|
| | | | | | | | (Amount in Rs. crore) |
|
| | | | | As on March 31 |
|
Occupation | State Bank of India and its Associates | Nationalised Banks |
|
| | No. of | Credit | Amount | No. of | Credit | Amount |
| | | | | Accounts | Limit | Outstanding | Accounts | Limit | Outstanding |
|
| | | | | (1) | (2) | (3) | (4) | (5) | (6) |
|
I. | Agriculture | 5304774 | 17907 | 14566 | 8214209 | 31294 | 26489 |
| | 1. | Direct Finance | 5267631 | 15914 | 13132 | 8098403 | 23146 | 20556 |
| | 2. | Indirect Finance | 37143 | 1993 | 1434 | 115806 | 8148 | 5933 |
II. | Industry | 1311707 | 95163 | 68222 | 1882438 | 140326 | 108481 |
| | 1. | Mining & Quarrying | 2716 | 6300 | 4328 | 4441 | 2841 | 1738 |
| | 2. | Food Manufacturing & Processing | 20776 | 7867 | 5845 | 54389 | 12958 | 10239 |
| | | (a) | Rice Mills Flour & Dal Mills | 9969 | 2154 | 1604 | 23760 | 3909 | 2976 |
| | | (b) | Sugar | 361 | 1488 | 1064 | 716 | 2757 | 2423 |
| | | (c) | Edible Oils & Vanaspati | 2732 | 1273 | 1106 | 7397 | 1285 | 967 |
| | | (d) | Tea Processing | 232 | 278 | 210 | 1032 | 1158 | 879 |
| | | (e) | Processing of Fruits & Vegetables | 215 | 93 | 70 | 772 | 462 | 375 |
| | | (f) | Others | 7267 | 2580 | 1789 | 20712 | 3387 | 2619 |
| | 3. | Beverage & Tobacco | 625 | 401 | 543 | 1667 | 1549 | 1151 |
| | 4. | Textiles | 28093 | 11035 | 8759 | 119673 | 20438 | 15972 |
| | | (a) | Cotton Textiles | 6726 | 4072 | 3203 | 20984 | 7958 | 6414 |
| | | (b) | Jute Textiles | 208 | 106 | 84 | 421 | 235 | 175 |
| | | (c) | Handloom Textiles & Khadi | 2115 | 263 | 357 | 8478 | 470 | 393 |
| | | (d) | Other Textiles | 19044 | 6595 | 5115 | 89790 | 11774 | 8990 |
| | 5. | Paper Paper Products & Printing | 7419 | 1597 | 1270 | 28082 | 3471 | 2855 |
| | 6. | Leather & Leather Products | 3498 | 1417 | 1007 | 11297 | 2132 | 1650 |
| | 7. | Rubber & Rubber Products | 3415 | 1334 | 820 | 7308 | 1899 | 1389 |
| | 8. | Chemicals & Chemical Products | 16683 | 11719 | 8113 | 60217 | 17148 | 12761 |
| | | (a) | Heavy Industrial Chemicals | 791 | 1199 | 627 | 3244 | 2846 | 2218 |
| | | (b) | Fertilisers | 467 | 2256 | 1896 | 779 | 2764 | 1987 |
| | | (c) | Drugs & Pharmaceuticals | 3061 | 2964 | 1812 | 13638 | 4412 | 3206 |
| | | (d) | Non-Edible Oils | 243 | 157 | 122 | 418 | 358 | 290 |
| | | (e) | Other Chemicals & Chemical Products | 12121 | 5143 | 3656 | 42138 | 6767 | 5060 |
| | 9. | Petroleum Coal Products & Nuclear Fuels | 789 | 4868 | 3179 | 1899 | 9270 | 7015 |
| | 10. | Manufacture of Cement & Cement Products | 2512 | 1866 | 1583 | 4445 | 2269 | 1897 |
| | 11. | Basic Metals & Metal Products | 17266 | 14398 | 8045 | 64292 | 18669 | 15647 |
| | | (a) | Iron & Steel | 3826 | 10588 | 5380 | 10730 | 13546 | 11749 |
| | | (b) | Non-Ferrous Metals | 1109 | 947 | 492 | 2100 | 1249 | 939 |
| | | (c) | Other Metal Products | 12331 | 2863 | 2173 | 51462 | 3873 | 2959 |
| | 12. | Engineering | 20288 | 10532 | 7580 | 70757 | 15456 | 11205 |
| | | (a) | Heavy Engineering | 2537 | 3563 | 2590 | 4667 | 4642 | 3012 |
| | | (b) | Light Engineering | 6758 | 1676 | 1192 | 37695 | 3285 | 2443 |
| | | (c) | Electrical Machinery & Goods | 8971 | 3431 | 2424 | 23398 | 4666 | 3569 |
| | | (d) | Electronic Machinery & Goods | 2022 | 1862 | 1374 | 4997 | 2863 | 2181 |
| | 13. | Vehicles, Vehicle Parts & Transport Equipments | 10234 | 3197 | 2323 | 21077 | 4669 | 3346 |
| | 14. | Other Industries | 1169736 | 12583 | 10275 | 1398060 | 16774 | 13010 |
| | 15. | Electricity Gas & Water | 763 | 5106 | 3818 | 1571 | 7361 | 5766 |
| | | (a) | Electricity Generation & Transmission | 527 | 4909 | 3720 | 1034 | 6883 | 5395 |
| | | (b) | Non-Conventional Energy | 75 | 103 | 45 | 107 | 122 | 102 |
| | | (c) | Gas Steam & Water Supply | 161 | 94 | 53 | 430 | 356 | 268 |
| | 16. | Construction | 6894 | 943 | 734 | 33263 | 3424 | 2839 |
III. | Transport operators | 88823 | 2641 | 2160 | 245869 | 4958 | 4008 |
IV. | Professional and other services | 245122 | 3513 | 2691 | 952293 | 10863 | 8761 |
V. | Personal loans | 4167939 | 20358 | 17244 | 6675819 | 34486 | 30308 |
| | 1. | Loans for Purchase of Consumer Durables | 323625 | 973 | 739 | 642300 | 2085 | 1724 |
| | 2. | Loans for Housing | 807989 | 8976 | 7979 | 1237237 | 14123 | 12685 |
| | 3. | Rest of the Personal Loans | 3036325 | 10409 | 8526 | 4796282 | 18278 | 15899 |
VI. | Trade | 984818 | 29056 | 25399 | 2085427 | 55318 | 49566 |
| | 1. | Wholesale Trade | 124258 | 20885 | 18660 | 289799 | 41039 | 37540 |
| | 2. | Retail Trade | 860560 | 8171 | 6739 | 1795628 | 14279 | 12025 |
VII. | Finance | 4698 | 5928 | 4408 | 25373 | 14991 | 11758 |
VIII. | All others | 684189 | 11497 | 9411 | 2019067 | 26122 | 21958 |
|
Total bank credit | 12792070 | 186063 | 144101 | 22100495 | 318358 | 261330 |
of which: | 1. | Artisans & Village Industries | 169628 | 431 | 379 | 345957 | 1113 | 994 |
| | 2. | Other Small Scale Industries | 710689 | 16090 | 12670 | 773875 | 23386 | 18442 |
|
| | | | | | | | (Amount in Rs. crore) |
|
| | | | | As on March 31 |
|
Occupation | Foreign Banks | Regional Rural Banks |
|
| | No. of | Credit | Amount | No. of | Credit | Amount |
| | | | | Accounts | Limit | Outstanding | Accounts | Limit | Outstanding |
|
| | | | | (1) | (2) | (3) | (4) | (5) | (6) |
|
I. | Agriculture | 391 | 416 | 266 | 5710234 | 8932 | 7665 |
| | 1. | Direct Finance | 345 | 168 | 149 | 5601711 | 8720 | 7492 |
| | 2. | Indirect Finance | 46 | 248 | 117 | 108523 | 212 | 173 |
II. | Industry | 26627 | 41569 | 26157 | 1244337 | 1465 | 1207 |
| | 1. | Mining & Quarrying | 35 | 418 | 63 | 219 | 15 | 12 |
| | 2. | Food Manufacturing & Processing | 428 | 1214 | 738 | 8434 | 87 | 71 |
| | | (a) | Rice Mills Flour & Dal Mills | 12 | 6 | 3 | 2748 | 44 | 37 |
| | | (b) | Sugar | 18 | 46 | 35 | 17 | 1 | 1 |
| | | (c) | Edible Oils & Vanaspati | 40 | 159 | 72 | 733 | 8 | 6 |
| | | (d) | Tea Processing | 106 | 299 | 175 | 2 | - | - |
| | | (e) | Processing of Fruits & Vegetables | 13 | 80 | 70 | 36 | 3 | 2 |
| | | (f) | Others | 239 | 624 | 383 | 4898 | 31 | 25 |
| | 3. | Beverage & Tobacco | 140 | 570 | 355 | 50 | 3 | 2 |
| | 4. | Textiles | 1009 | 3097 | 2029 | 2364 | 22 | 18 |
| | | (a) | Cotton Textiles | 362 | 1428 | 938 | 240 | 4 | 3 |
| | | (b) | Jute Textiles | 7 | 2 | 2 | 6 | - | - |
| | | (c) | Handloom Textiles & Khadi | 2 | - | - | 220 | 2 | 2 |
| | | (d) | Other Textiles | 638 | 1667 | 1089 | 1898 | 16 | 13 |
| | 5. | Paper Paper Products & Printing | 311 | 495 | 295 | 614 | 10 | 8 |
| | 6. | Leather & Leather Products | 106 | 127 | 68 | 352 | 3 | 2 |
| | 7. | Rubber & Rubber Products | 156 | 340 | 235 | 126 | 2 | 2 |
| | 8. | Chemicals & Chemical Products | 1599 | 6759 | 4463 | 846 | 11 | 10 |
| | | (a) | Heavy Industrial Chemicals | 299 | 969 | 767 | 1 | - | - |
| | | (b) | Fertilisers | 46 | 536 | 297 | 3 | - | - |
| | | (c) | Drugs & Pharmaceuticals | 527 | 2731 | 1703 | 173 | 2 | 2 |
| | | (d) | Non-Edible Oils | 6 | 7 | 2 | 5 | - | - |
| | | (e) | Other Chemicals & Chemical Products | 721 | 2516 | 1696 | 664 | 8 | 7 |
| | 9. | Petroleum Coal Products & Nuclear Fuels | 168 | 2760 | 1518 | 13 | 1 | 1 |
| | 10. | Manufacture of Cement & Cement Products | 133 | 1071 | 788 | 444 | 5 | 4 |
| | 11. | Basic Metals & Metal Products | 614 | 1952 | 1208 | 1344 | 15 | 13 |
| | | (a) | Iron & Steel | 267 | 931 | 688 | 11 | 2 | 1 |
| | | (b) | Non-Ferrous Metals | 89 | 518 | 200 | 17 | 1 | 1 |
| | | (c) | Other Metal Products | 258 | 503 | 320 | 1316 | 12 | 11 |
| | 12. | Engineering | 2446 | 10567 | 6384 | 2305 | 26 | 22 |
| | | (a) | Heavy Engineering | 349 | 3068 | 1776 | 236 | 8 | 7 |
| | | (b) | Light Engineering | 1108 | 2717 | 1635 | 1248 | 12 | 9 |
| | | (c) | Electrical Machinery & Goods | 440 | 1815 | 1023 | 809 | 6 | 5 |
| | | (d) | Electronic Machinery & Goods | 549 | 2967 | 1950 | 12 | 1 | 1 |
| | 13. | Vehicles, Vehicle Parts & Transport Equipments | 660 | 3603 | 1986 | 2602 | 28 | 22 |
| | 14. | Other Industries | 18338 | 6399 | 4458 | 1223619 | 1215 | 1003 |
| | 15. | Electricity Gas & Water | 105 | 1431 | 1008 | 14 | 1 | 1 |
| | | (a) | Electricity Generation & Transmission | 68 | 1242 | 924 | 2 | - | - |
| | | (b) | Non-Conventional Energy | 8 | 34 | 27 | 2 | - | - |
| | | (c) | Gas Steam & Water Supply | 29 | 155 | 57 | 10 | 1 | 1 |
| | 16. | Construction | 379 | 765 | 560 | 991 | 20 | 18 |
III. | Transport operators | 612 | 1029 | 806 | 270931 | 950 | 689 |
IV. | Professional and other services | 4731 | 2360 | 1521 | 388001 | 575 | 469 |
V. | Personal loans | 2013019 | 14893 | 8551 | 1985801 | 3967 | 3449 |
| | 1. | Loans for Purchase of Consumer Durables | 15798 | 295 | 241 | 257229 | 543 | 449 |
| | 2. | Loans for Housing | 35376 | 2044 | 2012 | 194196 | 921 | 825 |
| | 3. | Rest of the Personal Loans | 1961845 | 12555 | 6299 | 1534376 | 2503 | 2175 |
VI. | Trade | 11623 | 3699 | 2718 | 2001805 | 2686 | 2234 |
| | 1. | Wholesale Trade | 10725 | 3096 | 2401 | 58628 | 134 | 114 |
| | 2. | Retail Trade | 898 | 603 | 317 | 1943177 | 2553 | 2120 |
VII. | Finance | 860 | 6888 | 3413 | 344 | 6 | 5 |
VIII. | All others | 63459 | 2631 | 1923 | 601412 | 713 | 632 |
|
Total bank credit | 2121322 | 73484 | 45355 | 12202865 | 19295 | 16352 |
of which: | 1. | Artisans & Village Industries | 1288 | 3 | 2 | 788856 | 708 | 579 |
| | 2. | Other Small Scale Industries | 2311 | 1490 | 1094 | 160557 | 276 | 229 |
|
| | | | | | | | (Amount in Rs. crore) |
|
| | | | | As on March 31 |
|
Occupation | Other Scheduled Commercial Banks | All Scheduled Commercial Banks |
|
| | No. of | Credit | Amount | No. of | Credit | Amount |
| | | | | Accounts | Limit | Outstanding | Accounts | Limit | Outstanding |
|
| | | | | (1) | (2) | (3) | (4) | (5) | (6) |
|
I. | Agriculture | 613681 | 3425 | 2745 | 19843289 | 61975 | 51730 |
| | 1. | Direct Finance | 595999 | 2561 | 2092 | 19564089 | 50509 | 43420 |
| | 2. | Indirect Finance | 17682 | 864 | 652 | 279200 | 11466 | 8310 |
II. | Industry | 247658 | 40394 | 32362 | 4712767 | 318917 | 236430 |
| | 1. | Mining & Quarrying | 679 | 495 | 377 | 8090 | 10069 | 6518 |
| | 2. | Food Manufacturing & Processing | 10476 | 3027 | 2349 | 94503 | 25154 | 19243 |
| | | (a) | Rice Mills Flour & Dal Mills | 3106 | 625 | 455 | 39595 | 6740 | 5075 |
| | | (b) | Sugar | 141 | 383 | 330 | 1253 | 4676 | 3853 |
| | | (c) | Edible Oils & Vanaspati | 2343 | 387 | 319 | 13245 | 3113 | 2471 |
| | | (d) | Tea Processing | 137 | 275 | 205 | 1509 | 2010 | 1469 |
| | | (e) | Processing of Fruits & Vegetables | 119 | 84 | 69 | 1155 | 722 | 587 |
| | | (f) | Others | 4630 | 1271 | 972 | 37746 | 7893 | 5788 |
| | 3. | Beverage & Tobacco | 410 | 551 | 483 | 2892 | 3074 | 2534 |
| | 4. | Textiles | 21202 | 6528 | 5052 | 172341 | 41120 | 31830 |
| | | (a) | Cotton Textiles | 8623 | 3193 | 2500 | 36935 | 16655 | 13059 |
| | | (b) | Jute Textiles | 122 | 179 | 80 | 764 | 522 | 341 |
| | | (c) | Handloom Textiles & Khadi | 647 | 75 | 46 | 11462 | 811 | 797 |
| | | (d) | Other Textiles | 11810 | 3081 | 2426 | 123180 | 23133 | 17633 |
| | 5. | Paper Paper Products & Printing | 4778 | 969 | 779 | 41204 | 6542 | 5207 |
| | 6. | Leather & Leather Products | 1167 | 303 | 210 | 16420 | 3982 | 2937 |
| | 7. | Rubber & Rubber Products | 1563 | 523 | 426 | 12568 | 4098 | 2872 |
| | 8. | Chemicals & Chemical Products | 7638 | 5057 | 4096 | 86983 | 40693 | 29442 |
| | | (a) | Heavy Industrial Chemicals | 556 | 529 | 443 | 4891 | 5543 | 4055 |
| | | (b) | Fertilisers | 248 | 867 | 789 | 1543 | 6424 | 4969 |
| | | (c) | Drugs & Pharmaceuticals | 1478 | 1248 | 983 | 18877 | 11358 | 7705 |
| | | (d) | Non-Edible Oils | 92 | 22 | 20 | 764 | 545 | 433 |
| | | (e) | Other Chemicals & Chemical Products | 5264 | 2389 | 1861 | 60908 | 16823 | 12280 |
| | 9. | Petroleum Coal Products & Nuclear Fuels | 344 | 1723 | 1458 | 3213 | 18621 | 13171 |
| | 10. | Manufacture of Cement & Cement Products | 849 | 795 | 734 | 8383 | 6006 | 5007 |
| | 11. | Basic Metals & Metal Products | 6377 | 3178 | 2619 | 89893 | 38213 | 27532 |
| | | (a) | Iron & Steel | 2165 | 2169 | 1818 | 16999 | 27236 | 19637 |
| | | (b) | Non-Ferrous Metals | 282 | 208 | 155 | 3597 | 2925 | 1786 |
| | | (c) | Other Metal Products | 3930 | 801 | 646 | 69297 | 8052 | 6109 |
| | 12. | Engineering | 11129 | 5025 | 3777 | 106925 | 41606 | 28968 |
| | | (a) | Heavy Engineering | 1019 | 1267 | 1075 | 8808 | 12547 | 8461 |
| | | (b) | Light Engineering | 4382 | 1072 | 732 | 51191 | 8762 | 6012 |
| | | (c) | Electrical Machinery & Goods | 4022 | 1406 | 989 | 37640 | 11325 | 8009 |
| | | (d) | Electronic Machinery & Goods | 1706 | 1280 | 981 | 9286 | 8972 | 6486 |
| | 13. | Vehicles, Vehicle Parts & Transport Equipments | 5673 | 1591 | 1224 | 40246 | 13087 | 8900 |
| | 14. | Other Industries | 167085 | 6025 | 5026 | 3976838 | 42996 | 33772 |
| | 15. | Electricity Gas & Water | 314 | 1627 | 1410 | 2767 | 15526 | 12003 |
| | | (a) | Electricity Generation & Transmission | 175 | 1410 | 1249 | 1806 | 14445 | 11289 |
| | | (b) | Non-Conventional Energy | 46 | 64 | 55 | 238 | 323 | 229 |
| | | (c) | Gas Steam & Water Supply | 93 | 153 | 106 | 723 | 758 | 485 |
| | 16. | Construction | 7974 | 2976 | 2342 | 49501 | 8128 | 6493 |
III. | Transport operators | 37259 | 1384 | 1038 | 643494 | 10962 | 8701 |
IV. | Professional and other services | 141153 | 7204 | 5790 | 1731300 | 24515 | 19232 |
V. | Personal loans | 1429910 | 7610 | 6388 | 16272488 | 81315 | 65940 |
| | 1. | Loans for Purchase of Consumer Durables | 109232 | 392 | 310 | 1348184 | 4287 | 3463 |
| | 2. | Loans for Housing | 207999 | 2304 | 1912 | 2482797 | 28369 | 25412 |
| | 3. | Rest of the Personal Loans | 1112679 | 4914 | 4166 | 12441507 | 48659 | 37065 |
VI. | Trade | 304842 | 12743 | 9617 | 5388515 | 103502 | 89534 |
| | 1. | Wholesale Trade | 51071 | 7346 | 5411 | 534481 | 72500 | 64126 |
| | 2. | Retail Trade | 253771 | 5397 | 4206 | 4854034 | 31002 | 25408 |
VII. | Finance | 5393 | 9308 | 6872 | 36668 | 37121 | 26456 |
VIII. | All others | 367747 | 7682 | 6485 | 3735874 | 48644 | 40410 |
|
Total bank credit | 3147643 | 89750 | 71297 | 52364395 | 686951 | 538434 |
of which: | 1. | Artisans & Village Industries | 39439 | 142 | 117 | 1345168 | 2396 | 2072 |
| | 2. | Other Small Scale Industries | 103986 | 6081 | 4500 | 1751418 | 47323 | 36936 |