Demand Deposits

171

330

854

969

342

445

25

45

119

277

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

171

330

854

969

342

445

25

45

119

277

3.2.

Savings Deposits

828

1052

10675

7565

4229

5102

1558

1932

1595

2327

3.3.

Term Deposits

1209

1635

3771

11698

5641

8149

2677

3348

3020

5014

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

1209

1635

3771

11698

5641

8149

2677

3348

3020

5014

3.A.

Deposits of branches in India

2207

3017

15300

20232

10212

13696

4260

5325

4733

7618

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

429

332

709

902

491

650

1082

1540

1027

1512

(14.0)

(7.8)

(3.8)

(3.7)

(3.8)

(3.8)

(18.0)

(18.0)

(14.1)

(15.9)

4.1.

Borrowings in India

429

332

709

902

491

650

1082

1540

1027

1512

(i)

From Reserve Bank of India

-

-

-

-

-

-

-

-

-

-

(ii)

From other Banks

126

3

-

-

-

-

275

1540

119

242

(iii)

From other Institutions and Agencies

303

329

709

902

491

650

808

-

908

1270

4.2.

Borrowings outside India

-

-

-

-

-

-

-

-

-

-

5.

Other liabilities

255