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PDF - Table 48 : Liabilities and Assets of Scheduled Commercial<BR> Banks -1996 -97 (Part 11 of 30) ()
Date : May 11, 1999
Table 48 : Liabilities and Assets of Scheduled Commercial
Banks -1996 -97 (Part 11 of 30)
REGIONAL RURAL BANKS
 
 
 
 
 
 
 
 
 
 
 
 
 

(Amount in Rs. lakh)

   

As on 31st March

   

Adhiyaman

 

Akola

 

Alaknanda

 

Aligarh

 

Allahabad Kshetriya

   

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(1)

(2)

 

(3)

(4)

 

(5)

(6)

 

(7)

(8)

 

(9)

(10)

1.

Capital

75

373

 

75

100

 

75

100

 

75

96

 

75

100

  

(2.6)

(9.9)

 

(1.9)

(2.0)

 

(2.2)

(2.1)

 

(0.5)

(0.4)

 

(0.6)

(0.6)

2.

Reserves and Surplus

-

-

 

8

-

 

-

-

 

-

1506

 

-

-

   

-

-

 

(0.2)

-

 

-

-

 

-

(6.4)

 

-

-

 

2.1.

Statutory Reserves

-

-

 

8

-

 

-

-

 

-

-

 

-

-

 

2.2.

Capital Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.3.

Share Premium

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.4.

Revenue and other Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.5.

Balance of Profit

-

-

 

-

-

 

-

-

 

-

1506

 

-

-

                 

3.

Deposits

1740

2158

 

2705

3264

 

2822

3686

 

11962

16386

 

11007

14556

   

(59.4)

(57.2)

 

(69.2)

(66.2)

 

(81.7)

(77.5)

 

(73.4)

(69.5)

 

(84.4)

(88.2)

 

3.1.

Demand Deposits

46

58

 

139

107

 

100

71

 

335

420

 

490

697

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From Others

46

58

 

139

107

 

100

71

 

335

420

 

490

697

 

3.2.

Savings Deposits

698

890

 

1614

2022

 

1272

1589

 

4645

5749

 

5472

6965

 

3.3.

Term Deposits

996

1209

 

952

1135

 

1450

2027

 

6982

10217

 

5045

6894

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From Others

996

1209

 

952

1135

 

1450

2027

 

6982

10217

 

5045

6894

 

3.A.

Deposits of branches in India

1740

2158

 

2705

3264

 

2822

3686

 

11962

16386

 

11007

14556

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

4.

Borrowings

1045

1057

 

596

695

 

282

312

 

3086

4095

 

1014

829

   

(35.7)

(28.0)

 

(15.3)

(14.1)

 

(8.2)

(6.5)

 

(18.9)

(17.4)

 

(7.8)

(5.0)

 

4.1.

Borrowings in India

1045

1057

 

596

695

 

282

312

 

3086

4095

 

1014

829

  

(i)

From Reserve Bank of India

406

395

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From other Banks

639

662

 

130

134

 

20

30

 

472

618

 

2

-

  

(iii)

From other Institutions and Agencies

-

-

 

467

561

 

262

282

 

2614

3476

 

1012

829

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

67

186

 

523

873

 

276

659

 

1182

1487

 

950

1012

   

(2.3)

(4.9)

 

(13.4)

(17.7)

 

(8.0)

(13.9)

 

(7.2)

(6.3)

 

(7.3)

(6.1)

 

5.1.

Bills Payable

-

-

 

7

1

 

-

27

 

456

121

 

27

37

 

5.2.

Inter-office Adjustments

-

-

 

-

-

 

4

4

 

160

708

 

73

65

 

5.3.

Interest Accrued

18

24

 

27

31

 

239

378

 

36

97

 

67

71

 

5.4.

Others (including provisions)

48

162

 

489

841

 

32

250

 

529

560

 

783

839

  

Total Liabilities

2928

3775

 

3907

4932

 

3454

4757

 

16304

23570

 

13046

16497

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

                 
 
 
 
 
 
 
 
 
 
 
 
 
 

(Amount in Rs. lakh)

   

As on 31st March

   

Adhiyaman

 

Akola

 

Alaknanda

 

Aligarh

 

Allahabad Kshetriya

   

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(1)

(2)

 

(3)

(4)

 

(5)

(6)

 

(7)

(8)

 

(9)

(10)

1.

Cash in hand

26

45

 

88

84

 

24

47

 

263

440

 

150

188

   

(0.9)

(1.2)

 

(2.3)

(1.7)

 

(0.7)

(1.0)

 

(1.6)

(1.9)

 

(1.1)

(1.1)

2.

Balances with RBI

52

64

 

84

90

 

87

123

 

395

510

 

345

460

   

(1.8)

(1.7)

 

(2.2)

(1.8)

 

(2.5)

(2.6)

 

(2.4)

(2.2)

 

(2.6)

(2.8)

3.

Balances with banks in India

628

1096

 

1230

1447

 

37

2508

 

4870

6171

 

597

4416

   

(21.5)

(29.0)

 

(31.5)

(29.3)

 

(1.1)

(52.7)

 

(29.9)

(26.2)

 

(4.6)

(26.8)

4.

Money at call and short notice

-

-

 

-

-

 

1298

-

 

-

-

 

2615

-

   

-

-

 

-

-

 

(37.6)

-

 

-

-

 

(20.0)

-

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

55

80

 

-

-

 

1042

629

 

2650

6305

 

1367

2842

   

(1.9)

(2.1)

 

(0.0)

(0.0)

 

(30.2)

(13.2)

 

(16.3)

(26.8)

 

(10.5)

(17.2)

 

6.A.

Investments in India

55

80

 

-

-

 

1042

629

 

2650

6305

 

1367

2842

  

(i)

Government securities

-

-

 

-

-

 

-

-

 

150

150

 

110

-

  

(ii)

Other approved securities

-

-

 

-

-

 

-

-

 

50

200

 

-

-

  

(iii)

Shares

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iv)

Debentures and Bonds

5

30

 

-

-

 

15

179

 

-

-

 

1257

2732

  

(v)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

2050

5555

 

-

-

  

(vi)

Others

50

50

 

-

-

 

1027

450

 

400

400

 

-

110

 

6.B.

Investments outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(i)

Government securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii)

Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

1869

2177

 

1378

1927

 

554

770

 

6418

8004

 

5246

4580

   

(63.8)

(57.7)

 

(35.3)

(39.1)

 

(16.0)

(16.2)

 

(39.4)

(34.0)

 

(40.2)

(27.8)

 

7.1.

Bills purchased and discounted

5

29

 

31

39

 

-

-

 

1

2

 

-

1

 

7.2.

Cash credits, overdrafts & loans

1408

1626

 

274

455

 

220

263

 

2336

3454

 

387

231

 

7.3.

Term loans

456

522

 

1073

1432

 

334

507

 

4081

4547

 

4859

4349

8.

Fixed Assets

14

13

 

9

9

 

7

7

 

26

30

 

27

31

   

(0.5)

(0.4)

 

(0.2)

(0.2)

 

(0.2)

(0.1)

 

(0.2)

(0.1)

 

(0.2)

(0.2)

 

8.1.

Premises

-

13

 

9

-

 

-

-

 

26

-

 

-

-

 

8.2.

Other Fixed assets

14

-

 

-

9

 

7

7

 

-

30

 

27

31

9.

Other Assets

284

299

 

1117

1375

 

406

674

 

1682

2110

 

2699

3980

   

(9.7)

(7.9)

 

(28.6)

(27.9)

 

(11.7)

(14.2)

 

(10.3)

(9.0)

 

(20.7)

(24.1)

 

9.1.

Inter - office adjustments (net)

4

-

 

44

131

 

-

258

 

-

-

 

-

-

 

9.2.

Interest accrued

9

9

 

-

-

 

100

-

 

210

517

 

-

-

 

9.3.

Tax paid

-

-

 

-

-

 

-

-

 

-

43

 

-

-

 

9.4.

Stationery and Stamps

3

2

 

3

3

 

2

3

 

7

11

 

8

8

 

9.5.

Others

268

288

 

1070

1241

 

304

413

 

1465

1539

 

2691

3973

 

Total Assets

2928

3775

 

3907

4932

 

3454

4757

 

16304

23570

 

13046

16497

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.


Table 48 : Liabilities and Assets of Scheduled Commercial
Banks -1996 -97

REGIONAL RURAL BANKS
 
 
 
 
 
 
 
 
 
 
 
 
 

(Amount in Rs. lakh)

   

As on 31st March

   

Alwar

 

Ambala

 

Aravali

 

Arunachal

 

Aurangabad

   

Bharatpur

 

Kurukshetra

 

Kshetriya

 

Pradesh

 

Jalana

   

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Rural Bank

 

Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(11)

(12)

 

(13)

(14)

 

(15)

(16)

 

(17)

(18)

 

(19)

(20)

1.

Capital

75

88

 

75

88

 

75

96

 

311

311

 

545

545

  

(0.9)

(0.9)

 

(1.4)

(1.2)

 

(1.5)

(1.9)

 

(18.0)

(15.1)

 

(6.8)

(4.2)

2.

Reserves and Surplus

-

-

 

-

-

 

-75

-2028

 

-

-

 

-

-

   

-

-

 

-

-

 

(-1.5)

(-40.9)

 

-

-

 

-

-

 

2.1.

Statutory Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.2.

Capital Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.3.

Share Premium

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.4.

Revenue and other Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.5.

Balance of Profit

-

-

 

-

-

 

-75

-2028

 

-

-

 

-

-

                 

3.

Deposits

7020

8984

 

4276

5518

 

4288

5972

 

1224

1438

 

5313

9265

   

(87.9)

(88.7)

 

(80.4)

(74.0)

 

(86.9)

(120.6)

 

(70.8)

(69.8)

 

(66.8)

(71.5)

 

3.1.

Demand Deposits

326

452

 

25

52

 

163

363

 

52

65

 

273

2452

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From Others

326

452

 

25

52

 

163

363

 

52

65

 

273

2452

 

3.2.

Savings Deposits

2784

3103

 

1282

1658

 

1424

1647

 

775

816

 

3608

4840

 

3.3.

Term Deposits

3910

5429

 

2969

3808

 

2700

3962

 

396

558

 

1431

1973

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From Others

3910

5429

 

2969

3808

 

2700

3962

 

396

558

 

1431

1973

 

3.A.

Deposits of branches in India

7020

8984

 

4276

5518

 

4288

5972

 

1224

1438

 

5313

9265

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

4.

Borrowings

424

557

 

708

1106

 

500

711

 

115

151

 

1595

1903

   

(5.3)

(5.5)

 

(13.3)

(14.8)

 

(10.1)

(14.3)

 

(6.7)

(7.3)

 

(20.1)

(14.7)

 

4.1.

Borrowings in India

424

557

 

708

1106

 

500

711

 

115

151

 

1595

1903

  

(i)

From Reserve Bank of India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From other Banks

40

46

 

64

81

 

-

18

 

-

-

 

220

268

  

(iii)

From other Institutions and Agencies

384

511

 

644

1025

 

500

693

 

115

151

 

1375

1635

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

466

496

 

259

742

 

145

203

 

79

161

 

500

1241

   

(5.8)

(4.9)

 

(4.9)

(10.0)

 

(2.9)

(4.1)

 

(4.6)

(7.8)

 

(6.3)

(9.6)

 

5.1.

Bills Payable

17

27

 

-

-

 

27

39

 

-

1

 

82

283

 

5.2.

Inter-office Adjustments

25

51

 

1

-

 

46

-

 

1

15

 

-

27

 

5.3.

Interest Accrued

17

17

 

4

5

 

28

42

 

55

68

 

156

200

 

5.4.

Others (including provisions)

407

401

 

254

737

 

43

122

 

23

77

 

263

731

  

Total Liabilities

7985

10125

 

5318

7454

 

4933

4954

 

1729

2060

 

7953

12954

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

                 
 
 
 
 
 
 
 
 
 
 
 
 
 

(Amount in Rs. lakh)

   

As on 31st March

   

Alwar

 

Ambala

 

Aravali

 

Arunachal

 

Aurangabad

   

Bharatpur

 

Kurukshetra

 

Kshetriya

 

Pradesh

 

Jalana

   

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Rural Bank

 

Gramin Bank

Items

  

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(11)

(12)

 

(13)

(14)

 

(15)

(16)

 

(17)

(18)

 

(19)

(20)

1.

Cash in hand

176

169

 

106

106

 

93

171

 

22

37

 

182

375

   

(2.2)

(1.7)

 

(2.0)

(1.4)

 

(1.9)

(3.4)

 

(1.3)

(1.8)

 

(2.3)

(2.9)

2.

Balances with RBI

247

268

 

126

162

 

123

186

 

33

42

 

123

243

   

(3.1)

(2.6)

 

(2.4)

(2.2)

 

(2.5)

(3.7)

 

(1.9)

(2.0)

 

(1.5)

(1.9)

3.

Balances with banks in India

1816

2442

 

1084

1804

 

936

1609

 

605

898

 

1383

5261

   

(22.7)

(24.1)

 

(20.4)

(24.2)

 

(19.0)

(32.5)

 

(35.0)

(43.6)

 

(17.4)

(40.6)

4.

Money at call and short notice

-

-

 

-

-

 

-

-

 

-

-

 

-

-

   

-

-

 

-

-

 

-

-

 

-

-

 

-

-

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

1267

1780

 

868

1213

 

200

260

 

453

60

 

1619

1543

   

(15.9)

(17.6)

 

(16.3)

(16.3)

 

(4.1)

(5.2)

 

(26.2)

(2.9)

 

(20.4)

(11.9)

 

6.A.

Investments in India

1267

1780

 

868

1213

 

200

260

 

453

60

 

1619

1543

  

(i)

Government securities

-

-

 

-

-

 

200

20

 

-

-

 

150

175

  

(ii)

Other approved securities

90

60

 

156

156

 

-

240

 

-

-

 

10

10

  

(iii)

Shares

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iv)

Debentures and Bonds

493

1290

 

712

1057

 

-

-

 

-

-

 

1459

1358

  

(v)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(vi)

Others

685

430

 

-

-

 

-

-

 

453

60

 

-

-

 

6.B.

Investments outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(i)

Government securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii)

Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

2225

2365

 

2515

3474

 

1940

2530

 

421

774

 

3737

4183

   

(27.9)

(23.4)

 

(47.3)

(46.6)

 

(39.3)

(51.1)

 

(24.4)

(37.6)

 

(47.0)

(32.3)

 

7.1.

Bills purchased and discounted

1

-

 

54

199

 

13

12

 

-

360

 

424

640

 

7.2.

Cash credits, overdrafts & loans

451

703

 

300

389

 

611

726

 

178

-

 

484

584

 

7.3.

Term loans

1773

1661

 

2161

2887

 

1316

1792

 

243

415

 

2829

2958

8.

Fixed Assets

14

16

 

19

17

 

22

28

 

7

7

 

15

16

   

(0.2)

(0.2)

 

(0.4)

(0.2)

 

(0.5)

(0.6)

 

(0.4)

(0.4)

 

(0.2)

(0.1)

 

8.1.

Premises

-

16

 

-

-

 

-

-

 

-

-

 

-

-

 

8.2.

Other Fixed assets

14

-

 

19

17

 

22

28

 

7

7

 

15

16

9.

Other Assets

2239

3086

 

600

678

 

1618

171

 

188

241

 

894

1334

   

(28.0)

(30.5)

 

(11.3)

(9.1)

 

(32.8)

(3.5)

 

(10.9)

(11.7)

 

(11.2)

(10.3)

 

9.1.

Inter - office adjustments (net)

-

-

 

-

31

 

-

20

 

-

-

 

16

-

 

9.2.

Interest accrued

114

145

 

78

119

 

79

127

 

28

39

 

49

110

 

9.3.

Tax paid

-

-

 

-

-

 

-

2

 

-

-

 

-

-

 

9.4.

Stationery and Stamps

3

4

 

5

4

 

6

7

 

3

4

 

5

3

 

9.5.

Others

2122

2937

 

518

523

 

1533

16

 

158

198

 

824

1221

 

Total Assets

7985

10125

 

5318

7454

 

4932

4954

 

1729

2060

 

7953

12954

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.