Table No. 5. 9 - District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
EASTERN REGION | | STATE : WEST BENGAL
| (Amount in Rupees Thousand)
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| | | | BANKURA
| | BARDDHAMAN
| | BIRBHUM
| | CALCUTTA
| | | | OCCUPATION | No. of | Amount | | No. of | Amount | | No. of | Amount | | No. of | Amount | | | | | Accounts | Out- | | Accounts | Out- | | Accounts | Out- | | Accounts | Out- | | | | |
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| I. | AGRICULTURE | 88,186 | 31,67,05 | | 1,24,582 | 83,12,51 | | 1,11,726 | 43,00,97 | | 16,289 | 202,03,46 | | | 1. | Direct Finance | 85,569 | 27,71,58 | | 1,22,403 | 74,93,93 | | 1,10,837 | 37,38,34 | | 14,174 | 88,79,16 | | | 2. | Indirect Finance | 2,617 | 3,95,47 | | 2,179 | 8,18,58 | | 889 | 5,62,63 | | 2,115 | 113,24,30 | II. | INDUSTRY | 78,965 | 30,89,87 | | 75,148 | 384,70,92 | | 39,820 | 30,32,78 | | 38,212 | 7175,16,70 | | | 1. | Mining & Quarrying | 16 | 23,24 | | 24 | 2,04,78 | | 51 | 63,89 | | 191 | 516,88,63 | | | 2. | Manufacturing & Processing | 78,875 | 27,51,87 | | 74,885 | 377,18,20 | | 39,736 | 29,34,84 | | 36,635 | 6162,49,07 | | | 3. | Electricity, Gas & Water | 24 | 12,67 | | 44 | 32,34 | | 13 | 7,93 | | 283 | 366,88,13 | | | 4. | Construction | 50 | 3,02,09 | | 195 | 5,15,60 | | 20 | 26,12 | | 1,103 | 128,90,87 | | III. | TRANSPORT OPERATORS | 5,245 | 3,06,73 | | 9,180 | 13,92,49 | | 5,790 | 3,76,78 | | 8,681 | 139,82,94 | | IV. | PROFESSIONAL AND OTHER SERVICES | 11,583 | 6,56,71 | | 16,242 | 23,83,45 | | 7,984 | 3,94,24 | | 13,905 | 520,68,16 | V. | PERSONAL LOANS | 12,061 | 16,10,69 | | 45,328 | 75,54,22 | | 17,532 | 25,55,35 | | 4,25,486 | 956,96,54 | | | 1. | Loans for Purchase of Consumer Durables | 611 | 24,98 | | 4,214 | 4,46,23 | | 2,394 | 3,97,44 | | 4,004 | 6,90,65 | | | 2. | Loans for Housing | 1,547 | 7,33,27 | | 3,640 | 25,99,90 | | 2,191 | 11,93,54 | | 26,970 | 403,45,55 | | | 3. | Rest of the Personal Loans | 9,903 | 8,52,44 | | 37,474 | 45,08,09 | | 12,947 | 9,64,37 | | 3,94,512 | 546,60,34 | VI. | TRADE | 32,937 | 22,71,85 | | 76,196 | 81,16,38 | | 54,452 | 36,25,41 | | 51,205 | 1199,81,92 | | | 1. | Wholesale Trade | 895 | 1,96,97 | | 2,040 | 16,90,85 | | 2,133 | 3,20,83 | | 6,315 | 972,39,34 | | | 2. | Retail Trade | 32,042 | 20,74,88 | | 74,156 | 64,25,53 | | 52,319 | 33,04,58 | | 44,890 | 227,42,58 | VII. | FINANCE | 33 | 33,49 | | 109 | 5,53,98 | | 11 | 1,95,45 | | 946 | 585,06,89 | VIII.
| ALL OTHERS
| 8,128
| 10,42,76
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| 34,009
| 57,73,54
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| 8,606
| 4,96,01
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| 73,801
| 771,72,02
| TOTAL BANK CREDIT | 2,37,138 | 121,79,15 | | 3,80,794 | 725,57,49 | | 2,45,921 | 149,76,99 | | 6,28,525 | 11551,28,63 | | OF WHICH: | 1. | Artisans & Village Industries | 57,329 | 14,00,30 | | 46,502 | 20,03,15 | | 27,509 | 11,39,28 | | 3,323 | 5,44,52 |
| 2.
| Other Small Scale Industries
| 17,280
| 8,59,46
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| 25,354
| 62,53,92
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| 10,839
| 13,60,78
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| 23,448
| 882,85,63
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| | | | | DAKSHIN DINAJPUR
| | DARJILING
| | HAORA
| | HUGLI
| | | | OCCUPATION | No. of | Amount | | No. of | Amount | | No. of | Amount | | No. of | Amount | | | | | Accounts | Out- | | Accounts | Out- | | Accounts | Out- | | Accounts | Out- | | | | |
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| I. | AGRICULTURE | 33,563 | 10,63,94 | | 40,871 | 30,34,22 | | 22,394 | 17,44,49 | | 67,530 | 57,54,28 | | | 1. | Direct Finance | 32,977 | 10,36,62 | | 40,829 | 24,26,71 | | 21,981 | 13,15,61 | | 66,195 | 48,51,82 | | | 2. | Indirect Finance | 586 | 27,32 | | 42 | 6,07,51 | | 413 | 4,28,88 | | 1,335 | 9,02,46 | II. | INDUSTRY | 20,305 | 5,12,22 | | 7,235 | 86,37,36 | | 44,683 | 375,09,77 | | 62,837 | 185,67,13 | | | 1. | Mining & Quarrying | - | - | | 4 | 1,89 | | 20 | 41,91 | | 14 | 13,11 | | | 2. | Manufacturing & Processing | 20,305 | 5,12,22 | | 7,072 | 83,31,11 | | 44,568 | 372,48,41 | | 62,732 | 183,53,99 | | | 3. | Electricity, Gas & Water | - | - | | 10 | 22,70 | | 23 | 25,19 | | 31 | 1,04,56 | | | 4. | Construction | - | - | | 149 | 2,81,66 | | 72 | 1,94,26 | | 60 | 95,47 | | III. | TRANSPORT OPERATORS | 2,374 | 1,55,28 | | 1,935 | 8,10,64 | | 4,975 | 7,48,33 | | 7,147 | 10,32,54 | | IV. | PROFESSIONAL AND OTHER SERVICES | 719 | 49,26 | | 5,744 | 10,64,09 | | 14,208 | 18,68,34 | | 8,903 | 8,06,72 | V. | PERSONAL LOANS | 3,173 | 2,90,08 | | 12,738 | 27,63,98 | | 26,739 | 58,43,67 | | 30,702 | 64,64,73 | | | 1. | Loans for Purchase of Consumer Durables | 191 | 16,92 | | 710 | 86,59 | | 1,085 | 1,57,52 | | 579 | 61,44 | | | 2. | Loans for Housing | 111 | 74,40 | | 1,388 | 12,10,32 | | 3,671 | 26,92,15 | | 5,613 | 36,35,49 | | | 3. | Rest of the Personal Loans | 2,871 | 1,98,76 | | 10,640 | 14,67,07 | | 21,983 | 29,94,00 | | 24,510 | 27,67,80 | VI. | TRADE | 17,820 | 7,87,17 | | 27,014 | 57,29,61 | | 41,125 | 71,19,39 | | 63,664 | 55,64,59 | | | 1. | Wholesale Trade | 29 | 11,92 | | 993 | 16,79,42 | | 1,342 | 37,78,69 | | 1,660 | 8,36,90 | | | 2. | Retail Trade | 17,791 | 7,75,25 | | 26,021 | 40,50,19 | | 39,783 | 33,40,70 | | 62,004 | 47,27,69 | VII. | FINANCE | - | - | | 6 | 2,65,22 | | 16 | 77,37 | | 34 | 72,95 | VIII.
| ALL OTHERS
| 2,521
| 1,06,13
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| 5,303
| 7,81,01
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| 18,095
| 62,53,08
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| 21,253
| 61,17,89
| TOTAL BANK CREDIT | 80,475 | 29,64,08 | | 1,00,846 | 230,86,13 | | 1,72,235 | 611,64,44 | | 2,62,070 | 443,80,83 | | OF WHICH: | 1. | Artisans & Village Industries | 16,937 | 3,64,99 | | 2,660 | 2,21,16 | | 23,595 | 11,11,49 | | 38,245 | 17,33,42 |
| 2.
| Other Small Scale Industries
| 2,839
| 1,24,50
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| 3,799
| 28,88,10
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| 16,425
| 151,57,02
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| 22,694
| 48,41,52
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| | | | | JALPAIGURI
| | KOCH BIHAR
| | MALDAH
| | MEDINIPUR
| | | | OCCUPATION | No. of | Amount | | No. of | Amount | | No. of | Amount | | No. of | Amount | | | | | Accounts | Out- | | Accounts | Out- | | Accounts | Out- | | Accounts | Out- | | | | |
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| I. | AGRICULTURE | 71,987 | 23,25,01 | | 89,588 | 21,87,88 | | 72,714 | 31,88,72 | | 2,17,195 | 124,72,95 | | | 1. | Direct Finance | 71,928 | 22,01,28 | | 89,413 | 21,07,52 | | 72,321 | 29,81,34 | | 2,14,590 | 118,58,36 | | | 2. | Indirect Finance | 59 | 1,23,73 | | 175 | 80,36 | | 393 | 2,07,38 | | 2,605 | 6,14,59 | II. | INDUSTRY | 32,278 | 198,23,06 | | 29,053 | 16,93,39 | | 54,655 | 25,55,12 | | 1,42,052 | 132,18,07 | | | 1. | Mining & Quarrying | 8 | 9,95 | | 2 | 1,07 | | 6 | 4,90 | | 27 | 94,91 | | | 2. | Manufacturing & Processing | 32,232 | 196,75,34 | | 29,021 | 16,42,14 | | 54,611 | 25,04,50 | | 1,41,845 | 127,84,52 | | | 3. | Electricity, Gas & Water | 4 | 2,39 | | 5 | 2,65 | | 8 | 4,80 | | 31 | 14,87 | | | 4. | Construction | 34 | 1,35,38 | | 25 | 47,53 | | 30 | 40,92 | | 149 | 3,23,77 | | III. | TRANSPORT OPERATORS | 5,027 | 4,69,37 | | 8,164 | 5,21,57 | | 5,260 | 5,31,76 | | 9,125 | 12,05,79 | | IV. | PROFESSIONAL AND OTHER SERVICES | 7,889 | 5,69,53 | | 7,736 | 4,16,15 | | 2,702 | 2,24,66 | | 13,851 | 11,16,25 | V. | PERSONAL LOANS | 12,234 | 20,19,11 | | 10,325 | 10,37,34 | | 9,710 | 12,98,69 | | 43,790 | 58,10,19 | | | 1. | Loans for Purchase of Consumer Durables | 888 | 78,58 | | 910 | 59,54 | | 571 | 79,39 | | 1,594 | 1,82,49 | | | 2. | Loans for Housing | 1,098 | 7,82,58 | | 666 | 5,19,22 | | 1,336 | 4,98,87 | | 3,385 | 19,93,72 | | | 3. | Rest of the Personal Loans | 10,248 | 11,57,95 | | 8,749 | 4,58,58 | | 7,803 | 7,20,43 | | 38,811 | 36,33,98 | VI. | TRADE | 60,065 | 35,63,24 | | 65,696 | 28,70,11 | | 28,860 | 21,57,18 | | 70,240 | 65,05,41 | | | 1. | Wholesale Trade | 1,662 | 3,90,33 | | 452 | 1,57,91 | | 262 | 1,93,92 | | 2,104 | 5,45,50 | | | 2. | Retail Trade | 58,403 | 31,72,91 | | 65,244 | 27,12,20 | | 28,598 | 19,63,26 | | 68,136 | 59,59,91 | VII. | FINANCE | 29 | 4,13,76 | | 1 | 12,00 | | 7 | 1,85,14 | | 38 | 90,95 | VIII.
| ALL OTHERS
| 9,448
| 6,98,01
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| 7,002
| 3,86,18
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| 10,308
| 8,23,07
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| 29,149
| 33,08,85
| TOTAL BANK CREDIT | 1,98,957 | 298,81,09 | | 2,17,565 | 91,24,62 | | 1,84,216 | 109,64,34 | | 5,25,440 | 437,28,46 | | OF WHICH: | 1. | Artisans & Village Industries | 20,503 | 7,26,71 | | 20,635 | 7,00,00 | | 45,539 | 14,82,85 | | 94,403 | 44,70,96 |
| 2.
| Other Small Scale Industries
| 10,350
| 16,94,34
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| 7,677
| 7,82,31
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| 7,448
| 8,47,43
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| 41,053
| 38,08,40
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| | | | | MURSHIDABAD
| | NADIA
| | NORTH 24 PARGANAS
| | PURULIYA
| | | | OCCUPATION | No. of | Amount | | No. of | Amount | | No. of | Amount | | No. of | Amount | | | | | Accounts | Out- | | Accounts | Out- | | Accounts | Out- | | Accounts | Out- | | | | |
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| I. | AGRICULTURE | 72,391 | 37,05,19 | | 92,866 | 43,42,97 | | 83,079 | 63,93,56 | | 44,318 | 15,21,85 | | | 1. | Direct Finance | 71,662 | 33,42,57 | | 92,564 | 35,27,35 | | 82,477 | 54,18,29 | | 43,808 | 13,78,50 | | | 2. | Indirect Finance | 729 | 3,62,62 | | 302 | 8,15,62 | | 602 | 9,75,27 | | 510 | 1,43,35 | II. | INDUSTRY | 50,014 | 27,97,23 | | 64,646 | 114,17,15 | | 85,452 | 321,33,31 | | 56,114 | 25,07,84 | | | 1. | Mining & Quarrying | 15 | 13,76 | | 6 | 1,92 | | 12 | 15,74 | | 33 | 11,88 | | | 2. | Manufacturing & Processing | 49,978 | 27,64,73 | | 64,562 | 112,15,36 | | 85,202 | 314,12,20 | | 56,049 | 24,70,69 | | | 3. | Electricity, Gas & Water | 4 | 4,53 | | 23 | 1,69,95 | | 75 | 4,24,26 | | 20 | 8,20 | | | 4. | Construction | 17 | 14,21 | | 55 | 29,92 | | 163 | 2,81,11 | | 12 | 17,07 | | III. | TRANSPORT OPERATORS | 7,525 | 6,33,21 | | 5,240 | 5,18,31 | | 11,216 | 23,66,84 | | 4,942 | 4,31,04 | | IV. | PROFESSIONAL AND OTHER SERVICES | 5,518 | 5,74,74 | | 5,729 | 5,17,53 | | 12,746 | 27,20,49 | | 4,664 | 2,80,13 | V. | PERSONAL LOANS | 20,961 | 21,52,00 | | 15,434 | 22,97,40 | | 44,413 | 116,13,19 | | 6,838 | 10,70,31 | | | 1. | Loans for Purchase of Consumer Durables | 1,571 | 1,48,36 | | 941 | 83,51 | | 1,950 | 2,09,30 | | 168 | 16,91 | | | 2. | Loans for Housing | 1,129 | 7,47,46 | | 3,041 | 10,67,56 | | 8,402 | 65,13,08 | | 819 | 3,53,16 | | | 3. | Rest of the Personal Loans | 18,261 | 12,56,18 | | 11,452 | 11,46,33 | | 34,061 | 48,90,81 | | 5,851 | 7,00,24 | VI. | TRADE | 88,393 | 54,63,92 | | 57,164 | 37,52,65 | | 82,179 | 85,69,79 | | 33,278 | 22,56,75 | | | 1. | Wholesale Trade | 942 | 5,84,89 | | 1,018 | 3,47,47 | | 3,852 | 14,47,98 | | 778 | 1,97,69 | | | 2. | Retail Trade | 87,451 | 48,79,03 | | 56,146 | 34,05,18 | | 78,327 | 71,21,81 | | 32,500 | 20,59,06 | VII. | FINANCE | 18 | 7,59 | | 29 | 19,77 | | 86 | 1,72,10 | | 19 | 24,76 | VIII.
| ALL OTHERS
| 15,617
| 7,44,14
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| 13,712
| 7,98,25
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| 30,917
| 24,58,35
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| 8,762
| 5,31,19
| TOTAL BANK CREDIT | 2,60,437 | 160,78,02 | | 2,54,820 | 236,64,03 | | 3,50,088 | 664,27,63 | | 1,58,935 | 86,23,87 | | OF WHICH: | 1. | Artisans & Village Industries | 34,641 | 13,22,81 | | 46,271 | 16,49,48 | | 47,116 | 23,70,41 | | 37,967 | 10,92,98 |
| 2.
| Other Small Scale Industries
| 12,983
| 10,18,87
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| 14,633
| 26,60,26
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| 32,787
| 111,00,28
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| 15,514
| 12,48,62
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| | | | SOUTH 24 PARGANAS
| | UTTAR DINAJPUR
| | | | OCCUPATION | | No. of | Amount | | No. of | Amount | | | | | Accounts | Out- | | Accounts | Out- | | | | |
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| I. | AGRICULTURE | 65,440 | 49,92,11 | | 52,587 | 20,76,11 | | | 1. | Direct Finance | 64,722 | 46,22,11 | | 52,193 | 19,40,83 | | | 2. | Indirect Finance | 718 | 3,70,00 | | 394 | 1,35,28 | II. | INDUSTRY | 1,03,697 | 410,09,33 | | 31,320 | 16,24,09 | | | 1. | Mining & Quarrying | 15 | 40,70 | | 4 | 2,83 | | | 2. | Manufacturing & Processing | 1,03,527 | 405,57,16 | | 31,295 | 16,00,93 | | | 3. | Electricity, Gas & Water | 80 | 1,05,20 | | 13 | 6,48 | | | 4. | Construction | 75 | 3,06,27 | | 8 | 13,85 | III. | TRANSPORT OPERATORS | 9,821 | 11,71,15 | | 5,433 | 5,14,83 | IV. | PROFESSIONAL AND OTHER SERVICES | 10,843 | 11,89,66 | | 1,195 | 2,22,19 | V. | PERSONAL LOANS | 21,938 | 56,63,49 | | 5,198 | 7,56,81 | | | 1. | Loans for Purchase of Consumer Durables | 1,055 | 1,53,25 | | 258 | 28,22 | | | 2. | Loans for Housing | 3,715 | 31,90,40 | | 383 | 3,41,36 | | | 3. | Rest of the Personal Loans | 17,168 | 23,19,84 | | 4,557 | 3,87,23 | VI. | TRADE | 70,145 | 58,03,34 | | 36,306 | 21,48,58 | | | 1. | Wholesale Trade | 768 | 10,82,08 | | 761 | 1,38,59 | | | 2. | Retail Trade | 69,377 | 47,21,26 | | 35,545 | 20,09,99 | VII. | FINANCE | 161 | 5,45,62 | | 12 | 25,41 | VIII.
| ALL OTHERS
| 13,348
| 8,31,65
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| 2,286
| 1,63,88
| TOTAL BANK CREDIT | 2,95,393 | 612,06,35 | | 1,34,337 | 75,31,90 | OF WHICH: | 1. Artisans & Village Industries | 70,763 | 24,56,84 | | 24,633 | 5,80,30 |
| 2. Other Small Scale Industries
| 27,729
| 61,65,97
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| 6,101
| 9,37,41
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