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Date : Mar 01, 1996

Table No. 5.8 - State and Population Group-Wise Classification of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation
March 1996 (Part 8 of 8)

SOUTHERN REGION
STATE : KERALA								(Amount in Rupees Lakh)
										URBAN/
					RURAL		SEMI-URBAN			METROPOLITAN		ALL-INDIA
		OCCUPATION			No. of	Amount	No. of		Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts		Out-	Accounts	Out-	Accounts	Out-
						standing			standing		standing		standing
					1	2	3		4	5	6	7	8
I.	AGRICULTURE				1,64,673	112,58	9,26,121		651,06	62,138	52,54	11,52,932	816,17
	1.	Direct Finance			1,63,036	111,74	9,20,248		646,10	59,675	49,32	11,42,959	807,15
	2.	Indirect Finance			1,637	85	5,873		4,96	2,463	3,22	9,973	9,02

II.	INDUSTRY				18,031	12,66	1,04,789		92,86	18,464	18,89	1,41,284	124,41
	1.	Food Manufacturing & Processing			235	15	2,360		2,34	462	54	3,057	3,02
	2.	Other Industries			17,796	12,51	1,02,429		90,53	18,002	18,35	1,38,227	121,39

III.	TRANSPORT OPERATORS				1,564	2,51	10,878		17,45	4,122	6,36	16,564	26,31

IV.	PROFESSIONAL AND OTHER SERVICES				19,386	11,37	1,18,625		69,20	23,990	17,00	1,62,001	97,56

V.	PERSONAL LOANS				65,724	48,14	4,16,936		355,13	1,35,547	140,36	6,18,207	543,63
	1.	Loans for Purchase of Consumer Durables			7,801	7,12	49,016		54,23	19,529	22,30	76,346	83,65
	2.	Loans for Housing			1,172	1,54	10,712		17,65	9,022	10,58	20,906	29,77
	3.	Rest of the Personal Loans			56,751	39,48	3,57,208		283,25	1,06,996	107,47	5,20,955	430,21

VI.	TRADE				50,073	32,14	2,93,589		198,56	47,373	36,85	3,91,035	267,55
	1.	Wholesale Trade			142	31	3,364		3,12	618	85	4,124	4,27
	2.	Retail Trade			49,931	31,83	2,90,225		195,45	46,755	36,00	3,86,911	263,28

VII.	ALL OTHERS				52,875	36,62	4,02,381		316,11	1,28,253	157,94	5,83,509	510,67
TOTAL BANK CREDIT					3,72,326	256,01	22,73,319		1700,37	4,19,887	429,92	30,65,532	2386,31
OF WHICH:			1.	Artisans & Village Industries	9,815	5,21	45,785		28,10	4,771	2,96	60,371	36,27
			2.	Other Small Scale Industries	7,346	6,75	54,747		59,53	12,907	15,16	75,000	81,43

STATE :TAMIL NADU
									URBAN/
					RURAL		SEMI-URBAN		METROPOLITAN		ALL-INDIA
		OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					1	2	3	4	5	6	7	8
I.	AGRICULTURE				16,16,898	1194,35	10,27,544	835,87	2,93,384	290,86	29,37,826	2321,08
	1.	Direct Finance			15,96,079	1179,43	10,08,084	817,67	2,89,450	286,46	28,93,613	2283,56
	2.	Indirect Finance			20,819	14,92	19,460	18,20	3,934	4,40	44,213	37,52

II.	INDUSTRY				47,442	34,29	66,920	80,38	54,348	106,47	1,68,710	221,14
	1.	Food Manufacturing & Processing			515	49	853	79	735	76	2,103	2,04
	2.	Other Industries			46,927	33,81	66,067	79,59	53,613	105,71	1,66,607	219,11

III.	TRANSPORT OPERATORS				11,790	9,12	11,671	17,73	8,386	8,35	31,847	35,20

IV.	PROFESSIONAL AND OTHER SERVICES				75,895	37,74	59,613	32,31	56,018	38,39	1,91,526	108,43

V.	PERSONAL LOANS				1,68,748	136,27	2,34,540	222,96	6,69,206	569,29	10,72,494	928,52
	1.	Loans for Purchase of Consumer Durables			18,533	14,31	29,306	24,36	1,05,927	64,26	1,53,766	102,93
	2.	Loans for Housing			4,229	7,34	6,151	13,02	11,233	25,23	21,613	45,59
	3.	Rest of the Personal Loans			1,45,986	114,62	1,99,083	185,58	5,52,046	479,80	8,97,115	780,00

VI.	TRADE				1,57,527	80,42	1,59,674	95,12	1,04,062	74,67	4,21,263	250,21
	1.	Wholesale Trade			4,738	4,26	3,909	4,46	4,391	8,92	13,038	17,64
	2.	Retail Trade			1,52,789	76,16	1,55,765	90,66	99,671	65,75	4,08,225	232,56

VII.	ALL OTHERS				2,86,625	178,12	2,30,123	201,41	2,56,497	304,42	7,73,245	683,95
TOTAL BANK CREDIT					23,64,925	1670,32	17,90,085	1485,77	14,41,901	1392,44	55,96,911	4548,53
OF WHICH:			1.	Artisans & Village Industries	18,563	9,24	20,259	11,64	7,048	3,83	45,870	24,71
			2.	Other Small Scale Industries	26,058	23,32	42,534	63,29	36,846	72,26	1,05,438	158,87

LAKSHADWEEP	(Amount in Rupees Lakh)

									URBAN/
					RURAL		SEMI-URBAN		METROPOLITAN		ALL-INDIA
		OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					1	2	3	4	5	6	7	8
I.	AGRICULTURE				618	45	-	-	-	-	618	45
	1.	Direct Finance			618	45	-	-	-	-	618	45
	2.	Indirect Finance			-	-	-	-	-	-	-	-

II.	INDUSTRY				35	4	-	-	-	-	35	4
	1.	Food Manufacturing & Processing			2	-	-	-	-	-	2	-
	2.	Other Industries			33	4	-	-	-	-	33	4

III.	TRANSPORT OPERATORS				20	3	-	-	-	-	20	3

IV.	PROFESSIONAL AND OTHER SERVICES				196	11	-	-	-	-	196	11

V.	PERSONAL LOANS				478	30	-	-	-	-	478	30
	1.	Loans for Purchase of Consumer Durables			4	-	-	-	-	-	4	-
	2.	Loans for Housing			8	1	-	-	-	-	8	1
	3.	Rest of the Personal Loans			466	29	-	-	-	-	466	29

VI.	TRADE				136	12	-	-	-	-	136	12
	1.	Wholesale Trade			-	-	-	-	-	-	-	-
	2.	Retail Trade			136	12	-	-	-	-	136	12

VII.	ALL OTHERS				86	5	-	-	-	-	86	5
TOTAL BANK CREDIT					1,569	1,09	-	-	-	-	1,569	1,09
OF WHICH:			1.	Artisans & Village Industries	-	-	-	-	-	-	-	-
			2.	Other Small Scale Industries	35	4	-	-	-	-	35	4


PONDICHERRY
									URBAN/
					RURAL		SEMI-URBAN		METROPOLITAN		ALL-INDIA
		OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					1	2	3	4	5	6	7	8
I.	AGRICULTURE				26,065	17,49	9,278	8,98	8,247	8,31	43,590	34,78
	1.	Direct Finance			26,029	17,48	9,277	8,98	8,247	8,31	43,553	34,77
	2.	Indirect Finance			36	1	1	-	-	-	37	1

II.	INDUSTRY				234	32	494	72	603	91	1,331	1,95
	1.	Food Manufacturing & Processing			2	1	1	-	69	14	72	15
	2.	Other Industries			232	32	493	72	534	77	1,259	1,81

III.	TRANSPORT OPERATORS				27	4	141	10	331	36	499	51

IV.	PROFESSIONAL AND OTHER SERVICES				704	26	1,860	75	1,331	1,20	3,895	2,21

V.	PERSONAL LOANS				1,371	1,45	3,008	3,33	7,660	9,48	12,039	14,26
	1.	Loans for Purchase of Consumer Durables			247	16	605	42	1,289	1,13	2,141	1,72
	2.	Loans for Housing			41	9	201	59	172	53	414	1,22
	3.	Rest of the Personal Loans			1,083	1,19	2,202	2,31	6,199	7,82	9,484	11,32

VI.	TRADE				1,327	60	2,499	1,40	3,991	2,28	7,817	4,28
	1.	Wholesale Trade			13	2	13	1	2	-	28	3
	2.	Retail Trade			1,314	58	2,486	1,39	3,989	2,28	7,789	4,25

VII.	ALL OTHERS				1,842	1,15	1,102	1,89	8,729	9,79	11,673	12,83
TOTAL BANK CREDIT					31,570	21,31	18,382	17,17	30,892	32,34	80,844	70,82
OF WHICH:			1.	Artisans & Village Industries	24	3	100	5	101	7	225	15
			2.	Other Small Scale Industries	203	28	290	54	488	83	981	1,66