Publications

(Amount in Rs. crore)

Item

2000-01

2001-02

Variation of Col. (3) over Col.(2)

Absolute

Percentage

1

2

3

4

5

A.

Income

64,126.52

72,485.95

8,359.43

13.04

(i+ii)

(100.00)

(100.00)

i)

Interest Income

56,977.36

61,975.51

4,998.15

8.77

(88.85)

(85.50)

of which: Interest on Advances

27,998.10

30,629.36

2,631.26

9.40

(43.66)

(42.26)

i a)

Interest on Recapitalisation Bonds

1,795.48

1,793.08

ii)

Other Income

7,149.16

10,510.44

3,361.28

47.02

(11.15)

(14.50)

of which: Commission & Brokerage

3,062.36

3,095.82

33.46

1.09

(4.78)

(4.27)

B.

Expenditure

62,031.43

67,634.20

5,602.77

9.03

(i+ii+iii)

(100.00)

(100.00)

i)

Interest Expended

38,789.64

42,597.86

3,808.22

9.82

(62.53)

(62.98)

of which: Interest on Deposits

36,870.98

40,464.32

3,593.34

9.75

(59.44)

(59.83)

ii)

Provisions and Contingencies

5,966.97

8,101.50

2,134.53

35.77

(9.62)

(11.98)

of which: Provision for NPAs

3,751.88

5,173.10

1,421.22

37.88

(6.05)

(7.65)

iii)

Operating Expenses

17,274.82

16,934.84

-339.98

-1.97

(27.85)

(25.04)

of which: Wage Bill

13,142.78

12,316.55

-826.23

-6.29

(21.19)

(18.21)

C.

Profit

i)

Operating Profit

8,062.06

12,953.25

4,891.19

60.67

i a)

Operating Profit (exclusive of

interest on recapitalisation bonds)

6,266.58

11,160.17

4,893.59

78.09

ii)

Net Profit

2,095.09

4,851.75

2,756.66

131.58

ii a)

Net Profit (exclusive of

interest on recapitalisation bonds)

299.61

3,058.67

2,759.06

920.88

D.

Spread (Net Interest Income)

18,187.72

19,377.65

1,189.93

6.54

(Interest Income - Interest Expended)

E.

Total Assets

6,26,987.82

7,06,228.01

79,240.19

12.64

Note : Figures in brackets are percentage to the respective total.