Publications

(Amount in Rs. crore)

As on March 31

Items

State Bank of India and its Associates

Nationalised Banks

Regional Rural Banks

Foreign Banks

Other Scheduled Commercial Banks

All Scheduled Commercial Banks

2001

2002

2001

2002

2001

2002

2001

2002

2001

2002

2001

2002

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

(9)

(10)

(11)

(12)

Number of reporting banks

8

8

19

19

196

196

42

40

32

30

297

293

Liabilities

1. Capital

1036

1036

13511

14142

2049

2143

2670

3576

1878

2719

21144

23616

2. Reserves and Surplus

16359

19023

18999

23253

1373

1883

6289

6939

6999

13472

50019

64570

2.1. Statutory Reserves

9247

11448

5282

6507

460

561

1657

2023

2043

2574

18689

23113

(i) Opening balance

7760

9247

4584

5282

327

435

1375

1657

1612

2042

15659

18663

(ii) Additions during the year

1487

2219

698

1225

134

126

282

366

431

532

3031

4468

(iii) Deductions during the year

-

18

-

-

-

-

-

-

-

-

-

18

2.2. Capital Reserves

255

143

3218

2898

29

64

1249

977

112

300

4864

4383

(i) Opening balance

182

124

3335

2742

27

61

970

938

108

222

4622

4086

(ii) Additions during the year

73

19

27

229

2

3

331

40

7

82

440

373

(iii) Deductions during the year

-

-

144

72

-

-

51

-

3

4

199

76

2.3. Share Premium

3863

3863

1969

2406

-

35

-

-

2183

3083

8016

9387

(i) Opening balance

3863

3863

1982

1982

-

30

-

-

2098

2187

7943

8062

(ii) Additions during the year

-

-

2

438

-

5

-

-

103

938

105

1380

(iii) Deductions during the year

-

-

14

14

-

-

-

-

17

41

32

55

2.4. Revenue and other Reserves

2986

3560

8136

10974

568

687

2020

3656

2180

7142

15890

26019

(i) Opening balance

2678

2998

7205

8675

403

550

1404

3083

1813

2048

13503

17354

(ii) Additions during the year

323

962

1079

2665

166

138

868

779

430

5460

2866

10003

(iii) Deductions during the year

15

400

148

366

1

1

251

205

63

367

479

1339

2.5. Balance of Profit

8

8

394

469

316

536

1363

282

480

373

2561

1668

3. Deposits (3.1+3.2+3.3)

312118

351077

547259

617673

38294

44539

59190

64511

136667

169440

1093527

1247239

3.1. Demand deposits [(i)+(ii)]

50499

53269

60639

65783

1779

1962

11896

13614

16652

20404

141465

155033

(i) From banks

7076

8454

2617

2470

5

29

347

455

830

1013

10875

12421

(ii) From others

43423

44815

58022

63313

1774

1934

11549

13159

15822

19392

130590

142612

3.2. Savings bank deposits

63859

74893

133048

153246

14832

17821

5629

7339

16180

20120

233548

273418

3.3. Term deposits [(i)+(ii)]

197759

222915

353572

398644

21683

24756

41665

43558

103835

128915

718514

818788

(i) From banks

7808

8091

18942

22501

175

87

9244

9170

17754

17035

53923

56883

(ii) From others

189951

214824

334630

376142

21508

24669

32422

34388

86081

111880

664592

761904

3.A. Deposits of branches in India

304185

343065

534925

592953

38294

44539

59178

64511

136470

169214

1073052

1214282

3.B. Deposits of branches outside India

7932

8011

12333

24720

-

-

12

-

197

226

20475

32957

Total (3.A.+3.B.)

312118

351077

547259

617673

38294

44539

59190

64511

136667

169440

1093527

1247239

Source: Annual accounts of banks of respective years

(Amount in Rs. crore)

As on March 31

Items

State Bank of India and its Associates

Nationalised Banks

Regional Rural Banks

Foreign Banks

Other Scheduled Commercial Banks

All Scheduled Commercial Banks

2001

2002

2001

2002

2001

2002

2001

2002

2001

2002

2001

2002

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

(9)

(10)

(11)

(12)

4. Borrowings

11405

10052

8679

10516

4064

4524

26818

29755

8519

56858

59485

111705

4.1. Borrowings in India

3051

2663

8094

8659

4045

4524

24161

28721

8402

49414

47754

93982

(i) From Reserve Bank of India

16

75

2248

1432

18

97

2231

965

1911

803

6424

3371

(ii) From other banks

83

188

978

1901

1047

1047

17588

24267

2683

5934

22378

33337

(iii) From other institutions and agencies

2952

2400

4869

5326

2981

3381

4342

3489

3808

42678

18952

57274

4.2. Borrowings outside India

8354

7389

585

1856

19

-

2657

1034

117

7443

11731

17723

5. Other liabilities and provisions

61960

68321

38444

40645

3817

3712

6857

7316

9318

25192

120395

145186

(i) Bills Payable

16023

18178

8848

9538

233

359

1360

1581

2316

3101

28780

32757

(ii) Inter-office adjustments

1803

5539

1327

2147

245

235

233

161

504

582

4111

8663

(iii) Interest accrued

26246

24022

5459

3921

1560

1460

1779

1555

1458

3679

36502

34637

(iv) Others (including provisions)

17888

20583

22810

25039

1779

1659

3484

4019

5041

17830

51002

69129

Total Liabilities

402877

449509

626892

706228

49596

56802

101824

112096

163380

267680

1344570

1592315

6. Cash and balances with RBI

24525

27287

45341

44120

1752

3146

3904

4047

10733

11306

86256

89907

6.1. Cash in hand

1125

1362

3705

4396

579

647

204

240

1004

1372

6618

8016

6.2. Balances with RBI

23400

25925

41636

39725

1173

2492

3700

3807

9728

9934

79638

81884

(i) in current account

23400

25925

41636

39725

1145

2361

3700

3807

9728

9934

79610

81752

(ii) in other account

-

-

-

-

28

132

-

-

-

-

28

132

7. Balances with banks and money at

46893

47597

35958

31877

18746

21018

10476

15618

12572

22426

124645

138537

call and short notice (7.1+7.2)

7.1. In India (7.1.1+7.1.2)

27711

29217

11705

15004

18746

21018

2461

6885

7504

14256

68128

86380

7.1.1. Balances with banks

5070

4852

8439

11806

16150

18548

1654

4793

5737

8797

37049

48795

(i) in current account

392

424

3106

3231

1597

1507

502

601

1021

1955

6618

7718

(ii) in other deposit account

4678

4428

5333

8575

14553

17041

1151

4191

4716

6842

30431

41077

7.1.2. Money at call and short notice

22641

24365

3266

3198

2596

2470

808

2093

1768

5458

31079

37585

(i) with banks

22641

24365

2757

2773

2594

2376

318

1957

1689

5220

29999

36691

(ii) with other institutions

0

0

509

425

2

94

4

136

78

238

594

894

7.2. Outside India (7.2.1+7.2.2)

19183

18380

24253

16873

-

-

8015

8733

5068

8170

56518

52157

7.2.1. Balances with banks

11676

10520

19598

13189

-

-

6529

6660

2408

3477

40212

33846

(i) in current account

9582

7683

2087

2450

-

-

1449

1033

761

538

13879

11703

(ii) in other deposit account

2094

2838

17511

10739

-

-

5080

5626

1647

2939

26333

22143

7.2.2. Money at call and short notice

7506

7860

4655

3684

-

-

1485

2074

2659

4694

16306

18311

Source: Annual accounts of banks of respective years

(Amount in Rs. crore)

As on March 31

Items

State Bank of India and its Associates

Nationalised Banks

Regional Rural Banks

Foreign Banks

Other Scheduled Commercial Banks

All Scheduled Commercial Banks

2001

2002

2001

2002

2001

2002

2001

2002

2001

2002

2001

2002

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

(9)

(10)

(11)

(12)

8. Investments (8.1+8.2)

157192

185587

236915

268421

8800

9471

35761

35094

62037

98957

500705

597529

8.1 In India in

153231

180918

230579

259300

8800

9471

35763

35094

61901

98860

490275

583643

(i) Government securities

124275

151217

165318

190180

889

1296

23305

13450

37695

55514

351482

411658

(ii)Other approved securities

7253

6646

15066

13815

613

690

214

119

1258

1092

24404

22362

(iii) Shares

1191

1201

2034

2431

56

72

39

16

1519

2473

4840

6194

(iv) Debentures and Bonds

14758

16457

41896

46727

5834

6118

11613

5319

17888

20719

91990

95340

(v) Subsidiaries and/or joint ventures

1201

1214

962

1144

24

3

-

-

24

917

2211

3279

(vi) Others

4553

4183

5303

5002

1384

1292

592

77

3517

6476

15349

17030

8.2 Outside India in

3961

4669

6336

9120

-

-

-

-

136

97

10432

13886

(i) Government securities

290

294

2295

2999

-

-

-

-

76

84

2661

3378

(ii) Subsidiaries and/or joint ventures

165

159

197

196

-

-

-

-

-

1

362

357

(iii) Others

3506

4216

3844

5924

-

-

-

-

60

11

7410

10152

9. Advances

150391

164589

264237

316091

15050

17710

42997

48632

68058

116430

540733

663453

9A. (i) Bills Purchased and discounted

16171

15750

17954

21087

94

286

5072

6621

11027

10405

50318

54148

(ii) Cash credits, overdrafts and loans

84807

90721

147913

177170

6044

7329

18105

18305

34923

35530

291791

329055

repayable on demand

(iii) Term loans

49413

58119

98371

117834

8912

10095

19820

23706

22108

70495

198624

280250

Total

150391

164589

264237

316091

15050

17710

42997

48632

68058

116430

540733

663453

9B. (i) Secured by tangible assets

121881

133942

211374

244015

13734

16471

22322

25822

52790

100023

422100

520273

(ii) Covered by Bank/ Government

11361

10378

22374

31172

412

342

4000

5819

5679

6781

43826

54492

Guarantees

(iii) Unsecured

17149

20269

30490

40903

904

897

16675

16991

9589

9627

74806

88687

Total

150391

164589

264237

316091

15050

17710

42997

48632

68058

116430

540733

663453

9C. I. Advances in India

135620

151313

245610

293245

15050

17710

42996

48632

67886

116165

507162

627066

(i) Priority sectors

43713

47556

83303

100072

11002

12943

9082

10492

16636

19598

163735

190661

(ii) Public sectors

26778

30735

44200

60694

19

-

630

1360

5640

10887

77268

103676

(iii) Banks

571

285

904

963

-

-

247

528

1784

1708

3506

3484

(iv) Others

64558

72737

117203

131516

4029

4767

33037

36253

43826

83973

262653

329245

Source: Annual accounts of banks of respective years

(Amount in Rs. crore)

As on March 31

Items

State Bank of India and its Associates

Nationalised Banks

Regional Rural Banks

Foreign Banks

Other Scheduled Commercial Banks

All Scheduled Commercial Banks

2001

2002

2001

2002

2001

2002

2001

2002

2001

2002

2001

2002

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

(9)

(10)

(11)

(12)

9C.II. Advances outside India

14770

13276

18628

22846

-

-

-

-

172

265

33570

36387

(i) Due from Banks

1196

805

3366

4749

-

-

-

-

-

-

4563

5554

(ii) Due from others

10204

12472

11185

18097

-

-

-

-

172

265

21562

30833

a) Bills purchased and discounted

2691

1856

1907

2196

-

-

-

-

31

29

4629

4081

b) Syndicate loans

3370

4114

4076

6092

-

-

-

-

-

-

7446

10206

c) Others

7513

6502

9278

9809

-

-

-

-

142

236

16933

16546

Total (9CI +9CII)

150391

164589

264237

316091

15050

17710

42997

48632

68058

116430

540733

663453

10. Fixed Assets (10.1+10.2+10.3)

3045

2889

7411

7531

77

91

2284

2250

3469

7413

16286

20174

10.1 Premises

761

908

5288

5398

3

6

1550

1591

1375

2635

8977

10539

(i) At cost as on 31st March of the preceding year

946

1079

5688

5930

3

6

1542

1783

1313

1483

9492

10281

(ii) Additions during the year

133

193

866

919

1

2

183

81

275

1414

1458

2608

(iii) Deductions during the year

3

14

5

13

-

-

30

99

13

51

50

177

(iv) Depreciation to date

316

350

1261

1438

-

1

145

173

200

211

1922

2173

10.2 Assets under construction

221

1000

50

188

1

1

24

17

61

2653

357

3858

10.3 Other Fixed assets

2063

981

2072

1945

73

84

709

642

2033

2125

6951

5776

(i) At cost as on 31st March of the preceding year

3582

2590

4473

4744

122

137

1528

1529

3407

2586

13110

11587

(ii) Additions during the year