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Date : Mar 01, 2002

Table No. 1.11 – Percentage Distribution of Outstanding Credit of Scheduled Commercial Banks According to Population Group and Occupation


March 2002
A. Population Group-Wise Bank Credit - Percentage Share According To Occupation

(Per cent)

				RURAL	SEMI-URBAN	URBAN	METROPOLITAN	ALL-INDIA

OCCUPATION				1	2	3	4	5

I.	AGRICULTURE			32.7	19.8	6.2	2.8	9.8
	1.	Direct Finance		30.2	17.1	3.2	0.5	7.2
	2.	Indirect Finance		2.5	2.7	3.0	2.3	2.5
II.	INDUSTRY			23.6	34.1	42.5	47.3	41.4
	1.	Mining & Quarrying		0.9	1.0	0.7	2.6	1.8
	2.	Manufacturing & Processing		18.8	29.6	37.9	38.4	34.5
	3.	Electricity, Gas & Water		3.0	2.2	1.9	3.3	2.9
	4.	Construction		0.9	1.3	2.0	3.0	2.3
III.	TRANSPORT OPERATORS			1.5	1.6	1.0	1.5	1.4
IV.	PROFESSIONAL AND OTHER SERVICES			2.0	3.4	5.0	4.7	4.2
V.	PERSONAL LOANS			13.0	18.9	17.8	9.0	12.6
	1.	Loans for Purchase of Consumer Durables		0.9	0.9	0.8	0.2	0.5
	2.	Loans for Housing		3.6	7.4	7.9	3.7	5.0
	3.	Rest of the Personal Loans		8.5	10.6	9.1	5.1	7.1
VI.	TRADE			16.5	11.3	15.7	16.0	15.4
	1.	Wholesale Trade		10.2	3.4	9.6	14.0	11.2
	2.	Retail Trade		6.3	7.9	6.1	2.0	4.2
VII.	FINANCE			2.3	0.7	1.0	9.5	5.7
VIII.	ALL OTHERS			8.4	10.2	10.8	9.2	9.5
TOTAL BANK CREDIT				100.0	100.0	100.0	100.0	100.0
OF WHICH:			1. Artisans and Village & Tiny Industries	1.7	1.8	1.1	0.3	0.9
			2. Other Small Scale Industries	3.0	6.0	7.3	4.2	4.9

(Per cent)

B. Occupation-Wise Bank Credit – Percentage Share According To Population Group

				RURAL	SEMI-URBAN	URBAN	METROPOLITAN	ALL-INDIA

OCCUPATION				6	7	8	9	10

I.	AGRICULTURE			44.8	27.9	12.0	15.3	100.0
	1.	Direct Finance		55.8	32.4	8.2	3.6	100.0
	2.	Indirect Finance		13.4	14.9	22.9	48.8	100.0
II.	INDUSTRY			7.6	11.3	19.4	61.7	100.0
	1.	Mining & Quarrying		6.9	7.5	7.5	78.1	100.0
	2.	Manufacturing & Processing		7.3	11.8	20.7	60.2	100.0
	3.	Electricity, Gas & Water		13.8	10.7	12.6	62.9	100.0
	4.	Construction		5.3	7.6	16.8	70.3	100.0
III.	TRANSPORT OPERATORS			14.4	15.6	13.8	56.2	100.0
IV.	PROFESSIONAL AND OTHER SERVICES			6.3	11.1	22.1	60.5	100.0
V.	PERSONAL LOANS			13.9	20.6	26.7	38.8	100.0
	1.	Loans for Purchase of Consumer Durables		25.0	24.7	30.2	20.1	100.0
	2.	Loans for Housing		9.6	20.4	29.8	40.2	100.0
	3.	Rest of the Personal Loans		16.1	20.5	24.2	39.2	100.0
VI.	TRADE			14.3	10.1	19.2	56.4	100.0
	1.	Wholesale Trade		12.2	4.2	16.1	67.5	100.0
	2.	Retail Trade		20.1	26.0	27.4	26.5	100.0
VII.	FINANCE			5.3	1.6	3.2	89.9	100.0
VIII.	ALL OTHERS			11.9	14.8	21.5	51.8	100.0

TOTAL BANK CREDIT				13.4	13.7	18.9	54.0	100.0
OF WHICH:			1. Artisans and Village & Tiny Industries	26.2	28.8	24.9	20.1	100.0
			2. Other Small Scale Industries	8.2	16.9	28.1	46.8	100.0