Table No. 5. 9 - District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 | EASTERN REGION |
| (Amount in Rupees Thousand)
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| | | | BOKARO
| | BUXAR
| | CHATRA
| | DARBHANGA
| | | | OCCUPATION | No. of | Amount | | No. of | Amount | | No. of | Amount | | No. of | Amount | | | | | Accounts | Out- | | Accounts | Out- | | Accounts | Out- | | Accounts | Out- | | | | |
| standing
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| standing
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| standing
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| standing
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| 15
| 16
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| 17
| 18
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| 19
| 20
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| 21
| 22
| I. | AGRICULTURE | 22,793 | 11,92,46 | | 23,293 | 15,15,29 | | 17,959 | 8,83,39 | | 38,043 | 26,63,90 | | | 1. | Direct Finance | 22,483 | 9,64,84 | | 23,153 | 14,96,73 | | 17,526 | 8,49,96 | | 37,541 | 23,76,71 | | | 2. | Indirect Finance | 310 | 2,27,62 | | 140 | 18,56 | | 433 | 33,43 | | 502 | 2,87,19 | II. | INDUSTRY | 6,655 | 24,34,44 | | 8,930 | 6,99,67 | | 1,608 | 94,63 | | 9,022 | 24,02,73 | | | 1. | Mining & Quarrying | 4 | 2,31 | | 1 | 50 | | - | - | | 2 | 96 | | | 2. | Manufacturing & Processing | 6,597 | 23,23,02 | | 8,928 | 6,98,58 | | 1,607 | 93,80 | | 9,011 | 23,95,05 | | | 3. | Electricity, Gas & Water | 1 | 66 | | - | - | | - | - | | 4 | 1,27 | | | 4. | Construction | 53 | 1,08,45 | | 1 | 59 | | 1 | 83 | | 5 | 5,45 | | III. | TRANSPORT OPERATORS | 1,590 | 4,57,80 | | 3,218 | 2,24,91 | | 365 | 95,45 | | 6,057 | 5,11,72 | | IV. | PROFESSIONAL AND OTHER SERVICES | 7,189 | 4,01,93 | | 991 | 6,69,96 | | 1,811 | 1,01,10 | | 10,595 | 6,20,76 | V. | PERSONAL LOANS | 14,234 | 17,79,72 | | 4,679 | 4,89,03 | | 1,087 | 1,43,20 | | 11,871 | 21,27,23 | | | 1. | Loans for Purchase of Consumer Durables | 1,318 | 1,96,53 | | 73 | 10,79 | | 40 | 3,12 | | 907 | 1,21,15 | | | 2. | Loans for Housing | 171 | 81,46 | | 146 | 60,70 | | 62 | 43,63 | | 2,321 | 9,67,88 | | | 3. | Rest of the Personal Loans | 12,745 | 15,01,73 | | 4,460 | 4,17,54 | | 985 | 96,45 | | 8,643 | 10,38,20 | VI. | TRADE | 18,186 | 17,56,90 | | 24,700 | 14,57,99 | | 4,067 | 2,64,89 | | 21,076 | 22,44,37 | | | 1. | Wholesale Trade | 128 | 1,46,08 | | 5 | 7,13 | | 141 | 12,86 | | 327 | 1,32,11 | | | 2. | Retail Trade | 18,058 | 16,10,82 | | 24,695 | 14,50,86 | | 3,926 | 2,52,03 | | 20,749 | 21,12,26 | VII. | FINANCE | 2 | 1,52,09 | | - | - | | - | - | | 8 | 3,25 | VIII.
| ALL OTHERS
| 6,049
| 8,71,56
|
| 6,251
| 3,80,68
|
| 574
| 27,74
|
| 4,637
| 6,01,91
| TOTAL BANK CREDIT | 76,698 | 90,46,90 | | 72,062 | 54,37,53 | | 27,471 | 16,10,40 | | 1,01,309 | 111,75,87 | | OF WHICH: | 1. | Artisans & Village Industries | 3,110 | 1,45,87 | | 7,789 | 3,95,31 | | 1,133 | 34,07 | | 5,552 | 2,16,20 |
| 2.
| Other Small Scale Industries
| 3,271
| 13,75,85
|
| 884
| 2,23,40
|
| 360
| 54,33
|
| 2,876
| 8,76,68
|
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| | | | | DEOGHAR
| | DHANBAD
| | DUMKA
| | GARHWA
| | | | OCCUPATION | No. of | Amount | | No. of | Amount | | No. of | Amount | | No. of | Amount | | | | | Accounts | Out- | | Accounts | Out- | | Accounts | Out- | | Accounts | Out- | | | | |
| standing
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| standing
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| standing
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| 23
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| 30
| I. | AGRICULTURE | 39,483 | 13,22,76 | | 14,050 | 14,69,56 | | 78,451 | 19,42,54 | | 37,353 | 13,09,71 | | | 1. | Direct Finance | 39,374 | 12,74,04 | | 13,947 | 11,18,22 | | 78,226 | 18,83,14 | | 37,263 | 12,94,75 | | | 2. | Indirect Finance | 109 | 48,72 | | 103 | 3,51,34 | | 225 | 59,40 | | 90 | 14,96 | II. | INDUSTRY | 8,951 | 21,62,59 | | 6,478 | 143,72,92 | | 12,738 | 5,62,62 | | 2,058 | 1,61,14 | | | 1. | Mining & Quarrying | 7 | 12,58 | | 83 | 8,75,51 | | 25 | 20,21 | | 1 | 1 | | | 2. | Manufacturing & Processing | 8,937 | 21,41,80 | | 6,247 | 124,91,67 | | 12,710 | 5,40,77 | | 2,057 | 1,61,13 | | | 3. | Electricity, Gas & Water | 4 | 2,85 | | 9 | 96,74 | | 2 | 1,06 | | - | - | | | 4. | Construction | 3 | 5,36 | | 139 | 9,09,00 | | 1 | 58 | | - | - | | III. | TRANSPORT OPERATORS | 2,672 | 1,82,98 | | 2,074 | 14,80,86 | | 1,944 | 1,21,33 | | 489 | 56,68 | | IV. | PROFESSIONAL AND OTHER SERVICES | 1,937 | 81,60 | | 7,499 | 10,86,39 | | 1,701 | 92,33 | | 767 | 51,14 | V. | PERSONAL LOANS | 7,157 | 8,60,40 | | 19,617 | 30,21,48 | | 7,426 | 6,73,28 | | 3,297 | 1,58,09 | | | 1. | Loans for Purchase of Consumer Durables | 575 | 66,71 | | 2,269 | 2,49,39 | | 804 | 97,54 | | 241 | 22,97 | | | 2. | Loans for Housing | 330 | 3,00,71 | | 665 | 4,35,33 | | 224 | 1,71,48 | | 47 | 16,16 | | | 3. | Rest of the Personal Loans | 6,252 | 4,92,98 | | 16,683 | 23,36,76 | | 6,398 | 4,04,26 | | 3,009 | 1,18,96 | VI. | TRADE | 21,619 | 10,74,48 | | 19,742 | 44,11,10 | | 15,742 | 8,17,62 | | 8,844 | 5,59,92 | | | 1. | Wholesale Trade | 94 | 1,23,56 | | 499 | 14,52,18 | | 134 | 41,92 | | 3,600 | 1,92,55 | | | 2. | Retail Trade | 21,525 | 9,50,92 | | 19,243 | 29,58,92 | | 15,608 | 7,75,70 | | 5,244 | 3,67,37 | VII. | FINANCE | 5 | 20,62 | | 408 | 5,00,85 | | 23 | 2,91,75 | | - | - | VIII.
| ALL OTHERS
| 2,561
| 1,74,76
|
| 8,970
| 14,96,44
|
| 2,025
| 54,96
|
| 1,067
| 37,22
| TOTAL BANK CREDIT | 84,385 | 58,80,19 | | 78,838 | 278,39,60 | | 1,20,050 | 45,56,43 | | 53,875 | 23,33,90 | | OF WHICH: | 1. | Artisans & Village Industries | 6,551 | 1,85,22 | | 740 | 1,05,15 | | 10,377 | 2,09,91 | | 521 | 33,00 |
| 2.
| Other Small Scale Industries
| 2,226
| 17,53,29
|
| 4,451
| 63,98,86
|
| 1,563
| 2,71,53
|
| 1,377
| 1,14,84
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| | | | | GAYA
| | GIRIDIH
| | GODDA
| | GOPALGANJ
| | | | OCCUPATION | No. of | Amount | | No. of | Amount | | No. of | Amount | | No. of | Amount | | | | | Accounts | Out- | | Accounts | Out- | | Accounts | Out- | | Accounts | Out- | | | | |
| standing
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| standing
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| standing
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| standing
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| 31
| 32
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| 34
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| 35
| 36
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| 37
| 38
| I. | AGRICULTURE | 71,789 | 37,15,64 | | 28,216 | 24,34,60 | | 36,986 | 10,86,70 | | 34,252 | 17,25,32 | | | 1. | Direct Finance | 71,643 | 36,03,64 | | 27,127 | 15,00,72 | | 36,414 | 10,53,13 | | 33,867 | 16,15,29 | | | 2. | Indirect Finance | 146 | 1,12,00 | | 1,089 | 9,33,88 | | 572 | 33,57 | | 385 | 1,10,03 | II. | INDUSTRY | 17,622 | 29,98,46 | | 9,756 | 21,86,14 | | 12,213 | 5,92,67 | | 10,449 | 16,52,56 | | | 1. | Mining & Quarrying | 25 | 29,59 | | 17 | 23,15 | | 7 | 4,18 | | 2 | 2,26 | | | 2. | Manufacturing & Processing | 17,573 | 29,52,80 | | 9,723 | 21,48,18 | | 12,203 | 5,86,73 | | 10,447 | 16,50,30 | | | 3. | Electricity, Gas & Water | 20 | 12,01 | | - | - | | 2 | 1,18 | | - | - | | | 4. | Construction | 4 | 4,06 | | 16 | 14,81 | | 1 | 58 | | - | - | | III. | TRANSPORT OPERATORS | 5,796 | 7,03,20 | | 2,747 | 3,59,68 | | 1,993 | 1,11,33 | | 1,368 | 1,62,13 | | IV. | PROFESSIONAL AND OTHER SERVICES | 8,089 | 11,97,62 | | 7,162 | 3,79,88 | | 970 | 40,62 | | 5,909 | 2,32,60 | V. | PERSONAL LOANS | 15,142 | 23,65,46 | | 5,887 | 10,51,07 | | 5,171 | 3,35,68 | | 3,001 | 4,89,90 | | | 1. | Loans for Purchase of Consumer Durables | 765 | 1,37,82 | | 596 | 96,13 | | 332 | 71,91 | | 81 | 13,79 | | | 2. | Loans for Housing | 2,011 | 9,65,36 | | 520 | 2,60,22 | | 30 | 18,44 | | 219 | 1,42,99 | | | 3. | Rest of the Personal Loans | 12,366 | 12,62,28 | | 4,771 | 6,94,72 | | 4,809 | 2,45,33 | | 2,701 | 3,33,12 | VI. | TRADE | 50,529 | 34,21,98 | | 19,960 | 17,24,63 | | 13,648 | 6,89,67 | | 22,903 | 14,27,01 | | | 1. | Wholesale Trade | 341 | 3,98,87 | | 600 | 2,75,57 | | 405 | 99,17 | | 121 | 1,31,60 | | | 2. | Retail Trade | 50,188 | 30,23,11 | | 19,360 | 14,49,06 | | 13,243 | 5,90,50 | | 22,782 | 12,95,41 | VII. | FINANCE | 6 | 1,51,27 | | 2 | 2,58 | | 4 | 3,53 | | 2 | 1,54 | VIII.
| ALL OTHERS
| 8,102
| 5,17,54
|
| 3,258
| 3,30,65
|
| 2,860
| 64,69
|
| 3,404
| 2,10,55
| TOTAL BANK CREDIT | 1,77,075 | 150,71,17 | | 76,988 | 84,69,23 | | 73,845 | 29,24,89 | | 81,288 | 59,01,61 | | OF WHICH: | 1. | Artisans & Village Industries | 11,921 | 5,66,35 | | 6,182 | 2,61,67 | | 7,238 | 1,67,04 | | 8,752 | 2,84,31 |
| 2.
| Other Small Scale Industries
| 3,907
| 16,54,58
|
| 3,044
| 11,92,33
|
| 3,894
| 3,07,97
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| 1,183
| 3,47,70
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| | | | | GUMLA
| | HAZARIBAGH
| | JAMUI
| | JEHANABAD
| | | | OCCUPATION | No. of | Amount | | No. of | Amount | | No. of | Amount | | No. of | Amount | | | | | Accounts | Out- | | Accounts | Out- | | Accounts | Out- | | Accounts | Out- | | | | |
| standing
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| standing
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| standing
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| standing
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| 39
| 40
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| I. | AGRICULTURE | 58,092 | 16,22,41 | | 34,602 | 29,02,27 | | 32,120 | 12,39,36 | | 36,645 | 18,24,66 | | | 1. | Direct Finance | 58,047 | 16,06,35 | | 34,147 | 24,96,65 | | 31,936 | 11,93,88 | | 36,602 | 17,43,92 | | | 2. | Indirect Finance | 45 | 16,06 | | 455 | 4,05,62 | | 184 | 45,48 | | 43 | 80,74 | II. | INDUSTRY | 6,246 | 2,48,48 | | 5,540 | 49,91,70 | | 3,789 | 3,49,86 | | 7,789 | 10,58,21 | | | 1. | Mining & Quarrying | 6 | 4,89 | | 84 | 1,86,07 | | 9 | 9,01 | | 12 | 35,68 | | | 2. | Manufacturing & Processing | 6,238 | 2,41,14 | | 5,409 | 43,25,59 | | 3,779 | 3,40,56 | | 7,774 | 10,17,72 | | | 3. | Electricity, Gas & Water | 1 | 1,44 | | 22 | 3,96,38 | | 1 | 29 | | 1 | 29 | | | 4. | Construction | 1 | 1,01 | | 25 | 83,66 | | - | - | | 2 | 4,52 | | III. | TRANSPORT OPERATORS | 2,303 | 1,81,71 | | 2,395 | 9,04,90 | | 3,358 | 2,12,53 | | 3,093 | 4,94,01 | | IV. | PROFESSIONAL AND OTHER SERVICES | 7,667 | 2,11,75 | | 4,979 | 4,55,29 | | 1,187 | 81,52 | | 2,159 | 1,90,68 | V. | PERSONAL LOANS | 2,821 | 3,36,76 | | 10,236 | 17,71,56 | | 2,279 | 1,70,89 | | 5,684 | 4,63,32 | | | 1. | Loans for Purchase of Consumer Durables | 167 | 16,37 | | 1,725 | 1,59,99 | | 21 | 2,74 | | 110 | 16,31 | | | 2. | Loans for Housing | 357 | 1,29,18 | | 707 | 4,26,38 | | 168 | 24,52 | | 169 | 1,72,97 | | | 3. | Rest of the Personal Loans | 2,297 | 1,91,21 | | 7,804 | 11,85,19 | | 2,090 | 1,43,63 | | 5,405 | 2,74,04 | VI. | TRADE | 23,532 | 8,20,76 | | 14,855 | 19,49,81 | | 18,684 | 10,35,33 | | 18,406 | 11,47,78 | | | 1. | Wholesale Trade | 2,028 | 1,23,53 | | 189 | 2,93,10 | | 74 | 21,91 | | 516 | 1,79,08 | | | 2. | Retail Trade | 21,504 | 6,97,23 | | 14,666 | 16,56,71 | | 18,610 | 10,13,42 | | 17,890 | 9,68,70 | VII. | FINANCE | - | - | | 26 | 55,85 | | - | - | | 9 | 45,42 | VIII.
| ALL OTHERS
| 4,305
| 2,09,87
|
| 4,056
| 6,93,60
|
| 2,186
| 1,25,14
|
| 2,737
| 1,36,10
| TOTAL BANK CREDIT | 1,04,966 | 36,31,74 | | 76,689 | 137,24,98 | | 63,603 | 32,14,63 | | 76,522 | 53,60,18 | | OF WHICH: | 1. | Artisans & Village Industries | 3,866 | 82,91 | | 2,138 | 1,24,81 | | 2,758 | 1,20,44 | | 5,199 | 3,17,53 |
| 2.
| Other Small Scale Industries
| 1,394
| 1,05,95
|
| 2,673
| 16,62,69
|
| 679
| 1,53,29
|
| 2,109
| 5,60,59
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| | | | | KATIHAR
| | KHAGARIA
| | KISHANGANJ
| | KODERMA
| | | | OCCUPATION | No. of | Amount | | No. of | Amount | | No. of | Amount | | No. of | Amount | | | | | Accounts | Out- | | Accounts | Out- | | Accounts | Out- | | Accounts | Out- | | | | |
| standing
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| standing
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| standing
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| standing
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| 47
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| 53
| 54
| I. | AGRICULTURE | 38,781 | 28,64,43 | | 27,389 | 16,99,19 | | 29,608 | 14,09,36 | | 9,000 | 4,54,96 | | | 1. | Direct Finance | 38,534 | 28,18,10 | | 27,382 | 16,94,57 | | 28,710 | 13,13,64 | | 8,989 | 4,50,23 | | | 2. | Indirect Finance | 247 | 46,33 | | 7 | 4,62 | | 898 | 95,72 | | 11 | 4,73 | II. | INDUSTRY | 9,342 | 14,10,81 | | 3,882 | 4,77,56 | | 6,767 | 2,17,92 | | 1,205 | 1,33,36 | | | 1. | Mining & Quarrying | - | - | | 1 | 3 | | - | - | | - | - | | | 2. | Manufacturing & Processing | 9,325 | 13,14,61 | | 3,881 | 4,77,53 | | 6,767 | 2,17,92 | | 1,203 | 1,32,96 | | | 3. | Electricity, Gas & Water | 13 | 12,06 | | - | - | | - | - | | - | - | | | 4. | Construction | 4 | 84,14 | | - | - | | - | - | | 2 | 40 | | III. | TRANSPORT OPERATORS | 4,495 | 2,96,33 | | 3,922 | 2,45,56 | | 3,237 | 1,40,28 | | 455 | 38,10 | | IV. | PROFESSIONAL AND OTHER SERVICES | 3,131 | 1,68,54 | | 1,787 | 1,16,37 | | 2,007 | 82,39 | | 1,743 | 98,72 | V. | PERSONAL LOANS | 4,820 | 8,80,29 | | 2,198 | 3,05,55 | | 1,568 | 1,54,99 | | 2,213 | 1,77,91 | | | 1. | Loans for Purchase of Consumer Durables | 360 | 49,99 | | 115 | 17,05 | | 384 | 36,09 | | 170 | 13,21 | | | 2. | Loans for Housing | 338 | 3,02,15 | | 70 | 38,30 | | 39 | 30,29 | | 158 | 21,59 | | | 3. | Rest of the Personal Loans | 4,122 | 5,28,15 | | 2,013 | 2,50,20 | | 1,145 | 88,61 | | 1,885 | 1,43,11 | VI. | TRADE | 24,598 | 18,68,77 | | 13,879 | 10,92,45 | | 10,080 | 4,65,13 | | 4,396 | 3,00,98 | | | 1. | Wholesale Trade | 154 | 2,84,09 | | 76 | 58,29 | | 73 | 8,08 | | 9 | 1,78 | | | 2. | Retail Trade | 24,444 | 15,84,68 | | 13,803 | 10,34,16 | | 10,007 | 4,57,05 | | 4,387 | 2,99,20 | VII. | FINANCE | 17 | 34,11 | | - | - | | 3 | 1,13 | | 1 | 54 | VIII.
| ALL OTHERS
| 6,057
| 3,23,51
|
| 977
| 48,74
|
| 4,489
| 1,37,81
|
| 1,161
| 85,29
| TOTAL BANK CREDIT | 91,241 | 78,46,79 | | 54,034 | 39,85,42 | | 57,759 | 26,09,01 | | 20,174 | 12,89,86 | | OF WHICH: | 1. | Artisans & Village Industries | 5,700 | 3,06,65 | | 2,874 | 1,64,53 | | 4,680 | 1,12,22 | | 615 | 46,65 |
| 2.
| Other Small Scale Industries
| 3,090
| 7,26,17
|
| 876
| 2,18,27
|
| 2,045
| 93,50
|
| 415
| 57,10
|
|