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Date : Jan 02, 2003

Table 8: Bank Group-Wise Classification of Loan Assets of Scheduled Commercial Banks: 1998 to 2002


										(Amount in Rs. crore)

	As on March 31

Bank group/ Years	Standard Assets		Sub-standard Assets		Doubtful Assets		Loss Assets		Total NPAs		Total Advances

	Amount	Per cent	Amount	Per cent	Amount	Per cent	Amount	Per cent	Amount	Per cent

	(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9) [=(3)+(5)+(7)]	(10) [=(4)+(6)+(8)]	(11) [=(1)+(3)+(5)+(7)]

Public Sector Banks
1998	239318	84.0	14463	5.1	25819	9.1	5371	1.9	45653	16.0	284971
1999	273618	84.1	16033	4.9	29252	9.0	6425	2.0	51710	15.9	325328
2000	326783	86.0	16361	4.3	30535	8.0	6398	1.7	53294	14.0	380077
2001	387360	87.6	14745	3.3	33485	7.6	6544	1.5	54774	12.4	442134
2002	452862	88.9	15788	3.1	33658	6.6	7061	1.4	56507	11.1	509368

Indian Private Banks
1998	33567	91.3	1766	4.8	1077	2.9	343	0.9	3186	8.7	36753
1999	38394	89.2	2655	6.2	1591	3.7	407	0.9	4655	10.8	43049
2000	53317	91.5	2137	3.7	2355	4.0	439	0.8	4932	8.5	58249
2001	65071	91.5	2585	3.6	3069	4.3	424	0.6	6078	8.5	71149
2002	109216	90.3	4738	3.9	6539	5.4	390	0.3	11667	9.7	120883

Foreign Banks
1998	28996	93.6	1198	3.9	250	0.8	528	1.7	1976	6.4	30972
1999	28702	92.4	1238	4.0	507	1.6	612	2.0	2357	7.6	31059
2000	34817	93.0	1096	2.9	798	2.1	721	1.9	2615	7.0	37432
2001	42285	93.1	876	1.9	1202	2.6	1033	2.3	3111	6.9	45396
2002	47838	94.5	856	1.7	1004	2.0	920	1.8	2780	5.5	50618

All Scheduled Commercial Banks
1998	301881	85.6	17428	4.9	27146	7.7	6242	1.8	50815	14.4	352696
1999	340714	85.3	19926	5.0	31350	7.8	7444	1.9	58722	14.7	399436
2000	414917	87.2	19594	4.1	33688	7.1	7558	1.6	60841	12.8	475758
2001	494716	88.6	18206	3.3	37756	6.8	8001	1.4	63963	11.4	558679
2002	609915	89.6	21381	3.1	41202	6.1	8370	1.2	70954	10.4	680869

#: Provisional
Source: Department of Banking Supervision.