Table No.5.7 - State and Population Group-Wise Classification of Outstanding
Credit of Scheduled Commercial Banks According to Occupation |
SOUTHERN REGION | | | | | | | |
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| (Amount in Rupees Lakh)
| | | | | RURAL
| | SEMI-URBAN
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| 1
| 2
| 3
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| 4
| 5
| 6
| I. | AGRICULTURE | 26,584 | 21,58 | 21,86 | | 9,543 | 11,59 | 11,61 | | | 1. | Direct Finance | 26,542 | 20,51 | 20,77 | | 9,535 | 10,70 | 10,90 | | | 2. | Indirect Finance | 42 | 1,07 | 1,09 | | 8 | 88 | 70 | II. | INDUSTRY | 377 | 28,27 | 22,76 | | 746 | 56,19 | 41,71 | | | 1. | Mining & Quarrying | - | - | - | | 3 | 3 | 1 | | | 2. | Food Manufacturing and Processing | 11 | 23 | 22 | | 39 | 74 | 48 | | | | (a) | Rice Mills, Flour and Dal Mills | 6 | 10 | 2 | | 9 | 21 | 15 | | | | (b) | Sugar | - | - | - | | - | - | - | | | | (c) | Edible Oils and Vanaspati | - | - | - | | 13 | 27 | 22 | | | | (d) | Tea Processing | - | - | - | | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | | - | - | - | | | | (f) | Others | 5 | 13 | 20 | | 17 | 26 | 12 | | | 3. | Beverage and Tobacco | 1 | - | - | | 3 | 13 | 8 | | | 4. | Textiles | 16 | 14,47 | 12,45 | | 13 | 4,55 | 5,01 | | | | (a) | Cotton Textiles | 5 | 2,32 | 2,02 | | 5 | 4,42 | 4,90 | | | | (b) | Jute Textiles | - | - | - | | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | | 1 | 8 | 7 | | | | (d) | Other Textiles | 11 | 12,15 | 10,43 | | 7 | 5 | 4 | | | 5. | Paper, Paper Products and Printing | 13 | 45 | 32 | | 20 | 84 | 80 | | | 6. | Leather and Leather Products | 2 | 53 | 45 | | 2 | 13 | 14 | | | 7. | Rubber and Rubber Products | 5 | 23 | 4 | | 17 | 1,30 | 1,16 | | | 8. | Chemicals and Chemical Products | 46 | 8,17 | 7,65 | | 28 | 91 | 59 | | | | (a) | Heavy Industrial Chemicals | 15 | 6,66 | 6,58 | | 3 | 11 | 6 | | | | (b) | Fertilizers | - | - | - | | - | - | - | | | | (c) | Drugs and Pharmaceuticals | 2 | 20 | 20 | | 1 | 1 | - | | | | (d) | Non-Edible Oils | - | - | - | | 1 | - | - | | | | (e) | Other Chemicals & Chemical Products | 29 | 1,31 | 87 | | 23 | 79 | 52 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 1 | 15 | 29 | | - | - | - | | | 10. | Manufacture of Cement & Cement Products | - | - | - | | 3 | 5 | 4 | | | 11. | Basic Metals & Metal Products | 12 | 8 | 8 | | 11 | 23 | 21 | | | | (a) | Iron and Steel | 1 | - | - | | 5 | 6 | 6 | | | | (b) | Non-Ferrous Metals | - | - | - | | 2 | 1 | - | | | | (c) | Other Metal Products | 11 | 8 | 8 | | 4 | 15 | 16 | | | 12. | Engineering | 6 | 10 | 8 | | 19 | 69 | 49 | | | | (a) | Heavy Engineering | - | - | - | | - | - | - | | | | (b) | Light Engineering | 2 | 1 | 1 | | 6 | 17 | 13 | | | | (c) | Electrical Machinery & Goods | 3 | 4 | 4 | | 8 | 48 | 34 | | | | (d) | Electronic Machinery & Goods | 1 | 5 | 3 | | 5 | 5 | 2 | | | 13. | Vehicles, Vehicle Parts & Transport | | | | | | | | | | | Equipments | 2 | 28 | 41 | | 7 | 17 | 8 | | | 14. | Other Industries | 250 | 3,47 | 65 | | 566 | 46,00 | 32,19 | | | 15. | Electricity, Gas & Water | - | - | - | | 1 | 1 | 1 | | | | (a) | Electricity Generation & Transmission | - | - | - | | 1 | 1 | 1 | | | | (b) | Non-Conventional Energy | - | - | - | | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | | - | - | - | | | 16. | Construction | 12 | 9 | 9 | | 14 | 41 | 41 | III. | TRANSPORT OPERATORS | 50 | 40 | 41 | | 341 | 2,40 | 1,82 | IV. | PROFESSIONAL AND OTHER SERVICES | 712 | 55 | 56 | | 1,978 | 4,37 | 3,92 | V. | PERSONAL LOANS | 2,306 | 9,68 | 8,43 | | 3,907 | 13,73 | 12,32 | | | 1. | Loans for Purchase of Consumer Durables | 250 | 20 | 18 | | 665 | 1,02 | 81 | | | 2. | Loans for Housing | 184 | 1,95 | 1,64 | | 532 | 3,91 | 3,95 | | | 3. | Rest of the Personal Loans | 1,872 | 7,53 | 6,61 | | 2,710 | 8,81 | 7,56 | VI. | TRADE | 1,367 | 2,93 | 3,14 | | 2,768 | 6,57 | 5,36 | | | 1. | Wholesale Trade | 21 | 35 | 47 | | 65 | 1,35 | 1,34 | | | 2. | Retail Trade | 1,346 | 2,58 | 2,67 | | 2,703 | 5,21 | 4,01 | VII. | FINANCE | 2 | 1,28 | 1,28 | | 1 | 5 | 5 | VIII.
| ALL OTHERS
| 1,845
| 1,76
| 1,41
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| 1,115
| 4,46
| 4,23
| TOTAL BANK CREDIT | 33,243 | 66,44 | 59,84 | | 20,399 | 99,35 | 81,01 | OF WHICH : | 1. Artisans & Village Industries | 32 | 10 | 5 | | 104 | 8 | 8 |
| 2. Other Small Scale Industries
| 293
| 15,64
| 13,51
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| 406
| 4,97
| 4,07
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| | | | | URBAN
| | METROPOLITAN
| | | | OCCUPATION | No. of | Credit | Amount | | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
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| Accounts
| Limit
| Outstanding
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| 7
| 8
| 9
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| 10
| 11
| 12
| I. | AGRICULTURE | 8,752 | 14,02 | 13,92 | | - | - | - | | | 1. | Direct Finance | 8,742 | 12,93 | 12,88 | | - | - | - | | | 2. | Indirect Finance | 10 | 1,09 | 1,04 | | - | - | - | II. | INDUSTRY | 1,582 | 149,07 | 121,54 | | - | - | - | | | 1. | Mining & Quarrying | 4 | 22 | 17 | | - | - | - | | | 2. | Food Manufacturing and Processing | 156 | 18,40 | 19,61 | | - | - | - | | | | (a) | Rice Mills, Flour and Dal Mills | 21 | 1,38 | 85 | | - | - | - | | | | (b) | Sugar | 4 | 12,96 | 14,16 | | - | - | - | | | | (c) | Edible Oils and Vanaspati | 15 | 2,22 | 2,19 | | - | - | - | | | | (d) | Tea Processing | - | - | - | | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | | - | - | - | | | | (f) | Others | 116 | 1,83 | 2,41 | | - | - | - | | | 3. | Beverage and Tobacco | 10 | 1,59 | 1,77 | | - | - | - | | | 4. | Textiles | 70 | 50,52 | 45,60 | | - | - | - | | | | (a) | Cotton Textiles | 41 | 48,14 | 44,15 | | - | - | - | | | | (b) | Jute Textiles | 3 | 4 | 4 | | - | - | - | | | | (c) | Handloom Textiles & Khadi | 2 | 2 | 2 | | - | - | - | | | | (d) | Other Textiles | 24 | 2,33 | 1,40 | | - | - | - | | | 5. | Paper, Paper Products and Printing | 89 | 5,47 | 5,23 | | - | - | - | | | 6. | Leather and Leather Products | 28 | 7,05 | 6,21 | | - | - | - | | | 7. | Rubber and Rubber Products | 32 | 1,48 | 1,20 | | - | - | - | | | 8. | Chemicals and Chemical Products | 194 | 29,53 | 17,00 | | - | - | - | | | | (a) | Heavy Industrial Chemicals | 22 | 7,25 | 5,80 | | - | - | - | | | | (b) | Fertilizers | 1 | 8 | 1 | | - | - | - | | | | (c) | Drugs and Pharmaceuticals | 44 | 7,21 | 4,00 | | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 127 | 14,99 | 7,19 | | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 7 | 22 | 10 | | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 2 | 4 | 2 | | - | - | - | | | 11. | Basic Metals & Metal Products | 111 | 9,73 | 10,02 | | - | - | - | | | | (a) | Iron and Steel | 46 | 5,95 | 6,85 | | - | - | - | | | | (b) | Non-Ferrous Metals | 6 | 1,45 | 97 | | - | - | - | | | | (c) | Other Metal Products | 59 | 2,32 | 2,20 | | - | - | - | | | 12. | Engineering | 108 | 7,09 | 4,78 | | - | - | - | | | | (a) | Heavy Engineering | 4 | 25 | 22 | | - | - | - | | | | (b) | Light Engineering | 39 | 3,45 | 2,27 | | - | - | - | | | | (c) | Electrical Machinery & Goods | 29 | 1,58 | 1,12 | | - | - | - | | | | (d) | Electronic Machinery & Goods | 36 | 1,81 | 1,18 | | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport | | | | | | | | | | | Equipments | 32 | 85 | 76 | | - | - | - | | | 14. | Other Industries | 709 | 15,76 | 8,08 | | - | - | - | | | 15. | Electricity, Gas & Water | 6 | 36 | 29 | | - | - | - | | | | (a) | Electricity Generation & Transmission | 1 | 2 | 2 | | - | - | - | | | | (b) | Non-Conventional Energy | 1 | - | - | | - | - | - | | | | (c) | Gas, Steam & Water Supply | 4 | 33 | 27 | | - | - | - | | | 16. | Construction | 24 | 76 | 70 | | - | - | - | III. | TRANSPORT OPERATORS | 507 | 3,43 | 2,95 | | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 1,589 | 8,15 | 7,14 | | - | - | - | V. | PERSONAL LOANS | 9,733 | 44,11 | 42,48 | | - | - | - | | | 1. | Loans for Purchase of Consumer Durables | 1,325 | 1,70 | 1,51 | | - | - | - | | | 2. | Loans for Housing | 839 | 17,23 | 17,24 | | - | - | - | | | 3. | Rest of the Personal Loans | 7,569 | 25,18 | 23,73 | | - | - | - | VI. | TRADE | 4,636 | 29,14 | 24,37 | | - | - | - | | | 1. | Wholesale Trade | 115 | 5,37 | 4,48 | | - | - | - | | | 2. | Retail Trade | 4,521 | 23,77 | 19,89 | | - | - | - | VII. | FINANCE | 8 | 2,88 | 3,07 | | - | - | - | VIII.
| ALL OTHERS
| 8,773
| 19,82
| 15,57
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| -
| -
| -
| TOTAL BANK CREDIT | 35,580 | 270,61 | 231,02 | | - | - | - | OF WHICH : | 1. Artisans & Village Industries | 141 | 26 | 24 | | - | - | - |
| 2. Other Small Scale Industries
| 1,105
| 35,83
| 32,74
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| -
| -
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