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Date : Mar 01, 1996

Table No. 5.8 - State and Population Group-Wise Classification of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation
March 1996 (Part 7 of 8)

WESTERN REGION
STATE : GUJARAT								(Amount in Rupees Lakh)
										URBAN/
					RURAL		SEMI-URBAN			METROPOLITAN		ALL-INDIA
		OCCUPATION			No. of	Amount	No. of		Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts		Out-	Accounts	Out-	Accounts	Out-
						standing			standing		standing		standing
					1	2	3		4	5	6	7	8
I.	AGRICULTURE				5,33,997	357,18	2,31,550		171,04	38,533	37,83	8,04,080	566,05
	1.	Direct Finance			5,31,237	355,00	2,30,196		169,87	36,307	36,43	7,97,740	561,30
	2.	Indirect Finance			2,760	2,17	1,354		1,17	2,226	1,40	6,340	4,75

II.	INDUSTRY				41,647	19,30	29,716		20,27	17,889	20,59	89,252	60,15
	1.	Food Manufacturing & Processing			173	17	35		5	112	9	320	30
	2.	Other Industries			41,474	19,13	29,681		20,22	17,777	20,50	88,932	59,85

III.	TRANSPORT OPERATORS				9,234	7,17	5,637		5,09	4,789	5,73	19,660	17,99

IV.	PROFESSIONAL AND OTHER SERVICES				35,712	17,32	31,247		15,69	27,337	18,88	94,296	51,89

V.	PERSONAL LOANS				57,332	55,49	69,763		73,25	1,51,660	164,05	2,78,755	292,78
	1.	Loans for Purchase of Consumer Durables			4,124	3,72	5,265		5,17	6,904	6,47	16,293	15,37
	2.	Loans for Housing			2,780	3,26	4,745		6,39	5,040	9,51	12,565	19,16
	3.	Rest of the Personal Loans			50,428	48,51	59,753		61,69	1,39,716	148,06	2,49,897	258,25

VI.	TRADE				91,061	50,45	58,931		40,57	36,937	33,19	1,86,929	124,21
	1.	Wholesale Trade			6,239	5,95	3,118		3,19	1,998	1,96	11,355	11,11
	2.	Retail Trade			84,822	44,49	55,813		37,38	34,939	31,23	1,75,574	113,10

VII.	ALL OTHERS				30,741	31,95	29,328		27,34	68,499	87,19	1,28,568	146,48
TOTAL BANK CREDIT					7,99,724	538,84	4,56,172		353,25	3,45,644	367,45	16,01,540	1259,54
OF WHICH:			1.	Artisans & Village Industries	34,068	14,24	17,443		10,50	6,343	4,71	57,854	29,45
			2.	Other Small Scale Industries	6,799	4,58	10,787		8,72	9,825	12,94	27,411	26,24

STATE : MAHARASHTRA
									URBAN/
					RURAL		SEMI-URBAN		METROPOLITAN		ALL-INDIA
		OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					1	2	3	4	5	6	7	8
I.	AGRICULTURE				9,28,538	582,87	4,74,318	350,76	99,963	93,37	15,02,819	1027,00
	1.	Direct Finance			9,16,770	575,85	4,73,130	348,54	98,202	90,93	14,88,102	1015,32
	2.	Indirect Finance			11,768	7,02	1,188	2,21	1,761	2,44	14,717	11,67

II.	INDUSTRY				37,634	29,82	35,220	32,78	27,670	45,15	1,00,524	107,75
	1.	Food Manufacturing & Processing			479	35	405	54	275	40	1,159	1,29
	2.	Other Industries			37,155	29,47	34,815	32,23	27,395	44,75	99,365	106,45

III.	TRANSPORT OPERATORS				13,167	10,94	9,500	8,96	10,517	13,55	33,184	33,44

IV.	PROFESSIONAL AND OTHER SERVICES				1,05,173	52,51	61,276	39,40	58,866	51,31	2,25,315	143,21

V.	PERSONAL LOANS				1,18,293	105,68	1,32,723	131,74	7,68,483	873,66	10,19,499	1111,08
	1.	Loans for Purchase of Consumer Durables			5,897	6,74	10,465	10,44	31,338	47,91	47,700	65,09
	2.	Loans for Housing			2,992	5,52	3,343	7,12	17,103	31,52	23,438	44,16
	3.	Rest of the Personal Loans			1,09,404	93,42	1,18,915	114,18	7,20,042	794,23	9,48,361	1001,83

VI.	TRADE				2,45,082	150,00	1,67,193	129,69	1,21,123	102,31	5,33,398	382,00
	1.	Wholesale Trade			6,210	5,06	4,956	5,93	4,003	6,91	15,169	17,90
	2.	Retail Trade			2,38,872	144,94	1,62,237	123,76	1,17,120	95,40	5,18,229	364,09

VII.	ALL OTHERS				61,239	50,25	57,290	53,63	1,48,498	196,22	2,67,027	300,10
TOTAL BANK CREDIT					15,09,126	982,06	9,37,520	746,95	12,35,120	1375,56	36,81,766	3104,57
OF WHICH:			1.	Artisans & Village Industries	20,539	11,49	14,443	10,48	5,668	6,89	40,650	28,86
			2.	Other Small Scale Industries	15,224	16,98	19,069	20,46	18,831	32,05	53,124	69,49

WESTERN REGION
DADRA & NAGAR HAVELI								(Amount in Rupees Lakh)
										URBAN/
					RURAL		SEMI-URBAN			METROPOLITAN		ALL-INDIA
		OCCUPATION			No. of	Amount	No. of		Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts		Out-	Accounts	Out-	Accounts	Out-
						standing			standing		standing		standing
					1	2	3		4	5	6	7	8
I.	AGRICULTURE				1,293	71	-		-	-	-	1,293	71
	1.	Direct Finance			1,293	71	-		-	-	-	1,293	71
	2.	Indirect Finance			-	-	-		-	-	-	-	-

II.	INDUSTRY				476	70	-		-	-	-	476	70
	1.	Food Manufacturing & Processing			-	-	-		-	-	-	-	-
	2.	Other Industries			476	70	-		-	-	-	476	70

III.	TRANSPORT OPERATORS				31	5	-		-	-	-	31	5

IV.	PROFESSIONAL AND OTHER SERVICES				187	12	-		-	-	-	187	12

V.	PERSONAL LOANS				432	48	-		-	-	-	432	48
	1.	Loans for Purchase of Consumer Durables			106	15	-		-	-	-	106	15
	2.	Loans for Housing			-	-	-		-	-	-	-	-
	3.	Rest of the Personal Loans			326	34	-		-	-	-	326	34

VI.	TRADE				315	48	-		-	-	-	315	48
	1.	Wholesale Trade			46	3	-		-	-	-	46	3
	2.	Retail Trade			269	45	-		-	-	-	269	45

VII.	ALL OTHERS				76	12	-		-	-	-	76	12
TOTAL BANK CREDIT					2,810	2,66	-		-	-	-	2,810	2,66
OF WHICH:			1.	Artisans & Village Industries	379	56	-		-	-	-	379	56
			2.	Other Small Scale Industries	97	14	-		-	-	-	97	14

DAMAN & DIU
									URBAN/
					RURAL		SEMI-URBAN		METROPOLITAN		ALL-INDIA
		OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					1	2	3	4	5	6	7	8
I.	AGRICULTURE				64	3	638	38	-	-	702	41
	1.	Direct Finance			64	3	638	38	-	-	702	41
	2.	Indirect Finance			-	-	-	-	-	-	-	-

II.	INDUSTRY				2	-	446	42	-	-	448	42
	1.	Food Manufacturing & Processing			-	-	2	-	-	-	2	-
	2.	Other Industries			2	-	444	41	-	-	446	42

III.	TRANSPORT OPERATORS				-	-	21	3	-	-	21	3

IV.	PROFESSIONAL AND OTHER SERVICES				11	-	137	18	-	-	148	18

V.	PERSONAL LOANS				80	9	1,825	2,73	-	-	1,905	2,82
	1.	Loans for Purchase of Consumer Durables			15	1	58	6	-	-	73	7
	2.	Loans for Housing			-	-	8	1	-	-	8	1
	3.	Rest of the Personal Loans			65	7	1,759	2,66	-	-	1,824	2,73

VI.	TRADE				45	4	281	18	-	-	326	22
	1.	Wholesale Trade			-	-	-	-	-	-	-	-
	2.	Retail Trade			45	4	281	18	-	-	326	22

VII.	ALL OTHERS				-	-	83	12	-	-	83	12
TOTAL BANK CREDIT					202	16	3,431	4,02	-	-	3,633	4,19
OF WHICH:			1.	Artisans & Village Industries	2	-	348	34	-	-	350	34
			2.	Other Small Scale Industries	-	-	73	2	-	-	73	2

SOUTHERN REGION
STATE : ANDHRA PRADESH								(Amount in Rupees Lakh)
										URBAN/
					RURAL		SEMI-URBAN			METROPOLITAN		ALL-INDIA
		OCCUPATION			No. of	Amount	No. of		Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts		Out-	Accounts	Out-	Accounts	Out-
						standing			standing		standing		standing
					1	2	3		4	5	6	7	8
I.	AGRICULTURE				22,28,318	1427,49	10,09,509		727,38	2,20,001	194,60	34,57,828	2349,47
	1.	Direct Finance			21,88,659	1402,16	9,90,323		713,05	2,14,568	186,06	33,93,550	2301,26
	2.	Indirect Finance			39,659	25,33	19,186		14,33	5,433	8,54	64,278	48,20

II.	INDUSTRY				96,420	46,38	61,823		50,58	26,893	36,84	1,85,136	133,80
	1.	Food Manufacturing & Processing			862	59	598		73	357	37	1,817	1,68
	2.	Other Industries			95,558	45,80	61,225		49,85	26,536	36,47	1,83,319	132,12

III.	TRANSPORT OPERATORS				17,774	10,86	18,027		12,97	19,651	19,68	55,452	43,51

IV.	PROFESSIONAL AND OTHER SERVICES				1,02,518	40,10	62,226		33,23	51,197	35,54	2,15,941	108,87

V.	PERSONAL LOANS				2,71,121	216,79	2,77,407		256,21	3,27,430	358,98	8,75,958	831,97
	1.	Loans for Purchase of Consumer Durables			12,077	10,78	17,160		18,60	41,522	41,73	70,759	71,11
	2.	Loans for Housing			4,819	7,70	5,989		8,94	15,475	24,33	26,283	40,97
	3.	Rest of the Personal Loans			2,54,225	198,31	2,54,258		228,66	2,70,433	292,93	7,78,916	719,89

VI.	TRADE				3,35,973	140,11	2,12,172		123,08	1,28,361	97,85	6,76,506	361,04
	1.	Wholesale Trade			11,240	7,32	6,296		5,70	4,335	6,99	21,871	20,01
	2.	Retail Trade			3,24,733	132,80	2,05,876		117,37	1,24,026	90,87	6,54,635	341,03

VII.	ALL OTHERS				3,40,770	218,45	2,11,378		186,08	1,96,191	227,54	7,48,339	632,07
TOTAL BANK CREDIT					33,92,894	2100,18	18,52,542		1389,53	9,69,724	971,03	62,15,160	4460,74
OF WHICH:			1.	Artisans & Village Industries	64,727	26,29	31,245		20,68	7,244	5,01	1,03,216	51,98
			2.	Other Small Scale Industries	28,370	18,48	26,635		26,17	18,189	28,10	73,194	72,75

STATE : KARNATAKA
									URBAN/
					RURAL		SEMI-URBAN		METROPOLITAN		ALL-INDIA
		OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					1	2	3	4	5	6	7	8

I.	AGRICULTURE				11,49,511	805,24	4,85,645	396,82	1,14,098	98,39	17,49,254	1300,45
	1.	Direct Finance			11,34,064	794,09	4,78,494	392,13	1,10,074	94,32	17,22,632	1280,53
	2.	Indirect Finance			15,447	11,15	7,151	4,69	4,024	4,08	26,622	19,92

II.	INDUSTRY				66,423	42,21	50,424	58,58	27,180	42,56	1,44,027	143,36
	1.	Food Manufacturing & Processing			632	49	417	54	546	80	1,595	1,83
	2.	Other Industries			65,791	41,73	50,007	58,05	26,634	41,76	1,42,432	141,53

III.	TRANSPORT OPERATORS				11,715	10,98	8,481	11,72	9,678	13,05	29,874	35,75

IV.	PROFESSIONAL AND OTHER SERVICES				90,836	48,21	59,995	43,71	52,188	42,45	2,03,019	134,36

V.	PERSONAL LOANS				2,29,433	162,31	2,16,487	177,76	3,10,105	320,23	7,56,025	660,31
	1.	Loans for Purchase of Consumer Durables			11,197	9,35	16,383	16,92	53,874	61,55	81,454	87,82
	2.	Loans for Housing			4,990	7,03	4,384	7,40	8,446	12,26	17,820	26,69
	3.	Rest of the Personal Loans			2,13,246	145,94	1,95,720	153,44	2,47,785	246,42	6,56,751	545,80

VI.	TRADE				2,36,333	146,41	1,45,588	111,34	1,05,594	82,79	4,87,515	340,55
	1.	Wholesale Trade			5,770	4,35	2,935	3,51	2,077	3,81	10,782	11,66
	2.	Retail Trade			2,30,563	142,06	1,42,653	107,84	1,03,517	78,99	4,76,733	328,89

VII.	ALL OTHERS				2,07,439	122,10	1,37,371	114,84	2,00,605	303,55	5,45,415	540,48
TOTAL BANK CREDIT					19,91,690	1337,46	11,03,991	914,77	8,19,448	903,02	39,15,129	3155,25
OF WHICH:			1.	Artisans & Village Industries	44,965	22,63	20,061	13,68	5,472	5,54	70,498	41,86
			2.	Other Small Scale Industries	19,960	17,91	24,516	31,92	19,147	33,64	63,623	83,47