Publications

FOREIGN BANKS

(Amount in Rs. lakh)

For the year ended March 31

Items

DBS Bank

Deutsche Bank

Dresdner Bank

Hongkong & Shanghai Bank

2001

2002

2001

2002

2001

2002

2001

2002

(41)

(42)

(43)

(44)

(45)

(46)

(47)

(48)

Income

I. Interest Earned

4055

4227

53914

44938

3851

211

132037

149947

a) Interest/discount on advances/bills

2296

2813

21915

19466

2340

63

60250

71133

b) Income on Investments

1288

1158

24377

21735

1345

127

62969

72822

c) Interest on balances with

471

256

4448

3737

167

21

8620

5835

RBI and other inter-bank funds

d) Others

-

-

3175

-

-

-

198

157

II. Other income

753

1024

24751

22316

(46)

241

39586

47827

a) Commission, exchange and brokerage

242

287

6438

6114

310

123

17618

19627

b) Net Profit (loss) on sale of investments

61

469

5296

12760

(146)

-

7942

9598

c) Net Profit (loss) on revaluation of investments

-

-

-

-

-

75

-

-

d) Net Profit (loss) on sale of land, building & other assets

(1)

-

(372)

(48)

(4)

(97)

(3)

(130)

e) Net Profit (loss) on exchange transaction

443

258

13316

3443

(207)

140

9464

9877

f) Miscellaneous income

8

10

72

47

-

-

4565

8855

Total (I+II)

4808

5251

78665

67254

3805

452

171623

197774

Expenditure & Provisions

III. Interest expended

2758

2575

25560

24250

2463

113

84846

99698

a) Interest on deposits

513

705

10995

9296

1118

10

65633

69547

b) Interest on RBI/inter-bank borrowings

2245

1870

14008

14940

1345

103

16607

27521

c) Others

-

-

557

14

-

-

2606

2630

IV. Operating expenses

718

815

21511

18879

2411

1228

41528

50247

a) Payments to and provisions for employees

257

325

6560

6321

831

83

14841

15459

b) Rent, taxes and lighting

178

174

1033

1219

1038

162

4395

4753

c) Printing and stationery

4

4

190

153

12

2

859

1118

d) Advertisement and publicity

4

2

108

69

1

1

2587

3433

e) Depreciation on Bank’s property

41

43

1480

1521

138

88

4938

6178

f) Directors’ fees, allowances and expenses

-

1

16

14

2

1

9

13

g) Auditors’ fees and expenses

4

5

8

15

4

-

17

19

h) Law charges

3

-

16

52

1

-

84

96

i) Postage, telegrams, telephones, etc.

38

81

679

464

85

22

1884

2627

j) Repairs and maintenance

5

4

569

718

30

(170)

1561

1902

k) Insurance

7

8

579

201

5

-

851

1010

l) Other expenditure

177

168

10273

8132

263

1039

9503

13639

V. Provisions and contingencies

612

782

22175

11826

4313

-

25160

31170

Total expenses@

3476

3390

47071

43129

4874

1341

126374

149945

VI. Profit (loss)

719

1079

9420

12298

(5382)

(889)

20089

16659

Total (III+IV+V+VI)

4808

5251

78665

67253

3805

452

171623

197774

(Amount in Rs. lakh)

For the year ended March 31

Items

ING Bank

JP Morgan Chase Bank#

KBC Bank

Krung Thai Bank

2001

2002

2001

2002

2001

2002

2001

2002

(49)

(50)

(51)

(52)

(53)

(54)

(55)

(56)

Income

I. Interest Earned

1640

2516

2707

2380

5829

1544

465

386

a) Interest/discount on advances/bills

1041

842

-

168

1416

214

127

106

b) Income on Investments

351

1475

1451

1964

4141

786

31

48

c) Interest on balances with

240

199

-

239

272

544

304

232

RBI and other inter-bank funds

d) Others

7

-

1256

8

-

-

3

-

II. Other income

875

1370

1284

4601

(45)

595

53

31

a) Commission, exchange and brokerage

570

767

-

404

133

(21)

22

20

b) Net Profit (loss) on sale of investments

155

(168)

733

2111

(32)

(17)

(1)

2

c) Net Profit (loss) on revaluation of investments

-

-

-

(8)

-

-

-

-

d) Net Profit (loss) on sale of land, building & other assets

(44)

-

1

(5)

(2)

1

-

-

e) Net Profit (loss) on exchange transaction

38

48

351

727

(147)

630

12

9

f) Miscellaneous income

157

723

200

1371

2

2

20

-

Total (I+II)

2515

3886

3992

6980

5785

2139

518

416

Expenditure & Provisions

III. Interest expended

1132

2008

1961

1136

4432

2592

58

30

a) Interest on deposits

736

974

225

534

3080

1775

52

25

b) Interest on RBI/inter-bank borrowings

396

1034

1736

566

579

58

6

2

c) Others

-

-

-

36

773

759

-

3

IV. Operating expenses

2208

1844

1896

2726

1010

845

217

192

a) Payments to and provisions for employees

865

932

1181

1169

589

450

41

45

b) Rent, taxes and lighting

200

239

117

348

72

73

91

88

c) Printing and stationery

23

25

12

30

8

3

1

1

d) Advertisement and publicity

17

1

1

32

-

1

1

1

e) Depreciation on Bank’s property

206

210

282

236

79

90

25

5

f) Directors’ fees, allowances and expenses

4

6

2

1

-

1

1

1

g) Auditors’ fees and expenses

4

4

-

9

8

7

3

3

h) Law charges

-

-

13

7

22

26

-

2

i) Postage, telegrams, telephones, etc.

127

127

129

161

55

47

5

5

j) Repairs and maintenance

39

40

32

75

19

23

10

10

k) Insurance

5

8

6

11

13

8

1

1

l) Other expenditure

718

252

121

646

145

116

38

31

V. Provisions and contingencies

518

273

38

1922

214

37

134

193

Total expenses@

3340

3852

3856

3861

5442

3437

275

222

VI. Profit (loss)

(1343)

(239)

98

1197

129

(1335)

109

1

Total (III+IV+V+VI)

2515

3886

3992

6980

5785

2139

518

416

(Amount in Rs. lakh)

For the year ended March 31

Items

Mashreq Bank

Mizuho Corporate Bank#

Oman International Bank

Overseas Chinese Bank

2001

2002

2001

2002

2001

2002

2001

2002

(57)

(58)

(59)

(60)

(61)

(62)

(63)

(64)

Income

I. Interest Earned

4430

5749

3382

2998

3835

2917

507

337

a) Interest/discount on advances/bills

1716

1598

2534

2191

1364

503

199

63

b) Income on Investments

2534

3779

693

699

1229

1247

98

100

c) Interest on balances with

164

279

126

95

1229

1167

209

173

RBI and other inter-bank funds

d) Others

16

93

30

13

13

-

-

-

II. Other income

721

1502

384

369

1048

702

80

41

a) Commission, exchange and brokerage

443

361

225

271

183

93

38

12

b) Net Profit (loss) on sale of investments

208

13

9

2

(17)

62

-

-

c) Net Profit (loss) on revaluation of investments

-

-

-

-

-

-

-

-

d) Net Profit (loss) on sale of land, building & other assets

(4)

4

-

1

1

-

-

-

e) Net Profit (loss) on exchange transaction

48

51

150

96

539

534

38

25

f) Miscellaneous income

27

1073

-

-

343

14

4

3

Total (I+II)

5150

7251

3766

3367

4882

3619

587

378

Expenditure & Provisions

III. Interest expended

3844

4609

2434

2209

4141

4211

71

23

a) Interest on deposits

2823

3867

1471

1724

3929

3940

66

23

b) Interest on RBI/inter-bank borrowings

566

742

962

465

212

270

5

-

c) Others

455

-

-

20

-

-

-

-

IV. Operating expenses

1088

965

819

765

794

765

302

650

a) Payments to and provisions for employees

402

341

293

315

226

266

108

84

b) Rent, taxes and lighting

260

249

324

206

41

42

128

97

c) Printing and stationery

11

7

5

7

11

9

2

2

d) Advertisement and publicity

1

1

-

1

6

6

-

-

e) Depreciation on Bank’s property

163

144

27

29

216

205

15

8

f) Directors’ fees, allowances and expenses

-

-

-

1

1

2

-

-

g) Auditors’ fees and expenses

5

7

9

9

12

12

2

1

h) Law charges

5

14

8

18

32

30

-

2

i) Postage, telegrams, telephones, etc.

32

32

25

31

36

38

26

28

j) Repairs and maintenance

18

13

14

18

30

29

5

5

k) Insurance

20

15

4

5

24

24

1

1

l) Other expenditure

172

142

109

126

159

101

16

422

V. Provisions and contingencies

1863

859

1564

913

2604

1594

174

(134)

Total expenses@

4932

5574

3252

2974

4935

4975

373

672

VI. Profit (loss)

(1644)

817

(1050)

(520)

(2656)

(2951)

40

(160)

Total (III+IV+V+VI)

5150

7250

3766

3367

4882

3619

587

378

(Amount in Rs. lakh)

For the year ended March 31

Items

Sakura Bank#

Siam Commercial Bank

Societe Generale

Sonali Bank

2001

2002

2001

2002

2001

2002

2001

2002

(65)

(66)

(67)

(68)

(69)

(70)

(71)

(72)

Income

I. Interest Earned

7682

1290

771

4833

4213

157

126

a) Interest/discount on advances/bills

5310

909

425

2152

1743

56

57

b) Income on Investments

1557

284

277

2241

2018

42

51

c) Interest on balances with

775

96

68

441

453

15

15

RBI and other inter-bank funds

d) Others

41

-

-

-

-

44

3

II. Other income

575

198

58

1388

839

368

312

a) Commission, exchange and brokerage

430

136

34

587

594

259

245

b) Net Profit (loss) on sale of investments

(219)

(1)

1

249

(176)

-

-

c) Net Profit (loss) on revaluation of investments

-

-

-

-

-

-

-

d) Net Profit (loss) on sale of land, building & other assets

(1)

1

-

-

(3)

-

-

e) Net Profit (loss) on exchange transaction

257

54

18

451

221

108

67

f) Miscellaneous income

109

8

4

101

202

1

-

Total (I+II)

8257

1488

829

6221

5052

525

438

Expenditure & Provisions

III. Interest expended

4788

1028

860

3988

3550

60

71

a) Interest on deposits

1220

615

528

2152

1774

48

53

b) Interest on RBI/inter-bank borrowings

3567

414

333

1836

1776

-

-

c) Others

1

-

-

1

-

12

18

IV. Operating expenses

1248

523

214

1839

1575

217

236

a) Payments to and provisions for employees

395

60

53

758

705

123

117

b) Rent, taxes and lighting

427

81

92

127

140

34

59

c) Printing and stationery

17

1

1

23

23

5

5

d) Advertisement and publicity

1

-

-

7

-

2

2

e) Depreciation on Bank’s property

111

33

11

284

272

5

6

f) Directors’ fees, allowances and expenses

-

-

-

1

2

-

-

g) Auditors’ fees and expenses

5

13

1

2

2

1

1

h) Law charges

27

2

8

1

-

4

1

i) Postage, telegrams, telephones, etc.

40

8

8

122

131

13

10

j) Repairs and maintenance

38

9

9

55

60

1

-1

k) Insurance

16

1

1

15

18

3

3

l) Other expenditure

170

315

32

444

222

26

35

V. Provisions and contingencies

3630

273

4932

370

1202

119

80

Total expenses@

6036

1551

1075

5827

5126

277

307

VI. Profit (loss)

(1409)

(337)

(5178)

24

(1275)

129

50

Total (III+IV+V+VI)

8257

1488

829

6221

5052

525

438

(Amount in Rs. lakh)

For the year ended March 31

Items

Standard Chartered Bank

Standard Chartered Grindlays Bank

State Bank of Mauritius

2001

2002

2001

2002

2001

2002

(73)

(74)

(75)

(76)

(77)

(78)

Income

I. Interest Earned

112563

164478

127620

96401

3994

3575

a) Interest/discount on advances/bills

69743

99741

58065

32189

2850

2294

b) Income on Investments

38304

62163

58484

38420

933

1103

c) Interest on balances with

4218

2367

11031

25510

210

178

RBI and other inter-bank funds

d) Others

298

207

40

282

-

-

II. Other income

30056

51656

20604

28747

694

1174

a) Commission, exchange and brokerage

18129

27171

13493

8661

260

188

b) Net Profit (loss) on sale of investments

2063

11764

317

11798

148

807

c) Net Profit (loss) on revaluation of investments

-

-

-

-

-

-

d) Net Profit (loss) on sale of land, building & other assets

(42)

49

3

(237)

-

-

e) Net Profit (loss) on exchange transaction

7469

11013

6434

6024

262

153

f) Miscellaneous income

2437

1660

357

2501

25

26

Total (I+II)

142619

216134

148224

125148

4688

4749

Expenditure & Provisions

III. Interest expended

66559

93327

65424

57090

2633

2533

a) Interest on deposits

35337

35949

48289

44041

1500

1899

b) Interest on RBI/inter-bank borrowings

28537

54861

9384

8106

1133

634

c) Others

2684

2518

7750

4943

-

-

IV. Operating expenses

37329

44969

50242

42672

372

457

a) Payments to and provisions for employees

9915

14259

19537

20394

96

159

b) Rent, taxes and lighting

2096

1887

3025

1870

23

29

c) Printing and stationery

1298

1513

707

763

4

5

d) Advertisement and publicity

1654

2030

1676

975

2

3

e) Depreciation on Bank’s property

4523

1474

9865

2843

105

72

f) Directors’ fees, allowances and expenses

3

3

21

2

1

-

g) Auditors’ fees and expenses

11

21

23

15

2

2

h) Law charges

2420

1636

159

71

2

4

i) Postage, telegrams, telephones, etc.

2341

2990

2575

2611

54

60

j) Repairs and maintenance

3682

4891

1977

2598

16

17

k) Insurance

632

807

718

522

10

10

l) Other expenditure

8755

13459

9959

10008

57

96

V. Provisions and contingencies

20188

36831

23759

(379)

1217

1433

Total expenses@

103888

138296

115666