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PDF - Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 17 of 30) ()
Date : May 11, 1999
Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 17 of 30)
REGIONAL RURAL BANKS
                  
 
 
 
 
 
 
 
 
 
 
 
 
 

(Amount in Rs. lakh)

   

As on 31st March

   

Godavari

 

Golconda

 

Gomti

 

Gopalganj Kshetriya

 

Gorakhpur Kshetriya

   

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(121)

(122)

 

(123)

(124)

 

(125)

(126)

 

(127)

(128)

 

(129)

(130)

1.

Capital

173

187

 

75

100

 

75

1077

 

490

518

 

96

100

  

(3.5)

(3.2)

 

(2.7)

(3.0)

 

(0.5)

(5.5)

 

(6.4)

(5.1)

 

(0.2)

(0.2)

2.

Reserves and Surplus

151

278

 

-

-

 

-

-

 

-

-

 

5840

7220

   

(3.1)

(4.8)

 

-

-

 

-

-

 

-

-

 

(10.8)

(11.6)

 

2.1.

Statutory Reserves

23

40

 

-

-

 

-

-

 

-

-

 

1752

2166

 

2.2.

Capital Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.3.

Share Premium

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.4.

Revenue and other Reserves

127

238

 

-

-

 

-

-

 

-

-

 

4088

5054

 

2.5.

Balance of Profit

1

1

 

-

-

 

-

-

 

-

-

 

-

-

                 

3.

Deposits

2685

3351

 

2032

2454

 

12927

16097

 

6434

8501

 

35317

41991

   

(55.0)

(57.8)

 

(73.0)

(72.7)

 

(86.7)

(81.9)

 

(83.6)

(83.4)

 

(65.3)

(67.3)

 

3.1.

Demand Deposits

54

113

 

182

331

 

461

735

 

176

448

 

932

1126

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From Others

54

113

 

182

331

 

461

735

 

176

448

 

932

1126

 

3.2.

Savings Deposits

596

787

 

644

609

 

5710

6388

 

3704

4556

 

19703

22336

 

3.3.

Term Deposits

2035

2451

 

1206

1513

 

6756

8974

 

2554

3497

 

14682

18529

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From Others

2035

2451

 

1206

1513

 

6756

8974

 

2554

3497

 

14682

18529

 

3.A.

Deposits of branches in India

2685

3351

 

2032

2454

 

12927

16097

 

6434

8501

 

35317

41991

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

4.

Borrowings

1556

1653

 

387

398

 

1626

1800

 

218

252

 

5488

5090

   

(31.8)

(28.5)

 

(13.9)

(11.8)

 

(10.9)

(9.2)

 

(2.8)

(2.5)

 

(10.2)

(8.2)

 

4.1.

Borrowings in India

1556

1653

 

387

398

 

1626

1800

 

218

252

 

5488

5090

  

(i)

From Reserve Bank of India

-

488

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From other Banks

473

1132

 

82

82

 

62

94

 

-

-

 

5488

5090

  

(iii)

From other Institutions and Agencies

1083

33

 

305

316

 

1564

1706

 

218

252

 

-

-

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

320

330

 

287

424

 

279

685

 

557

927

 

7325

8019

   

(6.6)

(5.7)

 

(10.3)

(12.6)

 

(1.9)

(3.5)

 

(7.2)

(9.1)

 

(13.5)

(12.8)

 

5.1.

Bills Payable

9

7

 

-

-

 

98

373

 

-

-

 

-

-

 

5.2.

Inter-office Adjustments

-

-

 

33

48

 

16

-

 

-

-

 

933

159

 

5.3.

Interest Accrued

21

25

 

98

156

 

-

-

 

-

-

 

4307

5575

 

5.4.

Others (including provisions)

290

298

 

157

221

 

165

312

 

557

927

 

2085

2285

  

Total Liabilities

4884

5799

 

2781

3376

 

14906

19659

 

7699

10197

 

54066

62420

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

                  
 
 
 
 
 
 
 
 
 
 
 
 
 

(Amount in Rs. lakh)

   

As on 31st March

   

Godavari

 

Golconda

 

Gomti

 

Gopalganj Kshetriya

 

Gorakhpur Kshetriya

   

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(121)

(122)

 

(123)

(124)

 

(125)

(126)

 

(127)

(128)

 

(129)

(130)

1.

Cash in hand

69

96

 

85

67

 

131

215

 

56

96

 

233

442

   

(1.4)

(1.7)

 

(3.1)

(2.0)

 

(0.9)

(1.1)

 

(0.7)

(0.9)

 

(0.4)

(0.7)

2.

Balances with RBI

93

120

 

60

68

 

390

480

 

193

255

 

1151

1376

   

(1.9)

(2.1)

 

(2.2)

(2.0)

 

(2.6)

(2.4)

 

(2.5)

(2.5)

 

(2.1)

(2.2)

3.

Balances with banks in India

841

1327

 

233

137

 

5752

7635

 

4153

5520

 

814

1167

   

(17.2)

(22.9)

 

(8.4)

(4.0)

 

(38.6)

(38.8)

 

(53.9)

(54.1)

 

(1.5)

(1.9)

4.

Money at call and short notice

-

-

 

498

936

 

-

-

 

-

-

 

28850

31585

   

-

-

 

(17.9)

(27.7)

 

-

-

 

-

-

 

(53.4)

(50.6)

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

412

482

 

318

450

 

2540

4074

 

600

600

 

10550

13528

   

(8.4)

(8.3)

 

(11.4)

(13.3)

 

(17.0)

(20.7)

 

(7.8)

(5.9)

 

(19.5)

(21.7)

 

6.A.

Investments in India

412

482

 

318

450

 

2540

4074

 

600

600

 

10550

13528

  

(i)

Government securities

262

208

 

318

450

 

1500

1550

 

-

-

 

-

-

  

(ii)

Other approved securities

-

274

 

-

-

 

-

-

 

600

600

 

4000

4000

  

(iii)

Shares

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iv)

Debentures and Bonds

-

-

 

-

-

 

910

1547

 

-

-

 

6050

9028

  

(v)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(vi)

Others

150

-

 

-

-

 

130

977

 

-

-

 

500

500

 

6.B.

Investments outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(i)

Government securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii)

Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

3395

3666

 

1139

1234

 

4741

4881

 

1873

2123

 

9710

11361

   

(69.5)

(63.2)

 

(41.0)

(36.6)

 

(31.8)

(24.8)

 

(24.3)

(20.8)

 

(18.0)

(18.2)

 

7.1.

Bills purchased and discounted

15

15

 

-

-

 

-

9

 

-

-

 

15

11

 

7.2.

Cash credits, overdrafts & loans

1980

2178

 

562

716

 

148

-

 

173

270

 

3763

4418

 

7.3.

Term loans

1400

1474

 

578

518

 

4593

4872

 

1700

1853

 

5932

6932

8.

Fixed Assets

26

29

 

13

13

 

18

22

 

8

10

 

36

34

   

(0.5)

(0.5)

 

(0.5)

(0.4)

 

(0.1)

(0.1)

 

(0.1)

(0.1)

 

(0.1)

(0.1)

 

8.1.

Premises

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

8.2.

Other Fixed assets

26

29

 

13

13

 

18

22

 

8

10

 

36

34

9.

Other Assets

48

78

 

435

472

 

1335

2352

 

816

1593

 

2723

2927

   

(1.0)

(1.3)

 

(15.6)

(14.0)

 

(9.0)

(12.0)

 

(10.6)

(15.6)

 

(5.0)

(4.7)

 

9.1.

Inter - office adjustments (net)

7

22

 

-

-

 

-

76

 

39

46

 

-

-

 

9.2.

Interest accrued

21

5

 

89

43

 

501

741

 

589

1223

 

1891

2890

 

9.3.

Tax paid

1

1

 

-

-

 

3

6

 

-

-

 

12

12

 

9.4.

Stationery and Stamps

8

10

 

4

4

 

4

6

 

2

3

 

9

12

 

9.5.

Others

10

41

 

342

425

 

828

1523

 

186

321

 

811

13

 

Total Assets

4884

5799

 

2781

3376

 

14906

19659

 

7699

10197

 

54066

62420

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.


Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97

REGIONAL RURAL BANKS
                  
 
 
 
 
 
 
 
 
 
 
 
 
 

(Amount in Rs. lakh)

   

As on 31st March

   

Gurdaspur

 

Gurgaon

 

Gwalior Datia

 

Hadoti

 

Haryana

   

Amritsar Gramin Bank

 

Gramin Bank

 

Kshetriya Gramin Bank

 

Kshetriya Gramin Bank

 

Kshetriya Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(131)

(132)

 

(133)

(134)

 

(135)

(136)

 

(137)

(138)

 

(139)

(140)

1.

Capital

100

837

 

1649

1649

 

75

91

 

75

100

 

75

88

  

(1.3)

(8.2)

 

(4.7)

(4.1)

 

(2.7)

(2.2)

 

(0.7)

(0.7)

 

(0.5)

(0.5)

2.

Reserves and Surplus

-

-

 

-393

-967

 

-

-

 

-

-

 

-

-

   

-

-

 

(-1.1)

(-2.4)

 

-

-

 

-

-

 

-

-

 

2.1.

Statutory Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.2.

Capital Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.3.

Share Premium

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.4.

Revenue and other Reserves

-

-

 

17

-

 

-

-

 

-

-

 

-

-

 

2.5.

Balance of Profit

-

-

 

-410

-967

 

-

-

 

-

-

 

-

-

                 

3.

Deposits

6436

7779

 

28256

32865

 

2236

2967

 

8712

10576

 

12044

14671

   

(82.6)

(75.8)

 

(79.7)

(81.1)

 

(81.9)

(72.2)

 

(86.3)

(76.9)

 

(85.9)

(84.8)

 

3.1.

Demand Deposits

403

402

 

192

337

 

155

145

 

772

1147

 

120

80

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

39

 

-

-

  

(ii)

From Others

403

402

 

192

337

 

155

145

 

772

1108

 

120

80

 

3.2.

Savings Deposits

2898

2949

 

10146

11417

 

757

959

 

3747

3528

 

4605

5131

 

3.3.

Term Deposits

3135

4428

 

17918

21111

 

1324

1863

 

4193

5902

 

7318

9459

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From Others

3135

4428

 

17918

21111

 

1324

1863

 

4193

5902

 

7318

9459

 

3.A.

Deposits of branches in India

6436

7779

 

28256

32865

 

2236

2967

 

8712

10576

 

12044

14671

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

4.

Borrowings

790

760

 

3588

4763

 

323

361

 

841

1090

 

881

1609

   

(10.1)

(7.4)

 

(10.1)

(11.8)

 

(11.8)

(8.8)

 

(8.3)

(7.9)

 

(6.3)

(9.3)

 

4.1.

Borrowings in India

790

760

 

3588

4763

 

323

361

 

841

1090

 

881

1609

  

(i)

From Reserve Bank of India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From other Banks

59

51

 

921

1303

 

5

-

 

53

63

 

30

26

  

(iii)

From other Institutions and Agencies

731

708

 

2667

3460

 

317

361

 

788

1027

 

851

1583

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

461

884

 

2343

2203

 

98

690

 

463

1989

 

1020

933

   

(5.9)

(8.6)

 

(6.6)

(5.4)

 

(3.6)

(16.8)

 

(4.6)

(14.5)

 

(7.3)

(5.4)

 

5.1.

Bills Payable

13

73

 

-

-

 

-

-

 

-

-

 

7

18

 

5.2.

Inter-office Adjustments

-

-

 

94

120

 

-

1

 

-

-

 

1

-

 

5.3.

Interest Accrued

9

8

 

208

240

 

-

689

 

8

26

 

15

17

 

5.4.

Others (including provisions)

439

803

 

2042

1843

 

98

-

 

455

1963

 

996

898

  

Total Liabilities

7787

10259

 

35443

40511

 

2732

4109

 

10091

13756

 

14020

17300

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

                  
 
 
 
 
 
 
 
 
 
 
 
 
 

(Amount in Rs. lakh)

   

As on 31st March

   

Gurdaspur

 

Gurgaon

 

Gwalior Datia

 

Hadoti

 

Haryana

   

Amritsar Gramin Bank

 

Gramin Bank

 

Kshetriya Gramin Bank

 

Kshetriya Gramin Bank

 

Kshetriya Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(131)

(132)

 

(133)

(134)

 

(135)

(136)

 

(137)

(138)

 

(139)

(140)

1.

Cash in hand

65

145

 

359

644

 

28

50

 

312

467

 

139

173

   

(0.8)

(1.4)

 

(1.0)

(1.6)

 

(1.0)

(1.2)

 

(3.1)

(3.4)

 

(1.0)

(1.0)

2.

Balances with RBI

189

240

 

836

996

 

70

89

 

265

288

 

370

455

   

(2.4)

(2.3)

 

(2.4)

(2.5)

 

(2.6)

(2.2)

 

(2.6)

(2.1)

 

(2.6)

(2.6)

3.

Balances with banks in India

350

208

 

18462

18067

 

192

228

 

648

985

 

295

284

   

(4.5)

(2.0)

 

(52.1)

(44.6)

 

(7.0)

(5.5)

 

(6.4)

(7.2)

 

(2.1)

(1.6)

4.

Money at call and short notice

2042

3589

 

-

-

 

879

1602

 

2353

3181

 

3428

4787

   

(26.2)

(35.0)

 

-

-

 

(32.2)

(39.0)

 

(23.3)

(23.1)

 

(24.4)

(27.7)

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

1397

1633

 

4680

7625

 

-

-

 

399

726

 

2345

2500

   

(17.9)

(15.9)

 

(13.2)

(18.8)

 

-

-

 

(4.0)

(5.3)

 

(16.7)

(14.5)

 

6.A.

Investments in India

1397

1633

 

4680

7625

 

-

-

 

399

726

 

2345

2500

  

(i)

Government securities

200

200

 

-

-

 

-

-

 

-

-

 

1

-

  

(ii)

Other approved securities

-

-

 

2300

100

 

-

-

 

-

-

 

-

-

  

(iii)

Shares

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iv)

Debentures and Bonds

1197

1433

 

500

4477

 

-

-

 

-

-

 

1430

1485

  

(v)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(vi)

Others

-

-

 

1880

3048

 

-

-

 

399

726

 

914

1015

 

6.B.

Investments outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(i)

Government securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii)

Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

3072

3451

 

9601

10486

 

1100

1450

 

4219

4620

 

5217

5144

   

(39.5)

(33.6)

 

(27.1)

(25.9)

 

(40.3)

(35.3)

 

(41.8)

(33.6)

 

(37.2)

(29.7)

 

7.1.

Bills purchased and discounted

4

3

 

4

3

 

-

38

 

260

7

 

-

-

 

7.2.

Cash credits, overdrafts & loans

622

849

 

1802

3116

 

65

85

 

575

958

 

366

555

 

7.3.

Term loans

2447

2598

 

7795

7367

 

1036

1327

 

3384

3654

 

4851

4589

8.

Fixed Assets

30

28

 

29

35

 

10

10

 

17

19

 

29

31

   

(0.4)

(0.3)

 

(0.1)

(0.1)

 

(0.4)

(0.2)

 

(0.2)

(0.1)

 

(0.2)

(0.2)

 

8.1.

Premises

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

8.2.

Other Fixed assets

30

28

 

29

35

 

10

10

 

17

19

 

29

31

9.

Other Assets

642

966

 

1475

2658

 

451

681

 

1878

3470

 

2197

3926

   

(8.2)

(9.4)

 

(4.2)

(6.6)

 

(16.5)

(16.6)

 

(18.6)

(25.2)

 

(15.7)

(22.7)

 

9.1.

Inter - office adjustments (net)

51

9

 

-

-

 

11

-

 

196

373

 

-

5

 

9.2.

Interest accrued

3

4

 

-

2474

 

-

-

 

54

123

 

280

403

 

9.3.

Tax paid

1

-

 

-

4

 

-

-

 

-

-

 

-

-

 

9.4.

Stationery and Stamps

3

3

 

10

20

 

3

4

 

13

13

 

4

9

 

9.5.

Others

583

950

 

1465

159

 

436

677

 

1615

2961

 

1913

3510

 

Total Assets

7787

10259

 

35443

40511

 

2732

4109

 

10091

13756

 

14020

17300

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.