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PDF - Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 16 of 30) ()
Date : May 11, 1999
Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 16 of 30)
REGIONAL RURAL BANKS
                  
 
 
 
 
 
 
 
 
 
 
 
 
 

(Amount in Rs. lakh)

   

As on 31st March

   

Ellaquai Dehati

 

Etah Gramin

 

Etawah Kshetriya

 

Faizabad Kshetriya

 

Faridkot Bhatinda Kshetriya

   

Gramin Bank

 

Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(101)

(102)

 

(103)

(104)

 

(105)

(106)

 

(107)

(108)

 

(109)

(110)

1.

Capital

75

  

50

93

 

75

787

 

75

100

 

100

100

  

(1.5)

  

(0.7)

(0.8)

 

(1.3)

(10.4)

 

(0.7)

(0.8)

 

(2.1)

(1.6)

2.

Reserves and Surplus

-

  

-

-

 

-

-

 

-

-

 

142

275

   

-

  

-

-

 

-

-

 

-

-

 

(3.1)

(4.5)

 

2.1.

Statutory Reserves

-

  

-

-

 

-

-

 

-

-

 

68

168

 

2.2.

Capital Reserves

-

  

-

-

 

-

-

 

-

-

 

-

87

 

2.3.

Share Premium

-

  

-

-

 

-

-

 

-

-

 

74

-

 

2.4.

Revenue and other Reserves

-

N

 

-

-

 

-

-

 

-

-

 

-

20

 

2.5.

Balance of Profit

-

  

-

-

 

-

-

 

-

-

 

-

-

    

O

            

3.

Deposits

3554

  

5609

7434

 

4565

5516

 

8580

11291

 

3128

4712

   

(72.2)

T

 

(77.5)

(67.8)

 

(77.8)

(73.1)

 

(83.3)

(85.7)

 

(67.1)

(76.3)

 

3.1.

Demand Deposits

137

  

131

254

 

48

59

 

205

358

 

198

168

  

(i)

From Banks

-

  

-

-

 

-

-

 

-

-

 

90

94

  

(ii)

From Others

137

A

 

131

254

 

48

59

 

205

358

 

107

74

 

3.2.

Savings Deposits

1638

  

2411

2909

 

2189

2485

 

4620

5992

 

781

638

 

3.3.

Term Deposits

1779

V

 

3066

4270

 

2329

2971

 

3755

-

 

2149

3907

  

(i)

From Banks

-

  

-

-

 

-

-

 

-

4940

 

957

2589

  

(ii)

From Others

1779

A

 

3066

4270

 

2329

2971

 

3755

4940

 

1192

1318

 

3.A.

Deposits of branches in India

3554

  

5609

7434

 

4565

5516

 

8580

11291

 

3128

4712

 

3.B.

Deposits of branches outside India

-

I

 

-

-

 

-

-

 

-

-

 

-

-

                 

4.

Borrowings

279

L

 

1328

1658

 

942

834

 

884

941

 

977

648

   

(5.7)

  

(18.4)

(15.1)

 

(16.1)

(11.1)

 

(8.6)

(7.1)

 

(21.0)

(10.5)

 

4.1.

Borrowings in India

279

A

 

1328

1658

 

942

834

 

884

941

 

977

648

  

(i)

From Reserve Bank of India

-

  

-

-

 

-

-

 

-

862

 

50

-

  

(ii)

From other Banks

-

B

 

179

182

 

55

32

 

811

80

 

510

181

  

(iii)

From other Institutions and Agencies

279

  

1149

1476

 

887

801

 

73

-

 

416

467

 

4.2.

Borrowings outside India

-

L

 

-

-

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

1012

E

 

250

1778

 

285

405

 

767

841

 

311

444

   

(20.6)

  

(3.5)

(16.2)

 

(4.9)

(5.4)

 

(7.4)

(6.4)

 

(6.7)

(7.2)

 

5.1.

Bills Payable

23

  

18

246

 

8

10

 

13

15

 

11

7

 

5.2.

Inter-office Adjustments

44

  

67

459

 

7

-

 

147

119

 

22

103

 

5.3.

Interest Accrued

377

  

6

59

 

38

43

 

-

-

 

32

49

 

5.4.

Others (including provisions)

567

 
 

159

1013

 

232

352

 

607

707

 

246

286

  

Total Liabilities

4920

  

7237

10962

 

5867

7542

 

10305

13173

 

4658

6180

 
 
 

(100.0)

 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

                  
 
 
 
 
 
 
 
 
 
 
 
 
 

(Amount in Rs. lakh)

   

As on 31st March

   

Ellaquai Dehati

 

Etah Gramin Bank

 

Etawah Kshetriya

 

Faizabad Kshetriya

 

Faridkot Bhatinda Kshetriya

   

Gramin Bank

  
 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(101)

(102)

 

(103)

(104)

 

(105)

(106)

 

(107)

(108)

 

(109)

(110)

1.

Cash in hand

62

  

149

393

 

43

49

 

66

157

 

20

28

   

(1.3)

  

(2.1)

(3.6)

 

(0.7)

(0.6)

 

(0.6)

(1.2)

 

(0.4)

(0.4)

2.

Balances with RBI

102

  

179

255

 

140

168

 

270

358

 

75

81

   

(2.1)

  

(2.5)

(2.3)

 

(2.4)

(2.2)

 

(2.6)

(2.8)

 

(1.6)

(1.3)

3.

Balances with banks in India

1394

N

 

1691

3589

 

1813

2740

 

150

706

 

2170

3622

   

(28.3)

  

(23.4)

(32.7)

 

(30.9)

(36.3)

 

(1.5)

(5.3)

 

(46.6)

(58.6)

4.

Money at call and short notice

-

O

 

-

-

 

-

-

 

3435

5444

 

-

-

   

-

  

-

-

 

-

-

 

(33.3)

(41.3)

 

-

-

5.

Balances with banks outside India

-

T

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

-

  

825

1384

 

400

400

 

2339

1860

 

640

550

   

-

  

(11.4)

(12.6)

 

(6.8)

(5.3)

 

(22.7)

(14.1)

 

(13.7)

(8.9)

 

6.A.

Investments in India

-

A

 

825

1384

 

400

400

 

2339

1860

 

640

550

  

(i)

Government securities

-

  

825

200

 

400

400

 

200

200

 

450

250

  

(ii)

Other approved securities

-

V

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii)

Shares

-

  

-

-

 

-

-

 

-

-

 

-

-

  

(iv)

Debentures and Bonds

-

A

 

-

1184

 

-

-

 

1360

1360

 

190

300

  

(v)

Subsidiaries and joint ventures

-

  

-

-

 

-

-

 

-

-

 

-

-

  

(vi)

Others

-

I

 

-

-

 

-

-

 

779

300

 

-

-

 

6.B.

Investments outside India

-

  

-

-

 

-

-

 

-

-

 

-

-

  

(i)

Government securities

-

L

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

Subsidiaries and joint ventures

-

  

-

-

 

-

-

 

-

-

 

-

-

  

(iii)

Others

-

A

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

1043

  

3337

4243

 

2597

2486

 

2557

2521

 

1576

1644

   

(21.2)

B

 

(46.1)

(38.7)

 

(44.3)

(33.0)

 

(24.8)

(19.1)

 

(33.8)

(26.6)

 

7.1.

Bills purchased and discounted

-

  

-

-

 

-

-

 

1

-

 

-

3

 

7.2.

Cash credits, overdrafts & loans

994

L

 

1096

1390

 

273

295

 

437

-

 

657

696

 

7.3.

Term loans

48

  

2241

2853

 

2325

2191

 

2119

-

 

919

945

8.

Fixed Assets

16

E

 

13

18

 

11

11

 

17

17

 

13

13

   

(0.3)

  

(0.2)

(0.2)

 

(0.2)

(0.1)

 

(0.2)

(0.1)

 

(0.3)

(0.2)

 

8.1.

Premises

-

  

-

-

 

-

-

 

-

-

 

-

-

 

8.2.

Other Fixed assets

16

  

13

18

 

11

11

 

17

17

 

13

13

9.

Other Assets

2302

  

1043

1081

 

863

1688

 

1472

2110

 

164

242

   

(46.8)

  

(14.4)

(9.9)

 

(14.7)

(22.4)

 

(14.3)

(16.0)

 

(3.5)

(3.9)

 

9.1.

Inter - office adjustments (net)

-

  

-

-

 

-

27

 

-

-

 

-

-

 

9.2.

Interest accrued

15

  

60

108

 

85

224

 

76

75

 

139

220

 

9.3.

Tax paid

-

  

5

3

 

-

-

 

-

-

 

-

-

 

9.4.

Stationery and Stamps

2

  

5

6

 

6

6

 

4

-

 

1

1

 

9.5.

Others

2285

 
 

973

963

 

772

1430

 

1392

2030

 

25

21

 

Total Assets

4920

  

7237

10962

 

5867

7542

 

10305

13173

 

4658

6180

 
 
 

(100.0)

 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.


Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97

REGIONAL RURAL BANKS
                  
 
 
 
 
 
 
 
 
 
 
 
 
 

(Amount in Rs. lakh)

   

As on 31st March

   

Farrukhabad

 

Fatehpur Kshetriya

 

Ganga Yamuna

 

Gaur

 

Giridih Kshetriya

   

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(111)

(112)

 

(113)

(114)

 

(115)

(116)

 

(117)

(118)

 

(119)

(120)

1.

Capital

100

100

 

75

100

 

54

485

 

84

  

50

79

  

(0.7)

(0.6)

 

(1.3)

(1.3)

 

(1.5)

(9.6)

 

(0.5)

  

(2.2)

(2.2)

2.

Reserves and Surplus

644

557

 

-

-

 

-

-

 

-

  

-

164

   

(4.3)

(3.1)

 

-

-

 

-

-

 

-

  

-

(4.5)

 

2.1.

Statutory Reserves

47

55

 

-

-

 

-

-

 

-

  

-

-

 

2.2.

Capital Reserves

-

-

 

-

-

 

-

-

 

-

N

 

-

-

 

2.3.

Share Premium

459

-

 

-

-

 

-

-

 

-

  

-

-

 

2.4.

Revenue and other Reserves

138

502

 

-

-

 

-

-

 

-

O

 

-

164

 

2.5.

Balance of Profit

-

-

 

-

-

 

-

-

 

-

  

-

-

             

T

   

3.

Deposits

12459

15076

 

4598

6215

 

2822

3526

 

15108

  

1898

2798

   

(83.6)

(83.1)

 

(76.7)

(80.3)

 

(77.8)

(69.9)

 

(81.8)

  

(84.7)

(77.4)

 

3.1.

Demand Deposits

1433

997

 

157

155

 

184

192

 

287

A

 

40

84

  

(i)

From Banks

24

78

 

-

-

 

-

-

 

-

  

-

-

  

(ii)

From Others

1409

919

 

157

155

 

184

192

 

287

V

 

40

84

 

3.2.

Savings Deposits

6214

7506

 

2536

3273

 

901

1068

 

6457

  

912

1268

 

3.3.

Term Deposits

4812

6573

 

1905

2787

 

1738

2266

 

8364

A

 

946

1446

  

(i)

From Banks

-

-

 

-

-

 

1738

-

 

-

  

-

-

  

(ii)

From Others

4812

6573

 

1905

2787

 

-

2266

 

8364

I

 

946

1446

 

3.A.

Deposits of branches in India

12459

15076

 

4598

6215

 

2822

3526

 

15108

  

1898

2798

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

L

 

-

-

                 

4.

Borrowings

1525

1614

 

788

865

 

391

438

 

2549

A

 

129

226

   

(10.2)

(8.9)

 

(13.1)

(11.2)

 

(10.8)

(8.7)

 

(13.8)

  

(5.7)

(6.2)

 

4.1.

Borrowings in India

1525

1614

 

788

865

 

391

438

 

2549

B

 

129

226

  

(i)

From Reserve Bank of India

-

-

 

-

-

 

330

-

 

-

  

-

-

  

(ii)

From other Banks

217

244

 

788

-

 

61

68

 

179

L

 

-

-

  

(iii)

From other Institutions and Agencies

1308

1369

 

-

865

 

-

370

 

2370

  

129

226

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

E

 

-

-

                 

5.

Other liabilities

168

799

 

533

560

 

359

596

 

735

  

165

348

   

(1.1)

(4.4)

 

(8.9)

(7.2)

 

(9.9)

(11.8)

 

(4.0)

  

(7.4)

(9.6)

 

5.1.

Bills Payable

27

28

 

13

14

 

40

49

 

2

  

35

50

 

5.2.

Inter-office Adjustments

33

1

 

18

33

 

-

-

 

42

  

-

-

 

5.3.

Interest Accrued

43

42

 

19

21

 

236

366

 

203

  

-

-

 

5.4.

Others (including provisions)

65

728

 

484

492

 

83

181

 

488

 
 

130

299

  

Total Liabilities

14895

18146

 

5995

7740

 

3626

5045

 

18476

  

2242

3615

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

 
 

(100.0)

(100.0)

                  
 
 
 
 
 
 
 
 
 
 
 
 
 

(Amount in Rs. lakh)

   

As on 31st March

   

Farrukhabad

 

Fatehpur Kshetriya

 

Ganga Yamuna

 

Gaur

 

Giridih Kshetriya

   

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(111)

(112)

 

(113)

(114)

 

(115)

(116)

 

(117)

(118)

 

(119)

(120)

1.

Cash in hand

214

345

 

57

71

 

40

41

 

170

  

23

27

   

(1.4)

(1.9)

 

(0.9)

(0.9)

 

(1.1)

(0.8)

 

(0.9)

  

(1.0)

(0.7)

2.

Balances with RBI

341

475

 

154

190

 

85

108

 

460

  

57

82

   

(2.3)

(2.6)

 

(2.6)

(2.4)

 

(2.3)

(2.1)

 

(2.5)

  

(2.5)

(2.3)

3.

Balances with banks in India

3746

3818

 

2310

2603

 

1138

112

 

2622

  

868

107

   

(25.1)

(21.0)

 

(38.5)

(33.6)

 

(31.4)

(2.2)

 

(14.2)

  

(38.7)

(3.0)

4.

Money at call and short notice

2220

5263

 

-

-

 

-

2165

 

-

  

-

1469

   

(14.9)

(29.0)

 

-

-

 

-

(42.9)

 

-

N

 

-

(40.6)

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

  

-

-

6.

Investments

4023

3423

 

201

1001

 

837

602

 

2200

O

 

275

450

   

(27.0)

(18.9)

 

(3.4)

(12.9)

 

(23.1)

(11.9)

 

(11.9)

  

(12.3)

(12.4)

 

6.A.

Investments in India

4023

3423

 

201

1001

 

837

602

 

2200

T

 

275

450

  

(i)

Government securities

400

-

 

101

101

 

-

602

 

1105

  

125

-

  

(ii)

Other approved securities

2973

2973

 

-

-

 

-

-

 

149

  

-

-

  

(iii)

Shares

-

-

 

-

-

 

-

-

 

-

A

 

-

-

  

(iv)

Debentures and Bonds

650

450

 

100

900

 

-

-

 

746

  

150

450

  

(v)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

V

 

-

-

  

(vi)

Others

-

-

 

-

-

 

837

-

 

200

  

-

-

 

6.B.

Investments outside India

-

-

 

-

-

 

-

-

 

-

A

 

-

-

  

(i)

Government securities

-

-

 

-

-

 

-

-

 

-

  

-

-

  

(ii)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

I

 

-

-

  

(iii)

Others

-

-

 

-

-

 

-

-

 

-

  

-

-

7.

Advances

3642

3761

 

1712

1750

 

1005

1259

 

8373

L

 

705

1037

   

(24.5)

(20.7)

 

(28.6)

(22.6)

 

(27.7)

(24.9)

 

(45.3)

  

(31.5)

(28.7)

 

7.1.

Bills purchased and discounted

-

-

 

-

-

 

-

-

 

-

A

 

-

-

 

7.2.

Cash credits, overdrafts & loans

981

854

 

160

183

 

263

332

 

2134

  

82

176

 

7.3.

Term loans

2661

2907

 

1552

1567

 

741

927

 

6239

B

 

624

861

8.

Fixed Assets

19

20

 

13

16

 

8

7

 

49

  

13

13

   

(0.1)

(0.1)

 

(0.2)

(0.2)

 

(0.2)

(0.1)

 

(0.3)

L

 

(0.6)

(0.4)

 

8.1.

Premises

-

-

 

-

-

 

-

-

 

-

  

-

-

 

8.2.

Other Fixed assets

19

20

 

13

16

 

8

7

 

49

E

 

13

13

9.

Other Assets

690

1041

 

1549

2109

 

514

752

 

4601

  

301

430

   

(4.6)

(5.7)

 

(25.8)

(27.3)

 

(14.2)

(14.9)

 

(24.9)

  

(13.4)

(11.9)

 

9.1.

Inter - office adjustments (net)

-

-

 

-

-

 

25

20

 

-

  

29

26

 

9.2.

Interest accrued

653

976

 

19

25

 

77

140

 

230

  

-

-

 

9.3.

Tax paid

-

39

 

-

-

 

-

-

 

-

  

-

-

 

9.4.

Stationery and Stamps

6

7

 

3

3

 

1

2

 

12

  

-

-

 

9.5.

Others

32

20

 

1527

2081

 

411

591

 

4359

 
 

273

404

 

Total Assets

14895

18146

 

5995

7740

 

3626

5045

 

18476

  

2242

3615

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

 
 

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.