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Date : Mar 01, 1996

Karnataka

Table No. 5. 9 - District-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

SOUTHERN REGION

STATE: KARNATAKA

(Amount in Rupees Thousand)

					DAKSHIN KANNADA		DHARWAD		GULBARGA		HASSAN
		OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					17	18	19	20	21	22	23	24
I.	AGRICULTURE				72,722	120,02,92	1,45,494	186,61,77	1,10,306	111,06,00	94,480	128,05,38
	1.	Direct Finance			72,044	109,48,63	1,41,761	179,55,28	1,08,164	101,38,86	93,801	125,54,51
	2.	Indirect Finance			678	10,54,29	3,733	7,06,49	2,142	9,67,14	679	2,50,87
II.	INDUSTRY				20,848	309,33,99	13,304	131,03,58	7,047	57,72,49	4,391	22,07,58
	1.	Mining & Quarrying			114	2,36,33	58	72,67	199	1,89,58	9	38,50
	2.	Manufacturing & Processing			20,391	294,08,53	13,112	122,57,36	6,809	54,96,78	4,298	19,52,42
	3.	Electricity, Gas & Water			31	2,56,78	17	82,70	9	10,67	2	8,43
	4.	Construction			312	10,32,35	117	6,90,85	30	75,46	82	2,08,23
III.	TRANSPORT OPERATORS				7,096	91,12,73	3,618	24,01,03	3,243	10,64,79	2,100	11,31,44
IV.	PROFESSIONAL AND OTHER SERVICES				26,170	62,38,02	15,312	34,13,78	9,361	12,10,92	5,444	8,67,43
V.	PERSONAL LOANS				87,860	247,87,83	66,420	141,51,79	31,073	54,11,51	23,582	36,12,71
	1.	Loans for Purchase of Consumer Durables			3,415	6,48,01	4,915	6,13,93	2,284	2,87,20	1,927	2,31,33
	2.	Loans for Housing			12,487	88,95,27	5,421	48,64,02	1,880	17,11,43	1,166	8,28,45
	3.	Rest of the Personal Loans			71,958	152,44,55	56,084	86,73,84	26,909	34,12,88	20,489	25,52,93
VI.	TRADE				48,207	145,95,94	31,835	89,87,18	31,716	45,38,62	19,489	39,63,37
	1.	Wholesale Trade			1,956	51,52,84	1,313	20,34,17	842	6,97,97	602	11,64,10
	2.	Retail Trade			46,251	94,43,10	30,522	69,53,01	30,874	38,40,65	18,887	27,99,27
VII.	FINANCE				279	51,04,95	73	44,02,18	8	6,94	21	7,32,32
VIII.	ALL OTHERS				41,593	94,15,65	44,351	56,16,98	27,660	15,80,99	23,244	20,78,69
TOTAL BANK CREDIT					3,04,775	1121,92,03	3,20,407	707,38,29	2,20,414	306,92,26	1,72,751	273,98,92
OF WHICH:			1.	Artisans & Village Industries	9,930	10,91,69	5,475	4,54,69	2,650	1,92,74	1,661	1,55,02
			2.	Other Small Scale Industries	8,289	158,56,34	5,083	34,33,34	3,177	27,98,43	2,205	10,14,68


					KODAGU		KOLAR		MANDYA		MYSORE
		OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					25	26	27	28	29	30	31	32
I.	AGRICULTURE				32,423	98,84,48	1,15,850	112,17,15	1,00,026	92,37,90	1,31,380	129,94,16
	1.	Direct Finance			32,364	95,68,16	1,14,894	105,42,40	99,844	81,97,34	1,29,409	123,95,07
	2.	Indirect Finance			59	3,16,32	956	6,74,75	182	10,40,56	1,971	5,99,09
II.	INDUSTRY				2,088	19,86,88	5,840	50,68,07	3,520	16,75,21	10,716	347,79,66
	1.	Mining & Quarrying			8	15,04	9	94,57	4	1,76	51	1,55,44
	2.	Manufacturing & Processing			2,056	19,45,58	5,812	49,59,14	3,458	16,03,99	10,498	341,18,35
	3.	Electricity, Gas & Water			-	-	6	2,53	25	44,68	14	81,45
	4.	Construction			24	26,26	13	11,83	33	24,78	153	4,24,42
III.	TRANSPORT OPERATORS				1,349	12,64,55	2,269	9,77,44	1,010	4,14,06	2,260	9,81,44
IV.	PROFESSIONAL AND OTHER SERVICES				3,794	3,66,91	6,714	7,82,13	3,740	7,16,57	11,868	42,52,65
V.	PERSONAL LOANS				11,986	30,56,81	22,275	32,41,07	22,369	28,01,27	64,002	128,76,96
	1.	Loans for Purchase of Consumer Durables			550	1,42,62	1,762	2,12,19	1,518	1,85,24	4,717	6,03,48
	2.	Loans for Housing			855	6,35,37	1,181	7,57,46	1,546	6,62,48	3,968	46,55,86
	3.	Rest of the Personal Loans			10,581	22,78,82	19,332	22,71,42	19,305	19,53,55	55,317	76,17,62
VI.	TRADE				10,332	14,48,19	17,756	22,93,30	15,520	17,35,39	38,558	58,36,79
	1.	Wholesale Trade			125	1,97,50	1,110	3,34,58	158	1,50,14	1,327	10,81,73
	2.	Retail Trade			10,207	12,50,69	16,646	19,58,72	15,362	15,85,25	37,231	47,55,06
VII.	FINANCE				9	16,51	24	4,74,18	10	36,60	70	8,75,86
VIII.	ALL OTHERS				5,680	10,65,46	17,977	17,16,79	14,609	10,99,05	34,671	52,85,87
TOTAL BANK CREDIT					67,661	190,89,79	1,88,705	257,70,13	1,60,804	177,16,05	2,93,525	778,83,39
OF WHICH:			1.	Artisans & Village Industries	1,011	84,12	2,103	3,06,39	1,479	1,45,03	2,621	2,83,06
			2.	Other Small Scale Industries	745	4,98,49	2,542	12,51,83	1,626	8,00,73	5,679	57,55,45


					RAICHUR		SHIMOGA		TUMKUR		UTTAR KANNADA
		OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					33	34	35	36	37	38	39	40
I.	AGRICULTURE				1,20,244	161,58,21	1,22,581	137,47,30	1,01,167	100,89,70	27,786	43,11,93
	1.	Direct Finance			1,15,876	148,02,24	1,22,335	132,01,90	1,00,316	94,95,02	27,134	36,05,62
	2.	Indirect Finance			4,368	13,55,97	246	5,45,40	851	5,94,68	652	7,06,31
II.	INDUSTRY				10,383	42,28,44	7,286	100,41,30	7,547	59,22,48	6,359	63,06,59
	1.	Mining & Quarrying			6	2,10,41	7	2,93	12	13,45	49	4,75,53
	2.	Manufacturing & Processing			10,333	39,34,20	7,197	99,56,44	7,488	56,34,56	6,203	56,86,33
	3.	Electricity, Gas & Water			17	38,35	6	3,70	12	1,65,43	9	7,42
	4.	Construction			27	45,48	76	78,23	35	1,09,04	98	1,37,31
III.	TRANSPORT OPERATORS				2,064	7,89,14	2,350	17,34,16	1,290	6,39,16	1,470	11,80,50
IV.	PROFESSIONAL AND OTHER SERVICES				10,978	10,37,19	11,940	36,65,37	6,031	9,70,03	7,497	7,89,08
V.	PERSONAL LOANS				27,792	46,81,90	35,781	59,47,57	36,796	42,81,33	22,673	40,74,61
	1.	Loans for Purchase of Consumer Durables			2,496	3,22,74	2,113	3,33,01	4,816	5,00,25	1,819	2,61,64
	2.	Loans for Housing			1,450	13,55,35	2,496	19,28,06	1,144	9,26,06	1,203	9,89,52
	3.	Rest of the Personal Loans			23,846	30,03,81	31,172	36,86,50	30,836	28,55,02	19,651	28,23,45
VI.	TRADE				28,808	41,61,65	28,990	57,69,47	30,372	27,93,00	24,159	34,57,09
	1.	Wholesale Trade			480	8,77,21	539	20,04,37	1,627	4,78,51	809	5,29,92
	2.	Retail Trade			28,328	32,84,44	28,451	37,65,10	28,745	23,14,49	23,350	29,27,17
VII.	FINANCE				31	91,28	29	4,43,86	38	3,96,21	19	1,36,38
VIII.	ALL OTHERS				28,713	23,39,69	16,667	15,52,35	18,159	20,15,82	13,483	9,82,81
TOTAL BANK CREDIT					2,29,013	334,87,50	2,25,624	429,01,38	2,01,400	271,07,73	1,03,446	212,38,99
OF WHICH:			1.	Artisans & Village Industries	3,983	2,57,46	3,174	3,64,36	3,301	2,43,71	3,921	11,07,12
			2.	Other Small Scale Industries	5,632	15,37,11	3,158	23,94,11	3,523	23,24,13	1,659	10,54,47

STATE : KERALA


					ALAPUZHA		CANNUR		ERNAKULAM		IDUKKI
		OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					1	2	3	4	5	6	7	8
I.	AGRICULTURE				66,303	87,65,79	83,725	77,27,52	76,457	150,27,58	49,327	58,54,00
	1.	Direct Finance			64,145	57,80,62	82,871	73,40,71	75,992	140,85,82	49,100	56,63,03
	2.	Indirect Finance			2,158	29,85,17	854	3,86,81	465	9,41,76	227	1,90,97
II.	INDUSTRY				18,805	240,62,14	10,325	70,78,65	23,103	1083,84,35	2,791	18,98,45
	1.	Mining & Quarrying			10	38,42	31	57,01	108	8,14,39	7	14,64
	2.	Manufacturing & Processing			18,618	236,48,04	10,187	66,68,64	22,087	1016,49,85	2,746	18,12,16
	3.	Electricity, Gas & Water			1	1,05	9	4,22	23	56,04	1	5,13
	4.	Construction			176	3,74,63	98	3,48,78	885	58,64,07	37	66,52
III.	TRANSPORT OPERATORS				4,122	28,53,25	2,920	24,98,89	8,982	81,28,23	1,053	9,08,09
IV.	PROFESSIONAL AND OTHER SERVICES				10,989	13,86,49	12,643	18,97,29	17,390	105,87,57	3,149	4,35,80
V.	PERSONAL LOANS				61,486	114,35,07	51,519	91,80,71	1,12,093	343,90,31	23,911	33,99,93
	1.	Loans for Purchase of Consumer Durables			4,255	6,15,86	3,907	4,59,37	12,131	15,74,84	3,841	4,62,42
	2.	Loans for Housing			7,865	26,82,45	3,658	25,49,66	12,453	100,29,14	1,060	8,16,95
	3.	Rest of the Personal Loans			49,366	81,36,76	43,954	61,71,68	87,509	227,86,33	19,010	21,20,56
VI.	TRADE				28,445	111,18,31	48,727	82,38,59	37,895	495,30,90	10,902	52,63,17
	1.	Wholesale Trade			832	68,01,63	618	20,79,96	3,516	336,84,22	298	23,32,12
	2.	Retail Trade			27,613	43,16,68	48,109	61,58,63	34,379	158,46,68	10,604	29,31,05
VII.	FINANCE				14	68,63	25	14,89,78	274	18,76,78	6	32,02
VIII.	ALL OTHERS				45,745	35,68,98	34,088	32,88,91	81,189	177,34,26	11,588	8,47,49
TOTAL BANK CREDIT					2,35,909	632,58,66	2,43,972	414,00,34	3,57,383	2456,59,98	1,02,727	186,38,95
OF WHICH:			1.	Artisans & Village Industries	7,035	6,93,49	4,938	4,08,53	3,387	5,49,52	547	68,53
			2.	Other Small Scale Industries	9,682	82,78,73	4,561	37,97,42	14,364	237,24,30	1,635	6,80,09


					KASARAGOD		KOLLAM		KOTTAYAM		KOZHIKODE
		OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					9	10	11	12	13	14	15	16
I.	AGRICULTURE				63,339	53,46,46	73,497	123,73,03	67,807	80,28,76	1,64,110	107,90,68
	1.	Direct Finance			62,477	51,41,40	73,182	84,23,22	67,547	76,34,53	1,63,878	107,31,90
	2.	Indirect Finance			862	2,05,06	315	39,49,81	260	3,94,23	232	58,78
II.	INDUSTRY				4,864	14,86,58	13,613	457,81,78	14,928	165,78,48	24,395	137,96,56
	1.	Mining & Quarrying			38	36,33	35	1,53,05	174	2,08,46	28	89,70
	2.	Manufacturing & Processing			4,764	12,92,72	13,441	450,88,01	14,598	159,56,09	24,154	131,00,30
	3.	Electricity, Gas & Water			1	1	6	6,51	7	3,37	3	22,57
	4.	Construction			61	1,57,52	131	5,34,21	149	4,10,56	210	5,83,99
III.	TRANSPORT OPERATORS				1,144	10,44,10	3,394	27,25,84	4,084	39,54,30	3,138	35,63,55
IV.	PROFESSIONAL AND OTHER SERVICES				7,212	6,40,38	12,830	16,62,63	7,793	29,59,48	24,284	28,70,94
V.	PERSONAL LOANS				22,404	35,86,53	56,134	114,01,34	46,054	124,43,31	66,090	125,58,32
	1.	Loans for Purchase of Consumer Durables			2,539	2,02,55	5,451	7,18,57	3,775	5,49,18	10,222	13,20,38
	2.	Loans for Housing			1,766	11,00,61	3,384	25,29,62	4,815	38,61,27	4,877	33,76,87
	3.	Rest of the Personal Loans			18,099	22,83,37	47,299	81,53,15	37,464	80,32,86	50,991	78,61,07
VI.	TRADE				21,247	25,00,64	21,807	66,46,12	27,089	200,72,51	54,521	119,38,13
	1.	Wholesale Trade			151	3,10,34	634	27,70,02	1,180	132,58,39	1,384	42,39,57
	2.	Retail Trade			21,096	21,90,30	21,173	38,76,10	25,909	68,14,12	53,137	76,98,56
VII.	FINANCE				3	5,96	12	98,37	40	4,79,01	35	1,29,22
VIII.	ALL OTHERS				25,546	18,16,37	60,733	81,44,09	29,374	59,12,18	45,879	42,59,30
TOTAL BANK CREDIT					1,45,759	164,27,02	2,42,020	888,33,20	1,97,169	704,28,03	3,82,452	599,06,70
OF WHICH:			1.	Artisans & Village Industries	2,814	1,44,03	3,940	3,53,87	3,613	3,85,83	12,546	7,66,76
			2.	Other Small Scale Industries	1,673	9,42,34	8,313	303,11,74	9,037	79,73,56	10,255	49,20,74


					MALAPPURAM		PALAKKAD		PATHANAMTHITTA
		OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing
					17	18	19	20	21	22
I.	AGRICULTURE				1,26,419	98,71,65	98,881	96,79,93	37,630	41,09,08
	1.	Direct Finance			1,26,359	95,18,07	98,231	92,97,74	37,405	37,39,09
	2.	Indirect Finance			60	3,53,58	650	3,82,19	225	3,69,99
II.	INDUSTRY				17,575	34,85,93	10,987	112,37,16	5,915	31,75,61
	1.	Mining & Quarrying			56	71,73	17	19,63	99	4,12,86
	2.	Manufacturing & Processing			17,455	32,65,76	10,833	107,44,91	5,743	25,94,71
	3.	Electricity, Gas & Water			3	1,15	5	1,42	2	2,87
	4.	Construction			61	1,47,29	132	4,71,20	71	1,65,17
III.	TRANSPORT OPERATORS				2,050	17,17,38	3,688	23,16,34	2,711	26,42,69
IV.	PROFESSIONAL AND OTHER SERVICES				17,089	16,27,90	9,341	13,00,71	5,028	8,50,76
V.	PERSONAL LOANS				37,589	61,38,35	48,729	97,35,47	38,698	100,59,02
	1.	Loans for Purchase of Consumer Durables			6,426	8,84,45	8,732	10,78,14	2,680	3,89,13
	2.	Loans for Housing			2,458	13,64,94	4,291	32,39,23	2,032	15,22,69
	3.	Rest of the Personal Loans			28,705	38,88,96	35,706	54,18,10	33,986	81,47,20
VI.	TRADE				40,200	75,42,54	27,087	58,27,16	13,537	81,44,15
	1.	Wholesale Trade			496	21,08,18	1,322	15,74,06	327	53,67,60
	2.	Retail Trade			39,704	54,34,36	25,765	42,53,10	13,210	27,76,55
VII.	FINANCE				14	9,09,45	21	61,55	16	1,19,43
VIII.	ALL OTHERS				34,229	44,51,23	37,501	32,97,39	24,850	25,00,82
TOTAL BANK CREDIT					2,75,165	357,44,43	2,36,235	434,55,71	1,28,385	316,01,56
OF WHICH:			1.	Artisans & Village Industries	9,091	4,91,27	2,720	2,94,52	1,085	1,36,24
			2.	Other Small Scale Industries	7,084	16,14,41	5,637	32,22,19	3,870	18,75,01


					THIRUVANANTHAPURAM		THRISSUR		WAYANAD
		OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing
					23	24	25	26	27	28
I.	AGRICULTURE				1,09,250	123,31,18	88,334	108,38,19	78,206	77,03,35
	1.	Direct Finance			1,06,539	96,16,49	86,798	103,87,70	78,189	76,58,02
	2.	Indirect Finance			2,711	27,14,69	1,536	4,50,49	17	45,33
II.	INDUSTRY				16,409	215,85,21	21,245	186,88,78	2,905	15,53,83
	1.	Mining & Quarrying			33	4,75,84	53	53,82	4	3,08
	2.	Manufacturing & Processing			16,080	176,59,67	20,949	178,60,54	2,875	13,99,36
	3.	Electricity, Gas & Water			70	21,42,01	16	40,55	-	-
	4.	Construction			226	13,07,69	227	7,33,87	26	1,51,39
III.	TRANSPORT OPERATORS				4,583	32,79,40	7,956	60,49,46	387	3,27,191
IV.	PROFESSIONAL AND OTHER SERVICES				20,122	49,58,51	19,109	33,01,23	5,523	4,77,61
V.	PERSONAL LOANS				96,935	242,87,80	71,833	192,68,82	11,523	17,45,63
	1.	Loans for Purchase of Consumer Durables			6,016	10,91,01	8,242	9,68,79	1,368	1,42,16
	2.	Loans for Housing			8,363	64,45,92	8,713	58,01,44	785	3,55,86
	3.	Rest of the Personal Loans			82,556	167,50,87	54,878	124,98,59	9,370	12,47,61
VI.	TRADE				54,618	141,50,55	38,015	95,29,39	13,502	19,58,48
	1.	Wholesale Trade			1,077	61,87,70	1,363	24,09,50	349	2,45,49
	2.	Retail Trade			53,541	79,62,85	36,652	71,19,89	13,153	17,12,99
VII.	FINANCE				66	11,19,23	121	1,85,71	4	8,21
VIII.	ALL OTHERS				83,587	117,01,76	66,017	79,94,20	4,577	4,57,98
TOTAL BANK CREDIT					3.85.570	934,13,64	3,12,630	758,55,78	1,16,627	142,33,00
OF WHICH:			1.	Artisans & Village Industries	5,791	7,02,93	3,999	5,35,67	1,425	1,15,55
			2.	Other Small Scale Industries	7,877	45,12,48	12,575	86,79,86	1,236	2,08,38