| Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to OccupationMarch 2001 | SOUTHERN REGION | (Amount in Rupees Lakh) |
| | | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
| | | | 1 | 2 | 3 | 4 | 5 | 6 |
| I. | AGRICULTURE | 11,344 | 22,16 | 20,81 | 5,723 | 12,31 | 11,43 | | | 1. Direct Finance | 11,339 | 21,79 | 20,43 | 5,693 | 11,67 | 10,82 | | | 2. Indirect Finance | 5 | 37 | 37 | 30 | 64 | 61 | II. | INDUSTRY | 349 | 39,50 | 21,09 | 1,293 | 55,51 | 28,09 | | | 1. Mining & Quarrying | 1 | 30 | 29 | — | — | — | | | 2. Food Manufacturing & Processing | 10 | 6,64 | 1,35 | 28 | 4,77 | 3,36 | | | (a) Rice Mills, Flour & Dal Mills | 6 | 10 | 8 | 7 | 1,82 | 48 | | | (b) Sugar | — | — | — | — | — | — | | | (c) Edible Oils & Vanaspati | — | — | — | 5 | 36 | 37 | | | (d) Tea Processing | — | — | — | — | — | — | | | (e) Processing of Fruits & Vegetables | — | — | — | — | — | — | | | (f) Others | 4 | 6,54 | 1,27 | 16 | 2,58 | 2,51 | | | 3. Beverage & Tobacco | 10 | 3,15 | 3,22 | — | — | — | | | 4. Textiles | 8 | 1,36 | 24 | 12 | 3,89 | 3,81 | | | (a) Cotton Textiles | 4 | 16 | 13 | 4 | 3,77 | 3,72 | | | (b) Jute Textiles | — | — | — | — | — | — | | | (c) Handloom Textiles & Khadi | — | — | — | 3 | 1 | 2 | | | (d) Other Textiles | 4 | 1,20 | 12 | 5 | 10 | 6 | | | 5. Paper, Paper Products & Printing | 6 | 1,58 | 1,11 | 24 | 3,75 | 1,81 | | | 6. Leather & Leather Products | — | — | — | — | — | — | | | 7. Rubber & Rubber Products | 7 | 28 | 4 | 2 | 4 | 1 | | | 8. Chemicals & Chemical Products | 29 | 2,58 | 2,45 | 19 | 4,08 | 2,70 | | | (a) Heavy Industrial Chemicals | — | — | — | — | — | — | | | (b) Fertilisers | — | — | — | — | — | — | | | (c) Drugs & Pharmaceuticals | — | — | — | 7 | 75 | 72 | | | (d) Non-Edible Oils | — | — | — | — | — | — | | | (e) Other Chemicals & Chemical Products | 29 | 2,58 | 2,45 | 12 | 3,33 | 1,97 | | | 9. Petroleum, Coal Products & Nuclear Fuels | 1 | 1,96 | 1,55 | — | — | — | | | 10. Manufacture of Cement & Cement Products | — | — | — | 1 | 5 | 5 | | | 11. Basic Metals & Metal Products | 11 | 4,27 | 2,29 | 7 | 1,35 | 1,34 | | | (a) Iron & Steel | — | — | — | 2 | 95 | 95 | | | (b) Non-Ferrous Metals | 1 | 4,04 | 2,06 | — | — | — | | | (c) Other Metal Products | 10 | 23 | 23 | 5 | 40 | 39 | | | 12. Engineering | 14 | 12,20 | 4,20 | 305 | 3,06 | 2,79 | | | (a) Heavy Engineering | 3 | 5,53 | 48 | — | — | — | | | (b) Light Engineering | 1 | 2 | 2 | 6 | 9 | 8 | | | (c) Electrical Machinery & Goods | 7 | 1,73 | 1,34 | 299 | 2,97 | 2,70 | | | (d) Electronic Machinery & Goods | 3 | 4,93 | 2,37 | — | — | — | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 1 | 2 | 2 | 3 | 7 | 4 | | | 14. Other Industries | 251 | 5,18 | 4,33 | 886 | 34,26 | 12,04 | | | 15. Electricity, Gas & Water | — | — | — | — | — | — | | | (a) Electricity Generation & Transmission | — | — | — | — | — | — | | | (b) Non-Conventional Energy | — | — | — | — | — | — | | | (c) Gas, Steam & Water Supply | — | — | — | — | — | — | | | 16. Construction | — | — | — | 6 | 21 | 15 | III. | TRANSPORT OPERATORS | 18 | 34 | 26 | 129 | 2,13 | 1,60 | IV. | PROFESSIONAL AND OTHER SERVICES | 342 | 2,63 | 2,44 | 674 | 6,30 | 4,17 | V. | PERSONAL LOANS | 6,357 | 18,01 | 16,89 | 7,918 | 36,20 | 30,18 | | | 1. Loans for Purchase of Consumer Durables | 670 | 97 | 80 | 1,856 | 7,64 | 5,47 | | | 2. Loans for Housing | 485 | 4,19 | 4,14 | 1,161 | 10,24 | 9,43 | | | 3. Rest of the Personal Loans | 5,202 | 12,84 | 11,95 | 4,901 | 18,32 | 15,28 | VI. | TRADE | 477 | 3,54 | 3,22 | 1,368 | 21,82 | 18,15 | | | 1. Wholesale Trade | 10 | 1,06 | 93 | 131 | 8,48 | 6,74 | | | 2. Retail Trade | 467 | 2,48 | 2,29 | 1,237 | 13,34 | 11,41 | VII. | FINANCE | — | — | — | 23 | 2,25 | 1,27 | VIII. | ALL OTHERS | 628 | 1,43 | 1,21 | 1,746 | 8,51 | 6,12 |
| TOTAL BANK CREDIT | 19,515 | 87,61 | 65,92 | 18,874 | 145,04 | 101,02 | OF WHICH: 1. Artisans & Village Industries | 84 | 28 | 26 | 177 | 28 | 24 | | | 2. Other Small Scale Industries | 169 | 5,17 | 4,37 | 659 | 13,48 | 9,98 |
|
| | | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
| | | | 7 | 8 | 9 | 10 | 11 | 12 |
| I. | AGRICULTURE | 7,903 | 21,48 | 21,34 | — | — | — | | | 1. Direct Finance | 7,895 | 21,16 | 21,06 | — | — | — | | | 2. Indirect Finance | 8 | 33 | 28 | — | — | — | II. | INDUSTRY | 2,952 | 230,62 | 182,34 | — | — | — | | | 1. Mining & Quarrying | — | — | — | — | — | — | | | 2. Food Manufacturing & Processing | 85 | 45,84 | 41,32 | — | — | — | | | (a) Rice Mills, Flour & Dal Mills | 11 | 10,53 | 9,70 | — | — | — | | | (b) Sugar | 3 | 28,44 | 26,54 | — | — | — | | | (c) Edible Oils & Vanaspati | 18 | 3,76 | 2,64 | — | — | — | | | (d) Tea Processing | — | — | — | — | — | — | | | (e) Processing of Fruits & Vegetables | — | — | — | — | — | — | | | (f) Others | 53 | 3,11 | 2,45 | — | — | — | | | 3. Beverage & Tobacco | 16 | 11,34 | 9,77 | — | — | — | | | 4. Textiles | 66 | 30,17 | 26,03 | — | — | — | | | (a) Cotton Textiles | 33 | 23,09 | 19,33 | — | — | — | | | (b) Jute Textiles | 1 | 15 | 14 | — | — | — | | | (c) Handloom Textiles & Khadi | 3 | 92 | 91 | — | — | — | | | (d) Other Textiles | 29 | 6,01 | 5,66 | — | — | — | | | 5. Paper, Paper Products & Printing | 56 | 10,70 | 5,92 | — | — | — | | | 6. Leather & Leather Products | 20 | 4,07 | 1,90 | — | — | — | | | 7. Rubber & Rubber Products | 29 | 4,39 | 3,50 | — | — | — | | | 8. Chemicals & Chemical Products | 188 | 48,59 | 36,72 | — | — | — | | | (a) Heavy Industrial Chemicals | 6 | 2,42 | 2,12 | — | — | — | | | (b) Fertilisers | 2 | 15 | 15 | — | — | — | | | (c) Drugs & Pharmaceuticals | 45 | 6,15 | 5,86 | — | — | — | | | (d) Non-Edible Oils | — | — | — | — | — | — | | | (e) Other Chemicals & Chemical Products | 135 | 39,87 | 28,59 | — | — | — | | | 9. Petroleum, Coal Products & Nuclear Fuels | 3 | 53 | 52 | — | — | — | | | 10. Manufacture of Cement & Cement Products | 10 | 9 | 8 | — | — | — | | | 11. Basic Metals & Metal Products | 78 | 22,34 | 16,35 | — | — | — | | | (a) Iron & Steel | 23 | 9,97 | 5,96 | — | — | — | | | (b) Non-Ferrous Metals | 1 | 3 | 3 | — | — | — | | | (c) Other Metal Products | 54 | 12,34 | 10,36 | — | — | — | | | 12. Engineering | 202 | 12,45 | 7,84 | — | — | — | | | (a) Heavy Engineering | 2 | 11 | 11 | — | — | — | | | (b) Light Engineering | 70 | 5,02 | 2,49 | — | — | — | | | (c) Electrical Machinery & Goods | 88 | 2,35 | 1,02 | — | — | — | | | (d) Electronic Machinery & Goods | 42 | 4,96 | 4,22 | — | — | — | | | 13. Vehicles, Vehicle Parts & Transport Equipments | 38 | 1,05 | 59 | — | — | — | | | 14. Other Industries | 1,549 | 35,91 | 29,10 | — | — | — | | | 15. Electricity, Gas & Water | 15 | 1,27 | 1,21 | — | — | — | | | (a) Electricity Generation & Transmission | — | — | — | — | — | — | | | (b) Non-Conventional Energy | 2 | 20 | 21 | — | — | — | | | (c) Gas, Steam & Water Supply | 13 | 1,07 | 1,00 | — | — | — | | | 16. Construction | 597 | 1,90 | 1,48 | — | — | — | III. | TRANSPORT OPERATORS | 347 | 3,56 | 2,81 | — | — | — | IV. | PROFESSIONAL AND OTHER SERVICES | 1,664 | 25,08 | 17,41 | — | — | — | V. | PERSONAL LOANS | 24,663 | 95,80 | 85,17 | — | — | — | | | 1. Loans for Purchase of Consumer Durables | 2,987 | 9,34 | 7,60 | — | — | — | | | 2. Loans for Housing | 2,865 | 23,56 | 21,93 | — | — | — | | | 3. Rest of the Personal Loans | 18,811 | 62,90 | 55,64 | — | — | — | VI. | TRADE | 8,835 | 79,35 | 72,19 | — | — | — | | | 1. Wholesale Trade | 441 | 16,80 | 15,41 | — | — | — | | | 2. Retail Trade | 8,394 | 62,56 | 56,78 | — | — | — | VII. | FINANCE | 5 | 1,73 | 1,48 | — | — | — | VIII. | ALL OTHERS | 3,145 | 30,95 | 25,34 | — | — | — |
| TOTAL BANK CREDIT | 49,514 | 488,58 | 408,09 | — | — | — | OF WHICH: 1. Artisans & Village Industries | 89 | 37 | 35 | — | — | — | | | 2. Other Small Scale Industries | 1,208 | 53,90 | 43,68 | — | — | — |
|
|