Table No. 5. 9 - District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
NORTHERN REGION | | | | | | | | (Amount in Rupees Thousand) |
| | | | AMRITSAR
| | BATHINDA
| | FARIDKOT
| | FATEHGARH SAHIB
| | | OCCUPATION | No. of | Amount | | No. of | Amount | | No. of | Amount | | No. of | Amount | | | | Accounts | Out- | | Accounts | Out- | | Accounts | Out- | | Accounts | Out- | | | |
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| I. | AGRICULTURE | 46,078 | 115,39,53 | | 38,816 | 141,04,80 | | 60,919 | 193,15,11 | | 13,550 | 28,20,58 | | | 1. | Direct Finance | 44,550 | 108,00,29 | | 38,380 | 129,84,85 | | 60,219 | 174,01,56 | | 12,837 | 26,60,45 | | | 2. | Indirect Finance | 1,528 | 7,39,24 | | 436 | 11,19,95 | | 700 | 19,13,55 | | 713 | 1,60,13 | II. | INDUSTRY | 14,025 | 488,41,90 | | 5,464 | 68,78,45 | | 4,817 | 51,40,48 | | 1,692 | 51,95,71 | | | 1. | Mining & Quarrying | 18 | 23,81 | | 2 | 15,53 | | 33 | 1,10,15 | | 6 | 13,47 | | | 2. | Manufacturing & Processing | 13,938 | 485,92,78 | | 5,442 | 68,30,03 | | 4,754 | 49,91,92 | | 1,677 | 51,08,37 | | | 3. | Electricity, Gas & Water | 27 | 49,52 | | 7 | 5,35 | | 12 | 20,22 | | 5 | 72,86 | | | 4. | Construction | 42 | 1,75,79 | | 13 | 27,54 | | 18 | 18,19 | | 4 | 1,01 | | III. | TRANSPORT OPERATORS | 6,423 | 12,69,97 | | 1,649 | 9,87,12 | | 2,938 | 12,92,31 | | 504 | 1,17,36 | | IV. | PROFESSIONAL AND OTHER SERVICES | 4,105 | 20,14,59 | | 1,500 | 7,16,70 | | 1,914 | 9,26,26 | | 396 | 87,69 | V. | PERSONAL LOANS | 31,121 | 116,29,36 | | 10,903 | 71,45,23 | | 15,881 | 63,43,58 | | 4,183 | 8,01,71 | | | 1. | Loans for Purchase of Consumer Durables | 1,232 | 2,82,62 | | 240 | 54,00 | | 569 | 91,22 | | 124 | 15,79 | | | 2. | Loans for Housing | 3,650 | 31,14,60 | | 4,117 | 47,23,89 | | 4,490 | 28,45,48 | | 496 | 2,36,11 | | | 3. | Rest of the Personal Loans | 26,239 | 82,32,14 | | 6,546 | 23,67,34 | | 10,822 | 34,06,88 | | 3,563 | 5,49,81 | VI. | TRADE | 30,142 | 138,29,01 | | 9,768 | 44,53,22 | | 12,756 | 48,22,49 | | 3,568 | 14,62,39 | | | 1. | Wholesale Trade | 1,992 | 90,63,87 | | 871 | 17,80,40 | | 820 | 11,51,05 | | 342 | 7,99,14 | | | 2. | Retail Trade | 28,150 | 47,65,14 | | 8,897 | 26,72,82 | | 11,936 | 36,71,44 | | 3,226 | 6,63,25 | VII. | FINANCE | 38 | 2,13,08 | | 4 | 2,01,12 | | 10 | 36,15 | | 5 | 2,90 | VIII.
| ALL OTHERS
| 25,581
| 46,43,04
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| 3,033
| 17,12,84
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| 7,345
| 23,21,50
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| 1,497
| 2,20,08
| TOTAL BANK CREDIT | 1,57,513 | 939,80,48 | | 71,137 | 361,99,48 | | 1,06,580 | 401,97,88 | | 25,395 | 107,08,42 | | OF WHICH: | 1. | Artisans & Village Industries | 2,563 | 7,20,62 | | 2,639 | 3,84,11 | | 910 | 1,98,15 | | 573 | 50,76 |
| 2.
| Other Small Scale Industries
| 9,143
| 191,96,36
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| 2,219
| 21,31,95
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| 2,885
| 31,83,12
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| 875
| 37,01,34
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| | | | FEROZPUR
| | GURDASPUR
| | HOSHIARPUR
| | JALANDHAR
| | | OCCUPATION | No. of | Amount | | No. of | Amount | | No. of | Amount | | No. of | Amount | | | | Accounts | Out- | | Accounts | Out- | | Accounts | Out- | | Accounts | Out- | | | |
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| I. | AGRICULTURE | 50,505 | 147,06,44 | | 34,380 | 79,62,72 | | 27,191 | 64,52,84 | | 46,536 | 147,28,98 | | | 1. | Direct Finance | 50,384 | 144,49,74 | | 33,949 | 74,72,90 | | 26,871 | 58,73,77 | | 45,900 | 118,13,82 | | | 2. | Indirect Finance | 121 | 2,56,70 | | 431 | 4,89,82 | | 320 | 5,79,07 | | 636 | 29,15,16 | II. | INDUSTRY | 3,042 | 53,60,20 | | 6,283 | 75,31,47 | | 9,089 | 176,44,34 | | 17,787 | 421,89,82 | | | 1. | Mining & Quarrying | 2 | 3,68 | | 9 | 49,85 | | 6 | 3,18 | | 26 | 2,11,61 | | | 2. | Manufacturing & Processing | 3,022 | 53,33,03 | | 6,245 | 73,74,30 | | 9,055 | 175,57,67 | | 17,698 | 418,92,63 | | | 3. | Electricity, Gas & Water | 12 | 15,88 | | 18 | 79,51 | | 18 | 65,94 | | 42 | 56,07 | | | 4. | Construction | 6 | 7,61 | | 11 | 27,81 | | 10 | 17,55 | | 21 | 29,51 | | III. | TRANSPORT OPERATORS | 2,985 | 5,40,32 | | 4,271 | 12,97,55 | | 1,953 | 7,65,26 | | 2,593 | 20,37,52 | | IV. | PROFESSIONAL AND OTHER SERVICES | 1,624 | 3,97,86 | | 2,140 | 3,52,59 | | 1,485 | 2,90,65 | | 5,549 | 25,51,27 | V. | PERSONAL LOANS | 10,882 | 48,10,22 | | 12,545 | 41,61,78 | | 12,821 | 43,75,57 | | 36,699 | 132,65,49 | | | 1. | Loans for Purchase of Consumer Durables | 683 | 92,52 | | 321 | 51,50 | | 459 | 1,01,45 | | 936 | 1,69,87 | | | 2. | Loans for Housing | 3,045 | 25,38,52 | | 1,485 | 12,59,08 | | 1,569 | 12,86,28 | | 4,478 | 42,26,47 | | | 3. | Rest of the Personal Loans | 7,154 | 21,79,18 | | 10,739 | 28,51,20 | | 10,793 | 29,87,84 | | 31,285 | 88,69,15 | VI. | TRADE | 12,018 | 52,74,29 | | 18,469 | 28,69,51 | | 14,662 | 37,29,70 | | 20,340 | 147,51,02 | | | 1. | Wholesale Trade | 540 | 26,79,09 | | 899 | 5,35,38 | | 352 | 21,16,93 | | 1,645 | 86,93,75 | | | 2. | Retail Trade | 11,478 | 25,95,20 | | 17,570 | 23,34,13 | | 14,310 | 16,12,77 | | 18,695 | 60,57,27 | VII. | FINANCE | 10 | 8,21 | | 28 | 88,32 | | 6 | 28,32 | | 84 | 3,60,56 | VIII.
| ALL OTHERS
| 5,241
| 12,63,14
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| 9,248
| 16,18,03
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| 5,945
| 9,73,30
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| 25,206
| 90,21,27
| TOTAL BANK CREDIT | 86,307 | 323,60,68 | | 87,364 | 258,81,97 | | 73,152 | 342,59,98 | | 1,54,794 | 989,05,93 | | OF WHICH: | 1. | Artisans & Village Industries | 776 | 1,06,52 | | 1,869 | 3,03,37 | | 5,497 | 3,45,73 | | 2,540 | 3,13,56 |
| 2.
| Other Small Scale Industries
| 1,457
| 18,19,30
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| 3,312
| 52,57,95
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| 2,678
| 20,45,32
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| 12,446
| 240,67,79
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| | | | KAPURTHALA
| | LUDHIANA
| | MANSA
| | PATIALA
| | | OCCUPATION | No. of | Amount | | No. of | Amount | | No. of | Amount | | No. of | Amount | | | | Accounts | Out- | | Accounts | Out- | | Accounts | Out- | | Accounts | Out- | | | |
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| I. | AGRICULTURE | 16,180 | 35,58,57 | | 58,782 | 146,80,52 | | 18,240 | 34,70,85 | | 65,804 | 228,58,89 | | | 1. | Direct Finance | 16,051 | 32,09,33 | | 58,354 | 139,14,98 | | 18,221 | 33,90,30 | | 65,241 | 190,47,79 | | | 2. | Indirect Finance | 129 | 3,49,24 | | 428 | 7,65,54 | | 19 | 80,55 | | 563 | 38,11,10 | II. | INDUSTRY | 2,663 | 113,47,81 | | 27,104 | 1478,30,10 | | 2,715 | 6,47,93 | | 8,320 | 329,26,07 | | | 1. | Mining & Quarrying | - | - | | 20 | 59,72 | | - | - | | 9 | 30,64 | | | 2. | Manufacturing & Processing | 2,657 | 113,39,43 | | 27,020 | 1474,81,95 | | 2,715 | 6,47,93 | | 8,261 | 325,79,00 | | | 3. | Electricity, Gas & Water | 3 | 1,91 | | 42 | 96,75 | | - | - | | 31 | 2,52,36 | | | 4. | Construction | 3 | 6,47 | | 22 | 1,91,68 | | - | - | | 19 | 64,07 | | III. | TRANSPORT OPERATORS | 800 | 4,11,99 | | 3,658 | 17,77,07 | | 844 | 95,42 | | 2,820 | 22,55,30 | | IV. | PROFESSIONAL AND OTHER SERVICES | 993 | 6,03,35 | | 7,047 | 281,93,05 | | 788 | 97,75 | | 2,231 | 17,12,34 | V. | PERSONAL LOANS | 7,135 | 30,02,90 | | 42,667 | 185,66,92 | | 2,674 | 4,55,72 | | 28,543 | 110,15,36 | | | 1. | Loans for Purchase of Consumer Durables | 195 | 32,78 | | 926 | 2,37,35 | | 43 | 7,11 | | 498 | 76,68 | | | 2. | Loans for Housing | 938 | 8,39,86 | | 7,237 | 79,18,24 | | 58 | 42,65 | | 5,271 | 47,69,43 | | | 3. | Rest of the Personal Loans | 6,002 | 21,30,26 | | 34,504 | 104,11,33 | | 2,573 | 4,05,96 | | 22,774 | 61,69,25 | VI. | TRADE | 6,338 | 27,32,92 | | 19,942 | 934,19,44 | | 3,812 | 8,58,52 | | 19,206 | 114,39,33 | | | 1. | Wholesale Trade | 264 | 15,29,95 | | 2,300 | 873,69,22 | | 96 | 77,43 | | 1,233 | 61,20,98 | | | 2. | Retail Trade | 6,074 | 12,02,97 | | 17,642 | 60,50,22 | | 3,716 | 7,81,09 | | 17,973 | 53,18,35 | VII. | FINANCE | 35 | 11,47,13 | | 46 | 1,22,66 | | 1 | 1,04 | | 64 | 1,80,23 | VIII.
| ALL OTHERS
| 2,833
| 6,55,61
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| 29,484
| 110,73,43
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| 873
| 1,77,54
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| 9,363
| 26,69,80
| TOTAL BANK CREDIT | 36,977 | 234,60,28 | | 1,88,730 | 3156,63,19 | | 29,947 | 58,04,77 | | 1,36,351 | 850,57,32 | | OF WHICH: | 1. | Artisans & Village Industries | 412 | 36,46 | | 1,698 | 11,82,88 | | 1,856 | 1,15,14 | | 2,082 | 3,29,69 |
| 2.
| Other Small Scale Industries
| 1,771
| 27,38,45
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| 20,076
| 673,61,32
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| 794
| 3,68,47
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| 4,338
| 143,36,05
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| | | | RUPNAGAR
| | SANGRUR
| | | OCCUPATION | No. of | Amount | | No. of | Amount | | | | Accounts | Out- | | Accounts | Out- | | | |
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| I. | AGRICULTURE | 22,426 | 55,17,30 | | 89,200 | 253,03,48 | | | 1. | Direct Finance | 22,168 | 46,56,68 | | 87,625 | 229,40,90 | | | 2. | Indirect Finance | 258 | 8,60,62 | | 1,575 | 23,62,58 | II. | INDUSTRY | 5,655 | 164,60,46 | | 8,448 | 67,94,79 | | | 1. | Mining & Quarrying | 12 | 29,24 | | 11 | 31,87 | | | 2. | Manufacturing & Processing | 5,620 | 163,61,55 | | 8,425 | 67,48,39 | | | 3. | Electricity, Gas & Water | 3 | 1,96 | | 8 | 10,08 | | | 4. | Construction | 20 | 67,71 | | 4 | 4,45 | III. | TRANSPORT OPERATORS | 1,951 | 8,82,53 | | 3,385 | 6,07,18 | IV. | PROFESSIONAL AND OTHER SERVICES | 1,338 | 3,28,25 | | 1,800 | 2,98,96 | V. | PERSONAL LOANS | 10,310 | 35,69,07 | | 13,859 | 59,09,14 | | | 1. | Loans for Purchase of Consumer Durables | 548 | 1,08,80 | | 311 | 48,95 | | | 2. | Loans for Housing | 1,325 | 10,17,92 | | 3,232 | 30,17,73 | | | 3. | Rest of the Personal Loans | 8,437 | 24,42,35 | | 10,316 | 28,42,46 | VI. | TRADE | 8,998 | 21,55,35 | | 12,953 | 43,72,12 | | | 1. | Wholesale Trade | 233 | 3,60,05 | | 741 | 18,92,03 | | | 2. | Retail Trade | 8,765 | 17,95,30 | | 12,212 | 24,80,09 | VII. | FINANCE | 3 | 4,82 | | 15 | 14,55 | VIII.
| ALL OTHERS
| 5,311
| 16,33,84
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| 7,538
| 14,82,60
| TOTAL BANK CREDIT | 55,992 | 305,51,62 | | 1,37,198 | 447,82,82 | OF WHICH: | 1. | Artisans & Village Industries | 3,039 | 8,26,35 | | 4,393 | 3,41,16 |
| 2.
| Other Small Scale Industries
| 1,964
| 43,35,62
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| 3,321
| 34,01,82
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