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Date : Mar 01, 1996

Maharashtra

Table No. 5. 9 - District-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

WESTERN REGION
STATE : MAHARASHTRA								(Amount in Rupees Thousand)
				AHMEDNAGAR		AKOLA		AMRAVATI		AURANGABAD
	OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
				Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
					standing		standing		standing		standing
				1	2	3	4	5	6	7	8
I.	AGRICULTURE			1,01,657	159,33,88	64,141	61,78,23	56,635	50,48,12	41,673	79,18,34
	1.	Direct Finance		97,788	135,46,75	63,695	47,00,51	56,217	46,14,33	41,582	66,84,99
	2.	Indirect Finance		3,869	23,87,13	446	14,77,72	418	4,33,79	91	12,33,35
II.	INDUSTRY			5,092	184,21,64	3,649	41,26,11	4,311	32,90,68	5,674	375,80,13
	1.	Mining & Quarrying		15	19,07	19	27,81	22	32,03	27	2,52,69
	2.	Manufacturing & Processing		4,928	169,25,90	3,591	40,05,69	4,245	31,51,16	5,538	367,40,75
	3.	Electricity, Gas & Water		20	54,47	5	15,47	3	1,40	10	34,74
	4.	Construction		129	14,22,20	34	77,14	41	1,06,09	99	5,51,95
III.	TRANSPORT OPERATORS			2,561	14,73,87	1,235	5,73,62	2,297	5,98,54	2,832	12,93,26
IV.	PROFESSIONAL AND OTHER SERVICES			12,197	15,95,86	8,180	8,91,62	8,269	9,23,52	9,585	30,23,25
V.	PERSONAL LOANS			17,213	51,02,13	12,914	32,64,03	13,570	32,99,63	19,553	59,39,26
	1.	Loans for Purchase of Consumer Durables		502	81,62	1,711	2,17,18	908	1,05,99	1,805	3,29,48
	2.	Loans for Housing		2,028	16,97,05	1,478	14,28,49	1,460	12,38,31	4,453	27,33,71
	3.	Rest of the Personal Loans		14,683	33,23,46	9,725	16,18,36	11,202	19,55,33	13,295	28,76,07
VI.	TRADE			16,161	37,81,74	29,829	58,63,31	22,661	30,61,61	26,841	72,76,48
	1.	Wholesale Trade		653	9,45,90	323	7,77,38	943	5,24,33	1,417	16,76,50
	2.	Retail Trade		15,508	28,35,84	29,506	50,85,93	21,718	25,37,28	25,424	55,99,98
VII.	FINANCE			18	3,23,96	10	1,40,43	21	1,28,24	24	2,81,27
VIII.	ALL OTHERS			7,999	22,91,57	2,616	4,14,49	4,007	8,23,32	9,404	19,28,87
TOTAL BANK CREDIT				1,62,898	489,24,65	1,22,574	214,51,84	1,11,771	171,73,66	1,15,586	652,40,86
OF WHICH:			1. Artisans & Village Industries	1,473	1,91,24	1,504	1,56,84	1,005	86,93	1,373	2,15,08
			2. Other Small Scale Industries	2,894	42,40,42	1,712	14,89,41	2,947	13,71,55	3,087	69,09,35


				BHANDARA		BIR		BULDHANA		CHANDRAPUR
	OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
				Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
					standing		standing		standing		standing
				9	10	11	12	13	14	15	16
I.	AGRICULTURE			51,572	31,94,94	42,735	50,17,37	57,792	54,17,80	55,373	32,00,32
	1.	Direct Finance		51,318	30,74,29	42,640	46,33,90	57,384	51,41,10	55,187	31,37,67
	2.	Indirect Finance		254	1,20,65	95	3,83,47	408	2,76,70	186	62,65
II.	INDUSTRY			4,925	106,40,73	4,256	8,98,03	2,491	20,82,62	3,317	62,29,56
	1.	Mining & Quarrying		8	11,01	7	7,44	3	4,06,77	33	3,50,17
	2.	Manufacturing & Processing		4,851	105,67,42	4,239	8,77,48	2,442	15,61,52	3,156	55,88,14
	3.	Electricity, Gas & Water		4	2,37	3	8,07	1	90	8	25,39
	4.	Construction		62	59,93	7	5,04	45	1,13,43	120	2,65,86
III.	TRANSPORT OPERATORS			1,680	4,08,31	2,307	7,53,23	1,269	8,34,32	1,291	8,94,33
IV.	PROFESSIONAL AND OTHER SERVICES			6,831	7,46,18	7,070	5,23,18	2,340	6,50,87	6,164	7,83,96
V.	PERSONAL LOANS			12,285	18,69,35	8,040	15,17,26	9,766	19,89,57	14,618	23,63,42
	1.	Loans for Purchase of Consumer Durables		734	93,65	557	77,95	1,027	1,28,19	1,890	1,72,20
	2.	Loans for Housing		787	6,24,62	828	4,96,50	689	6,45,63	826	6,27,72
	3.	Rest of the Personal Loans		10,764	11,51,08	6,655	9,42,81	8,050	12,15,75	11,902	15,63,50
VI.	TRADE			21,025	27,45,34	23,573	29,80,82	15,659	23,04,36	16,712	26,03,41
	1.	Wholesale Trade		555	7,86,88	931	2,24,90	606	3,26,89	476	5,49,05
	2.	Retail Trade		20,470	19,58,46	22,642	27,55,92	15,053	19,77,47	16,236	20,54,36
VII.	FINANCE			13	1,63,94	1	55	3	1,05,57	17	82,03
VIII.	ALL OTHERS			2,595	3,11,39	2,275	5,74,83	2,227	3,59,42	4,303	8,23,17
TOTAL BANK CREDIT				1,00,926	200,80,18	90,257	122,65,27	91,547	137,44,53	1,01,795	169,80,20
OF WHICH:			1. Artisans & Village Industries	2,159	1,82,76	1,964	1,46,55	1,226	1,09,06	853	1,07,78
			2. Other Small Scale Industries	2,309	22,42,97	1,710	5,36,16	1,004	6,97,28	1,864	14,11,00


				DHULE		GADCHIROLI		GREATER MUMBAI		JALGAON
	OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
				Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
					standing		standing		standing		standing
				17	18	19	20	21	22	23	24
I.	AGRICULTURE			60,741	132,14,38	17,786	13,39,56	8,204	485,97,02	71,278	101,82,69
	1. Direct Finance			60,212	76,45,28	17,764	12,50,70	7,591	98,35,07	70,654	88,84,01
	2. Indirect Finance			529	55,69,10	22	88,86	613	387,61,95	624	12,98,68
II.	INDUSTRY			4,160	117,15,29	1,658	17,92,19	55,708	29776,68,09	5,777	84,40,69
	1. Mining & Quarrying			18	58,31	10	61,73	181	164,31,50	11	10,34
	2. Manufacturing & Processing			4,050	111,52,93	1,606	12,74,25	53,623	27966,26,91	5,645	80,32,46
	3. Electricity, Gas & Water			13	1,67,82	1	3,37,33	283	414,60,60	13	2,27,05
	4. Construction			79	3,36,23	41	1,18,88	1,621	1231,49,08	108	1,70,84
III.	TRANSPORT OPERATORS			1,211	9,05,51	891	2,97,95	7,285	282,01,36	2,042	9,66,01
IV.	PROFESSIONAL AND OTHER SERVICES			7,245	14,07,63	3,118	1,85,13	20,007	1631,26,25	10,039	14,33,94
V.	PERSONAL LOANS			13,758	38,43,26	3,841	7,72,72	6,94,794	2218,46,70	21,520	44,88,70
	1.	Loans for Purchase of Consumer Durables		1,332	1,43,23	230	29,57	17,071	42,61,55	2,500	2,69,19
	2.	Loans for Housing		1,969	17,73,07	376	2,78,87	33,942	507,35,06	1,658	12,57,27
	3.	Rest of the Personal Loans		10,457	19,26,96	3,235	4,64,28	6,43,781	1668,50,09	17,362	29,62,24
VI.	TRADE			20,017	32,68,12	9,024	19,86,14	38,642	9502,26,80	38,469	61,72,47
	1.	Wholesale Trade		620	7,97,06	1,518	11,65,28	16,549	8278,65,00	1,338	9,91,40
	2.	Retail Trade		19,397	24,71,06	7,506	8,20,86	22,093	1223,61,80	37,131	51,81,07
VII.	FINANCE			20	48,95	2	1,32	2,702	3669,58,04	14	36,28
VIII.	ALL OTHERS			5,058	14,84,45	403	1,14,15	70,645	5692,72,31	6,220	25,69,03
TOTAL BANK CREDIT				1,12,210	358,87,59	36,723	64,89,16	8,97,987 53258,96,57		1,55,359	342,89,81
OF WHICH:			1. Artisans & Village Industries	651	79,93	399	42,66	2,848	23,02,82	1,894	1,77,10
			2. Other Small Scale Industries	2,740	44,15,23	1,100	8,14,79	25,811	2969,01,61	2,674	43,11,13


				JALNA		KOLHAPUR		LATUR		NAGPUR
	OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
				Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
					standing		standing		standing		standing
				25	26	27	28	29	30	31	32
I.	AGRICULTURE			40,671	46,27,27	93,204	105,13,81	37,898	49,52,80	43,980	70,58,54
	1.	Direct Finance		37,023	41,52,89	92,899	84,46,90	37,654	42,57,23	43,587	53,97,74
	2.	Indirect Finance		3,648	4,74,38	305	20,66,91	244	6,95,57	393	16,60,80
II.	INDUSTRY			2,770	28,38,73	10,856	276,28,20	4,105	20,05,26	8,364	420,64,75
	1.	Mining & Quarrying		4	3,64	31	43,18	1	4,81	75	5,91,97
	2.	Manufacturing & Processing		2,696	26,92,01	10,560	262,45,43	4,074	19,46,70	7,864	392,15,34
	3.	Electricity, Gas & Water		61	1,19,06	22	3,08,32	6	18,09	22	49,52
	4.	Construction		9	24,02	243	10,31,27	24	35,66	403	22,07,92
III.	TRANSPORT OPERATORS			1,446	4,77,40	2,717	25,57,87	1,684	5,63,33	4,211	22,79,17
IV.	PROFESSIONAL AND OTHER SERVICES			5,949	4,99,49	13,933	27,01,68	6,250	6,30,94	10,156	46,68,91
V.	PERSONAL LOANS			6,111	11,02,57	32,606	77,27,78	9,948	19,86,40	46,928	135,51,22
	1.	Loans for Purchase of Consumer Durables		372	81,00	1,508	2,45,05	1,474	2,29,99	1,833	3,57,15
	2.	Loans for Housing		598	3,69,66	3,655	28,82,40	735	5,70,21	6,978	46,15,92
	3.	Rest of the Personal Loans		5,141	6,51,91	27,443	46,00,33	7,739	11,86,20	38,117	85,78,15
VI.	TRADE			12,869	36,82,19	17,427	67,24,83	19,241	26,03,82	28,156	104,74,40
	1.	Wholesale Trade		466	21,88,69	1,094	28,12,96	1,230	2,74,84	1,284	38,54,67
	2.	Retail Trade		12,403	14,93,50	16,333	39,11,87	18,011	23,28,98	26,872	66,19,73
VII.	FINANCE			4	4,75,81	40	2,52,91	4	1,28	83	4,89,63
VIII.	ALL OTHERS			3,423	18,90,70	18,381	32,43,64	2,690	4,13,81	13,412	51,20,17
TOTAL BANK CREDIT				73,243	155,94,16	1,89,164	613,50,72	81,820	131,57,64	1,55,290	857,06,79
OF WHICH:			1. Artisans & Village Industries	844	83,03	1,953	2,87,56	1,535	1,57,23	976	2,70,40
			2. Other Small Scale Industries	1,413	11,70,74	7,123	105,14,07	1,963	12,11,12	5,510	135,58,34


				NANDED		NASIK		OSMANABAD		PARBHANI
	OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
				Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
					standing		standing		standing		standing
				33	34	35	36	37	38	39	40
I.	AGRICULTURE			68,367	61,06,94	51,066	139,60,85	33,954	30,92,81	79,039	72,87,50
	1.	Direct Finance		68,009	59,24,90	50,521	110,49,33	33,898	30,12,33	78,810	67,04,02
	2.	Indirect Finance		358	1,82,04	545	29,11,52	56	80,48	229	5,83,48
II.	INDUSTRY			5,390	39,61,95	5,465	189,86,53	3,590	6,79,78	3,797	13,69,40
	1.	Mining & Quarrying		8	12,41	13	35,14	11	19,95	6	4,41
	2.	Manufacturing & Processing		5,341	37,78,62	5,328	184,14,65	3,573	6,50,49	3,741	11,43,23
	3.	Electricity, Gas & Water		6	54,29	31	1,58,69	3	7,03	14	1,71,65
	4.	Construction		35	1,16,63	93	3,78,05	3	2,31	36	50,11
III.	TRANSPORT OPERATORS			2,683	10,54,49	1,130	7,16,22	1,063	3,69,88	1,645	4,77,10
IV.	PROFESSIONAL AND OTHER SERVICES			7,939	14,17,91	7,890	36,42,59	4,983	4,59,01	7,011	6,55,33
V.	PERSONAL LOANS			12,965	31,25,43	18,319	46,20,30	4,863	9,10,43	10,557	21,40,17
	1.	Loans for Purchase of Consumer Durables		1,287	2,12,45	891	1,29,73	182	30,82	1,552	2,16,60
	2.	Loans for Housing		1,347	12,60,79	2,279	14,99,55	405	2,84,93	1,191	8,52,45
	3.	Rest of the Personal Loans		10,331	16,52,19	15,149	29,91,02	4,276	5,94,68	7,814	10,71,12
VI.	TRADE			25,720	36,72,67	16,803	37,20,50	15,076	15,03,87	24,972	29,64,86
	1.	Wholesale Trade		658	4,64,63	526	11,72,95	1,014	1,82,69	649	3,20,69
	2.	Retail Trade		25,062	32,08,04	16,277	25,47,55	14,062	13,21,18	24,323	26,44,17
VII.	FINANCE			10	7,50,44	21	1,99,88	1	-	20	29,56
VIII.	ALL OTHERS			3,206	4,25,43	9,512	41,00,97	1,523	1,23,74	2,382	2,77,67
TOTAL BANK CREDIT				1,26,280	205,15,26	1,10,206	499,47,84	65,053	71,39,52	1,29,423	152,01,59
OF WHICH:			1. Artisans & Village Industries	2,503	2,28,03	978	1,63,62	1,455	1,24,97	1,324	1,92,68
			2. Other Small Scale Industries	2,129	13,24,02	3,483	86,44,75	1,849	3,63,15	2,046	7,12,02


				PUNE		RAIGAD		RATNAGIRI		SANGLI
	OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
				Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
					standing		standing		standing		standing
				41	42	43	44	45	46	47	48
I.	AGRICULTURE			83,802	293,54,37	28,207	40,74,33	30,065	22,88,04	57,194	145,19,34
	1.	Direct Finance		82,640	182,95,46	28,068	35,58,89	29,992	20,89,42	56,454	89,15,85
	2.	Indirect Finance		1,162	110,58,91	139	5,15,44	73	1,98,62	740	56,03,49
II.	INDUSTRY			16,388	2133,29,41	3,417	207,92,33	4,987	108,08,78	5,839	162,85,16
	1.	Mining & Quarrying		158	4,35,19	40	1,59,53	25	7,77,47	23	44,12
	2.	Manufacturing & Processing		15,362	1999,48,91	3,193	198,35,27	4,856	96,02,10	5,722	158,34,92
	3.	Electricity, Gas & Water		58	6,25,17	7	13,44	2	2,04	3	1,72,00
	4.	Construction		810	123,20,14	177	7,84,09	104	4,27,17	91	2,34,12
III.	TRANSPORT OPERATORS			6,712	89,82,49	2,332	15,32,60	1,400	7,78,82	996	8,13,63
IV.	PROFESSIONAL AND OTHER SERVICES			20,250	138,17,22	5,243	14,05,08	8,305	14,27,32	12,226	20,55,88
V.	PERSONAL LOANS			80,355	288,63,14	16,043	37,51,33	13,055	25,58,19	23,747	56,08,64
	1.	Loans for Purchase of Consumer Durables		3,876	8,37,39	1,187	1,17,02	703	1,41,13	513	73,21
	2.	Loans for Housing		12,875	105,63,35	962	6,60,04	725	6,57,15	2,152	17,65,88
	3.	Rest of the Personal Loans		63,604	174,62,40	13,894	29,74,27	11,627	17,59,91	21,082	37,69,55
VI.	TRADE			28,860	407,36,24	11,742	21,86,37	11,758	16,20,79	13,896	36,57,60
	1.	Wholesale Trade		1,810	293,54,02	427	10,06,97	272	1,86,61	849	12,57,99
	2.	Retail Trade		27,050	113,82,22	11,315	11,79,40	11,486	14,34,18	13,047	23,99,61
VII.	FINANCE			208	55,89,41	14	35,98,95	8	85,70	23	24,75
VIII.	ALL OTHERS			31,916	228,32,77	3,117	14,47,07	3,618	3,89,02	18,834	39,42,01
TOTAL BANK CREDIT				2,68,491	3635,05,05	70,115	387,88,06	73,196	199,56,66	1,32,755	469,07,01
OF WHICH:			1. Artisans & Village Industries	1,792	6,22,24	970	90,61	2,620	1,74,39	1,667	1,99,08
			2. Other Small Scale Industries	9,352	411,16,53	1,612	59,53,22	1,862	45,38,16	3,032	58,61,37

				SATARA		SINDHUDURG		SOLAPUR
	OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount
				Accounts	Out-	Accounts	Out-	Accounts	Outstanding
					standing		standing
				49	50	51	52	53	54
I.	AGRICULTURE			55,128	92,87,64	17,789	12,49,26	73,030	161,31,36
	1.	Direct Finance		54,496	80,04,37	17,732	12,09,92	70,996	133,48,73
	2.	Indirect Finance		632	12,83,27	57	39,34	2,034	27,82,63
II.	INDUSTRY			3,940	79,47,16	3,468	15,05,51	6,637	140,54,75
	1.	Mining & Quarrying		9	14,03	17	21,88	115	1,40,49
	2.	Manufacturing & Processing		3,755	74,74,53	3,390	13,47,39	6,369	135,23,77
	3.	Electricity, Gas & Water		10	1,16,62	-	-	31	26,91
	4.	Construction		166	3,41,98	61	1,36,24	122	3,63,58
III.	TRANSPORT OPERATORS			1,719	14,02,82	917	4,55,23	1,730	11,61,80
IV.	PROFESSIONAL AND OTHER SERVICES			9,986	18,68,27	7,456	6,66,29	9,128	18,29,04
V.	PERSONAL LOANS			25,659	54,06,53	8,372	13,40,71	26,969	61,48,41
	1.	Loans for Purchase of Consumer Durables		355	90,48	609	76,51	1,393	1,65,83
	2.	Loans for Housing		1,908	15,69,13	304	2,77,08	2,856	22,23,89
	3.	Rest of the Personal Loans		23,396	37,46,92	7,459	9,87,12	22,720	37,58,69
VI.	TRADE			17,237	35,74,35	9,011	9,96,98	17,526	44,43,92
	1.	Wholesale Trade		461	5,19,23	74	1,58,55	843	16,58,40
	2.	Retail Trade		16,776	30,55,12	8,937	8,38,43	16,683	27,85,52
VII.	FINANCE			3	74,57	4	53,90	35	5,40,88
VIII.	ALL OTHERS			13,013	12,69,35	3,296	5,16,76	11,885	17,38,51
TOTAL BANK CREDIT				1,26,685	308,30,69	50,313	67,84,64	1,46,940	460,48,67
OF WHICH:			1. Artisans & Village Industries	1,159	3,14,40	1,797	86,84	1,184	1,40,15
			2. Other Small Scale Industries	1,993	27,07,55	1,309	10,08,39	3,656	36,67,57


				THANE		WARDHA		YAVATMAL
	OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount
				Accounts	Out-	Accounts	Out-	Accounts	Out-
					standing		standing		standing
				55	56	57	58	59	60
I.	AGRICULTURE			39,746	114,08,09	45,640	42,44,88	82,034	67,61,04
	1.	Direct Finance		39,191	99,41,63	45,459	35,60,95	81,797	63,92,29
	2.	Indirect Finance		555	14,66,46	181	6,83,93	237	3,68,75
II.	INDUSTRY			12,544	1444,33,14	3,194	195,22,36	4,224	19,43,69
	1.	Mining & Quarrying		90	22,44,14	39	6,33,98	25	18,71
	2.	Manufacturing & Processing		11,930	1357,99,08	3,006	179,90,24	4,148	17,55,27
	3.	Electricity, Gas & Water		40	7,81,48	11	17,47	2	91
	4.	Construction		484	56,08,44	138	8,80,67	49	1,68,80
III.	TRANSPORT OPERATORS			4,661	27,34,45	1,185	10,86,44	2,214	6,64,36
IV.	PROFESSIONAL AND OTHER SERVICES			10,370	50,13,22	3,809	10,04,63	6,175	7,02,80
V.	PERSONAL LOANS			48,605	201,82,84	11,058	36,38,31	11,690	23,86,23
	1.	Loans for Purchase of Consumer Durables		2,045	3,85,11	294	50,35	515	52,81
	2.	Loans for Housing		10,741	96,31,80	1,555	17,91,66	792	6,86,41
	3.	Rest of the Personal Loans		35,819	101,65,93	9,209	17,96,30	10,383	16,47,01
VI.	TRADE			25,266	487,52,04	11,269	29,35,47	26,588	31,61,54
	1.	Wholesale Trade		1,446	443,99,33	203	4,27,67	1,067	3,42,35
	2.	Retail Trade		23,820	43,52,71	11,066	25,07,80	25,521	28,19,19
VII.	FINANCE			80	3,98,42	65	1,16,83	5	4,55
VIII.	ALL OTHERS			14,038	70,23,93	2,327	8,71,59	5,538	8,48,75
TOTAL BANK CREDIT				1,55,310	2399,46,13	78,547	334,20,51	1,38,468	164,72,96
OF WHICH:			1. Artisans & Village Industries	2,192	3,37,30	412	57,95	1,489	1,25,96
			2. Other Small Scale Industries	7,040	338,59,15	1,787	48,83,59	2,008	12,20,48