Publications

(Amount in Rs. lakh)

As on 31st March

Sakura Bank

Sanwa Bank

Societe Generale

Sonali Bank

Standard Chartered

Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(49)

(50)

(51)

(52)

(53)

(54)

(55)

(56)

(57)

(58)

1.

Capital

5862

8862

5680

5680

4075

4075

20

20

-

-

(8.7)

(10.6)

(20.0)

(16.9)

(3.5)

(4.1)

(0.6)

(0.5)

-

-

2.

Reserves and Surplus

2478

4968

464

943

3300

4749

322

421

53843

68606

(3.7)

(5.9)

(1.6)

(2.8)

(2.9)

(4.8)

(10.1)

(10.7)

(12.8)

(12.2)

2.1.

Statutory Reserves

963

1461

291

379

767

1057

80

106

4854

6267

2.2.

Capital Reserves

-

-

3

45

-

113

28

28

-

919

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

170

519

-

-

-

-

48989

61420

2.5.

Balance of Profit

1515

3507

-

-

2533

3580

214

286

-

-

3.

Deposits

29692

12976

7065

18739

58692

60419

2397

2953

273857

419142

(44.1)

(15.5)

(24.9)

(55.6)

(50.8)

(61.0)

(75.3)

(75.3)

(65.3)

(74.7)

3.1.

Demand Deposits

3251

8740

2244

3701

1647

1451

2191

2706

37789

59935

(i)

From Banks

-

-

1

1

6

42

1742

2165

1942

1410

(ii)

From Others

3250

8739

2243

3700

1640

1410

449

540

35847

58525

3.2.

Savings Deposits

890

945

273

385

162

88

41

45

25185

30405

3.3.

Term Deposits

25551

3291

4548

14653

56883

58880

165

202

210883

328802

(i)

From Banks

-

-

-

-

5614

1796

-

-

-

-

(ii)

From Others

25551

3291

4548

14653

51269

57084

165

202

210883

328802

3.A.

Deposits of branches in India

29692

12976

7065

18739

58692

60419

2397

2953

273857

419142

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

27848

56045

6101

7542

46406

25200

-

-

59949

29422

(41.4)

(66.9)

(21.5)

(22.4)

(40.2)

(25.5)

-

-

(14.3)

(5.2)

4.1.

Borrowings in India

20634

32700

6101

359

46406

25200

-

-

55144

29009

(i)

From Reserve Bank of India

8234

5700

498

-

5406

-

-

-

21281

-

(ii)

From other Banks

8900

19000

5500

-

31000

20000

-

-

21000

11000

(iii)

From other Institutions and Agencies

3500

8000

103

359

10000

5200

-

-

12864

18009

4.2.

Borrowings outside India

7214

23345

-

7183

-

-

-

-

4805

414

5.

Other liabilities

1382

867

9075

803

3048

4553

443

528

31738

43938

(2.1)

(1.0)

(32.0)

(2.4)

(2.6)

(4.6)

(13.9)

(13.5)

(7.6)

(7.8)

5.1.

Bills Payable

206

122

138

423

662

592

-

-

5585

13448

5.2.

Inter-office Adjustments

-

-

6673

-

-

19

4

13

3059

-

5.3.

Interest Accrued

569

240

126

170

270

155

3

3

10758

16870

5.4.

Others (including provisions)

607

504

2138

210

2116

3786

436

512

12336

13620

Total Liabilities

67262

83718

28385

33708

115520

98996

3182

3922

419388

561108

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Sakura Bank

Sanwa Bank

Societe Generale

Sonali Bank

Standard Chartered

Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(49)

(50)

(51)

(52)

(53)

(54)

(55)

(56)

(57)

(58)

1.

Cash in hand

29

42

9

5

2

6

13

35

904

1236

-

-

-

-

-

-

(0.4)

(0.9)

(0.2)

(0.2)

2.

Balances with RBI

9135

5602

2921

3649

8165

4549

438

1008

43826

51964

(13.6)

(6.7)

(10.3)

(10.8)

(7.1)

(4.6)

(13.8)

(25.7)

(10.4)

(9.3)

3.

Balances with banks in India

1707

1976

20

5

4618

47

5

4

1912

1621

(2.5)

(2.4)

(0.1)

-

(4.0)

-

(0.2)

(0.1)

(0.5)

(0.3)

4.

Money at call and short notice

-

-

-

-

8014

5351

-

-

-

-

-

-

-

-

(6.9)

(5.4)

-

-

-

-

5.

Balances with banks outside India

45

78

15

20

537

74

1776

1290

12127

1114

6.

Investments

12182

15559

5972

5614

24307

24506

276

256

88336

143311

(18.1)

(18.6)

(21.0)

(16.7)

(21.0)

(24.8)

(8.7)

(6.5)

(21.1)

(25.5)

6.A.

Investments in India

12182

15559

5972

5614

24307

24506

276

256

88336

143311

(i)

Government securities

11381

14759

5972

5614

22271

22471

231

231

72664

122501

(ii)

Other approved securities

779

779

-

-

55

55

-

-

4671

4129

(iii)

Shares

21

21

-

-

21

21

-

-

343

27

(iv)

Debentures and Bonds

-

-

-

-

960

960

-

-

6785

8378

(v)

Subsidiaries and joint ventures

-

-

-

-

-

1000

-

-

5

5

(vi)

Others

-

-

-

-

-

-

45

25

3868

8271

6.B.

Investments outside India

-

-

-

-

1000

-

-

-

-

-

(i)

Government securities

-

-

-

-

-

-

-

-

-

-

(ii)

Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(iii)

Others

-

-

-

-

-

-

-

-

-

-

7.

Advances

40559

54333

18188

23010

59909

55898

212

722

201846

259471

(60.3)

(64.9)

(64.1)

(68.3)

(51.9)

(56.5)

(6.7)

(18.4)

(48.1)

(46.2)

7.1.

Bills purchased and discounted

8706

11938

1667

3428

10821

4353

136

328

20050

22838

7.2.

Cash credits, overdrafts & loans

30142

31385

15513

18394

19395

22554

-

395

89841

108122

7.3.

Term loans

1710

11009

1008

1187

29693

28992

76

-

91955

128512

8.

Fixed Assets

556

808

312

326

5652

5339

6

6

14807

23955

(0.8)

(1.0)

(1.1)

(1.0)

(4.9)

(5.4)

(0.2)

(0.2)

(3.5)

(4.3)

8.1.

Premises

295

272

38

27

5251

5091

-

-

11405

19739

8.2.

Other Fixed assets

262

536

274

298

401

248

6

6

3402

4216

9.

Other Assets

3048

5321

948

1079

4318

3225

456

600

55630

78435

(4.5)

(6.4)

(3.3)

(3.2)

(3.7)

(3.3)

(14.3)

(15.3)

(13.3)

(14.0)

9.1.

Inter - office adjustments (net)

770

1670

-

93

38

-

50

45

-

21662

9.2.

Interest accrued

1609

1937

380

309

680

603

-

-

9589

6565

9.3.

Tax paid

-

-

370

338

1539

1497

400

548

18051

18817

9.4.

Stationery and Stamps

-

-

-

-

-

-

1

1

82

81

9.5.

Others

670

1714

198

340

2060

1124

5

5

27908

31310

Total Assets

67262

83718

28385

33708

115520

98996

3182

3922

419388

561108

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.

Table 48 : Liabilities and Assets of Scheduled Commercial
Banks -1996 -97

(Amount in Rs. lakh)

As on 31st March

State Bank of

The Fuji Bank

The Siam

Mauritius

Commercial Bank

Items

1996

1997

1996

1997

1996

1997

(59)

(60)

(61)

(62)

(63)

(64)

1.

Capital

6278

6393

7086

3359

3359

(75.4)

(68.6)

(73.4)

(84.6)

(17.6)

2.

Reserves and Surplus

400

732

-

9

417

(4.8)

(7.9)

-

(0.2)

(2.2)

2.1.

Statutory Reserves

87

153

-

2

83

2.2.

Capital Reserves

-

10

-

-

-

2.3.

Share Premium

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

-

-

-

2.5.

Balance of Profit

313

569

-

7

333

3.

Deposits

1150

1320

626

548

5575

(13.8)

(14.2)

(6.5)

(13.8)

(29.2)

3.1.

Demand Deposits

402

568

247

50

133

(i)

From Banks

6

3

-

-

-

(ii)

From Others

396

564

247

50

133

3.2.

Savings Deposits

63

49

-

-

-

3.3.

Term Deposits

685

703

379

498

5441

(i)

From Banks

-

-

100

-

-

(ii)

From Others

685

703

279

498

5441

3.A.

Deposits of branches in India

1150

1320

626

548

5575

3.B.

Deposits of branches outside India

-

-

-

-

-

4.

Borrowings

-

-

910

-

6500

-

-

(9.4)

-

(34.0)

4.1.

Borrowings in India

-

-

910

-

6500

(i)

From Reserve Bank of India

-

-

-

-

-

(ii)

From other Banks

-

-

910

-

-

(iii)

From other Institutions and Agencies

-

-

-

-

6500

4.2.

Borrowings outside India

-

-

-

-

-

5.

Other liabilities

502

873

1038

54

3265

(6.0)

(9.4)

(10.7)

(1.3)

(17.1)

5.1.

Bills Payable

24

9

-

-

-

5.2.

Inter-office Adjustments

40

4

-

1

1

5.3.

Interest Accrued

6

18

2

4

79

5.4.

Others (including provisions)

432

843

1036

49

3184

Total Liabilities

8330

9317

9660

3969

19115

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

State Bank of

The Fuji Bank

The Siam

Mauritius

Commercial Bank

Items

1996

1997

1996

1997

1996

1997

(59)

(60)

(61)

(62)

(63)

(64)

1.

Cash in hand

2

2

1

-

1

-

-

-

-

-

2.

Balances with RBI

190

117

111

92

812

(2.3)

(1.3)

(1.1)

(2.3)

(4.2)

3.

Balances with banks in India

43

1096

750

131

2093

(0.5)

(11.8)