Table No. 5.9 – District-Wise Classification of Outstanding Credit Of | | | | EASTERN REGION | | | | |
| | | | BOKARO | CHATRA | DEOGHAR | DHANBAD |
| OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | | | standing | | standing | | standing | | standing |
| | | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
| I. | AGRICULTURE | 12,539 | 14,78,80 | 11,416 | 19,73,77 | 21,470 | 21,74,95 | 9,080 | 15,12,54 | | | 1. Direct Finance | 12,168 | 13,08,36 | 11,397 | 18,98,52 | 21,334 | 21,47,91 | 9,049 | 14,63,47 | | | 2. Indirect Finance | 371 | 1,70,44 | 19 | 75,25 | 136 | 27,04 | 31 | 49,07 | II. | INDUSTRY | 7,377 | 795,12,37 | 799 | 1,48,96 | 6,796 | 27,27,62 | 5,072 | 351,29,48 | | | 1. Mining & Quarrying | 4 | 1,94,19 | 1 | 3,10 | — | — | 41 | 21,36,44 | | | 2. Manufacturing & Processing | 6,903 | 792,56,99 | 798 | 1,45,86 | 6,794 | 27,26,55 | 4,983 | 325,92,36 | | | 3. Electricity, Gas & Water | 2 | 14,30 | — | — | — | — | 4 | 1,08,88 | | | 4. Construction | 468 | 46,89 | — | — | 2 | 1,07 | 44 | 2,91,80 | III. | TRANSPORT OPERATORS | 1,725 | 12,39,58 | 363 | 2,59,94 | 1,544 | 4,26,24 | 1,731 | 14,17,76 | IV. | PROFESSIONAL AND OTHER SERVICES | 2,953 | 6,32,76 | 1,124 | 1,37,91 | 1,006 | 2,13,40 | 3,498 | 14,71,16 | V. | PERSONAL LOANS | 24,938 | 73,63,85 | 3,598 | 11,40,78 | 11,444 | 26,42,71 | 23,009 | 81,10,54 | | | 1. Loans for Purchase of Consumer Durables | 2,523 | 8,46,65 | 49 | 32,60 | 640 | 1,57,33 | 2,908 | 9,58,85 | | | 2. Loans for Housing | 1,155 | 7,16,44 | 257 | 3,40,66 | 1,835 | 10,42,25 | 1,819 | 18,66,92 | | | 3. Rest of the Personal Loans | 21,260 | 58,00,76 | 3,292 | 7,67,52 | 8,969 | 14,43,13 | 18,282 | 52,84,77 | VI. | TRADE | 11,415 | 36,47,20 | 3,842 | 5,85,28 | 7,161 | 16,80,67 | 8,137 | 57,44,47 | | | 1. Wholesale Trade | 2,850 | 9,43,59 | 505 | 66,89 | 187 | 4,15,15 | 633 | 16,67,87 | | | 2. Retail Trade | 8,565 | 27,03,61 | 3,337 | 5,18,39 | 6,974 | 12,65,52 | 7,504 | 40,76,60 | VII. | FINANCE | 356 | 3,29,29 | — | — | — | — | 12 | 1,63,01 | VIII. | ALL OTHERS | 6,106 | 23,23,16 | 628 | 3,28,79 | 3,158 | 4,39,35 | 7,440 | 36,94,20 |
| TOTAL BANK CREDIT | 67,409 | 965,27,01 | 21,770 | 45,75,43 | 52,579 | 103,04,94 | 57,979 | 572,43,16 | OF WHICH: | | | | | | | | | | | 1. Artisans & Village Industries | 3,160 | 5,19,74 | 166 | 33,33 | 3,554 | 2,79,80 | 1,701 | 2,57,26 | | | 2. Other Small Scale Industries | 2,118 | 26,41,21 | 356 | 83,08 | 1,761 | 11,54,63 | 1,907 | 33,06,80 |
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| | | | DUMKA | GARHWA | GIRIDIH | GODDA |
| OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | | | standing | | standing | | standing | | Standing |
| | | | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 |
| I. | AGRICULTURE | 40,461 | 32,95,71 | 20,828 | 20,61,41 | 17,389 | 24,01,34 | 14,747 | 18,89,81 | | | 1. Direct Finance | 39,599 | 32,62,85 | 20,821 | 20,55,99 | 16,940 | 22,31,67 | 14,740 | 18,61,20 | | | 2. Indirect Finance | 862 | 32,86 | 7 | 5,42 | 449 | 1,69,67 | 7 | 28,61 | II. | INDUSTRY | 5,587 | 10,50,55 | 2,076 | 73,74,42 | 5,560 | 40,66,32 | 2,938 | 17,45,50 | | | 1. Mining & Quarrying | — | — | — | — | 11 | 1,46,04 | — | — | | | 2. Manufacturing & Processing | 5,587 | 10,50,55 | 2,076 | 73,74,42 | 5,548 | 39,14,09 | 2,938 | 17,45,50 | | | 3. Electricity, Gas & Water | — | — | — | — | — | — | — | — | | | 4. Construction | — | — | — | — | 1 | 6,19 | — | — | III. | TRANSPORT OPERATORS | 1,175 | 3,37,94 | 883 | 3,95,22 | 1,043 | 5,25,46 | 1,065 | 4,04,05 | IV. | PROFESSIONAL AND OTHER SERVICES | 889 | 1,74,27 | 602 | 1,22,57 | 2,894 | 3,88,98 | 1,594 | 2,47,39 | V. | PERSONAL LOANS | 9,904 | 24,47,68 | 3,192 | 11,19,56 | 13,787 | 36,99,82 | 6,300 | 17,62,85 | | | 1. Loans for Purchase of Consumer Durables | 932 | 2,43,96 | 280 | 47,73 | 1,199 | 2,80,79 | 860 | 2,08,56 | | | 2. Loans for Housing | 845 | 5,19,32 | 249 | 2,49,79 | 1,157 | 7,26,11 | 618 | 4,67,06 | | | 3. Rest of the Personal Loans | 8,127 | 16,84,40 | 2,663 | 8,22,04 | 11,431 | 26,92,92 | 4,822 | 10,87,23 | VI. | TRADE | 6,857 | 13,25,18 | 4,833 | 10,08,65 | 7,625 | 16,28,44 | 2,977 | 9,46,97 | | | 1. Wholesale Trade | 237 | 2,37,07 | 131 | 1,76,36 | 193 | 3,86,91 | 127 | 2,32,32 | | | 2. Retail Trade | 6,620 | 10,88,11 | 4,702 | 8,32,29 | 7,432 | 12,41,53 | 2,850 | 7,14,65 | VII. | FINANCE | 6 | 41,60 | 2 | 8,60 | 2 | 40,53 | — | — | VIII. | ALL OTHERS | 3,545 | 4,85,22 | 564 | 2,20,68 | 2,541 | 7,75,76 | 4,992 | 13,46,98 |
| TOTAL BANK CREDIT | 68,424 | 91,58,15 | 32,980 | 123,11,11 | 50,841 | 135,26,65 | 34,613 | 83,43,55 | OFWHICH | : 1. Artisans & Village Industries | 3,419 | 2,21,23 | 705 | 1,04,18 | 2,213 | 2,37,21 | 1,339 | 1,01,90 | | | 2. Other Small Scale Industries | 1,615 | 4,00,86 | 572 | 9,11,01 | 2,120 | 21,07,16 | 1,367 | 14,00,48 |
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| | | | GUMLA | HAZARIBAGH | KODERMA | LOHARDAGGA |
| OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | | | standing | | standing | | standing | | standing |
| | | | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 |
| I. | AGRICULTURE | 16,650 | 26,42,05 | 20,153 | 28,59,11 | 4,606 | 6,17,44 | 7,567 | 8,96,45 | | | 1. Direct Finance | 16,281 | 25,15,30 | 19,950 | 26,96,54 | 4,602 | 6,16,00 | 7,529 | 8,57,23 | | | 2. Indirect Finance | 369 | 1,26,75 | 203 | 1,62,57 | 4 | 1,44 | 38 | 39,22 | II. | INDUSTRY | 2,227 | 6,81,65 | 3,667 | 38,61,73 | 1,000 | 3,86,86 | 739 | 2,19,93 | | | 1. Mining & Quarrying | — | — | 7 | 1,22,08 | 7 | 19,65 | 2 | 6,53 | | | 2. Manufacturing & Processing | 2,226 | 6,80,78 | 3,610 | 37,18,64 | 990 | 3,62,43 | 737 | 2,13,40 | | | 3. Electricity, Gas & Water | — | — | — | — | — | — | — | — | | | 4. Construction | 1 | 87 | 50 | 21,01 | 3 | 4,78 | — | — | III. | TRANSPORT OPERATORS | 575 | 4,02,29 | 877 | 11,66,45 | 98 | 1,31,32 | 136 | 2,38,61 | IV. | PROFESSIONAL AND OTHER SERVICES | 2,086 | 2,98,54 | 1,476 | 4,28,12 | 697 | 2,81,66 | 229 | 1,05,34 | V. | PERSONAL LOANS | 5,343 | 20,09,23 | 23,912 | 64,74,63 | 2,318 | 6,91,33 | 1,870 | 5,20,90 | | | 1. Loans for Purchase of Consumer Durables | 294 | 64,08 | 4,911 | 12,31,23 | 86 | 31,35 | 146 | 49,99 | | | 2. Loans for Housing | 839 | 9,52,50 | 1,663 | 11,05,63 | 285 | 1,92,52 | 123 | 1,25,15 | | | 3. Rest of the Personal Loans | 4,210 | 9,92,65 | 17,338 | 41,37,77 | 1,947 | 4,67,46 | 1,601 | 3,45,76 | VI. | TRADE | 6,930 | 9,81,73 | 7,497 | 34,58,67 | 1,761 | 3,98,07 | 1,336 | 5,59,04 | | | 1. Wholesale Trade | 208 | 1,35,83 | 255 | 6,94,44 | 219 | 1,23,91 | 26 | 1,66,31 | | | 2. Retail Trade | 6,722 | 8,45,90 | 7,242 | 27,64,23 | 1,542 | 2,74,16 | 1,310 | 3,92,73 | VII. | FINANCE | — | — | 6 | 2,06,17 | — | — | 1 | 3,81 | VIII. | ALL OTHERS | 1,025 | 4,54,60 | 3,194 | 11,36,32 | 1,214 | 2,38,23 | 375 | 1,09,69 |
| | | TOTAL BANK CREDIT | 34,836 | 74,70,09 | 60,782 | 195,91,20 | 11,694 | 27,44,91 | 12,253 | 26,53,77 | OF WHICH : | 1. Artisans & Village Industries | 1,323 | 85,56 | 1,139 | 1,78,86 | 212 | 61,92 | 402 | 43,18 | | | 2. Other Small Scale Industries | 425 | 3,10,20 | 1,149 | 8,88,51 | 595 | 1,89,79 | 177 | 1,10,93 |
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| | | | PAKUR | PALAMU | PASCHIMISINGHBHUM |
| | | OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | | | standing | | standing | | standing |
| | | | 25 | 26 | 27 | 28 | 29 | 30 |
| I. | AGRICULTURE | 11,383 | 9,69,89 | 34,277 | 35,71,99 | 19,226 | 18,84,81 | | | 1. Direct Finance | 11,320 | 9,63,30 | 34,065 | 33,78,62 | 19,128 | 18,58,75 | | | 2. Indirect Finance | 63 | 6,59 | 212 | 1,93,37 | 98 | 26,06 | II. | INDUSTRY | 2,664 | 4,36,09 | 4,971 | 16,24,95 | 5,350 | 105,30,50 | | | 1. Mining & Quarrying | — | — | 1 | 2,67,60 | 14 | 1,26,07 | | | 2. Manufacturing & Processing | 2,664 | 4,36,09 | 4,968 | 13,54,47 | 5,296 | 103,93,24 | | | 3. Electricity, Gas & Water | — | — | — | — | 1 | 3,09 | | | 4. Construction | — | — | 2 | 2,88 | 39 | 8,10 | III. | TRANSPORT OPERATORS | 1,004 | 2,47,52 | 798 | 6,83,93 | 1,154 | 9,94,54 | IV. | PROFESSIONAL AND OTHER SERVICES | 1,067 | 1,40,55 | 1,201 | 2,62,19 | 3,091 | 7,49,14 | V. | PERSONAL LOANS | 2,532 | 4,96,62 | 9,185 | 25,54,28 | 12,272 | 36,88,09 | | | 1. Loans for Purchase of Consumer Durables | 429 | 72,05 | 511 | 1,55,93 | 1,592 | 3,61,74 | | | 2. Loans for Housing | 178 | 83,17 | 1,031 | 7,00,45 | 840 | 8,17,54 | | | 3. Rest of the Personal Loans | 1,925 | 3,41,40 | 7,643 | 16,97,90 | 9,840 | 25,08,81 | VI. | TRADE | 3,473 | 4,60,31 | 10,029 | 23,10,10 | 10,804 | 18,48,01 | | | 1. Wholesale Trade | 190 | 45,11 | 310 | 2,81,73 | 286 | 2,47,66 | | | 2. Retail Trade | 3,283 | 4,15,20 | 9,719 | 20,28,37 | 10,518 | 16,00,35 | VII. | FINANCE | — | — | 5 | 25,81 | 3 | 20,27 | VIII. | ALL OTHERS | 885 | 93,14 | 1,176 | 3,90,11 | 2,450 | 8,52,39 |
| | | TOTAL BANK CREDIT | 23,008 | 28,44,12 | 61,642 | 114,23,36 | 54,350 | 205,67,75 | OFWHICH : | 1. Artisans & Village Industries | 819 | 58,00 | 2,303 | 4,27,66 | 2,557 | 1,82,06 | | | 2. Other Small Scale Industries | 1,530 | 3,13,60 | 1,227 | 5,07,88 | 1,530 | 41,39,10 |
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| | | | PURBI SINGHBHUM | RANCHI | SAHEBGANJ |
| | | OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | | | standing | | standing | | standing |
| | | | 31 | 32 | 33 | 34 | 35 | 36 |
| I. | AGRICULTURE | 13,784 | 20,67,20 | 33,498 | 60,31,51 | 15,768 | 12,44,69 | | | 1. Direct Finance | 13,647 | 18,66,38 | 33,046 | 54,93,92 | 14,720 | 11,99,37 | | | 2. Indirect Finance | 137 | 2,00,82 | 452 | 5,37,59 | 1,048 | 45,32 | II. | INDUSTRY | 4,719 | 646,95,61 | 9,307 | 338,59,35 | 4,091 | 5,13,33 | | | 1. Mining & Quarrying | 16 | 3,02,78 | 16 | 39,04,76 | 17 | 41,25 | | | 2. Manufacturing & Processing | 4,486 | 637,21,72 | 9,208 | 263,28,60 | 4,074 | 4,72,08 | | | 3. Electricity, Gas & Water | 17 | 77,26 | 9 | 70,65 | — | — | | | 4. Construction | 200 | 5,93,85 | 74 | 35,55,34 | — | — | III. | TRANSPORT OPERATORS | 1,528 | 19,69,13 | 2,509 | 22,62,36 | 667 | 78,72 | IV. | PROFESSIONAL AND OTHER SERVICES | 4,089 | 14,78,45 | 4,073 | 31,31,13 | 1,292 | 1,33,46 | V. | PERSONAL LOANS | 37,345 | 136,28,54 | 43,806 | 178,88,65 | 3,960 | 7,96,57 | | | 1. Loans for Purchase of Consumer Durables | 3,398 | 9,02,62 | 7,502 | 22,66,80 | 471 | 89,20 | | | 2. Loans for Housing | 4,150 | 33,67,04 | 7,047 | 68,06,80 | 443 | 1,43,54 | | | 3. Rest of the Personal Loans | 29,797 | 93,58,88 | 29,257 | 88,15,05 | 3,046 | 5,63,83 | VI. | TRADE | 12,751 | 102,59,08 | 17,221 | 109,17,97 | 3,452 | 5,00,06 | | | 1. Wholesale Trade | 828 | 27,03,98 | 1,202 | 48,02,15 | 178 | 70,52 | | | 2. Retail Trade | 11,923 | 75,55,10 | 16,019 | 61,15,82 | 3,274 | 4,29,54 | VII. | FINANCE | 18 | 86,76,95 | 27 | 3,23,17 | — | — | VIII. | ALL OTHERS | 5,880 | 48,10,78 | 10,087 | 83,45,42 | 3,823 | 4,37,82 |
| | | TOTAL BANK CREDIT | 80,114 | 1075,85,74 | 1,20,528 | 827,59,56 | 33,053 | 37,04,65 | OF WHICH : | 1. Artisans & Village Industries | 1,427 | 3,50,03 | 2,651 | 3,80,67 | 1,829 | 79,50 | | | 2. Other Small Scale Industries | 1,861 | 63,16,33 | 4,107 | 59,23,85 | 1,580 | 3,22,66 |
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