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Date : Mar 01, 1996

Gujarat

Table No.5.7 - State and Population Group-Wise Classification of Outstanding
Credit of Scheduled Commercial Banks According to Occupation

WESTERN REGION
									(Amount in Rupees Lakh)
						RURAL			SEMI-URBAN
			OCCUPATION			No. of	Credit	Amount	No. of	Credit	Amount
						Accounts	Limit	Outstanding	Accounts	Limit	Outstanding
						1	2	3	4	5	6
I.	AGRICULTURE					5,81,870	945,10	804,27	2,50,558	639,56	498,75
	1.		Direct Finance			5,77,988	886,27	758,46	2,48,495	514,59	401,91
	2.		Indirect Finance			3,882	58,83	45,80	2,063	124,97	96,83
II.	INDUSTRY					49,334	1471,10	1254,72	42,735	1727,27	1307,56
	1.		Mining & Quarrying			175	14,33	11,63	402	17,42	15,40
	2.		Food Manufacturing and Processing			731	36,32	25,77	939	151,75	100,69
			(a)	Rice Mills, Flour and Dal Mills		116	9,37	7,22	192	23,62	16,46
			(b)	Sugar		8	2,09	50	31	6,29	8,49
			(c)	Edible Oils and Vanaspati		172	14,95	9,92	206	51,86	34,12
			(d)	Tea Processing		2	1	1	6	1,26	1,07
			(e)	Processing of Fruits & Vegetables		6	18	17	37	30,80	16,55
			(f)	Others		427	9,72	7,95	467	37,92	24,00
	3.		Beverage and Tobacco			198	6,54	4,83	247	12,66	9,99
	4.		Textiles			852	129,67	114,31	1,420	251,71	217,95
			(a)	Cotton Textiles		219	70,96	67,71	720	111,61	95,39
			(b)	Jute Textiles		10	15	8	8	37	30
			(c)	Handloom Textiles & Khadi		11	24	18	51	5,39	4,64
			(d)	Other Textiles		612	58,33	46,35	641	134,34	117,63
	5.		Paper, Paper Products and Printing			299	65,23	48,00	561	74,99	62,23
	6.		Leather and Leather Products			20	2,68	2,90	46	3,11	2,67
	7.		Rubber and Rubber Products			105	8,82	7,81	170	13,20	9,65
	8.		Chemicals and Chemical Products			1,152	513,05	375,08	2,165	434,46	344,58
			(a)	Heavy Industrial Chemicals		180	191,74	126,44	391	125,71	104,62
			(b)	Fertilizers		42	77,71	66,71	29	30,68	14,22
			(c)	Drugs and Pharmaceuticals		138	71,44	58,32	344	55,99	39,27
			(d)	Non-Edible Oils		11	51	57	69	26,45	26,32
			(e)	Other Chemicals & Chemical Products		781	171,64	123,04	1,332	195,63	160,15
	9.		Petroleum, Coal Products & Nuclear Fuels			89	271,79	304,04	89	4,58	4,13
	10.		Manufacture of Cement & Cement Products			120	14,70	12,28	231	72,34	43,37
	11.		Basic Metals & Metal Products			693	96,11	81,80	1,099	159,06	112,28
			(a)	Iron and Steel		234	56,18	52,51	404	72,17	55,50
			(b)	Non-Ferrous Metals		83	12,97	7,49	64	20,77	11,97
			(c)	Other Metal Products		376	26,96	21,80	631	66,12	44,82
	12.		Engineering			869	117,16	92,96	1,434	218,39	161,36
			(a)	Heavy Engineering		171	42,53	27,75	341	97,61	63,26
			(b)	Light Engineering		437	25,72	22,94	580	33,71	26,41
			(c)	Electrical Machinery & Goods		148	28,66	25,07	269	48,10	39,51
			(d)	Electronic Machinery & Goods		113	20,24	17,19	244	38,97	32,18
	13.		Vehicles, Vehicle Parts & Transport
			Equipments			546	22,54	18,45	511	43,10	27,44
	14.		Other Industries			43,249	88,38	70,95	33,059	216,51	154,77
	15.		Electricity, Gas & Water			61	78,50	79,05	73	7,35	3,07
			(a)	Electricity Generation & Transmission		41	78,29	78,88	48	5,40	1,69
			(b)	Non-Conventional Energy		4	8	4	2	5	5
			(c)	Gas, Steam & Water Supply		16	13	13	23	1,89	1,33
	16.		Construction			175	5,28	4,86	289	46,65	37,98
III.	TRANSPORT OPERATORS					15,675	99,92	74,25	10,727	93,62	67,82
IV.	PROFESSIONAL AND OTHER SERVICES					39,033	62,01	50,30	36,321	102,63	84,32
V.	PERSONAL LOANS					72,155	179,56	157,40	94,456	314,29	266,49
	1.		Loans for Purchase of Consumer Durables			4,329	6,27	5,11	5,469	8,41	6,35
	2.		Loans for Housing			6,531	39,63	34,29	13,399	112,60	96,62
	3.		Rest of the Personal Loans			61,295	133,66	118,00	75,588	193,28	163,52
V I.	TRADE					94,668	124,70	98,60	65,835	224,33	150,35
	1.		Wholesale Trade			7,049	39,61	31,95	5,386	91,41	51,59
	2.		Retail Trade			87,619	85,09	66,64	60,449	132,92	98,77
VII.	FINANCE					186	14,31	12,96	388	62,01	48,61
VIII.		ALL OTHERS				30,945	91,59	77,16	29,638	170,56	155,18
TOTAL BANK CREDIT						8,83,866	2988,29	2529,66	5,30,658	3334,27	2579,08
OF WHICH :					1. Artisans & Village Industries	34,765	28,60	22,72	18,106	21,79	16,86
					2. Other Small Scale Industries	10,720	289,78	226,82	18,996	710,00	528,65


						URBAN			METROPOLITAN
			OCCUPATION			No. of	Credit	Amount	No. of	Credit	Amount
						Accounts	Limit	Outstanding	Accounts	Limit	Outstanding
						7	8	9	10	11	12
I.	AGRICULTURE					29,642	114,46	93,12	13,585	188,81	154,26
	1.		Direct Finance			28,328	98,67	82,91	12,325	28,49	25,55
	2.		Indirect Finance			1,314	15,79	10,21	1,260	160,32	128,71
II.	INDUSTRY					20,723	1216,93	972,53	34,511	6947,50	5280,76
	1.		Mining & Quarrying			126	6,50	5,39	141	10,18	9,19
	2.		Food Manufacturing and Processing			439	113,28	95,01	439	347,43	305,53
			(a)	Rice Mills, Flour and Dal Mills		38	7,04	5,75	105	13,45	9,93
			(b)	Sugar		4	2,23	2,03	1	-	-
			(c)	Edible Oils and Vanaspati		85	48,08	35,71	78	123,61	97,52
			(d)	Tea Processing		-	-	-	20	6,92	5,33
			(e)	Processing of Fruits & Vegetables		12	3,26	2,93	21	11,31	7,58
			(f)	Others		300	52,67	48,59	214	192,14	185,17
	3.		Beverage and Tobacco			40	4,21	3,87	59	12,22	5,23
	4.		Textiles			419	116,85	90,10	10,403	2340,99	1881,18
			(a)	Cotton Textiles		127	27,92	24,75	1,513	1225,40	976,58
			(b)	Jute Textiles		13	37	35	24	4,89	3,94
			(c)	Handloom Textiles & Khadi		4	3	2	59	7,38	6,08
			(d)	Other Textiles		275	88,54	64,98	8,807	1103,31	894,57
	5.		Paper, Paper Products and Printing			296	15,87	12,05	940	85,23	75,98
	6.		Leather and Leather Products			39	3,53	2,70	95	6,76	6,35
	7.		Rubber and Rubber Products			59	2,60	2,03	239	25,48	21,26
	8.		Chemicals and Chemical Products			1,127	259,65	207,22	3,996	1658,76	1132,04
			(a)	Heavy Industrial Chemicals		133	88,15	74,61	642	281,05	164,33
			(b)	Fertilizers		27	67,96	50,54	47	187,90	57,12
			(c)	Drugs and Pharmaceuticals		164	25,66	19,66	710	563,70	423,89
			(d)	Non-Edible Oils		17	1,23	93	43	19,73	14,07
			(e)	Other Chemicals & Chemical Products		786	76,65	61,48	2,554	606,37	472,62
	9.		Petroleum, Coal Products & Nuclear Fuels			52	8,79	7,49	319	60,53	38,07
	10.		Manufacture of Cement & Cement Products			97	32,74	24,00	139	93,98	59,60
	11.		Basic Metals & Metal Products			1,977	255,36	229,31	2,224	481,05	377,29
			(a)	Iron and Steel		601	187,75	171,38	824	277,40	236,18
			(b)	Non-Ferrous Metals		544	21,88	19,75	196	38,44	36,66
			(c)	Other Metal Products		832	45,73	38,18	1,204	165,21	104,45
	12.		Engineering			1,733	138,67	105,17	3,619	842,25	629,81
			(a)	Heavy Engineering		690	66,47	54,49	901	259,93	175,89
			(b)	Light Engineering		819	28,15	22,90	1,312	163,50	113,99
			(c)	Electrical Machinery & Goods		117	34,49	20,67	800	334,80	270,99
			(d)	Electronic Machinery & Goods		107	9,55	7,11	606	84,02	68,93
	13.		Vehicles, Vehicle Parts & Transport
			Equipments			239	26,51	18,44	490	78,62	59,86
	14.		Other Industries			13,864	197,65	141,64	10,574	511,12	378,09
	15.		Electricity, Gas & Water			43	14,57	9,23	186	313,43	233,32
			(a)	Electricity Generation & Transmission		24	5,68	5,38	152	310,97	231,29
			(b)	Non-Conventional Energy		3	56	56	12	44	36
			(c)	Gas, Steam & Water Supply		16	8,34	3,29	22	2,01	1,66
	16.		Construction			173	20,16	18,88	648	79,48	67,96
III.	TRANSPORT OPERATORS					3,837	31,52	24,62	6,533	63,04	40,74
IV.	PROFESSIONAL AND OTHER SERVICES					18,065	91,32	77,29	20,738	276,77	198,75
V.	PERSONAL LOANS					77,171	228,48	200,45	1,41,060	663,73	546,54
	1.		Loans for Purchase of Consumer Durables			3,359	5,48	4,25	4,080	8,19	6,39
	2.		Loans for Housing			9,229	77,95	70,43	21,938	236,61	201,30
	3.		Rest of the Personal Loans			64,583	145,05	125,77	1,15,042	418,94	338,85
VI.	TRADE					24,248	173,93	137,60	24,746	616,13	426,43
	1.		Wholesale Trade			1,912	103,51	83,20	5,566	456,44	308,45
	2.		Retail Trade			22,336	70,42	54,41	19,180	159,69	117,98
VII.	FINANCE					294	37,78	29,99	1,104	575,49	468,39
VIII.		ALL OTHERS				22,893	120,64	102,59	47,163	674,43	568,74
TOTAL BANK CREDIT						1,96,873	2015,07	1638,20	2,89,440	10005,89	7684,61
OF WHICH :					1. Artisans & Village Industries	5,178	6,25	4,84	2,118	18,73	15,66
					2. Other Small Scale Industries	11,876	403,53	298,49	21,257	1703,64	1234,85