| Table No. 5.9 – District-Wise Classification Of Outstanding Credit of Scheduled Commercial Banks According to occupation – March 2001 | (Amount in Rupees Thousand) |
| | | BILASPUR
| CHAMBA
| HAMIRPUR
| KANGRA
| OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | | | Standing | | standing | | standing | | standing |
| | | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
| I. | AGRICULTURE | 6,461 | 10.22,97 | 4,783 | 5,71,45 | 9,023 | 14,69,33 | 19,969 | 36,03,11 | | 1. Direct Finance | 6,296 | 9,69,54 | 4,498 | 4,92,48 | 9,013 | 14,61,24 | 19,427 | 34,71,40 | | | 2. Indirect Finance | 165 | 53,43 | 285 | 78,97 | 10 | 8,09 | 542 | 1,31,71 | | | INDUSTRY | 1,090 | 3,59,37 | 3,134 | 5,89,74 | 2,234 | 7,25,12 | 5,185 | 73,82,89 | II. | 1. Mining & Quarrying | — | — | 1 | 7,04 | 2 | 7,27 | 31 | 2,43,36 | | | 2. Manufacturing & Processing | 984 | 3,33,57 | 3,133 | 5,82,70 | 2,025 | 6,30,54 | 5,118 | 70,46,89 | | | 3. Electricity, Gas & Water | — | — | — | — | 1 | 3,46 | 2 | 4,60 | | | 4. Construction | 106 | 25,80 | — | — | 206 | 83,85 | 34 | 88,04 | | | TRANSPORT OPERATORS | 434 | 6,05,51 | 2,661 | 8,65,13 | 603 | 8,94,69 | 1,717 | 20,14,08 | III. | PROFESSIONAL AND OTHER SERVICES | 357 | 85,60 | 510 | 2,58,41 | 478 | 1,67,27 | 2,323 | 9,21,03 | IV. | PERSONAL LOANS | 5,162 | 13,81,61 | 6,635 | 17,14,26 | 6,094 | 21,64,80 | 30,299 | 99,04,05 | V. | 1. Loans for Purchase of Consumer Durables | 307 | 45,44 | 607 | 1,40,35 | 256 | 86,18 | 2,417 | 6,00,65 | | | 2. Loans for Housing | 882 | 4,67,97 | 686 | 4,01,00 | 1,266 | 8,75,79 | 4,903 | 35,70,44 | | | 3. Rest of the Personal Loans | 3,973 | 8,68,20 | 5,342 | 11,72,91 | 4,572 | 12,02,83 | 22,979 | 57,32,96 | | | TRADE | 1,020 | 7,21,86 | 3,552 | 10,83,22 | 2,483 | 10,53,08 | 7,728 | 44,03,60 | VI. | 1. Wholesale Trade | 52 | 67,44 | 56 | 95,04 | 46 | 1,37,16 | 478 | 12,18,11 | | | 2. Retail Trade | 968 | 6,54,42 | 3,496 | 9,88,18 | 2,437 | 9,15,92 | 7,250 | 31,85,49 | VII. | FINANCE | 720 | 4,15,34 | 1 | 1,85 | — | — | — | — | VIII.ALL OTHERS | — | — | 3,153 | 6,57,57 | 1,371 | 3,91,23 | 3,794 | 15,12,42 |
| TOTAL BANK CREDIT : | 15,244 | 45,92,26 | 24,429 | 57,41,63 | 22,286 | 68,65,52 | 71,015 | 297,41,18 | OF WHICH | 1. Artisans & Village Industries | 617 | 1,27,45 | 2,157 | 3,39,61 | 1,211 | 2,11,18 | 2,166 | 3,85,97 | | | 2. Other Small Scale Industries | 299 | 1,37,74 | 456 | 1,21,16 | 758 | 2,93,85 | 2,328 | 18,73,13 |
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| | | | KINNAUR
| KULU
| LAHUL & SPITI
| MANDI
| OCCUPATION | No. Of | Amount | No. of | Amount | No. Of | Amount | No. of | Amount | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | | | Standing | | standing | | standing | | Standing |
| | | | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 |
| I. | AGRICULTURE | 2,248 | 2,99,16 | 8,453 | 16,18,96 | 749 | 1,17,93 | 14,283 | 22,01,74 | | | 1. Direct Finance | 2,203 | 2,96,98 | 7,996 | 15,30,19 | 749 | 1,17,93 | 14,096 | 18,29,58 | | | 2. Indirect Finance | 45 | 2,18 | 457 | 88,77 | — | — | 187 | 3,72,16 | II. | INDUSTRY | 284 | 5,36,22 | 3,396 | 48,47,13 | 237 | 28,88 | 5,125 | 18,37,25 | | | 1. Mining & Quarrying | — | — | 5 | 21,60 | — | — | 5 | 21,80 | | | 2. Manufacturing & Processing | 283 | 85,46 | 3,378 | 28,16,63 | 237 | 28,88 | 4,997 | 17,08,63 | | | 3. Electricity, Gas & Water | — | — | 1 | 20,00,00 | — | — | 1 | 5,25 | | | 4. Construction | 1 | 4,50,76 | 12 | 8,90 | — | — | 122 | 1,01,57 | III. | TRANSPORT OPERATORS | 73 | 1,30,86 | 1,104 | 14,29,56 | 19 | 16,26 | 2,544 | 18,78,90 | IV. | PROFESSIONAL AND OTHER SERVICES | 188 | 38,60 | 804 | 5,17,00 | 44 | 19,63 | 1,015 | 3,65,70 | V. | PERSONAL LOANS | 1,565 | 4,41,64 | 8,980 | 31,01,35 | 351 | 1,19,69 | 21,854 | 53,84,43 | | | 1. Loans for Purchase of Consumer Durables | 51 | 16,26 | 780 | 1,89,95 | 36 | 3,92 | 2,062 | 4,48,65 | | | 2. Loans for Housing | 191 | 1,59,77 | 1,244 | 12,49,25 | 30 | 32,53 | 2,267 | 15,70,60 | | | 3. Rest of the Personal Loans | 1,323 | 2,65,61 | 6,956 | 16,62,15 | 285 | 83,24 | 17,525 | 33,65,18 | VI. TRADE | 202 | 87,36 | 2,497 | 14,25,37 | 275 | 1,00,96 | 5,884 | 29,96,09 | | | 1. Wholesale Trade | 7 | 2,94 | 298 | 2,22,93 | 43 | 12,99 | 271 | 8,02,25 | | | 2. Retail Trade | 195 | 84,42 | 2,199 | 12,02,44 | 232 | 87,97 | 5,613 | 21,93,84 | VII. | FINANCE | — | — | 1 | 75 | — | — | 1 | 3,26 | VIII. | ALL OTHERS | 118 | 71,87 | 1,097 | 3,13,59 | 38 | 18,35 | 2,702 | 7,26,55 |
| TOTAL BANK CREDIT | 4,678 | 16,05,71 | 26,332 | 132,53,71 | 1,713 | 4,21,70 | 53,408 | 153,93,92 | OF WHICH: 1. Artisans & Village Industries | 241 | 41,50 | 2,236 | 4,34,96 | 125 | 15,34 | 2,754 | 3,30,74 | | | 2. Other Small Scale Industries | 28 | 3,11 | 748 | 6,16,22 | 107 | 11,19 | 1,317 | 8,09,74 |
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| | | | SIMLA
| SIRMAUR
| SOLAN
| UNA
| OCCUPATION | No. of | Amount | No. Of | Amount | No. of | Amount | No. of | Amount | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | | | Standing | | standing | | standing | | standing |
| | | | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 |
| I. | AGRICULTURE | 11,551 | 28,67,25 | 6,532 | 9,39,31 | 9,668 | 25,16,52 | 8,398 | 22,50,23 | | | 1. Direct Finance | 11,481 | 23,10,28 | 6,396 | 8,91,47 | 9,629 | 23,15,65 | 8,373 | 20,07,39 | | | 2. Indirect Finance | 70 | 5,56,97 | 136 | 47,84 | 39 | 2,00,87 | 25 | 2,42,84 | II. | INDUSTRY | 1,732 | 175,58,10 | 1,738 | 54,77,96 | 3,944 | 318,75,10 | 2,117 | 23,36,17 | | | 1. Mining & Quarrying | 12 | 59,11 | 12 | 88,56 | 14 | 86,51 | 1 | 9,22 | | | 2. Manufacturing & Processing | 1,685 | 46,08,71 | 1,722 | 53,84,19 | 3,928 | 317,86,41 | 2,103 | 22,87,12 | | | 3. Electricity, Gas & Water | 8 | 128,20,40 | — | — | — | — | — | — | | | 4. Construction | 27 | 69,88 | 4 | 5,21 | 2 | 2,18 | 13 | 39,83 | III. | TRANSPORT OPERATORS | 949 | 34,97,25 | 164 | 1,97,94 | 586 | 10,64,62 | 247 | 3,49,39 | IV. | PROFESSIONAL AND OTHER SERVICES | 2,224 | 12,93,39 | 990 | 1,98,52 | 1,089 | 9,17,87 | 549 | 2,22,13 | V. | PERSONAL LOANS | 24,512 | 132,12,22 | 6,582 | 20,81,41 | 11,729 | 46,57,96 | 9,766 | 27,30,14 | | | 1. Loans for Purchase of Consumer Durables | 2,688 | 6,02,82 | 657 | 1,18,21 | 1,880 | 4,27,37 | 447 | 93,09 | | | 2. Loans for Housing | 4,662 | 78,31,27 | 1,340 | 8,41,10 | 3,037 | 21,28,37 | 1,377 | 8,29,99 | | | 3. Rest of the Personal Loans | 17,162 | 47,78,13 | 4,585 | 11,22,10 | 6,812 | 21,02,22 | 7,942 | 18,07,06 | VI. TRADE | 4,898 | 44,22,10 | 1,971 | 9,75,73 | 2,140 | 21,51,29 | 1,657 | 10,27,33 | | | 1. Wholesale Trade | 171 | 10,64,63 | 189 | 2,19,30 | 182 | 8,41,14 | 57 | 1,31,75 | | | 2. Retail Trade | 4,727 | 33,57,47 | 1,782 | 7,56,43 | 1,958 | 13,10,15 | 1,600 | 8,95,58 | VII. | FINANCE | 7 | 1,17,34 | 1 | 11,63 | 8 | 1,45,15 | 2 | 42,91 | VIII. | ALL OTHERS | 6,423 | 36,26,14 | 1,098 | 4,55,72 | 4,112 | 30,08,82 | 1,623 | 4,94,51 |
| TOTAL BANK CREDIT | 52,296 | 465,93,79 | 19,076 | 103,38,22 | 33,276 | 463,37,33 | 24,359 | 94,52,81 | OF WHICH: | | | | | | | | | | | 1. Artisans & Village Industries | 645 | 1,26,15 | 236 | 51,60 | 1,085 | 2,74,18 | 936 | 1,88,93 | | | 2. Other Small Scale Industries | 703 | 6,64,82 | 1,209 | 39,32,63 | 2,373 | 72,94,06 | 899 | 14,44,77 |
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