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Date : Mar 01, 1996

Table No. 5.8 - State and Population Group-Wise Classification of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation
March 1996 (Part 3 of 8)

NORTH - EASTERN REGION
STATE : ASSAM								(Amount in Rupees Lakh)
				RURAL		SEMI-URBAN		URBAN/		ALL-INDIA
								METROPOLITAN
		OCCUPATION		No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
				Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
					standing		standing		standing		standing
				1	2	3	4	5	6	7	8
I.	AGRICULTURE			2,56,992	115,63	54,153	24,55	19,734	9,94	3,30,879	150,12
	1.	Direct Finance		2,56,660	115,31	53,038	24,12	19,667	9,82	3,29,365	149,25
	2.	Indirect Finance		332	32	1,115	43	67	12	1,514	86

II.	INDUSTRY			53,640	36,97	23,827	20,22	32,613	39,45	1,10,080	96,64
	1.	Food Manufacturing & Processing		794	61	413	55	64	7	1,271	1,23
	2.	Other Industries		52,846	36,36	23,414	19,67	32,549	39,38	1,08,809	95,41

III.	TRANSPORT OPERATORS			17,375	9,25	6,770	2,98	6,298	4,85	30,443	17,08

IV.	PROFESSIONAL AND OTHER SERVICES			27,041	14,78	11,629	8,19	12,671	17,18	51,341	40,15

V.	PERSONAL LOANS			42,123	25,89	34,764	30,41	24,989	24,49	1,01,876	80,79
	1.	Loans for Purchase of Consumer Durables		1,670	1,58	3,065	3,06	3,110	2,71	7,845	7,35
	2.	Loans for Housing		1,058	1,94	1,356	1,79	498	80	2,912	4,52
	3.	Rest of the Personal Loans		39,395	22,37	30,343	25,57	21,381	20,98	91,119	68,91

VI.	TRADE			1,62,563	97,41	53,207	37,93	19,980	20,03	2,35,750	155,37
	1.	Wholesale Trade		448	37	1,638	1,25	340	70	2,426	2,32
	2.	Retail Trade		1,62,115	97,04	51,569	36,68	19,640	19,33	2,33,324	153,05

VII.	ALL OTHERS			35,243	30,37	17,376	14,14	34,077	32,72	86,696	77,23
TOTAL BANK CREDIT				5,94,977	330,30	2,01,726	138,43	1,50,362	148,65	9,47,065	617,38
OF WHICH: 1.			Artisans & Village Industries	26,550	16,62	12,330	8,02	14,966	13,23	53,846	37,87
2.			Other Small Scale Industries	23,230	17,67	10,601	11,27	12,649	21,94	46,480	50,88

STATE : MANIPUR
				RURAL		SEMI-URBAN		URBAN/		ALL-INDIA
								METROPOLITAN
		OCCUPATION		No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
				Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
					standing		standing		standing		standing
				1	2	3	4	5	6	7	8
I.	AGRICULTURE			10,585	6,28	3,691	2,14	1,760	1,21	16,036	9,62
	1.	Direct Finance		10,447	6,22	3,690	2,13	1,759	1,21	15,896	9,56
	2.	Indirect Finance		138	6	1	-	2	-	140	6

II.	INDUSTRY			7,268	3,56	5,361	3,32	2,565	2,62	15,194	9,50
	1.	Food Manufacturing & Processing		19	3	6	1	9	1	34	6
	2.	Other Industries		7,249	3,53	5,355	3,31	2,556	2,60	15,160	9,44

III.	TRANSPORT OPERATORS			455	36	571	39	375	33	1,401	1,08

IV.	PROFESSIONAL AND OTHER SERVICES			374	26	401	30	342	41	1,117	97

V.	PERSONAL LOANS			1,630	1,27	798	69	4,389	3,39	6,817	5,35
	1.	Loans for Purchase of Consumer Durables		152	11	133	8	673	41	958	60
	2.	Loans for Housing		44	8	44	7	41	4	129	18
	3.	Rest of the Personal Loans		1,434	1,08	621	55	3,675	2,95	5,730	4,57

VI.	TRADE			4,639	3,19	3,109	2,35	3,832	4,50	11,580	10,04
	1.	Wholesale Trade		11	1	7	-	8	2	26	3
	2.	Retail Trade		4,628	3,18	3,102	2,35	3,824	4,49	11,554	10,01

VII.	ALL OTHERS			939	58	376	29	814	59	2,129	1,45
TOTAL BANK CREDIT				25,890	15,50	14,307	9,47	14,077	13,04	54,274	38,01
OF WHICH: 1.			Artisans & Village Industries	5,193	2,31	2,170	1,40	956	86	8,319	4,58
2.			Other Small Scale Industries	1,386	81	2,205	1,36	1,191	1,38	4,782	3,55

STATE : MEGHALAYA
				RURAL		SEMI-URBAN		URBAN/		ALL-INDIA
								METROPOLITAN
		OCCUPATION		No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
				Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
					standing		standing		standing		standing
				1	2	3	4	5	6	7	8
I.	AGRICULTURE			40,369	19,17	2,200	1,15	3,149	1,47	45,718	21,79
	1.	Direct Finance		39,860	18,97	1,963	1,03	3,149	1,47	44,972	21,46
	2.	Indirect Finance		509	20	237	12	-	-	746	33

II.	INDUSTRY			4,384	2,56	761	62	410	61	5,555	3,79
	1.	Food Manufacturing & Processing		50	5	4	1	-	-	54	6
	2.	Other Industries		4,334	2,50	757	62	410	61	5,501	3,73

III.	TRANSPORT OPERATORS			58	4	18	1	26	4	102	9

IV.	PROFESSIONAL AND OTHER SERVICES			202	26	95	13	383	38	680	77

V.	PERSONAL LOANS			4,124	2,92	1,888	1,66	4,431	3,98	10,443	8,56
	1.	Loans for Purchase of Consumer Durables		112	11	106	12	906	91	1,124	1,13
	2.	Loans for Housing		3	4	16	3	231	15	250	23
	3.	Rest of the Personal Loans		4,009	2,78	1,766	1,51	3,294	2,92	9,069	7,20

VI.	TRADE			7,019	4,40	1,593	1,32	2,793	3,02	11,405	8,74
	1.	Wholesale Trade		76	8	-	-	11	1	87	8
	2.	Retail Trade		6,943	4,32	1,593	1,32	2,782	3,02	11,318	8,66

VII.	ALL OTHERS			581	50	507	89	2,157	1,95	3,245	3,34
TOTAL BANK CREDIT				56,737	29,85	7,062	5,79	13,349	11,44	77,148	47,08
OF WHICH: 1.			Artisans & Village Industries	2,362	1,28	206	15	60	6	2,628	1,50
2.			Other Small Scale Industries	1,669	1,09	546	46	346	53	2,561	2,09

STATE : MIZORAM
				RURAL		SEMI-URBAN		URBAN/		ALL-INDIA
								METROPOLITAN
		OCCUPATION		No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
				Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
					standing		standing		standing		standing
				1	2	3	4	5	6	7	8
I.	AGRICULTURE			6,906	3,53	1,597	1,03	1,273	77	9,776	5,34
	1.	Direct Finance		6,894	3,52	1,597	1,03	1,273	77	9,764	5,32
	2.	Indirect Finance		12	2	-	-	-	-	12	2

II.	INDUSTRY			1,765	98	510	40	943	1,68	3,218	3,07
	1.	Food Manufacturing & Processing		27	3	12	3	-	-	39	6
	2.	Other Industries		1,738	96	498	37	943	1,68	3,179	3,01

III.	TRANSPORT OPERATORS			62	11	-	-	19	3	81	14

IV.	PROFESSIONAL AND OTHER SERVICES			233	16	8	1	134	23	375	41
				bsp;
V.	PERSONAL LOANS			363	30	138	12	971	74	1,472	1,16
	1.	Loans for Purchase of Consumer Durables		2	-	11	2	93	4	106	7
	2.	Loans for Housing		-	-	-	-	59	13	59	13
	3.	Rest of the Personal Loans		361	29	127	10	819	56	1,307	96

VI.	TRADE			2,278	1,47	1,010	92	1,180	1,67	4,468	4,06
	1.	Wholesale Trade		95	7	76	9	-	-	171	16
	2.	Retail Trade		2,183	1,40	934	83	1,180	1,67	4,297	3,89

VII.	ALL OTHERS			134	6	67	10	181	22	382	38
TOTAL BANK CREDIT				11,741	6,61	3,330	2,58	4,701	5,35	19,772	14,55
OF WHICH: 1.			Artisans & Village Industries	1,001	47	204	12	344	33	1,549	92
2.			Other Small Scale Industries	608	42	182	19	599	1,36	1,389	1,96

NORTH - EASTERN REGION
STATE : NAGALAND								(Amount in Rupees Lakh)
										URBAN/
					RURAL		SEMI-URBAN			METROPOLITAN		ALL-INDIA
		OCCUPATION			No. of	Amount	No. of		Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts		Out-	Accounts	Out-	Accounts	Out-
						standing			standing		standing		standing
					1	2	3		4	5	6	7	8
I.	AGRICULTURE				8,902	5,61	15,974		12,21	-	-	24,876	17,83
	1.	Direct Finance			8,845	5,55	15,906		12,15	-	-	24,751	17,70
	2.	Indirect Finance			57	6	68		6	-	-	125	13

II.	INDUSTRY				1,377	92	2,836		2,09	-	-	4,213	3,01
	1.	Food Manufacturing & Processing			12	2	15		2	-	-	27	4
	2.	Other Industries			1,365	90	2,821		2,07	-	-	4,186	2,97

III.	TRANSPORT OPERATORS				43	5	152		26	-	-	195	31

IV.	PROFESSIONAL AND OTHER SERVICES				152	10	331		48	-	-	483	59

V.	PERSONAL LOANS				2,176	1,34	3,895		3,94	-	-	6,071	5,27
	1.	Loans for Purchase of Consumer Durables			16	1	403		76	-	-	419	77
	2.	Loans for Housing			59	6	116		10	-	-	175	17
	3.	Rest of the Personal Loans			2,101	1,27	3,376		3,07	-	-	5,477	4,34

VI.	TRADE				2,103	1,97	3,504		4,21	-	-	5,607	6,18
	1.	Wholesale Trade			3	-	84		18	-	-	87	18
	2.	Retail Trade			2,100	1,97	3,420		4,03	-	-	5,520	6,00

VII.	ALL OTHERS				618	61	2,554		2,68	-	-	3,172	3,28
TOTAL BANK CREDIT					15,371	10,61	29,246		25,87	-	-	44,617	36,48
OF WHICH:			1.	Artisans & Village Industries	845	44	779		24	-	-	1,624	68
			2.	Other Small Scale Industries	513	48	1,810		1,45	-	-	2,323	1,93


STATE : TRIPURA
									URBAN/
					RURAL		SEMI-URBAN		METROPOLITAN		ALL-INDIA
		OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					1	2	3	4	5	6	7	8
I.	AGRICULTURE				1,26,895	33,80	39,795	10,72	3,939	1,46	1,70,629	45,98
	1.	Direct Finance			1,26,765	33,74	39,770	10,70	3,581	1,39	1,70,116	45,83
	2.	Indirect Finance			130	6	25	2	358	7	513	15

II.	INDUSTRY				32,904	13,77	13,985	6,49	3,722	2,62	50,611	22,88
	1.	Food Manufacturing & Processing			682	12	31	2	300	14	1,013	28
	2.	Other Industries			32,222	13,66	13,954	6,47	3,422	2,48	49,598	22,61

III.	TRANSPORT OPERATORS				3,051	1,06	2,113	82	515	28	5,679	2,16

IV.	PROFESSIONAL AND OTHER SERVICES				6,301	4,06	1,699	1,41	1,824	1,26	9,824	6,73

V.	PERSONAL LOANS				7,380	4,00	4,973	2,74	4,756	3,97	17,109	10,71
	1.	Loans for Purchase of Consumer Durables			515	23	359	16	1,215	94	2,089	1,33
	2.	Loans for Housing			200	11	85	5	78	6	363	22
	3.	Rest of the Personal Loans			6,665	3,66	4,529	2,53	3,463	2,97	14,657	9,16

VI.	TRADE				80,416	48,82	26,417	15,28	7,686	4,98	1,14,519	69,09
	1.	Wholesale Trade			830	34	58	3	9	1	897	38
	2.	Retail Trade			79,586	48,48	26,359	15,25	7,677	4,98	1,13,622	68,71

VII.	ALL OTHERS				3,217	1,47	1,452	71	1,112	1,05	5,781	3,22
TOTAL BANK CREDIT					2,60,164	106,99	90,434	38,17	23,554	15,62	3,74,152	160,77
OF WHICH:			1.	Artisans & Village Industries	19,824	8,44	8,763	3,58	724	57	29,311	12,59
			2.	Other Small Scale Industries	8,605	3,71	2,386	1,79	2,932	1,99	13,923	7,50

EASTERN REGION
STATE : BIHAR								(Amount in Rupees Lakh)
										URBAN/
					RURAL		SEMI-URBAN			METROPOLITAN		ALL-INDIA
		OCCUPATION			No. of	Amount	No. of		Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts		Out-	Accounts	Out-	Accounts	Out-
						standing			standing		standing		standing
					1	2	3		4	5	6	7	8
I.	AGRICULTURE				15,31,905	550,77	5,12,111		219,59	72,631	33,73	21,16,647	804,09
	1.	Direct Finance			15,21,150	544,53	5,09,934		217,87	71,554	33,14	21,02,638	795,55
	2.	Indirect Finance			10,755	6,24	2,177		1,72	1,077	59	14,009	8,55

II.	INDUSTRY				3,32,939	142,98	97,342		66,01	32,171	38,57	4,62,452	247,56
	1.	Food Manufacturing & Processing			3,722	1,68	1,491		1,06	335	73	5,548	3,47
	2.	Other Industries			3,29,217	141,30	95,851		64,95	31,836	37,84	4,56,904	244,09

III.	TRANSPORT OPERATORS				1,18,461	53,25	45,183		23,14	16,666	11,56	1,80,310	87,95

IV.	PROFESSIONAL AND OTHER SERVICES				1,36,875	54,06	40,666		22,72	18,518	15,73	1,96,059	92,51

V.	PERSONAL LOANS				1,56,879	101,16	1,12,520		99,90	1,31,538	133,95	4,00,937	335,01
	1.	Loans for Purchase of Consumer Durables			4,973	5,56	15,409		16,31	19,197	22,68	39,579	44,55
	2.	Loans for Housing			4,991	7,56	4,383		8,60	5,855	11,94	15,229	28,09
	3.	Rest of the Personal Loans			1,46,915	88,04	92,728		75,00	1,06,486	99,33	3,46,129	262,37

VI.	TRADE				8,84,540	401,90	2,90,566		159,57	92,962	76,83	12,68,068	638,29
	1.	Wholesale Trade			13,524	9,80	7,314		5,49	1,504	2,90	22,342	18,20
	2.	Retail Trade			8,71,016	392,09	2,83,252		154,08	91,458	73,93	12,45,726	620,10

VII.	ALL OTHERS				1,58,134	81,62	56,112		41,30	51,522	65,22	2,65,768	188,15
TOTAL BANK CREDIT					33,19,733	1385,73	11,54,500		632,24	4,16,008	375,60	48,90,241	2393,56
OF WHICH:			1.	Artisans & Village Industries	2,47,684	83,62	65,757		28,79	10,233	6,96	3,23,674	119,36
			2.	Other Small Scale Industries	72,986	52,51	25,057		30,24	17,059	24,78	1,15,102	107,53


STATE : ORISSA
									URBAN/
					RURAL		SEMI-URBAN		METROPOLITAN		ALL-INDIA
		OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					1	2	3	4	5	6	7	8
I.	AGRICULTURE				8,92,461	349,13	2,03,989	92,24	28,681	20,60	11,25,131	461,96
	1.	Direct Finance			8,84,781	345,46	2,02,226	91,23	28,023	20,05	11,15,030	456,74
	2.	Indirect Finance			7,680	3,67	1,763	1,01	658	54	10,101	5,22

II.	INDUSTRY				1,82,137	64,97	33,675	23,65	8,349	11,04	2,24,161	99,66
	1.	Food Manufacturing & Processing			1,091	72	534	56	216	52	1,841	1,80
	2.	Other Industries			1,81,046	64,26	33,141	23,08	8,133	10,52	2,22,320	97,86

III.	TRANSPORT OPERATORS				34,189	15,66	8,822	5,60	2,446	2,17	45,457	23,43

IV.	PROFESSIONAL AND OTHER SERVICES				95,741	37,66	20,737	12,02	8,030	7,35	1,24,508	57,03

V.	PERSONAL LOANS				1,48,532	93,18	79,573	67,16	60,811	62,70	2,88,916	223,05
	1.	Loans for Purchase of Consumer Durables			7,174	5,63	5,865	5,37	6,597	7,07	19,636	18,06
	2.	Loans for Housing			4,794	4,71	1,679	4,35	944	2,02	7,417	11,09
	3.	Rest of the Personal Loans			1,36,564	82,84	72,029	57,44	53,270	53,62	2,61,863	193,90

VI.	TRADE				5,12,327	193,16	1,22,881	63,72	29,158	25,13	6,64,366	282,01
	1.	Wholesale Trade			5,208	2,98	1,280	1,96	730	61	7,218	5,56
	2.	Retail Trade			5,07,119	190,17	1,21,601	61,76	28,428	24,52	6,57,148	276,45

VII.	ALL OTHERS				1,87,941	72,87	43,581	32,49	35,962	48,19	2,67,484	153,55
TOTAL BANK CREDIT					20,53,328	826,62	5,13,258	296,88	1,73,437	177,18	27,40,023	1300,69
OF WHICH:			1.	Artisans & Village Industries	1,36,304	42,00	18,272	9,38	3,379	1,97	1,57,955	53,34
			2.	Other Small Scale Industries	40,494	20,31	13,272	12,06	4,456	7,88	58,222	40,25